REGISTERED NUMBER: 05197606 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 March 2025

for

Money Minder Financial Services (UK)

Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

Report of the Accountants

5

DIRECTORS:

Mr R Black

Mrs K V Black

SECRETARY:

Mrs K V Black

REGISTERED OFFICE:

The Old Ale House

41 Boston Road

Sleaford

Lincolnshire

NG34 7ER

REGISTERED NUMBER:

05197606 (England and Wales)

ACCOUNTANTS:

Prestige Accounting Limited T/A Simon Moss & Co

The Finance Centre

34a Southgate

Sleaford

Lincolnshire

NG34 7RY

FIXED ASSETS

Tangible assets

4

51,652

63,353

CURRENT ASSETS

Debtors

5

30,518

30,424

Cash at bank and in hand

201,024

204,043

231,542

234,467

CREDITORS

Amounts falling due within one year

6

49,870

50,346

NET CURRENT ASSETS

181,672

184,121

TOTAL ASSETS LESS CURRENT LIABILITIES

233,324

247,474

PROVISIONS FOR LIABILITIES

12,854

11,982

NET ASSETS

220,470

235,492

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

220,370

235,392

SHAREHOLDERS' FUNDS

220,470

235,492

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 26 November 2025 and were signed on its behalf by:

Mr R Black - Director

1.	STATUTORY INFORMATION

Money Minder Financial Services (UK) Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

25% on reducing balance

Website development

-

10% on cost

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 11 (2024 - 11 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures

and

Website

fittings

development

Totals

£

£

£

COST

At 1 April 2024

71,253

247,606

318,859

Additions

3,148

1,475

4,623

At 31 March 2025

74,401

249,081

323,482

DEPRECIATION

At 1 April 2024

62,388

193,118

255,506

Charge for year

3,003

13,321

16,324

At 31 March 2025

65,391

206,439

271,830

NET BOOK VALUE

At 31 March 2025

9,010

42,642

51,652

At 31 March 2024

8,865

54,488

63,353

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.25

31.3.24

£

£

Trade debtors

12,764

5,939

Other debtors

17,754

24,485

30,518

30,424

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.25

31.3.24

£

£

Trade creditors

19,593

20,830

Taxation and social security

28,279

27,518

Other creditors

1,998

1,998

49,870

50,346

7.	CONTINGENT LIABILITIES

No provision has been made in the financial statements for commission received by the company which may be clawed back on any policies which may be cancelled in the future, since the company has no present obligation, and no reliable estimate can be made of the amount of any such claw backs.

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

As described on the Balance Sheet you are responsible for the preparation of the financial statements for the year ended 31 March 2025 set out on pages three to six and you consider that the company is exempt from an audit.

In accordance with your instructions, we have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and information and explanations supplied to us.

Prestige Accounting Limited T/A Simon Moss & Co

The Finance Centre

34a Southgate

Sleaford

Lincolnshire

NG34 7RY

26 November 2025