REGISTERED COMPANY NUMBER: 03054937 (England and Wales)

REGISTERED CHARITY NUMBER: 1064609

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 March 2025

for

PRESTON MUSLIM FORUM LIMITED

Page

Chairman's Report

1

Report of the Trustees

2

to

6

Independent Examiner's Report

7

Statement of Financial Activities

8

Balance Sheet

9

to

10

Notes to the Financial Statements

11

to

17

Welcome to our Annual Report for the year ending 31 March 2025.

As a charity committed to supporting BME communities in Preston, we work tirelessly to meet the needs of vulnerable individuals on the margins of society by offering vital resources, services, and facilities.

This year has brought extraordinary challenges-from deepening social and economic inequalities to strained public services, rising mental health concerns, and escalating levels of poverty. In this context, our mission has never been more urgent or relevant. I am proud to report that PMF has delivered a highly impactful year, making meaningful progress in both service delivery and organizational development. These achievements have directly benefited hundreds of underserved people in our community.

In a key step toward strengthening our future direction, staff and trustees came together for a dedicated strategy day to refresh the organization's strategic goals. A second away day is planned to develop a robust business plan that will guide our next phase of growth and impact.

Our successes would not have been possible without the steadfast support of our funders, partners, staff, volunteers, and Trustees. Their shared commitment has enabled us to deliver a wide range of inclusive services, activities, and opportunities, many of which are showcased in this report.

As we look to the future, I remain confident in our collective ability to continue making a meaningful difference in people's lives. The prospect of sustaining and expanding these essential services is both exciting and deeply encouraging.

Ismail Rawat,

Chair Board of Trustees

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

Our Objectives

- Provide one to one information, advice and guidance including practical support to clients who have nowhere to turn.

- Develop employability and life skills of people facing disadvantage, through targeted employment, lifelong learning support and volunteering opportunities.

- Engage with young people to help with their personal, social, physical and spiritual development.

- Support older people to promote their wellbeing and independence.

- Work in partnership with others organisations to achieve common goals including developing potential of other community groups through provision of capacity building support.

- Foster understanding and co-operation between communities through multi-faith and cohesion events and initiatives.

- Act as community advocate by supporting agencies in shaping policies and practice.

- Improve the physical and mental well-being of community

- Work to achieve long-term sustainability

Our Services And Activities

To further its aims, PMF provides the following services and activities in a culturally sensitive, gender-appropriate and multi-lingual environment:

- Drop-in - service for members of the community acting as first port of call for those who have nowhere to turn;

- Information, Advice and Guidance - on a wide range of social, money, immigration, welfare benefit, including practical support

- Community Learning- Variety of training and non-vocational courses e.g. ESOL, IT for beginners, numeracy, literacy etc.;

- Health and Wellbeing - provide social, leisure and recreational activities to promote Health and Well-Being such as luncheon club, coffee mornings, keep fit classes, health awareness, managing long-term conditions etc.;

- Mental Health - provide specialist and therapeutic support to people suffering mental health illness

- Volunteering - Provide volunteering opportunities across the organisation

- Advocacy - Advocate and work in partnership with other voluntary and statutory organisations;

Charitable activities

Charitable Activities Delivered

To achieve these objectives, the charity operates a community drop-in centre, offering a wide range of services and activities tailored to the needs of the local community. These are delivered by qualified staff and volunteers in a culturally sensitive, bilingual environment, ensuring individuals receive the support they need.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

PMF is the cornerstone of support for individuals in the greater Preston area, providing the vital services, guidance, and opportunities necessary to help people overcome their barriers and achieve better life outcomes. PMF made significant strides in addressing socio-economic and health inequalities within the communities. Through a flexible and inclusive approach, we have adapted our services based on feedback from our beneficiaries, adjusting session timings and extending our opening hours to reach a broader audience. These changes helped reduce barriers to service access, ensuring we could meet the diverse needs of the community effectively.

Information, Advice and Guidance (IAG)

- 968 enquiries were dealt with, providing 1:1 support to 582 beneficiaries across a variety of issues, including welfare, housing, immigration, money matters, school places, appeals, and more.

- 18 families received complex needs support, helping them navigate challenging situations.

- £590,734 in additional benefits was secured for 92 individuals and their families through our advice and support services.

Employment Support

- 32 beneficiaries received tailored employment support, with 4 individuals securing employment as a result of our assistance, including CV preparation, job searches, job applications and job coaching.

Community Learning

- We delivered 78 sessions across a range of training and development courses, which were attended by 90 beneficiaries. These courses covered important topics such as ESOL (English for Speakers of Other Languages), Health Literacy, Numeracy, and Energy Advice, helping participants gain valuable skills and confidence.

Health & Well-Being

- A total of 206 sessions were delivered, providing a range of social, leisure, and recreational activities to 340 participants. Activities included coffee mornings, fitness classes, arts and crafts, poetry clubs, and health education, all aimed at reducing isolation and improving physical and mental well-being.

- We organized 3 outings, offering participants the chance to connect with others outside of regular activities.

- 32 'Walk and Talk' sessions with an average of 16 ladies every Sunday

Mental Health Support

- 23 beneficiaries suffering from severe mental illness received therapeutic support tailored to their needs.

- We hosted 3 awareness seminars on Mental Health, reaching 400 people and providing valuable information and resources.

- Partnered with 4 service providers to help reduce barriers to mainstream health and care services for our community.

- We established 2 Peer Support Groups, where individuals could share experiences and receive emotional support from others with similar challenges.

- Delivered 40 workshops on a variety of mental health issues, helping raise awareness and provide information on mental illness.

Children and Young People

- We ran 18 mother & toddler playgroup sessions, attended by an average of 17 toddlers.

- Held 28 open youth club sessions, providing support and engagement to young men.

- Operated 12 homework club sessions for key stage 1-2, offering study support to pupils.

Digital Partner (We Are Group)

- As an approved Centre for 'We Are Digital', we provided digital assistance to EU citizens and their family members applying for EU Settlement Scheme status. We helped 27 clients successfully obtain the status required to remain in the UK post-Brexit.

- We are now an approved provider for assisting people with HMCTS (Her Majesty's Courts and Tribunals Service) online forms, including helping 18 clients complete appeals processes.

FINANCIAL REVIEW

Financial position

The charity's total income for the year was £329,860, a significant increase compared with £107,417 in 2024. Of this, £289,877 was restricted and £39,983 unrestricted.

Expenditure for the year amounted to £200,089 (2024: £136,554), with £176,738 from restricted funds and £23,351 from unrestricted funds.

At the year-end, total assets were £557,818, comprising of the following;

Current Assets of £310,410 (£154,170 in 2024) of which the restricted was £289,398; and unrestricted was £21,012.

Fixed Assets of £247,408 (£266,551 in 2024) of which restricted was £240,756; and unrestricted was £6,652.

Total funds at the balance sheet date were £549,154 (£419,383 in 2024) of which £530,690 were restricted and £18,464 unrestricted.

The trustees are satisfied with the charity's financial position, noting that the growth in income and funds reflects ongoing support for its activities. Expenditure has been managed prudently to ensure resources are directed effectively towards achieving the charity's objectives.

Principal funding sources

The charity's principal funding is derived principally through grants with limited income generation through hire of the centre.

Property

The charity operates from a property which is leased from Preston City Council until 2037. The property was extended by the charity to provide improved premises. The original property was a single storey building. The charity received a capital grant of £385,000 during the year ended 31st March 2020 to add an extra floor onto the building.

The reserves include the capital amount of this project and this is being depreciated over its useful life at 10% on a reducing balance basis.

Reserves policy

Total reserves as at 31 March 2025 were £549,154. This comprises of Restricted Reserves of £530,690 and Unrestricted Reserves of £18,464.

The Trustees have reviewed the charity's reserve requirements in light of the key risks facing the organisation. A policy has been established whereby unrestricted funds, excluding those committed or invested in tangible fixed assets, should be maintained at a level equivalent to 3-6 months of expenditure. This reserve would enable the charity to operate at a significantly reduced level if necessary. In such circumstances, cost-saving measures would include reducing staffing levels by 50%, alongside a similar reduction in working hours, while ensuring the continued delivery of core services and activities to the community.

The budgeted expenditure for 2025/26 is £232,386, and the target reserves figure should be calculated as half of this amount to represent six month's full running costs.

Currently, the charity's available reserves of £12,292 fall significantly short of this target. The trustees' strategy is to build reserves gradually through planned operating surpluses, acknowledging that it will take time to reach the desired level.

PLANS FOR THE FUTURE

- Further develop services to meet gaps such as youth provision, mental health etc

- Build organisational strength through succession planning, recruit new trustees, Leadership training, develop strategic and business plans

- Improve marketing and communications

- To further develop internal systems, processes, organisational policies and procedures that meet organisational and statutory requirements

- Improve outreach work around Preston through sharing partner facilities to widen our reach.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Risk management

The Trustees have assessed the major risks to which the charity is exposed, in particular, to the operations and finances and are satisfied that the systems and procedures are in place to mitigate our exposure against the major risks. These major risks are the impact of short-term funding, changes in funding streams, changes to key personnel and changes to local and central government policies.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

03054937 (England and Wales)

Registered Charity number

1064609

Registered office

Hamara Centre

Rear of 158 Castleton Road

Preston

PR1 6QH

Trustees

I S Rawat

I Daoud

S Ismail

M A Horton

Mrs M Y Ahmed

Independent Examiner

Mrs Shamim Mahomed

SKM Chartered Accountants

Pegasus House

5 Winckley Court

Mount Street

Preston

Lancashire

PR1 8BU

Approved by order of the board of trustees on 9 December 2025 and signed on its behalf by:

I S Rawat - Trustee

Independent examiner's report to the trustees of Preston Muslim Forum Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

1.	accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

2.	the accounts do not accord with those records; or

3.	the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

4.

the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mrs Shamim Mahomed

The Institute of Chartered Accountants in England and Wales

SKM Chartered Accountants

Pegasus House

5 Winckley Court

Mount Street

Preston

Lancashire

PR1 8BU

9 December 2025

2025

2024

Unrestricted

Restricted

Total

Total

funds

funds

funds

funds

Notes

£

£

£

£

INCOME AND ENDOWMENTS FROM

Donations and legacies

2

39,983

289,877

329,860

107,417

EXPENDITURE ON

Charitable activities

3

Management and Administration

1,095

10,267

11,362

5,660

Provision of Services

21,945

165,310

187,255

129,496

Support Costs

311

1,161

1,472

1,398

Total

23,351

176,738

200,089

136,554

NET INCOME/(EXPENDITURE)

16,632

113,139

129,771

(29,137

)

RECONCILIATION OF FUNDS

Total funds brought forward

1,832

417,551

419,383

448,520

TOTAL FUNDS CARRIED FORWARD

18,464

530,690

549,154

419,383

2025

2024

Unrestricted

Restricted

Total

Total

funds

funds

funds

funds

Notes

£

£

£

£

FIXED ASSETS

Tangible assets

9

6,652

240,756

247,408

266,551

CURRENT ASSETS

Cash at bank and in hand

21,012

289,398

310,410

154,170

CREDITORS

Amounts falling due within one year

10

(8,164

)

(500

)

(8,664

)

(1,338

)

NET CURRENT ASSETS

12,848

288,898

301,746

152,832

TOTAL ASSETS LESS CURRENT LIABILITIES

19,500

529,654

549,154

419,383

NET ASSETS

19,500

529,654

549,154

419,383

FUNDS

11

Unrestricted funds

18,464

1,832

Restricted funds

530,690

417,551

TOTAL FUNDS

549,154

419,383

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

(a)	ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 9 December 2025 and were signed on its behalf by:

I S Rawat - Trustee

1.	ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery

-

25% on reducing balance

Fixtures and fittings

-

20% on reducing balance

Computer Equipment - 33% Reducing balance

Improvements to Leasehold Property - 10% Reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2.	DONATIONS AND LEGACIES

2025

2024

£

£

Donations and Gifts

1

(3

)

Grants

329,859

107,420

329,860

107,417

Grants received, included in the above, are as follows:

2025

2024

£

£

Preston City Council - Positive Minds

22,960

9,864

Big Lottery Fund

113,337

-

Selnet

-

3,244

Islamic Relief

67,000

9,719

Active

-

4,994

Community Foundation

-

3,000

NHS

31,000

45,501

Lloyds

-

25,000

Beacon Counselling

22,500

-

Pilgrim Trust - Grant

24,551

-

Spring North Ltd - Cancer Aware

8,530

-

Other grants

39,981

6,098

329,859

107,420

3.	CHARITABLE ACTIVITIES COSTS

Mangemnt & Admin

Provision of Services

Support Costs

Total 2025

Total 2024

Postage and stationery

2,088

2,088

1,642

Sundries

2,120

2,120

60

Telephone

2,754

2,754

2,458

Repairs & Renewals

4,374

4,374

1,463

Plant & Machinery - Dep'n

10

29

39

52

Fixtures & Fittings - Dep'n

17

44

60

63

Leasehold - Dep'n

25,633

25,633

27,757

Computer Equip - Dep'n

23

23

29

Wages & Social Security

139,274

139,274

85,521

Pensions

2,257

2,257

1,515

Rates & Water

744

744

818

Light & Heat

4,417

4,417

1,780

Staff Training

300

300

1,797

Legal & Professional

1,341

1,341

1,385

Event Costs

8,982

8,982

5,549

Rent

1500

1,500

1,500

Accountancy

2,712

2,712

1,766

Insurance

1,366

1,366

1,221

Bank Charges

107

107

178

11,362

187,255

1,473

200,090

136,554

4.	SUPPORT COSTS

Governance

costs

£

Provision of Services

2,712

5.	NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

2025

2024

£

£

Depreciation - owned assets

25,761

27,915

6.	TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2025 nor for the year ended 31 March 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024.

7.	STAFF COSTS

The average monthly number of employees during the year was as follows:

2025

2024

Average number of employees

4

4

No employees received emoluments in excess of £60,000.

8.	COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted

Restricted

Total

funds

funds

funds

£

£

£

INCOME AND ENDOWMENTS FROM

Donations and legacies

34,340

73,077

107,417

EXPENDITURE ON

Charitable activities

Management and Administration

1,799

3,861

5,660

Provision of Services

33,689

95,807

129,496

Support Costs

567

831

1,398

Total

36,055

100,499

136,554

NET INCOME/(EXPENDITURE)

(1,715

)

(27,422

)

(29,137

)

RECONCILIATION OF FUNDS

Total funds brought forward

3,548

444,972

448,520

TOTAL FUNDS CARRIED FORWARD

1,833

417,550

419,383

9.	TANGIBLE FIXED ASSETS

Improvements

to

Fixtures

Leasehold

Plant and

and

Computer

Prop

machinery

fittings

equipment

Totals

£

£

£

£

£

COST

At 1 April 2024

400,790

4,878

4,245

2,644

412,557

Additions

6,618

-

-

-

6,618

At 31 March 2025

407,408

4,878

4,245

2,644

419,175

DEPRECIATION

At 1 April 2024

134,748

4,724

3,954

2,580

146,006

Charge for year

25,643

39

58

21

25,761

At 31 March 2025

160,391

4,763

4,012

2,601

171,767

NET BOOK VALUE

At 31 March 2025

247,017

115

233

43

247,408

At 31 March 2024

266,042

154

291

64

266,551

10.	CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade creditors

-

(2

)

Social security and other taxes

6,567

-

Other creditors

1,017

740

Accrued expenses

1,080

600

8,664

1,338

11.	MOVEMENT IN FUNDS

At 01/04/2024

Movements

At 31/03/2025

Unrestricted funds

General fund

1,832

16,632

18,464

Restricted funds

Revenue

Restricted

2,168

-

2,168

Big Lottery Fund

39

-13

26

Preston City Council

25,622

10,995

36,617

National Lottery - Revenue Project

6,404

-

6,404

DWP

10

-3

7

Community Development Fund

1,071

-

1,071

Selnet

9,143

-

9,143

Community Champions Project

25,540

-

25,540

Co-op Foundation

10,227

-

10,227

Independent Age

11,840

-

11,840

LCF Covid

14,755

-

14,755

Active Lancashire

813

-

813

LBMN - Micro

434

-

434

Lancashire Care

108

-

108

Islamic Relief

1740

32,102

33,842

Versus Arthritis

523

-

523

Community Foundation

20

-

20

NHS

300

14,853

15,153

Beacon Counselling

-

10,781

10,781

Pilgrim Trust - Grant

-

11,763

11,763

Spring North Limited - Cancer Awareness

-

4,087

4,087

Restricted funds

Capital

National Lottery - Capital Project

266,162

28,662

294,824

Lancashire Environmental Fund - Capital

22,500

-

22,500

LCVS - Skelhorn - Capital

1,500

-

1,500

Environmental Fund

16,632

-88

16,544

TOTAL FUNDS

419,383

129,771

549,154