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Registered number: 04394157 (England & Wales)



 






SILVERFORD INVESTMENTS LIMITED


DIRECTORS' REPORT AND UNAUDITED FINANCIAL STATEMENTS


FOR THE YEAR ENDED 
31 MARCH 2025





Pages for Filing with Registrar


























 
SILVERFORD INVESTMENTS LIMITED
 

CONTENTS



Page
Company Information
 
1
Balance Sheet
 
2 - 3
Notes to the Financial Statements
 
4 - 9



 
SILVERFORD INVESTMENTS LIMITED
 
 
COMPANY INFORMATION


Directors
James Young 
David Holt 




Company secretary
David Holt



Registered number
04394157



Registered office
40 Queen Anne Street

London

W1G 9EL




Accountants
Lewis Golden LLP

40 Queen Anne Street

London

W1G 9EL




1 -


 
Registered number: 04394157 (England & Wales)
SILVERFORD INVESTMENTS LIMITED


BALANCE SHEET
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible fixed assets
 4 
75,448
100,597

Investment property
 5 
21,090,000
19,742,304

  
21,165,448
19,842,901

Current assets
  

Debtors
 6 
407,823
425,056

Cash at bank and in hand
  
446,256
889,185

  
854,079
1,314,241

Creditors: amounts falling due within one year
 7 
(6,890,537)
(1,116,452)

Net current (liabilities)/assets
  
 
 
(6,036,458)
 
 
197,789

Total assets less current liabilities
  
15,128,990
20,040,690

Creditors: amounts falling due after more than one year
 8 
-
(3,750,000)

Provisions for liabilities
  

Deferred tax
 9 
(1,957,515)
(1,887,628)

  
 
 
(1,957,515)
 
 
(1,887,628)

Net assets
  
13,171,475
14,403,062


Capital and reserves
  

Called up share capital 
  
3
3

Revaluation reserve
  
5,853,903
6,455,783

Profit and loss account
  
7,317,569
7,947,276

  
13,171,475
14,403,062


2 -


 
Registered number: 04394157 (England & Wales)
SILVERFORD INVESTMENTS LIMITED

    
BALANCE SHEET (CONTINUED)
AS AT 31 MARCH 2025

The Directors consider that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The Directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has opted not to file the Directors' Report and Profit and Loss Account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




James Young
David Holt
Director
Director


Date: 9 December 2025
Date:9 December 2025

The notes on pages 4 to 9 form part of these financial statements.

3 -


 
SILVERFORD INVESTMENTS LIMITED
 
 

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

Silverford Investments Limited is a private company limited by share capital, incorporated in England and Wales, registered number 04394157. The address of the registered office is 40 Queen Anne Street, London W1G 9EL. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

 
2.2

Turnover

Turnover is recognised to the extent that it is probable that the economic benefits will flow to the company and the turnover can be reliably measured. Turnover is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before turnover is recognised:
Rent receivable
Rental income from operating leases is recognised on a straight line basis over the term of the lease.
Rent incentives offered to tenants are recognised on a straight line basis over the lease term in the Profit and Loss Account.

 
2.3

Tangible fixed assets

Tangible fixed assets under the cost model, other than investment properties, are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Plant and machinery etc.
-
over 5 years on a straight-line basis

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in the Profit or Loss Account.

4 -


 
SILVERFORD INVESTMENTS LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.4

Investment property

Investment property is carried at fair value determined annually by directors and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in the Profit or Loss Account.
Deferred tax is provided on gains at the rate expected to apply when the property is sold.

 
2.5

Debtors

Short-term debtors are measured at the transaction price, less any impairment. 

 
2.6

Cash and cash equivalents

Cash and cash equivalents are represented by cash in hand, deposits held at call with financial institutions, and other short-term highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

  
2.7

Financial instruments

The company only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from banks and other third parties, and loans to related parties. 

Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in the Profit and Loss Account.

Financial assets and liabilities are offset and the net amount reported in the Balance Sheet when there is an enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

 
2.8

Creditors

Short-term creditors are measured at the transaction price. Bank loans are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.9

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

5 -


 
SILVERFORD INVESTMENTS LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.10

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in the Profit or Loss Account.
The current tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the Balance Sheet date in the countries where the company operates and generates income.
 
Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the Balance Sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.



3.


Employees

The average monthly number of employees, including directors, during the year was 2 (2024 - 2).

6 -


 
SILVERFORD INVESTMENTS LIMITED
 
 

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

4.


Tangible fixed assets





Plant and machinery etc.

£



Cost


At 1 April 2024
132,321



At 31 March 2025

132,321



Depreciation


At 1 April 2024
31,724


Charge for the year 
25,149



At 31 March 2025

56,873



Net book value



At 31 March 2025
75,448



At 31 March 2024
100,597


5.


Investment property


Freehold investment property

£



Valuation


At 1 April 2024
19,742,304


Additions at cost
2,613,089


Deficit on revaluation
(1,265,393)



At 31 March 2025
21,090,000

The valuations of investment properties were considered by a director, a qualified chartered surveyor, who is internal to the company. The directors are satisfied that the carrying amount of investment property as at 31 March 2025 equals their open market value.




7 -


 
SILVERFORD INVESTMENTS LIMITED
 
 

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

6.


Debtors

2025
2024
£
£


Trade debtors
118,167
38,903

Other debtors
289,656
386,153

407,823
425,056



7.


Creditors: amounts falling due within one year

2025
2024
£
£

Loans
6,251,187
-

Trade creditors
57,798
50,407

Corporation tax
132,202
715,361

Other taxation and social security
63,639
65,860

Other creditors
158,277
95,885

Accruals and deferred income
227,434
188,939

6,890,537
1,116,452


Creditors amounts falling due within one year includes £5,000,000 (2024 - £nil) which is secured by a fixed and floating charge over the assets of the company.


8.


Creditors: amounts falling due after more than one year

2025
2024
£
£

Loans
-
3,750,000


Creditors amounts falling due after more than one year includes £nil (2024 - £3,750,000) which is secured by a fixed and floating charge over the assets of the company.
 

9.


Deferred taxation




2025


£






At 1 April 2024
(1,887,628)


Charged to the Profit and Loss Account
(69,887)



At 31 March 2025
(1,957,515)

8 -


 
SILVERFORD INVESTMENTS LIMITED
 
 

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
 
9.Deferred taxation (continued)

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Potential gain on sales of investment properties
(1,957,515)
(1,887,628)


10.


Related party transactions

During the year the company advanced £nil (2024 - £178,672) to directors. Repayments of £228,672 (2024 - £250,000) were made by directors during the year. As at 31 March 2025, the amounts due from directors totalled £nil (2024 - £228,672), of which the whole balance is interest free and repayable on demand.

 
9 -