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Registered number: 07557270










CALICO PROPERTIES (ESSEX) LIMITED








UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 MARCH 2025

 
CALICO PROPERTIES (ESSEX) LIMITED
REGISTERED NUMBER: 07557270

STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Investment properties
 3 
663,420
663,420

  
663,420
663,420

Current assets
  

Debtors
 4 
80,804
67,564

Cash at bank and in hand
  
3,152
285

  
83,956
67,849

Creditors: amounts falling due within one year
 5 
(119,154)
(99,577)

Net current liabilities
  
 
 
(35,198)
 
 
(31,728)

Total assets less current liabilities
  
628,222
631,692

Creditors: amounts falling due after more than one year
 6 
(102,600)
(113,328)

  

Net assets
  
525,622
518,364


Capital and reserves
  

Called up share capital 
  
395,000
395,000

Profit and loss account
  
130,622
123,364

  
525,622
518,364


Page 1

 
CALICO PROPERTIES (ESSEX) LIMITED
REGISTERED NUMBER: 07557270
    
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 MARCH 2025

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




................................................
N Lucking
Director

Date: 10 December 2025

The notes on pages 3 to 8 form part of these financial statements.

Page 2

 
CALICO PROPERTIES (ESSEX) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

Calico Properties (Essex) Limited is a private company, limited by shares, registered in England and Wales. The company's registered office is The Office, Green Farm, Pettistree, Suffolk, IP13 0HU. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

 
2.2

Going concern

The directors have considered the company's financial strength, and the directors have confirmed that they will continue to financially support the company for the foreseeable future, being a period of at least twelve months from the date of approval of the financial statements. Based on all of this, the directors have concluded that they have a reasonable expectation that the company will have adequate resources to continue in operational existence for the foreseeable future, being at least twelve months from the date of signing these financial statements. They therefore continue to adopt the going concern basis of accounting in preparing these financial statements.

  
2.3

Foreign currency translation

The Company's functional and presentational currency is GBP. 

 
2.4

Turnover

Turnover represents rental income from investment properties accounted for on an accruals basis. 

 
2.5

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.6

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

Page 3

 
CALICO PROPERTIES (ESSEX) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.7

Taxation

Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


 
2.8

Investment property

Investment property is carried at fair value determined annually by the directors. The directors are of the opinion that there is no material difference at the Balance Sheet date, between fair value and original cost. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.9

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.10

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.11

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

Page 4

 
CALICO PROPERTIES (ESSEX) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.12

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

The Company has elected to apply the recognition and measurement provisions of IFRS 9 Financial Instruments (as adopted by the UK Endorsement Board) with the disclosure requirements of Sections 11 and 12 and the other presentation requirements of FRS 102.

Financial instruments are recognised in the Company's Statement of Financial Position when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Page 5

 
CALICO PROPERTIES (ESSEX) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.13

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Investment property





Investment property

£



Cost and valuation


At 1 April 2024
663,420



At 31 March 2025

663,420






Net book value



At 31 March 2025
663,420



At 31 March 2024
663,420


4.


Debtors

2025
2024
£
£


Trade debtors
80,804
67,564

80,804
67,564


Page 6

 
CALICO PROPERTIES (ESSEX) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

5.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank loans
10,785
9,742

Trade creditors
939
-

Corporation tax
2,820
7,712

Other taxation and social security
14,499
10,875

Other creditors
86,952
69,397

Accruals and deferred income
3,159
1,851

119,154
99,577


The bank loan is secured by way of legal charge dated 10 October 2014 in favour of National Westminster Bank PLC over 60 High Street & 1-1A St Nicholas Street, Colchester.


6.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
102,600
113,328

102,600
113,328


The bank loan is secured by way of legal charge dated 10 October 2014 in favour of National Westminster Bank PLC over 60 High Street & 1-1A St Nicholas Street, Colchester. 


7.


Employees

The average number of employees, including directors, during the year was 2 (2024 - 2)

Page 7

 
CALICO PROPERTIES (ESSEX) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

8.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£

Amounts falling due within one year

Bank loans
10,785
9,742


10,785
9,742

Amounts falling due 1-2 years

Bank loans
11,697
10,636


11,697
10,636

Amounts falling due 2-5 years

Bank loans
40,969
37,935


40,969
37,935

Amounts falling due after more than 5 years

Bank loans
49,934
64,757

49,934
64,757

113,385
123,070



9.


Transactions with directors

During the year the directors paid £16,826 on behalf of the company and advanced £600. At the Balance Sheet date, other creditors, includes amounts loaned to the company by the directors totalling £86,823 (2024 £69,397).  The loans are unsecured, interest-free and repayable on demand.

 
Page 8