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Registered number: 10937225
Tindle Wealth Management Limited
Strategic Report, Director's Report and
Financial Statements
For The Year Ended 31 August 2025
Halkin Lerman Davis Limited
Westgate House
9 Holborn
London
EC1N 2LL
Tindle Wealth Management Limited
Contents
Contents
Page
Company Information 1
Strategic Report 2—3
Director's Report 4—5
Independent Auditor's Report 6—8
Statement of Comprehensive Income 9
Balance Sheet 10
Statement of Changes in Equity 11
Statement of Cash Flows 12
Notes to the Statement of Cash Flows 13
Notes to the Financial Statements 14—19
Page 1
Tindle Wealth Management Limited
Company Information
For The Year Ended 31 August 2025
Company Information
Director Mr S M Tindle
Company Number 10937225
Registered Office 1 The Sanctuary
London
SW1P 3JT
Accountants Halkin Lerman Davis Limited
Westgate House
9 Holborn
London
EC1N 2LL
Auditors Sawin & Edwards LLP Statutory Auditors
Studio 16 Cloisters House
8 Battersea Park Road
London
SW8 4BG
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Tindle Wealth Management Limited
Strategic Report
For The Year Ended 31 August 2025
Strategic Report
The director presents his strategic report for the year ended 31 August 2025.
Review of the Business
The key financial and other performance indicators during the year were as follows:
2025
2024
Change %
£
£
Turnover
200,690
162,793
23.3%
Profit for the year after tax
3,331
15,552
-78.6%
Equity shareholder funds
101,258
97,927
3.4%
The cash balance was £78,869 at 31 August 2025.
Principal Risks and Uncertainties
The principal risks facing the company are: 
  • exposure to market movements which impact ongoing revenue from portfolio management
  • the ability of the company to retain existing and attract new clients
  • the ability of the company to retain our high quality staff
  • Compliance with changing FCA regulations
The principal uncertainties facing the company are:
  • the ability to continue to grow the company’s client base
  • the future value of markets, on which much of the company’s revenue is derived
  • cost inflation principally with regards to key suppliers such as technology providers
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Tindle Wealth Management Limited
Strategic Report (continued)
For The Year Ended 31 August 2025
Section 172(1) Statement
Statement by the directors in performance of their statutory duties in accordance with s172 (1) Companies Act 2006
The Company has had another positive year, with client numbers, assets under management, and revenue showing good growth over the period. This has been driven by organic growth and increase in the value of assets under management due to positive movement in financial markets.
Corporate and Regulatory Changes
Following the introduction of the FCA's Consumer Duty on 31st July 2023, the firm has continued to review and enhance its systems, processes, and service propositions in line with the evolving guidance around implementation and best practice.  
Building Long-Term Client Relationships
The Company actively seeks, and continues to enjoy, good long-term relationships with our clients, evidenced by the fact that virtually all new client relationships continue to arise from referrals from existing clients. We feel that our fee structure aligns our incentives with our clients; we have therefore benefitted both from increased client numbers and the increased valuation of the client accounts that we manage and on which we advise.
Investment in Our Staff Team
The firm remains committed to the well-being of our staff, paying all members of staff a competitive salary and benefits package.  Furthermore, the Company invests in the training and development of all staff members, providing financial support and study leave to those taking professional examinations as part of our ongoing plan to build skills and help colleagues develop their careers.
Relationships with Suppliers, Stakeholders & The FCA
Throughout the year, we have maintained good relationships with our regulator, our suppliers, and the investment funds into which we invest on behalf of our clients as well as the product providers whose financial products we recommend. We believe that this is entirely in keeping with our aims for the long-term health of the Company.
Financial Security
Although we never hold client money, the ongoing financial security of the Company is nevertheless of importance to all with whom we do business. The Company remains in a secure financial position, having comfortably exceeded the regulatory requirements for both capital adequacy and liquidity throughout the year. This is monitored continuously by the firm, with obligatory reports made to the regulator on a quarterly basis.
On behalf of the board
Mr S M Tindle
Director
11 December 2025
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Tindle Wealth Management Limited
Company No. 10937225
Director's Report For The Year Ended 31 August 2025
Director's Report
The director presents his report and the financial statements for the year ended 31 August 2025.
Principal Activity
The company's principal activity continues to be that of the provision of independent financial advisory and wealth management services.
Future Developments
The company will continue to pursue client acquisition purely via referrals. We remain focused on growing the business but are conscious that we want to grow in a sustainable manner that allows for us to continue to provide a high standard of service to our clients. 
We will continue to invest in the development of our employees. Staff members who do not yet hold a ‘chartered’ designation are actively working towards achieving such a designation. 
We will continue to invest in robust technology that both protects our business and clients from a cybersecurity perspective and improves the productivity of the business.  
Directors
The director who held office during the year were as follows:
Mr S M Tindle
Statement of Director's Responsibilities
The director is responsible for preparing the Strategic Report, the Director's Report and the financial statements in accordance with applicable law and regulations.
Company law requires the director to prepare financial statements for each financial year. Under that law the director has elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards, comprising FRS102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', and applicable law). Under company law the director must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing the financial statements the director is required to:
  • select suitable accounting policies and then apply them consistently;
  • make judgments and accounting estimates that are reasonable and prudent;
  • state whether applicable United Kingdom Accounting Standards, comprising FRS102, have been followed subject to any material departures disclosed and explained in the financial statements;
  • prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.
The director is responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. He is also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The director is responsible for the maintenance and integrity of the corporate and financial information included on the company's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.
Statement of Disclosure of Information to Auditors
In the case of each director in office at the date the Director's Report is approved: 
  • so far as the director is aware, there is no relevant audit information of which the company's auditors are unaware; and
  • they have taken all the steps that they ought to have taken as directors in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information.
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Tindle Wealth Management Limited
Director's Report (continued)
For The Year Ended 31 August 2025
Independent Auditors
Under section 487(2) of the Companies Act 2006, Sawin & Edwards LLP will be deemed to have been reappointed as auditors 28 days after these financial statements were sent to members or 28 days after the latest date prescribed for filing the accounts with the registrar whichever is earlier.
On behalf of the board
Mr S M Tindle
Director
11 December 2025
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Independent Auditor's Report
to the Members of
Tindle Wealth Management Limited
Independent Auditor's Report
Opinion
We have audited the financial statements of Tindle Wealth Management Limited for the year ended 31 August 2025 which comprise the Statement of Comprehensive Income, Balance Sheet, Statement of Changes of Equity, Cash Flow Statement and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland".
In our opinion the financial statements:
  • give a true and fair view of the state of the company's affairs as at 31 August 2025 and of its profit for the year then ended;
  • have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
  • have been prepared in accordance with the requirements of the Companies Act 2006.
Basis for Opinion
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
Conclusions Relating to Going Concern
In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.
Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the entity's ability to continue as a going concern for a period of at least 12 months from when the financial statements are authorised for issue.
Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.
Other Information
The other information comprises the information included in the annual report, other than the financial statements and our auditor's report thereon. The director is responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.
We have nothing to report in this regard.
Opinions on Other Matters Prescribed by the Companies Act 2006
In our opinion, based on the work undertaken in the course of the audit:
  • the information given in the Strategic Report and Director's Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
  • the Strategic Report and Director's Report have been prepared in accordance with applicable legal requirements.
Matters on Which We Are Required to Report by Exception
In the light of the knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Director's Report.
We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:
  • adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
  • the financial statements are not in agreement with the accounting records or returns; or
  • certain disclosures of director's remuneration specified by law are not made; or
  • we have not received all the information and explanations we require for our audit.
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Independent Auditor's Report (continued)
to the Members of
Tindle Wealth Management Limited
Responsibilities of Directors
As explained more fully in the Director's Responsibilities Statement set out on page 4—5, the director is responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the director determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.
In preparing the financial statements, the director is responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.
Auditor's Responsibilities for the Audit of the Financial Statements
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.
The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 
Discussions were held with the directors with a view to identifying those laws and regulations that could be expected to have a material impact on the financial statements. During the engagement team briefing, the outcomes of these discussions and enquiries were shared with the team, as well as consideration as to where and how fraud may occur in the entity.
The following laws and regulations were identified as being of significance to the entity:
  • Those laws and regulations considered to have a direct effect on the financial statements include UK financial reporting standards, Company Law, FCA regulations, Tax and Pensions legislation, and distributable profits legislation.
  • It is considered that there are laws and regulations for which non-compliance may be fundamental to the operating aspects of the business. These are FCA regulations. 
Audit procedures undertaken in response to the potential risks relating to irregularities (which include fraud and non-compliance with laws and regulations) comprised of: inquiries of management and those charged with governance as to whether the entity complies with such laws and regulations; enquiries with the same concerning any actual or potential litigation or claims; inspection of relevant legal correspondence; review of board minutes; testing the appropriateness of entries in the nominal ledger, including journal entries; reviewing transactions around the end of the reporting period; and the performance of analytical procedures to identify unexpected movements in account balances which may be indicative of fraud.
No instances of material non-compliance were identified. However, the likelihood of detecting irregularities, including fraud, is limited by the inherent difficulty in detecting irregularities, the effectiveness of the entity's controls, and the nature, timing and extent of the audit procedures performed. Irregularities that result from fraud might be inherently more difficult to detect than irregularities that result from error. As explained above, there is an unavoidable risk that material misstatements may not be detected, even though the audit has been planned and performed in accordance with ISAs (UK).
A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.
Other matters
The financial statements of the company for the year ended 31 August 2024, were audited by another auditor who expressed an unmodified opinion on those statements on 9 December 2024.
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Independent Auditor's Report (continued)
to the Members of
Tindle Wealth Management Limited
Use Of Our Report
This report is made solely to the company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company's members those matters that we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company's members as a body, for our audit work, for this report, or for the opinions we have formed.
W K Sawin (Senior Statutory Auditor)
for and on behalf of Sawin & Edwards LLP Statutory Auditors , Statutory Auditor
11 December 2025
Sawin & Edwards LLP Statutory Auditors
Studio 16 Cloisters House
8 Battersea Park Road
London
SW8 4BG
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Tindle Wealth Management Limited
Statement of Comprehensive Income
For The Year Ended 31 August 2025
Statement of Comprehensive Income
2025 2024
Notes £ £
TURNOVER 3 200,690 162,793
Cost of sales (19,696 ) (17,526 )
GROSS PROFIT 180,994 145,267
Administrative expenses (179,212 ) (127,650 )
Other operating income 550 -
OPERATING PROFIT 5 2,332 17,617
Other interest receivable and similar income 10 2,882 2,860
Interest payable and similar charges 11 (40 ) (3 )
PROFIT BEFORE TAXATION 5,174 20,474
Tax on Profit 12 (1,843 ) (4,922 )
PROFIT AFTER TAXATION BEING PROFIT FOR THE FINANCIAL YEAR 3,331 15,552
OTHER COMPREHENSIVE INCOME FOR THE YEAR - -
TOTAL COMPREHENSIVE INCOME FOR THE YEAR 3,331 15,552
The notes on pages 13 to 19 form part of these financial statements.
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Tindle Wealth Management Limited
Balance Sheet
As At 31 August 2025
Balance Sheet
2025 2024
Notes £ £ £ £
FIXED ASSETS
Intangible Assets 13 14,501 14,104
Tangible Assets 14 1,818 868
16,319 14,972
CURRENT ASSETS
Debtors 15 33,879 40,872
Cash at bank and in hand 78,869 60,149
112,748 101,021
Creditors: Amounts Falling Due Within One Year 16 (27,809 ) (18,066 )
NET CURRENT ASSETS (LIABILITIES) 84,939 82,955
TOTAL ASSETS LESS CURRENT LIABILITIES 101,258 97,927
NET ASSETS 101,258 97,927
CAPITAL AND RESERVES
Called up share capital 17 113,870 113,870
Profit and Loss Account (12,612 ) (15,943 )
SHAREHOLDERS' FUNDS 101,258 97,927
The financial statements were approved by the director and authorised for issue on 11 December 2025
Mr S M Tindle
Director
11 December 2025
The notes on pages 13 to 19 form part of these financial statements.
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Tindle Wealth Management Limited
Statement of Changes in Equity
For The Year Ended 31 August 2025
Statement of Changes in Equity
Share Capital Profit and Loss Account Total
£ £ £
As at 1 September 2023 113,870 (31,495 ) 82,375
Profit for the year and total comprehensive income - 15,552 15,552
As at 31 August 2024 and 1 September 2024 113,870 (15,943 ) 97,927
Profit for the year and total comprehensive income - 3,331 3,331
As at 31 August 2025 113,870 (12,612 ) 101,258
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Tindle Wealth Management Limited
Statement of Cash Flows
For The Year Ended 31 August 2025
Statement of Cash Flows
2025 2024
Notes £ £
Cash flows from operating activities
Net cash generated from operations 1 19,610 15,903
Interest paid (40 ) (3 )
Tax paid (705 ) -
Net cash generated from operating activities 18,865 15,900
Cash flows from investing activities
Purchase of intangible assets (1,295 ) (14,104 )
Purchase of tangible assets (1,732 ) (1,116 )
Interest received 2,882 2,860
Net cash used in investing activities (145 ) (12,360 )
Cash flows from financing activities
Amount introduced by directors - 7,363
Amount withdrawn by directors - (16,900)
Net cash used in financing activities - (9,537 )
Increase/(decrease) in cash and cash equivalents 18,720 (5,997 )
Cash and cash equivalents at beginning of year 2 60,149 66,146
Cash and cash equivalents at end of year 2 78,869 60,149
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Tindle Wealth Management Limited
Notes to the Statement of Cash Flows
For The Year Ended 31 August 2025
Notes to the Statement of Cash Flows
1. Reconciliation of profit for the financial year to cash generated from operations
2025 2024
£ £
Profit for the financial year 3,331 15,552
Adjustments for:
Tax on profit 1,843 4,922
Interest expense 40 3
Interest income (2,882 ) (2,860 )
Amortisation of intangible assets 898 -
Depreciation of tangible assets 782 248
Movements in working capital:
Decrease/(increase) in trade and other debtors 9,832 (7,787 )
Increase in trade and other creditors 5,766 5,825
Net cash generated from operations 19,610 15,903
2. Cash and cash equivalents
Cash and cash equivalents, as stated in the Statement of Cash Flows, relates to the following items in the Balance Sheet:
2025 2024
£ £
Cash at bank and in hand 78,869 60,149
3. Analysis of changes in net funds
As at 1 September 2024 Cash flows As at 31 August 2025
£ £ £
Cash at bank and in hand 60,149 18,720 78,869
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Tindle Wealth Management Limited
Notes to the Financial Statements
For The Year Ended 31 August 2025
Notes to the Financial Statements
1. General Information
Tindle Wealth Management Limited is a private company, limited by shares, incorporated in England & Wales, registered number 10937225 . The registered office is 1 The Sanctuary, London, SW1P 3JT.
The presentation currency of the financial statements is the Pound Sterling (£).
The financial statements present information about the company as a single entity.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland'' and the Companies Act 2006.
2.2. Going Concern Disclosure
The directors have not identified any material uncertainties related to events or conditions that may cast significant doubt about the company's ability to continue as a going concern.
2.3. Turnover
Turnover comprises the fair value of the consideration received for the provision of discretionary management services and financial advisory service in the ordinary course of the company's activities. Turnover is shown net of value added tax.
The discretionary management services fee is accrued daily. However, the company recognises revenue when the amount of discretionary can be reliably measured and at the end of each calendar month.
2.4. Intangible Fixed Assets and Amortisation - Intellectual Property
Intellectual property assets are legal costs incurred in application of Trademark. The Trademark was succesfully registered in January 2025 and is amortised over a period of 10 years.
2.5. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Computer Equipment Straight line over 3 years
2.6. Leasing and Hire Purchase Contracts
Assets obtained under finance leases are capitalised as tangible fixed assets. Assets acquired under finance leases are depreciated over the shorter of the lease term and their useful lives. Assets acquired under hire purchase contracts are depreciated over their useful lives. Finance leases are those where substantially all of the benefits and risks of ownership are assumed by the company. Obligations under such agreements are included in the creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charged to the profit and loss account so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.
Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged to the profit and loss account as incurred.
2.7. Cash and Cash Equivalents
Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.
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Tindle Wealth Management Limited
Notes to the Financial Statements (continued)
For The Year Ended 31 August 2025
2.8. Financial Instruments
The company's principal financial instruments comprise cash and money market fund, the main purpose of which is to finance the company's operations and expansion. The company has other financial instruments such as trade debtors and trade creditors which arise directly from normal trading.
The company has not entered into any derivative or other hedging instruments.
The main risks arising from the company's financial instruments are interest rate risk and liquidity risk. The Board reviews and agrees policies for managing each of these risks and these are summarised below.
Interest rate risks
The company manages its liquidity through the use of money market fund at variable rates of interest, depending on cash requirements. The rates are reviewed regularly and the best rate obtained in the context of the company's need.
Liquidity risks
The company's policy throughout the year has been to ensure that it has adequate liquidity by careful management of its working capital.
2.9. Taxation
Income tax expense represents the sum of the tax currently payable and deferred tax.
The tax currently payable is based on taxable profit for the year. Taxable profit differs from profit as reported in the statement of comprehensive income because of items of income or expense that are taxable or deductible in other years and items that are never taxable or deductible. The company's liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.
Deferred tax is recognised on timing differences between the carrying amounts of assets and liabilities in the financial statements and the corresponding tax bases used in the computation of taxable profit. Deferred tax liabilities are generally recognised for all taxable timing differences. Deferred tax assets are generally recognised for all deductible temporary differences to the extent that it is probable that taxable profits will be available against which those deductible timing differences can be utilised. The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered.
Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset realised, based on tax rates (and tax laws) that have been enacted or substantively enacted by the end of the reporting period. Deferred tax liabilities are presented within provisions for liabilities and deferred tax assets within debtors. The measurement of deferred tax liabilities and assets reflect the tax consequences that would follow from the manner in which the Company expects, at the end of the reporting period, to recover or settle the carrying amount of its assets and liabilities.
Current and deferred tax are recognised in profit or loss for the year, except when they relate to items that are recognised in other comprehensive income or directly in equity, in which case current and deferred tax are recognised in other comprehensive income or directly in equity respectively.
3. Turnover
Analysis of turnover by class of business is as follows:
2025 2024
£ £
Investment management 200,690 162,793
4. Other Operating Income
2025 2024
£ £
Other operating income 550 -
550 -
Other operating income includes compensation received for defending a Trademark.
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Tindle Wealth Management Limited
Notes to the Financial Statements (continued)
For The Year Ended 31 August 2025
5. Operating Profit
The operating profit is stated after charging:
2025 2024
£ £
Depreciation of tangible fixed assets 782 248
Amortisation of intangible fixed assets 898 -
6. Auditor's Remuneration
Remuneration received by the company's auditors and their associates during the year was as follows:
2025 2024
£ £
Audit Services
Audit of the company's financial statements 9,000 5,000
Other Services
Taxation compliance service - 1,920
7. Staff Costs
Staff costs, including directors' remuneration, were as follows:
2025 2024
£ £
Wages and salaries 81,797 30,043
Social security costs 2,639 -
Other pension costs 9,574 1,602
94,010 31,645
8. Average Number of Employees
Average number of employees, including directors, during the year was as follows:
2025 2024
Office and administration 2 2
Management 1 1
3 3
9. Director's remuneration
2025 2024
£ £
Emoluments 17,858 5,458
Company contributions to money purchase pension schemes 1,265 297
19,123 5,755
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Tindle Wealth Management Limited
Notes to the Financial Statements (continued)
For The Year Ended 31 August 2025
10. Interest Receivable and Similar Income
2025 2024
£ £
Bank interest receivable 2,882 2,860
11. Interest Payable and Similar Charges
2025 2024
£ £
Other finance charges 40 3
12. Tax on Profit
The tax charge on the profit for the year was as follows:
Tax Rate 2025 2024
2025 2024 £ £
Current tax
UK Corporation Tax 19.0% 19.0% 1,843 705
Deferred Tax
Deferred taxation - 4,217
Total tax charge for the period 1,843 4,922
The actual charge for the year can be reconciled to the expected charge for the year based on the profit and the standard rate of corporation tax as follows:
2025 2024
£ £
Profit before tax 5,174 20,474
Tax on profit at 19% (UK standard rate) 983 3,943
Goodwill/depreciation not allowed for tax 149 47
Expenses not deductible for tax purposes 1,040 1,144
Capital allowances (329 ) (212 )
Total tax charge for the period 1,843 4,922
13. Intangible Assets
Trademark
£
Cost
As at 1 September 2024 14,104
Additions 1,295
As at 31 August 2025 15,399
...CONTINUED
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Tindle Wealth Management Limited
Notes to the Financial Statements (continued)
For The Year Ended 31 August 2025
Amortisation
As at 1 September 2024 -
Provided during the period 898
As at 31 August 2025 898
Net Book Value
As at 31 August 2025 14,501
As at 1 September 2024 14,104
14. Tangible Assets
Computer Equipment
£
Cost
As at 1 September 2024 1,116
Additions 1,732
As at 31 August 2025 2,848
Depreciation
As at 1 September 2024 248
Provided during the period 782
As at 31 August 2025 1,030
Net Book Value
As at 31 August 2025 1,818
As at 1 September 2024 868
15. Debtors
2025 2024
£ £
Due within one year
Trade debtors 9,600 15,050
Prepayments and accrued income 21,440 19,729
Other debtors - 6,093
Other taxes and social security 2,839 -
33,879 40,872
The 2024 trade debtors balance included £11,249 of accrued income. This balance has been reclassified from trade debtors and shown as prepayments and accrued income.
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Tindle Wealth Management Limited
Notes to the Financial Statements (continued)
For The Year Ended 31 August 2025
16. Creditors: Amounts Falling Due Within One Year
2025 2024
£ £
Trade creditors 5,100 6,463
Corporation tax 1,843 705
Other taxes and social security - 1,399
VAT 6,973 2,785
Other creditors 178 714
Accruals and deferred income 13,715 6,000
27,809 18,066
17. Share Capital
2025 2024
Allotted, called up and fully paid £ £
113,870 Ordinary Shares of £ 1.00 each 113,870 113,870
18. Pension Commitments
The company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund.
During the year the charge to the profit and loss account in respect of defined contribution schemes was £9,574 (2024: £1,602).
At the balance sheet date contributions of £178 (2024: £654) were due to the fund and are included in creditors.
19. Related Party Disclosures
During the year, the Company paid a company controlled by the spouse of the director the sum of £6,000 (2024: 1,380) for advertising services.
In the year, the Company paid Thomson Tyndall Ltd a company in which Scott Tindle is a director an office rent of £4,552 (2024 - Rent: £3,881 and professional fees: £20,377).
20. Ultimate Controlling Party
The company's ultimate controlling party is Scott Tindle by virtue of his interest in the share capital of the company.
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