Spence Financial Ltd

Registered number: 14213733

	2025	2024
	£	£
Fixed assets	669	1,338

Current assets	21,797	14,437
Prepayments and accrued income	454	1,500
Creditors: Amounts Falling Due Within One Year	(5,085 )	(4,532 )

NET CURRENT ASSETS	17,166	11,405

TOTAL ASSETS LESS CURRENT LIABILITIES	17,835	12,743

Accruals and deferred income	(700 )	(700 )

NET ASSETS	17,135	12,043

CAPITAL AND RESERVES	17,135	12,043

Notes

1. General Information

Spence Financial Ltd is a private company, limited by shares, incorporated in England & Wales, registered number 14213733 . The registered office is Loft 6 Ocean House, Clarence Road, Cardiff, CF10 5FR.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 1 (2024: 1)

For the year ending 31 July 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr Matthew Spence

Director

10/12/2025