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Company Registration No. 05698701 (England and Wales)
PG Jermy Limited Unaudited accounts for the year ended 31 March 2025
PG Jermy Limited Unaudited accounts Contents
Page
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PG Jermy Limited Company Information for the year ended 31 March 2025
Directors
P Jermy Mrs D Jermy
Secretary
Mrs D Jermy
Company Number
05698701 (England and Wales)
Registered Office
19 Hartwell Road Wroxham Norwich Norfolk NR12 8TL
Accountants
Accounting Associates Norwich Ltd 19 Hartwell Road Wroxham Norwich Norfolk NR12 8TL
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PG Jermy Limited Statement of financial position as at 31 March 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Intangible assets
1 
1 
Tangible assets
25,128 
2,701 
Investment property
585,000 
605,995 
610,129 
608,697 
Current assets
Debtors
2,749 
3,187 
Cash at bank and in hand
208,923 
285,872 
211,672 
289,059 
Creditors: amounts falling due within one year
(30,682)
(55,253)
Net current assets
180,990 
233,806 
Total assets less current liabilities
791,119 
842,503 
Provisions for liabilities
Deferred tax
(24,467)
(27,880)
Net assets
766,652 
814,623 
Capital and reserves
Called up share capital
2 
2 
Profit and loss account
766,650 
814,621 
Shareholders' funds
766,652 
814,623 
For the year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 11 December 2025 and were signed on its behalf by
P Jermy Director Company Registration No. 05698701
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PG Jermy Limited Notes to the Accounts for the year ended 31 March 2025
1
Statutory information
PG Jermy Limited is a private company, limited by shares, registered in England and Wales, registration number 05698701. The registered office is 19 Hartwell Road, Wroxham, Norwich, Norfolk, NR12 8TL.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Turnover
Turnover represents net invoiced sales of painting, decorating and tiling services excluding value added tax. Turnover is recognised in the accounting period in which the services are rendered by reference to total sales value and stage of completion of these services.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Plant & machinery
15% reducing balance
Motor vehicles
25% reducing balance
Computer equipment
33% on cost
Intangible fixed assets
Intangible fixed assets (including purchased goodwill and patents) are included at cost less accumulated amortisation.
Investment property
Investment property is included at market fair value. Gains are recognised in the income statement. Deferred taxation is provided on these gains at the rate expected to apply when the property is sold.
Deferred taxation
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the company's accounts. Deferred tax is provided in full on timing differences which result in an obligation to pay more (or less) tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws. Deferred tax assets and liabilities are not discounted.
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PG Jermy Limited Notes to the Accounts for the year ended 31 March 2025
4
Intangible fixed assets
Goodwill 
Other 
Total 
£ 
£ 
£ 
Cost
At 1 April 2024
60,000 
1 
60,001 
At 31 March 2025
60,000 
1 
60,001 
Amortisation
At 1 April 2024
60,000 
- 
60,000 
At 31 March 2025
60,000 
- 
60,000 
Net book value
At 31 March 2025
- 
1 
1 
At 31 March 2024
- 
1 
1 
5
Tangible fixed assets
Plant & machinery 
Motor vehicles 
Computer equipment 
Total 
£ 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At cost 
At 1 April 2024
291 
19,447 
1,186 
20,924 
Additions
- 
32,700 
879 
33,579 
Disposals
- 
(19,447)
- 
(19,447)
At 31 March 2025
291 
32,700 
2,065 
35,056 
Depreciation
At 1 April 2024
274 
16,763 
1,186 
18,223 
Charge for the year
2 
8,175 
291 
8,468 
On disposals
- 
(16,763)
- 
(16,763)
At 31 March 2025
276 
8,175 
1,477 
9,928 
Net book value
At 31 March 2025
15 
24,525 
588 
25,128 
At 31 March 2024
17 
2,684 
- 
2,701 
6
Investment property
2025 
£ 
Fair value at 1 April 2024
605,995 
Net loss from fair value adjustments
(20,995)
At 31 March 2025
585,000 
Investment properties were valued on an open market basis on 31 March 2023 by the director, Mr P Jermy.
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PG Jermy Limited Notes to the Accounts for the year ended 31 March 2025
7
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Trade debtors
- 
1,230 
Accrued income and prepayments
2,662 
1,709 
Other debtors
87 
248 
2,749 
3,187 
8
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
Taxes and social security
(2,826)
2,815 
Loans from directors
30,809 
50,976 
Accruals
1,198 
1,462 
Deferred income
1,501 
- 
30,682 
55,253 
9
Average number of employees
During the year the average number of employees was 2 (2024: 2).
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