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Registered number: 05729185









TOPBOND HOLDINGS LIMITED









ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 MARCH 2025

 
TOPBOND HOLDINGS LIMITED
 
 
COMPANY INFORMATION


Directors
G Springett 
M Springett 
S Springett 




Company secretary
S Springett



Registered number
05729185



Registered office
Oyster Quay
Castle Road

Sittingbourne

Kent

ME10 3EU




Independent auditors
Barnes Roffe Audit Limited
Chartered Accountants & Statutory Auditor

Charles Lake House

Claire Causeway

Crossways Business Park

Dartford

Kent

DA2 6QA




Bankers
HSBC PLC
1/5 Week Street

Maidstone

Kent

ME14 1QW





 
TOPBOND HOLDINGS LIMITED
 

CONTENTS



Page
Group strategic report
 
1 - 2
Directors' report
 
3 - 4
Independent auditors' report
 
5 - 8
Consolidated statement of comprehensive income
 
9
Consolidated balance sheet
 
10
Company balance sheet
 
11
Consolidated statement of changes in equity
 
12
Company statement of changes in equity
 
13
Consolidated statement of cash flows
 
14 - 15
Notes to the financial statements
 
16 - 33


 
TOPBOND HOLDINGS LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE PERIOD ENDED 31 MARCH 2025

Introduction
 
The directors present their strategic report accompanying the financial statements for the year ended 31 March 2025.

Business review
 
The year was dominated by multiple climate change events affecting the Highways, Flood alleviation and Infrasturcture sectors. The industry was also affected by the change in government party leadership and continued challenges with general economy, rising prices and consumer uncertainty of which impacted on the group's activity. Given the ongoing challenges the group faced, the directors are pleased with the performance of the group, which achieved turnover of £19.5m for the 12 months to March 2025 (2024: £21m - 18 months to March 2024), generating a profit after tax of £646k. The group's net current assets and net assets have also improved on the prior year.

The implemented investment and innovation strategies from previous years have delivered a strong and secure forward order book moving into the new financial year, and the outlook of the group is positive. This period the group has continued to embed ourselves on our new and existing frameworks, with the benefit of repeat business across several industry sectors. 

The group's key clients from the previous years have continued to provide the business with consistent work streams, which demonstrates confidence in the business and how the business values the importance of positive client relationships.

Continuing focus is placed on regular monitoring and review of cash flows to ensure adequate funding for operations and investments to drive the business forward and meet the foreseeable needs.

Principal risks and uncertainties
 
The Board conducts a formal review of the risks and uncertainties facing the business.

The Board recognises that as a construction group, the business is sensitive to the following factors which are to an extent outside the group’s direct control:
• Any further downturn in the construction industry linked to the general downturn in the global economy    and the impact of other external factors.
• Implementation of government legislation and taxation changes with new parliamentary government.
• Insolvency of, or payment difficulties caused by, a major customer.

Financial key performance indicators
 
Given the straightforward nature of the business the group’s directors are of the opinion that analysis using KPIs is not necessary for an understanding of the development, performance or position of the business. 

Page 1

 
TOPBOND HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 MARCH 2025

Directors' statement of compliance with duty to promote the success of the group
 
The Directors are aware of their duty under s.172 of the Companies Act 2006 to act in a way which they consider, in good faith, would be most likely to promote the success of the group for the benefit of its members as a whole, and, in doing so, to have regard (amongst other matters) to:
• the likely consequences of any decision in the long term;
• the interest of the group's employees;
• the need to foster the group's business relationships with suppliers, customers and others;
• the impact of the group's operations on the community and the environment;
• the desirability of the group maintaining a repuation for high standards of business conduct; and
• the need to act fairly as between members of the group, (the "s.172(1) Matters"). Induction materials    provided on appointment include an explanation of Directors' duties, and the Board is regularly reminded   of the s.172(1) matters.

The key matters that are consistently prevalent in the decision-making process include:
• ensuring corporate governance policies are adhered to;
• long-term objectives of the group;
• setting the right culture at Board level and throughout the subsidiaries of the group; and
• increasing shareholder value.

All of the above are the forefront of the decision-making processes.


This report was approved by the board on 15 September 2025 and signed on its behalf.



S Springett
Secretary

Page 2

 
TOPBOND HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE PERIOD ENDED 31 MARCH 2025

The directors present their report and the financial statements for the period ended 31 March 2025.

Directors' responsibilities statement

The directors are responsible for preparing the Group strategic report, the Directors' report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and the group and of the profit or loss of the group for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and the group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the company and the group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The profit for the period, after taxation, amounted to £645,650 (2024 - £549,110).

Dividends of £72,000 (18 months to 31 March 2024: £72,000) were paid during the period.

Directors

The directors who served during the period were:

G Springett 
M Springett 
S Springett 

Future developments

The group continues to pursue opportunities to improve its performance and financial position and subsequent to the year-end significant profitable contracts have been secured. The geographical location and growth of the business enables the business to qualify for some of the UK’s bigger infrastructure project which are due to commence within the net period. The business will strategically target these opportunities and seek to promote further innovation and best practices throughout the process. 

Page 3

 
TOPBOND HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 MARCH 2025

Engagement with suppliers, customers and others

The group takes sustainability and carbon reduction very seriously and work closely with suppliers and customers to meet targets and objectives set by the business. Innovations using AI technologies are shared with other industry professionals so the business can learn from external feedback and promote industry changes if new technologies prove to be successful. 

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the company and the group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the company and the group's auditors are aware of that information.

Post balance sheet events

There have been no significant events affecting the group since the year end.

Auditors

After the year end Barnes Roffe LLP resigned as auditors due to the transfer of its audit business and its successor Barnes Roffe Audit Limited was appointed by the directors under s485 Companies Act 2006. 

This report was approved by the board on 15 September 2025 and signed on its behalf.
 





S Springett
Secretary

Page 4

 
TOPBOND HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF TOPBOND HOLDINGS LIMITED
 

Opinion


We have audited the financial statements of Topbond Holdings Limited (the 'parent company') and its subsidiaries (the 'group') for the period ended 31 March 2025, which comprise the Consolidated statement of comprehensive income, the Consolidated Balance Sheet, the Company Balance Sheet, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the group's and of the parent company's affairs as at 31 March 2025 and of the group's profit for the period then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 5

 
TOPBOND HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF TOPBOND HOLDINGS LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group strategic report and the Directors' report for the financial period for which the financial statements are prepared is consistent with the financial statements; and
the Group strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the group and the parent company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group strategic report or the Directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or
the parent company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Page 6

 
TOPBOND HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF TOPBOND HOLDINGS LIMITED (CONTINUED)


Responsibilities of directors
 

As explained more fully in the Directors' responsibilities statement set out on page 3, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the group's and the parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or the parent company or to cease operations, or have no realistic alternative but to do so.


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with law and regulations, was as follows: 
• The engagement partner ensured that the engagement team collectively had the appropriate     competence, capabilities and skills to identify or recognise non-compliance with applicable laws and    regulations;
• We identified the laws and regulations applicable to the group through discussion with directors and    other management, and from our commercial knowledge and experience of the industry;
• The specific laws and regulations which we considered may have a direct material effect on the financial   statements or the operations of the group, are as follows:
  o Companies Act 2006;
  o FRS102;
    o International management code for the safe operations of ships and for pollution prevention 
                            (ISM Cod)
  o       CDM Regulations 2015;
  o       Construction Products Regulation 2011;
  o       Health and safety regulation;
  o       ISO 14001:2015, ISO 9001:2015 and ISO 45001:2015;
  o       Waste (England and Wales) Regulations 2011;
  o       Lifting Operations and Lifting Equipment Regulations 1998;
  o       Employment legislation; and
  o       Tax legislation.
• We assessed the extent of compliance with the laws and regulations identified above through making    enquiries of management, reviewing board minutes and inspecting legal correspondence and invoices;
• Laws and regulations were communicated within the audit team at the planning meeting, and during the    audit as any further laws and regulation were identified. The audit team remained alert to instances of    non-compliance throughout the audit.

 
Page 7

 
TOPBOND HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF TOPBOND HOLDINGS LIMITED (CONTINUED)


We assessed the susceptibility of the group’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur by: 

• Making enquires of management as to where they consider there was susceptibility to fraud and their    knowledge of actual suspected and alleged fraud; 
• Considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and    regulations;
• Reviewing the financial statements and testing the disclosures against supporting documentation;
• Inspecting and testing journal entries to identify unusual or unexpected transactions;
• Assessing whether judgement and assumptions made in determining significant accounting estimates,    including accruals, bad debt provision and depreciation were indicative of management bias; and
• Investigating the rationale behind significant transactions, or transactions that are unusual or outside the    company’s usual course of business.

The areas that we identified as being susceptible to misstatement through fraud were:

• Management bias in regard to accounting estimates and judgements made;
• Management override of controls; and
• Posting of unusual journals or transactions.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation.  This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.


Use of our report
 

This report is made solely to the company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company's members, as a body, for our audit work, for this report, or for the opinions we have formed.



Mario Cientanni (Senior statutory auditor)
for and on behalf of
Barnes Roffe Audit Limited
Chartered Accountants
Statutory Auditor
Charles Lake House
Claire Causeway
Crossways Business Park
Dartford
Kent
DA2 6QA

 
Date: 
26 September 2025
Page 8

 
TOPBOND HOLDINGS LIMITED
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE PERIOD ENDED 31 MARCH 2025

31 March
18 months ended
31 March
2025
2024
Note
£
£

  

Turnover
 4 
19,470,424
20,967,324

Cost of sales
  
(13,872,823)
(14,988,522)

Gross profit
  
5,597,601
5,978,802

Distribution costs
  
(656,223)
(803,981)

Administrative expenses
  
(4,019,398)
(4,677,226)

Other operating income
 5 
420
70

Operating profit
  
922,400
497,665

Profit on disposal of investments
  
-
225,052

Interest receivable and similar income
 9 
10,099
1,175

Interest payable and similar expenses
 10 
(55,392)
(78,528)

Profit before taxation
  
877,107
645,364

Tax on profit
 11 
(231,457)
(96,254)

Profit for the financial period
  
645,650
549,110

Profit for the period attributable to:
  

Owners of the parent company
  
645,650
549,110

  
645,650
549,110

There were no recognised gains and losses for 2025 or 2024 other than those included in the consolidated statement of comprehensive income.

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 16 to 33 form part of these financial statements.

Page 9

 
TOPBOND HOLDINGS LIMITED
REGISTERED NUMBER: 05729185

CONSOLIDATED BALANCE SHEET
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible assets
 13 
3,051,385
2,216,931

  
3,051,385
2,216,931

Current assets
  

Stocks
 16 
98,614
93,595

Debtors: amounts falling due within one year
 17 
3,905,628
3,693,469

Cash at bank and in hand
 18 
1,446,162
1,355,819

  
5,450,404
5,142,883

Creditors: amounts falling due within one year
 19 
(3,320,826)
(3,371,415)

Net current assets
  
 
 
2,129,578
 
 
1,771,468

Total assets less current liabilities
  
5,180,963
3,988,399

Creditors: amounts falling due after more than one year
 20 
(1,296,527)
(901,153)

Provisions for liabilities
  

Deferred taxation
 23 
(589,505)
(365,965)

Net assets
  
3,294,931
2,721,281


Capital and reserves
  

Called up share capital 
 24 
3
3

Capital redemption reserve
  
99,999
99,999

Profit and loss account
  
3,194,929
2,621,279

  
3,294,931
2,721,281


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




G Springett
M Springett
Director
Director


Date: 15 September 2025

The notes on pages 16 to 33 form part of these financial statements.

Page 10

 
TOPBOND HOLDINGS LIMITED
REGISTERED NUMBER: 05729185

COMPANY BALANCE SHEET
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Investments
 14 
100,002
100,002

Investment Property
 15 
2,935,000
2,500,000

  
3,035,002
2,600,002

Current assets
  

Cash at bank and in hand
 18 
304,671
343,787

  
304,671
343,787

Creditors: amounts falling due within one year
 19 
(629,959)
(529,440)

Net current liabilities
  
 
 
(325,288)
 
 
(185,653)

Total assets less current liabilities
  
2,709,714
2,414,349

  

Creditors: amounts falling due after more than one year
 20 
(293,476)
(452,783)

Provisions for liabilities
  

Deferred taxation
 23 
(463,178)
(269,365)

Net assets
  
1,953,060
1,692,201


Capital and reserves
  

Called up share capital 
 24 
3
3

Capital redemption reserve
  
99,999
99,999

Profit and loss account
  
1,853,058
1,592,199

  
1,953,060
1,692,201


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 


G Springett
M Springett
Director
Director


Date: 15 September 2025

The notes on pages 16 to 33 form part of these financial statements.

Page 11

 
TOPBOND HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 MARCH 2025


Called up share capital
Capital redemption reserve
Profit and loss account
Equity attributable to owners of parent company
Total equity

£
£
£
£
£

At 1 April 2024
3
99,999
2,621,279
2,721,281
2,721,281



Profit for the period
-
-
645,650
645,650
645,650

Dividends: Equity capital
-
-
(72,000)
(72,000)
(72,000)


At 31 March 2025
3
99,999
3,194,929
3,294,931
3,294,931



CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 MARCH 2024


Called up share capital
Capital redemption reserve
Profit and loss account
Equity attributable to owners of parent company
Total equity

£
£
£
£
£

At 1 October 2022
3
99,999
2,144,169
2,244,171
2,244,171



Profit for the period
-
-
549,110
549,110
549,110

Dividends: Equity capital
-
-
(72,000)
(72,000)
(72,000)


At 31 March 2024
3
99,999
2,621,279
2,721,281
2,721,281


The notes on pages 16 to 33 form part of these financial statements.

Page 12

 
TOPBOND HOLDINGS LIMITED
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 MARCH 2025


Called up share capital
Capital redemption reserve
Profit and loss account
Total equity

£
£
£
£

At 1 April 2024
3
99,999
1,592,199
1,692,201



Profit for the period
-
-
332,859
332,859

Dividends: Equity capital
-
-
(72,000)
(72,000)


At 31 March 2025
3
99,999
1,853,058
1,953,060



COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 MARCH 2024


Called up share capital
Capital redemption reserve
Profit and loss account
Total equity

£
£
£
£

At 1 October 2022
3
99,999
1,681,432
1,781,434



Loss for the period
-
-
(17,233)
(17,233)

Dividends: Equity capital
-
-
(72,000)
(72,000)


At 31 March 2024
3
99,999
1,592,199
1,692,201


The notes on pages 16 to 33 form part of these financial statements.

Page 13

 
TOPBOND HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE PERIOD ENDED 31 MARCH 2025

2025
2024
£
£

Cash flows from operating activities

Profit for the financial period
645,650
549,110

Adjustments for:

Amortisation of intangible assets
-
(11,923)

Depreciation of tangible assets
275,073
253,581

Loss on disposal of tangible assets
-
64,476

Interest paid
55,392
78,528

Interest received
(10,099)
(1,175)

Taxation charge
231,457
96,254

(Increase)/decrease in stocks
(5,019)
247,849

(Increase) in debtors
(212,159)
(406,833)

(Decrease)/increase in creditors
(41,177)
943,587

Corporation tax (paid)
(229,171)
(80,718)

Net cash generated from operating activities

709,947
1,732,736


Cash flows from investing activities

Purchase of tangible fixed assets
(1,109,527)
(620,744)

Sale of tangible fixed assets
-
927,400

Interest received
10,099
1,175

HP interest paid
(31,986)
(3,961)

Disposal of subsidiary
-
(225,052)

Net cash from investing activities

(1,131,414)
78,818
Page 14

 
TOPBOND HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE PERIOD ENDED 31 MARCH 2025


2025
2024

£
£



Cash flows from financing activities

Repayment of loans
(158,641)
(1,152,534)

New finance leases
896,731
409,835

Repayment of finance leases
(130,874)
(25,764)

Dividends paid
(72,000)
(72,000)

Interest paid
(23,406)
(74,567)

Net cash used in financing activities
511,810
(915,030)

Net increase in cash and cash equivalents
90,343
896,524

Cash and cash equivalents at beginning of period
1,355,819
459,295

Cash and cash equivalents at the end of period
1,446,162
1,355,819


Cash and cash equivalents at the end of period comprise:

Cash at bank and in hand
1,446,162
1,355,819

1,446,162
1,355,819


The notes on pages 16 to 33 form part of these financial statements.

Page 15

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

1.


General information

The company, incorporated in England and Wales, has its registered office at Oyster Quay, Castle Road, Sittingbourne, Kent, ME10 3EU.

The group's principal activity continued to be that of specialist joinery, construction, civil engineering, structural investigation and materials testing services to include marine works.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires group management to exercise judgment in applying the group's accounting policies (see note 3).

The company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of comprehensive income in these financial statements.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the company and its own subsidiaries ("the group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Balance sheet, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated statement of comprehensive income from the date on which control is obtained. They are deconsolidated from the date control ceases.

Page 16

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.3

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the group has transferred the significant risks and rewards of ownership to the buyer;
the group retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the group will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the group will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

 
2.4

Government grants

Grants are accounted under the accruals model as permitted by FRS 102. Grants relating to expenditure on tangible fixed assets are credited to profit or loss at the same rate as the depreciation on the assets to which the grant relates. The deferred element of grants is included in creditors as deferred income.

Grants of a revenue nature are recognised in the Consolidated statement of comprehensive income in the same period as the related expenditure.

 
2.5

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.6

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

Page 17

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.7

Borrowing costs

All borrowing costs are recognised in profit or loss in the period in which they are incurred.

 
2.8

Pensions

Defined contribution pension plan

The group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the group pays fixed contributions into a separate entity. Once the contributions have been paid the group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance sheet. The assets of the plan are held separately from the group in independently administered funds.

 
2.9

Current and deferred taxation

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the company and the group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


Page 18

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.10

Intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.11

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, on the following bases:


Freehold property
-
2% Straight line
Plant and machinery
-
7.5% - 15% Reducing balance
Motor vehicles
-
25% Reducing balance
Fixtures and fittings
-
15% Reducing balance

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.12

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.13

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Page 19

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.14

Stocks

Stocks are valued at the lower of cost and net realisable value after making due allowance for obsolete and slow-moving stocks. Cost includes all direct costs and an appropriate proportion of fixed and variable overheads. Amounts recoverable on long term contracts, which are included in work in progress, are stated at net sales value of work done after provisions for contingencies and anticipated future losses on contracts, less amounts received as progress payments on account. Where such amounts have been received and exceed amounts recoverable to the stage of contract completion, the net amounts are included in creditors as payments on account.

 
2.15

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.16

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Consolidated statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the group's cash management.

 
2.17

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.18

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.

Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.19

Financial instruments

The group has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

 
2.20

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

Page 20

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

3.


Judgments in applying accounting policies and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Accounting estimates and assumptions are made concerning the future and, by their nature, will rarely equal the related actual outcome. The key assumptions and other sources of estimation uncertainty that have significant risk of causing material adjustment to the carrying amounts of assets and liabilities within the next financial year are as follows:

Subcontractor accruals
The group makes key estimates regarding subcontractor accruals for subcontracted services performed which have not yet been invoiced. These amounts are accrued into the financial statements at the year end and are included within creditors. These amounted to £264,810 (2024: £189,133).

Contract Applications
The group makes key estimates regarding the application values for projects ongoing at the year end. These are estimates since they are subject to change until the application is certified, with this amount being the amount invoiced to the customer. Application amounts are accrued into the financial statements at the year end and are included within debtors. These amounted to £1,681,589 (2024: £1,226,271).

Profit on contracts
The company makes key estimates regarding the profit margin taken on contracts as at the period end in line with the estimates on subcontractor accruals and contract applications as noted above.

Useful economic lives of tangible fixed assets
The group makes key estimates regarding the useufl economic lives of tangible fixed assets, and this is further described in note 2.11 of the accounting policies.


4.


Turnover

The whole of the turnover is attributable to the principal activity of the group.

All turnover arose within the United Kingdom.


5.


Other operating income

31 March
18 months ended
31 March
2025
2024
£
£

Government grants receivable
420
70

420
70


Page 21

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

6.


Auditors' remuneration

During the period, the group obtained the following services from the company's auditors:


31 March
18 months ended
31 March
2025
2024
£
£

Fees payable to the company's auditors for the audit of the consolidated and parent company's financial statements
3,850
3,555

Fees payable to the company's auditors in respect of:

The auditing of accounts of associates of the company
15,750
14,525


7.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
2025
2024
£
£


Wages and salaries
3,262,790
4,023,884

Social security costs
375,099
447,013

Cost of defined contribution scheme
552,470
76,706

4,190,359
4,547,603


The average monthly number of employees, including the directors, during the period was as follows:



Group
Group
Company
Company
       31 March
   18 months ended
        31 March
       31 March
   18 months ended
        31 March
        2025
        2024
        2025
        2024
            No.
            No.
            No.
            No.









Directors
4
4
3
3



Administration
25
24
-
-



Engineering
28
24
-
-

57
52
3
3

Page 22

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

8.


Directors' remuneration

31 March
18 months ended
31 March
2025
2024
£
£

Directors' emoluments
27,300
40,260

Group contributions to defined contribution pension schemes
500,400
-

527,700
40,260


During the period retirement benefits were accruing to 3 directors (2024 - NIL) in respect of defined contribution pension schemes.


9.


Interest receivable

31 March
18 months ended
31 March
2025
2024
£
£


Other interest receivable
10,099
1,175

10,099
1,175


10.


Interest payable and similar expenses

31 March
18 months ended
31 March
2025
2024
£
£


Bank interest payable
13,944
52,185

Other loan interest payable
9,462
22,382

Finance leases and hire purchase contracts
31,986
3,961

55,392
78,528

Page 23

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

11.


Taxation


31 March
18 months ended
31 March
2025
2024
£
£

Corporation tax


Current tax on profits for the year
7,917
229,772


Total current tax
7,917
229,772

Deferred tax


Origination and reversal of timing differences
223,540
(133,518)

Total deferred tax
223,540
(133,518)


Tax on profit
231,457
96,254

Factors affecting tax charge for the period

The tax assessed for the period is higher than (2024 - lower than) the standard rate of corporation tax in the UK of 25% (2024 - 19%/25%). The differences are explained below:

31 March
18 months ended
31 March
2025
2024
£
£


Profit on ordinary activities before tax
877,107
645,364


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 19%)
219,277
141,684

Effects of:


Non-tax deductible amortisation of goodwill and impairment
-
(2,628)

Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
132
13,620

Capital allowances for period in excess of depreciation
(208,992)
98,028

Other differences leading to an increase (decrease) in taxation
(2,500)
(20,932)

Deferred tax movement
223,540
(133,518)

Total tax charge for the period
231,457
96,254

Page 24

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025
 
11.Taxation (continued)


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


12.


Dividends

2025
2024
£
£


Dividends
72,000
72,000

72,000
72,000


13.


Tangible fixed assets

Group






Freehold property
Plant and machinery
Motor vehicles
Fixtures and fittings
Total

£
£
£
£
£



Cost or valuation


At 1 April 2024
953,613
3,209,845
50,778
185,914
4,400,150


Additions
-
14,208
1,079,626
15,693
1,109,527


Transfers between classes
-
(335,000)
335,000
-
-



At 31 March 2025

953,613
2,889,053
1,465,404
201,607
5,509,677



Depreciation


At 1 April 2024
258,606
1,716,431
48,431
159,751
2,183,219


Charge for the period
13,072
159,972
98,063
3,966
275,073


Transfers between classes
-
(29,309)
29,309
-
-



At 31 March 2025

271,678
1,847,094
175,803
163,717
2,458,292



Net book value



At 31 March 2025
681,935
1,041,959
1,289,601
37,890
3,051,385



At 31 March 2024
695,007
1,493,414
2,347
26,163
2,216,931

Page 25

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

           13.Tangible fixed assets (continued)

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2025
2024
£
£



Plant and machinery
88,681
423,217

Motor vehicles
1,086,323
4,800

1,175,004
428,017

Page 26

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

14.


Fixed asset investments

Company





Investments in subsidiary companies

£



Cost or valuation


At 1 April 2024
100,002



At 31 March 2025
100,002





Direct subsidiary undertaking


The following was a direct subsidiary undertaking of the company:

Name

Registered office

Class of shares

Holding

Topbond PLC
Oyster Quay, Castle Road, Sittingbourne, Kent, ME10 3EU
Ordinary
100%


Indirect subsidiary undertaking


The following was an indirect subsidiary undertaking of the company:

Name

Registered office

Class of shares

Holding

Hydra Technical Services Limited
Oyster Quay, Castle Road, Sittingbourne, Kent, ME10 3EU
Ordinary
100%

Page 27

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

15.


Investment property - Company

The freehold investment property is utilised for the group's operational activities and is valued annually by the directors on an existing use basis. 

The property was valued on 17th March 2025 by Watson Day Chartered Surveyors. 

If the property had been accounted for under the historical cost accounting rules, it would have been measured as follows:



2025
2024
£
£


Historic cost
953,613
953,613

Accumulated depreciation and impairments
(271,678)
(258,606)

681,935
695,007

Company





Freehold investment property

£



Valuation


At 1 April 2024
2,500,000


Fair value movement
435,000



At 31 March 2025
2,935,000


16.


Stocks

Group
Group
2025
2024
£
£

Work in progress
98,614
93,595

98,614
93,595


Page 28

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

17.


Debtors

Group
Group
2025
2024
£
£


Trade debtors
3,705,031
3,382,196

Other debtors
1,421
146,257

Prepayments and accrued income
199,176
165,016

3,905,628
3,693,469



18.


Cash and cash equivalents

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Cash at bank and in hand
1,446,162
1,355,819
304,671
343,787

1,446,162
1,355,819
304,671
343,787



19.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank loans
89,100
157,926
-
-

Trade creditors
2,209,064
2,512,000
-
-

Amounts owed to group undertakings
-
-
625,623
527,189

Corporation tax
8,243
229,497
4,336
2,251

Other taxation and social security
167,451
99,686
-
-

Obligations under finance lease and hire purchase contracts
218,300
96,939
-
-

Other creditors
-
838
-
-

Accruals and deferred income
628,668
274,529
-
-

3,320,826
3,371,415
629,959
529,440


Page 29

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

20.


Creditors: Amounts falling due after more than one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank loans
61,572
151,387
-
-

Net obligations under finance leases and hire purchase contracts
941,479
296,983
-
-

Other creditors
293,476
452,783
293,476
452,783

1,296,527
901,153
293,476
452,783


Hire purchase liabilities are secured against the assets to which they relate. Bank loans are secured by way of a fixed and floating charge over all the assets and undertakings for the group, with support guaranteed by the parent company.


21.


Loans


Analysis of the maturity of loans is given below:


Group
Group
2025
2024
£
£

Amounts falling due within one year

Bank loans
89,100
157,926

Amounts falling due 1-2 years

Bank loans
61,572
89,863

Amounts falling due 2-5 years

Bank loans
-
61,524

150,672
309,313



22.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

Group
Group
2025
2024
£
£

Within one year
218,300
96,939

Between 1-5 years
712,741
296,983

Over 5 years
228,738
-

1,159,779
393,922

Page 30

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

23.


Deferred taxation


Group



2025
2024


£

£






At beginning of year
(365,965)
(499,483)


Credited/(charged) to profit or loss
(223,540)
133,518



At end of year
(589,505)
(365,965)

Company


2025
2024


£

£






At beginning of year
(269,365)
(269,365)


Charged to profit or loss
(193,813)
-



At end of year
(463,178)
(269,365)

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Accelerated capital allowances
(589,505)
(365,965)
-
-

Freehold property valuation
-
-
(463,178)
(269,365)

(589,505)
(365,965)
(463,178)
(269,365)

Page 31

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

24.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



1 (2024 - 1) Ordinary A share of £1.00
1
1
1 (2024 - 1) Ordinary B share of £1.00
1
1
1 (2024 - 1) Ordinary C share of £1.00
1
1

3

3



25.


Contingent liabilities

The parent company has given cross guarantees in favour of HSBC Bank PLC in respect of the borrowings of Topbond PLC. There is an unlimited maximum potential liability under the terms of these guarantees as at 31 March 2025. Given the assets held by the subsidiary company, the directors consider the likelihood that the parent company will be called upon to meet any claims under these guarantees to be remote and accordingly have made no provision in these accounts.


26.


Pension commitments

The group operates a defined contribution pension scheme. The assets under the scheme are held seperately from those of the group in an independently administered fund. The pension cost charge represents contributions payable by the group to the fund and amounted to £52,070 (18 months ended 31 March 2024: £66,044). At the balance sheet date, the amount owed to the fund was £Nil (2024: £837) and is included within creditors due within one year.


27.


Commitments under operating leases

At 31 March 2025 the group and the company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
2025
2024
£
£

Not later than 1 year
64,112
64,112

Later than 1 year and not later than 5 years
122,961
187,112

187,073
251,224

Page 32

 
TOPBOND HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

28.


Related party transactions

During the period the group made contributions to a related pension scheme of £62,000 (18 months to 31 March 2024: £124,000).

The directors' interest in dividends voted during the period is £72,000 (18 months to 31 March 2024: £72,000).

Balances owing to each director at the year end are:


2025
2024
£
£

G Springett Esq
1,612
75,570
M Springett Esq
222,493
257,241
S Springett Esq
69,372
119,974
293,477
452,785

These balances are interest free and repayable on demand.


29.


Controlling party

No individual party has control of the company.

 
Page 33