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Registered number: 05899577










STERLING SERVICES (NORTHERN) LIMITED










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
COMPANY INFORMATION


Directors
P. F. Blennerhassett 
C. Highfield (appointed 1 May 2024)
L. A. Muscat 
J. Stewart (appointed 1 May 2024)




Company secretary
P. F. Blennerhassett



Registered number
05899577



Registered office
Sterling House
Unit 22 Caddick Road

Knowsley Business Park

Liverpool

Merseyside

L34 9HP




Independent auditor
Langtons Professional Services Limited
Chartered Accountants & Statutory Auditors

The Plaza

100 Old Hall Street

Liverpool

L3 9QJ





 
STERLING SERVICES (NORTHERN) LIMITED
 

CONTENTS



Page
Strategic report
1 - 3
Directors' report
4 - 5
Independent auditor's report
6 - 9
Statement of comprehensive income
10
Statement of financial position
11 - 12
Statement of changes in equity
13
Notes to the financial statements
14 - 31


 
STERLING SERVICES (NORTHERN) LIMITED
 
 
STRATEGIC REPORT
FOR THE YEAR ENDED 31 MARCH 2025

Introduction
 
The directors present their report for the year ended 31 March 2025. 

Business review
 
The company continues to strengthen its position in the Construction Sector, with a focus on providing principal contractor and planned and responsive maintenance services to public and private build and infrastructure clients throughout the United Kingdom. 

We have maintained turnover despite a key, long-term customer consolidating its investment in new property, whilst significantly scaling back spend against its asset management plan and the countries ongoing uncertain economic climate also.

This has been achieved through securing higher value and longer duration schemes and a strategic move to the improvement of care facilities requiring passive fire protection.

Page 1

 
STERLING SERVICES (NORTHERN) LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025

Principal risks and uncertainties
 
The Directors recognise that the company’s operations are subject to a range of financial and operational risks arising from both internal and external factors. The company operates in a competitive and cost-sensitive construction and refurbishment market, and the effective management of these risks is essential to improving profitability and sustainable growth.

The principal risks identified by the Board are set out below:

Cash flow and liquidity risk
Cash flow management remains a key focus for the business. The nature of construction projects, including staged payments and client retentions, can lead to timing differences between income and expenditure. The company monitors cash flow with weekly forecasts, maintains strong relationships with clients and suppliers, and retains access to funds through our RBSIF facility to ensure liquidity is maintained.

Cost inflation and supply chain risk
Ongoing volatility in material and subcontractor costs continues to present a challenge across the industry. The company seeks to mitigate this through careful procurement planning, establishing framework agreements, and maintaining close communication with key suppliers and subcontractors to anticipate and manage pricing pressures. We look to negotiate pricing reviews on longer duration arrangements.

Contract and margin risk
Fixed-price contracts expose the company to potential cost overruns or variations that may impact profitability. To manage this, all projects undergo a robust pre-contract review, with clearly defined scopes of work including active monitoring of project costs and variations through monthly cost reconciliation and cost / value management reporting.

Credit risk
The company’s exposure to credit risk arises primarily from amounts due from customers. Although a significant proportion of turnover is derived from public sector clients with low default risk, delayed payment can still impact cash flow. The company performs credit assessments for private clients, maintains staged billing arrangements, and actively manages outstanding debts to minimise exposure. We actively avoid working with SPV arrangements and developers.

Labour and subcontractor availability
The availability and reliability of skilled labour and specialist subcontractors remain key to successful project delivery. The company mitigates this risk through the employment of our own direct workforce and the maintenance of a trusted supply chain, including fair payment practices, and early resource planning on secured projects.

Overhead recovery and pipeline risk
Sustained turnover is required to ensure the recovery of fixed overheads. The company continually monitors its forward workload and maintains a diverse client and sector base, including long term frameworks with several local authorities, registered providers and NHS organisations, to provide a stable pipeline of opportunities.

Compliance and insurance risk
Failure to comply with contractual, regulatory, or health and safety obligations could result in financial penalties or reputational damage. The company operates robust management systems and holds appropriate insurance cover, including professional indemnity, public liability, and employers’ liability insurance.

Client concentration risk
While the company benefits from strong relationships within the public sector, reliance on a limited number of clients or frameworks could affect revenue stability. The company continues to broaden its client base, bidding for places on frameworks and tendering across a range of sectors focussing heavily on the delivery of local CSR initiatives to reduce this exposure.


 
Page 2

 
STERLING SERVICES (NORTHERN) LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025

Fraud and cyber risk
The company recognises the growing threat of cyber and payment-related fraud across the construction sector. Regular staff training, secure IT systems, and dual-approval payment processes are in place to mitigate these risks.

Financial key performance indicators
 
We consider that our key financial performance indicators are those that show the overall performance and strength of the company; The most appropriate measures being turnover, gross margin and cash flow.

Matters of strategic importance
 
The company’s focus is on maintaining our longstanding reputation with existing customers and using this to develop repeat business and new business opportunities also. The management structure has changed with the resignation of two of the original founder directors during the prior year, and the introduction of two new directors through internal appointment / promotion.


This report was approved by the board on 11 December 2025 and signed on its behalf.



P. F. Blennerhassett
Director

Page 3

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 MARCH 2025

The directors present their report and the financial statements for the year ended 31 March 2025.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic report, the Directors' report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Principal activity

The principal activity of the company is that of general construction and civil engineering. 

Results and dividends

The profit for the year, after taxation, amounted to £24,249 (2024 - £409,461).

The company paid dividends of £52,000 (2024 - £113,068) during the year.  The directors do not recommended any further dividends for the year.

Directors

The directors who served during the year were:

P. F. Blennerhassett 
C. Highfield (appointed 1 May 2024)
L. A. Muscat 
J. Stewart (appointed 1 May 2024)

Future developments

Looking towards the future, the refreshed board of directors are focussed on consolidating and streamlining our business operations aligned with an overheads efficiency review, whilst securing several new frameworks, repeat business and new complimentary business opportunities to support our current growth plan through 2026 and beyond.

Page 4

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025

Disclosure of information to auditor

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditor is unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditor is aware of that information.

Auditor

The auditor, Langtons Professional Services Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 11 December 2025 and signed on its behalf.
 





P. F. Blennerhassett
Director

Page 5

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STERLING SERVICES (NORTHERN) LIMITED
 

Opinion

We have audited the financial statements of Sterling Services (Northern) Limited (the 'Company') for the year ended 31 March 2025, which comprise the Statement of comprehensive income, the Statement of financial position, the Statement of changes in equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the Company's affairs as at 31 March 2025 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the Annual Report other than the financial statements and our Auditor's report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Page 6

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STERLING SERVICES (NORTHERN) LIMITED (CONTINUED)


Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic report and the Directors' report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic report or the Directors' report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Directors' responsibilities statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.

Page 7

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STERLING SERVICES (NORTHERN) LIMITED (CONTINUED)


Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditor's report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

The objectives of our audit, in respect to fraud, are:

• to identify and assess the risks of material misstatement of the financial statements due to fraud;

• to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud, through designing and implementing appropriate responses; and

• to respond appropriately to fraud or suspected fraud identified during the audit.

However, the primary responsibility for the prevention and detection of fraud rests with both those charged with governance of the entity and management.

Our approach was as follows:

• We obtained an understanding of the legal and regulatory frameworks that are applicable to the Company and determined that the most significant are those that relate to the reporting framework (FRS 102 and the Companies Act 2006), the relevant tax compliance regulations in the UK and the EU General Data Protection Regulation (GDPR).

• We understood how the Company is complying with those frameworks by making enquiries of management. Through consideration of the results of our audit procedures we were able to either corroborate or provide contrary evidence which was then followed up.

• Based on our understanding we designed our audit procedures to identify non-compliance with laws and regulations. Our procedures involved:

enquiries of management; and

journal entry testing, with a focus on manual journals indicating large or unusual transactions based on our understanding of the business.

• We assessed the susceptibility of the Company’s financial statements to material misstatement, including how fraud might occur by meeting with management to understand where it considered there was susceptibility to fraud. We also considered performance targets and their propensity to influence efforts made by management to manage revenue and earnings. Where the risk was considered to be higher, including areas impacting key performance indicators or management remuneration, we performed audit procedures to address each identified fraud risk or other risk of material misstatement. These procedures included those on revenue recognition detailed above, the assessment of items identified by management as non-recurring and testing manual journals and were designed to provide reasonable assurance that the financial statements were free from material fraud or error.

 
Page 8

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF STERLING SERVICES (NORTHERN) LIMITED (CONTINUED)



A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditor's report.

Use of our report

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.




Simon Whalley (Senior statutory auditor)
  
for and on behalf of
Langtons Professional Services Limited
 
Chartered Accountants
Statutory Auditors
  
The Plaza
100 Old Hall Street
Liverpool
L3 9QJ

11 December 2025
Page 9

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 MARCH 2025

2025
2024
Note
£
£

  

Turnover
 4 
15,036,098
13,999,367

Cost of sales
  
(12,275,877)
(10,852,168)

Gross profit
  
2,760,221
3,147,199

Administrative expenses
  
(2,722,462)
(2,600,271)

Other operating income
 5 
2,227
20,258

Operating profit
 6 
39,986
567,186

Interest receivable and similar income
 10 
54,290
69,235

Interest payable and similar expenses
 11 
(76,823)
(86,563)

Profit before tax
  
17,453
549,858

Tax on profit
 12 
6,796
(140,397)

Profit for the financial year
  
24,249
409,461

There were no recognised gains and losses for 2025 or 2024 other than those included in the statement of comprehensive income.

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 14 to 31 form part of these financial statements.

Page 10

 
STERLING SERVICES (NORTHERN) LIMITED
REGISTERED NUMBER: 05899577

STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

  

Fixed assets
  

Tangible assets
 15 
426,447
468,359

  
426,447
468,359

Current assets
  

Stocks
 16 
31,225
30,250

Debtors: amounts falling due after more than one year
 17 
711,896
662,482

Debtors: amounts falling due within one year
 17 
2,853,426
3,488,144

Cash at bank and in hand
 18 
253,984
349,953

  
3,850,531
4,530,829

Creditors: amounts falling due within one year
 19 
(3,035,186)
(3,611,599)

Net current assets
  
 
 
815,345
 
 
919,230

Total assets less current liabilities
  
1,241,792
1,387,589

  

Creditors: amounts falling due after more than one year
 20 
(353,089)
(455,242)

  
888,703
932,347

Provisions for liabilities
  

Deferred taxation
 24 
(31,156)
(47,049)

  
 
 
(31,156)
 
 
(47,049)

  

Net assets
  
857,547
885,298


Capital and reserves
  

Called up share capital 
 25 
3
3

Profit and loss account
 26 
857,544
885,295

  
857,547
885,298


Page 11

 
STERLING SERVICES (NORTHERN) LIMITED
REGISTERED NUMBER: 05899577
    
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 MARCH 2025

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 11 December 2025.






P. F. Blennerhassett
Director

The notes on pages 14 to 31 form part of these financial statements.

Page 12

 
STERLING SERVICES (NORTHERN) LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 MARCH 2025


Called up share capital
Profit and loss account
Total equity

£
£
£


At 1 April 2023 (as previously stated)
3
781,531
781,534

Prior year adjustment - correction of error
-
(192,629)
(192,629)


At 1 April 2023 (as restated)
3
588,902
588,905


Comprehensive income for the year

Profit for the year
-
409,461
409,461
Total comprehensive income for the year
-
409,461
409,461


Contributions by and distributions to owners

Dividends: Equity capital
-
(113,068)
(113,068)


Total transactions with owners
-
(113,068)
(113,068)



At 1 April 2024
3
885,295
885,298


Comprehensive income for the year

Profit for the year
-
24,249
24,249
Total comprehensive income for the year
-
24,249
24,249


Contributions by and distributions to owners

Dividends: Equity capital
-
(52,000)
(52,000)


Total transactions with owners
-
(52,000)
(52,000)


At 31 March 2025
3
857,544
857,547


The notes on pages 14 to 31 form part of these financial statements.

Page 13

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

Sterling Services (Northern) Limited is a private company incorporated in England and Wales. Its registered office is Sterling House, Unit 22 Caddick Road, Knowsley Business Park, Liverpool, L34 9HP.  The company number is 05899577.

The principal activity of the company is that of general construction and civil engineering. 

The presentation currency of the financial statements is the Pound Sterling (£).

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgement in applying the Company's accounting policies (see note 3).

The following principal accounting policies have been applied:

 
2.2

Going concern

The company depends on its existing bank facilities to meet its day to day working capital requirements. Current forecasts indicate that the company expects to be able to operate within these facilities for whole of the foreseeable future. These facilities are renewed annually and are not guaranteed for the period covered by the going concern review. The directors are not aware, however, of any circumstances that may adversely affect the renewal of these facilities. Accordingly, the directors believe it is appropriate to prepare the financial statements on the going concern basis.

Page 14

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.3

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Company has transferred the significant risks and rewards of ownership to the buyer;
the Company retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

 
2.4

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.5

Government grants

Grants are accounted under the accruals model as permitted by FRS 102. Grants relating to expenditure on tangible fixed assets are credited to profit or loss at the same rate as the depreciation on the assets to which the grant relates. The deferred element of grants is included in creditors as deferred income.

Grants of a revenue nature are recognised in the Statement of comprehensive income in the same period as the related expenditure.

Page 15

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.6

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.7

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.8

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.9

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of financial position. The assets of the plan are held separately from the Company in independently administered funds.

 
2.10

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


Page 16

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.11

Intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.12

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method and reducing balance basis.

Depreciation is provided on the following basis:

Freehold property
-
2%
straight-line
Plant and machinery
-
20%
reducing balance
Motor vehicles
-
20%
straight-line
Fixtures and fittings
-
20%
reducing balance
Computer equipment
-
20%
reducing balance

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.13

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each reporting date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.14

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 17

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.15

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.16

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.17

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.

Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.18

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Company's Statement of financial position when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 
Page 18

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)


2.18
Financial instruments (continued)


Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Company transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Company will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Company's contractual obligations expire or are discharged or cancelled.

Page 19

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.19

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Judgements in applying accounting policies and key sources of estimation uncertainty

In the application of the company’s accounting policies, the directors are required to make judgments, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

IThe items in the financial statements where these judgements and estimates have been made include depreciation of fixed assets, the provision for bad and doubtful debts, accrued income and deferred income.


4.


Turnover

The whole of the turnover is attributable to the principal activity of the company.

All turnover arose within the United Kingdom.


5.


Other operating income

2025
2024
£
£

Government grants receivable
1,500
7,990

Insurance claims receivable
727
12,268

2,227
20,258



6.


Operating profit

The operating profit is stated after charging:

2025
2024
£
£

Other operating lease rentals
458
1,833

Page 20

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

7.


Auditor's remuneration

During the year, the Company obtained the following services from the Company's auditor:


2025
2024
£
£

Fees payable to the Company's auditor for the audit of the Company's financial statements
15,000
15,000


8.


Employees

Staff costs, including directors' remuneration, were as follows:


2025
2024
£
£

Wages and salaries
2,807,191
2,641,047

Social security costs
297,030
274,291

Cost of defined contribution scheme
131,683
109,383

3,235,904
3,024,721


The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Direct labour
36
40



Administration
32
29

68
69

Page 21

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

9.


Directors' remuneration

2025
2024
£
£

Directors' emoluments
337,755
95,699

Company contributions to defined contribution pension schemes
82,131
57,657

419,886
153,356


During the year retirement benefits were accruing to 4 directors (2024 - 2) in respect of defined contribution pension schemes.

The highest paid director received remuneration of £93,758 (2024 - £83,000).

The value of the Company's contributions paid to a defined contribution pension scheme in respect of the highest paid director amounted to £39,167 (2024 - £28,491).


10.


Interest receivable

2025
2024
£
£


Interest receivable from group companies
49,414
62,482

Other interest receivable
4,876
6,753

54,290
69,235


11.


Interest payable and similar expenses

2025
2024
£
£


Bank interest payable
36,136
40,638

Finance leases and hire purchase contracts
11,416
24,100

Other interest payable
29,271
21,825

76,823
86,563

Page 22

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

12.


Taxation


As restated
2025
2024
£
£

Corporation tax


Current tax on profits for the year
20,995
136,052

Adjustments in respect of previous periods
(11,899)
(1,261)


9,096
134,791


Total current tax
9,096
134,791

Deferred tax


Origination and reversal of timing differences
(15,892)
5,606

Total deferred tax
(15,892)
5,606


Tax on profit
(6,796)
140,397

Factors affecting tax charge for the year

The tax assessed for the year is higher than (2024 - higher than) the standard rate of corporation tax in the UK of 25% (2024 - 25%). The differences are explained below:

2025
2024
£
£


Profit on ordinary activities before tax
17,453
549,858


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
4,363
137,465

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
12,924
13,396

Adjustments to tax charge in respect of prior periods
(11,899)
(1,261)

Other differences leading to an increase (decrease) in the tax charge
1,269
(9,203)

Group relief
(12,873)
-

Marginal relief
(580)
-

Total tax charge for the year
(6,796)
140,397

Page 23

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
 
12.Taxation (continued)


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


13.


Dividends

2025
2024
£
£


Dividends paid on Ordinary shares
52,000
113,068

52,000
113,068


14.


Intangible assets




Goodwill

£



Cost


At 1 April 2024
60,000



At 31 March 2025

60,000



Amortisation


At 1 April 2024
60,000



At 31 March 2025

60,000



Net book value



At 31 March 2025
-



At 31 March 2024
-



Page 24

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

15.


Tangible fixed assets


Freehold property
Plant and machinery
Motor vehicles
Fixtures and fittings
Computer equipment
Total

£
£
£
£
£
£



Cost or valuation


At 1 April 2024
253,762
40,313
329,151
77,948
252,890
954,064


Additions
-
-
35,450
-
8,571
44,021


Disposals
-
-
(20,141)
(12,691)
-
(32,832)



At 31 March 2025

253,762
40,313
344,460
65,257
261,461
965,253



Depreciation


At 1 April 2024
29,479
37,602
217,011
52,882
148,733
485,707


Charge for the year on owned assets
3,075
646
14,398
3,663
27,585
49,367


Charge for the year on financed assets
-
-
26,910
-
-
26,910


Disposals
-
-
(19,805)
(3,373)
-
(23,178)



At 31 March 2025

32,554
38,248
238,514
53,172
176,318
538,806



Net book value



At 31 March 2025
221,208
2,065
105,946
12,085
85,143
426,447



At 31 March 2024
224,283
2,711
112,140
25,067
104,158
468,359

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2025
2024
£
£



Motor vehicles
95,143
90,681

Computer equipment
-
6,888

95,143
97,569

Page 25

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

16.


Stocks

2025
2024
£
£

Raw materials and consumables
31,225
30,250

31,225
30,250



17.


Debtors

2025
2024
£
£

Due after more than one year

Amounts owed by group undertakings
711,896
662,482

711,896
662,482


2025
2024
£
£

Due within one year

Trade debtors
1,811,916
3,012,745

Amounts owed by group undertakings
63,606
52,606

Other debtors
1,895
16,227

Prepayments and accrued income
976,009
406,566

2,853,426
3,488,144



18.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
253,984
349,953

Less: bank overdrafts
(38,911)
-

215,073
349,953


Page 26

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

19.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank overdrafts
38,911
-

Bank loans
97,167
86,830

Trade creditors
1,112,671
750,830

Corporation tax
20,995
88,054

Other taxation and social security
742,532
514,110

Obligations under finance lease and hire purchase contracts
28,996
19,913

Other creditors
122,954
294,356

Accruals and deferred income
870,960
1,857,506

3,035,186
3,611,599


Bank loans are secured by a debenture over all the assets of the company and a first legal charge over the freehold property of the company.

Other creditors include an amount of £55,221 (2024 - £291,185) secured on the book debts of the company.

Obligations under finance lease and hire purchase contracts are secured on the assets concerned.

Page 27

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

20.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
281,956
382,105

Net obligations under finance leases and hire purchase contracts
71,133
73,137

353,089
455,242


Bank loans are secured by a debenture over all the assets of the company and a first legal charge over the freehold property of the company.

Net obligations under finance lease and hire purchase contracts are secured on the assets concerned.

The aggregate amount of liabilities repayable wholly or in part more than five years after the reporting date is:

2025
2024
£
£


Repayable by instalments
177,376
190,476

177,376
190,476

A bank loan repayable more than five years after the balance sheet date is repayble by monthly instalments over 20 years with interest being charged at a rate of 3.25% per annum over base rate.

Page 28

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

21.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£

Amounts falling due within one year

Bank loans
97,167
86,830


97,167
86,830

Amounts falling due 1-2 years

Bank loans
81,129
97,700


81,129
97,700

Amounts falling due 2-5 years

Bank loans
23,452
93,929


23,452
93,929

Amounts falling due after more than 5 years

Bank loans
177,376
190,476

177,376
190,476

379,124
468,935



22.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

2025
2024
£
£


Within one year
26,710
23,622

Between 1-5 years
79,636
82,827

106,346
106,449

Page 29

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

23.


Financial instruments

2025
2024
£
£

Financial assets


Financial assets measured at fair value through profit or loss
253,984
349,953




Financial assets measured at fair value through profit or loss comprise cash at bank and in hand.


24.


Deferred taxation




2025


£






At beginning of year
(47,049)


Charged to profit or loss
15,893



At end of year
(31,156)

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Accelerated capital allowances
(36,119)
(48,008)

Short term timing differences
4,963
959

(31,156)
(47,049)


25.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



3,000 (2024 - 3,000) Ordinary shares of £0.001 each
3
3
333 (2024 - 330) A Ordinary shares of £0.001 each
-
-

3

3


Page 30

 
STERLING SERVICES (NORTHERN) LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

26.


Reserves

Profit and loss account

Retained earnings includes all current and prior period retained profits and losses less dividends paid.


27.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Company  in an independently administered fund. The pension cost charge represents contributions payable by the Company to the fund. Contributions totalling £41,063 (2024 - £3,836) were payable to the fund at the reporting date and are included in creditors.


28.


Commitments under operating leases

At 31 March 2025 the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

2025
2024
£
£


Not later than 1 year
82,621
81,744

Later than 1 year and not later than 5 years
33,537
35,685

116,158
117,429


29.


Related party transactions

The company has taken advantage of the exemption under paragraph 33.1A of FRS 102 and has not disclosed transactions with other wholly owned group companies.


2025
2024
£
£

 
Sales to a company under common control
22,346
-
 
Purchases from a company under common control
117,140
60,777
 
Amounts due to a company under common control
-
6,332


30.


Controlling party

The company is a wholly owned subsidiary of Sterling Services Holdings Limited, a company registered in England and Wales. The consolidated financial statements of Sterling Services Holdings Limited are available from Companies House.

 
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