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Registered number: 14448991










STERLING SERVICES HOLDINGS LIMITED










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 MARCH 2025

 
STERLING SERVICES HOLDINGS LIMITED
 
 
COMPANY INFORMATION


Directors
P. F. Blennerhassett 
L. A. Muscat 
C. Highfield (appointed 1 May 2024)
J. Stewart (appointed 1 May 2024)




Registered number
14448991



Registered office
Sterling House
Unit 22 Caddick Road

Knowsley Business Park

Liverpool

L34 9HP




Independent auditors
Langtons Professional Services Limited
Chartered Accountants & Statutory Auditors

The Plaza

100 Old Hall Street

Liverpool

L3 9QJ





 
STERLING SERVICES HOLDINGS LIMITED
 

CONTENTS



Page
Group strategic report
1 - 3
Directors' report
4 - 5
Independent auditors' report
6 - 9
Consolidated statement of comprehensive income
10
Consolidated statement of financial position
11
Company statement of financial position
12
Consolidated statement of changes in equity
13
Company statement of changes in equity
14
Consolidated statement of cash flows
15 - 16
Consolidated analysis of net debt
17
Notes to the financial statements
18 - 40


 
STERLING SERVICES HOLDINGS LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE PERIOD ENDED 31 MARCH 2025

Introduction
 
The directors present their report for the period ended 31 March 2025. 

Business review
 
The group continues to strengthen its position in the Construction Sector, with a focus on providing principal contractor and planned and responsive maintenance services to public and private build and infrastructure clients throughout the United Kingdom. 

We have maintained turnover despite a key, long-term customer consolidating its investment in new property, whilst significantly scaling back spend against its asset management plan and the countries ongoing uncertain economic climate also.

This has been achieved through securing higher value and longer duration schemes and a strategic move to the improvement of care facilities requiring passive fire protection.

Page 1

 
STERLING SERVICES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 MARCH 2025

Principal risks and uncertainties
 
The Directors recognise that the company’s operations are subject to a range of financial and operational risks arising from both internal and external factors. The group operates in a competitive and cost-sensitive construction and refurbishment market, and the effective management of these risks is essential to improving profitability and sustainable growth.

The principal risks identified by the Board are set out below:

C
ash flow and liquidity risk
Cash flow management remains a key focus for the business. The nature of construction projects, including staged payments and client retentions, can lead to timing differences between income and expenditure. The group monitors cash flow with weekly forecasts, maintains strong relationships with clients and suppliers, and retains access to funds through our RBSIF facility to ensure liquidity is maintained.

Cost inflation and supply chain risk
Ongoing volatility in material and subcontractor costs continues to present a challenge across the industry. The group seeks to mitigate this through careful procurement planning, establishing framework agreements, and maintaining close communication with key suppliers and subcontractors to anticipate and manage pricing pressures. We look to negotiate pricing reviews on longer duration arrangements.

Contract and margin risk
Fixed-price contracts expose the group to potential cost overruns or variations that may impact profitability. To manage this, all projects undergo a robust pre-contract review, with clearly defined scopes of work including active monitoring of project costs and variations through monthly cost reconciliation and cost / value management reporting.

Credit risk
The group’s exposure to credit risk arises primarily from amounts due from customers. Although a significant proportion of turnover is derived from public sector clients with low default risk, delayed payment can still impact cash flow. The group performs credit assessments for private clients, maintains staged billing arrangements, and actively manages outstanding debts to minimise exposure. We actively avoid working with SPV arrangements and developers.

Labour and subcontractor availability
The availability and reliability of skilled labour and specialist subcontractors remain key to successful project delivery. The group mitigates this risk through the employment of our own direct workforce and the maintenance of a trusted supply chain, including fair payment practices, and early resource planning on secured projects.

Overhead recovery and pipeline risk
Sustained turnover is required to ensure the recovery of fixed overheads. The group continually monitors its forward workload and maintains a diverse client and sector base, including long term frameworks with several local authorities, registered providers and NHS organisations, to provide a stable pipeline of opportunities.

Compliance and insurance risk
Failure to comply with contractual, regulatory, or health and safety obligations could result in financial penalties or reputational damage. The group operates robust management systems and holds appropriate insurance cover, including professional indemnity, public liability, and employers’ liability insurance.

Client concentration risk
While the group benefits from strong relationships within the public sector, reliance on a limited number of clients or frameworks could affect revenue stability. The group continues to broaden its client base, bidding for places on frameworks and tendering across a range of sectors focussing heavily on the delivery of local CSR initiatives to reduce this exposure.


 
Page 2

 
STERLING SERVICES HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 MARCH 2025

Fraud and cyber risk
The group recognises the growing threat of cyber and payment-related fraud across the construction sector. Regular staff training, secure IT systems, and dual-approval payment processes are in place to mitigate these risks.

Financial key performance indicators
 
We consider that our key financial performance indicators are those that show the overall performance and strength of the company; The most appropriate measures being turnover, gross margin and cash flow.

Matters of strategic importance
 
The group’s focus is on maintaining our longstanding reputation with existing customers and using this to develop repeat business and new business opportunities also. The management structure has changed with the resignation of two of the original founder directors during the prior year, and the introduction of two new directors through internal appointment / promotion.


This report was approved by the board on 11 December 2025 and signed on its behalf.





P. F. Blennerhassett
Director

Page 3

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE PERIOD ENDED 31 MARCH 2025

The directors present their report and the financial statements for the period ended 31 March 2025.

Directors' responsibilities statement

The directors are responsible for preparing the Group strategic report, the Directors' report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Principal activity

The principal activity of the group is that of general construction and civil engineering. 

Results and dividends

The loss for the period, after taxation, amounted to £125,862 (2024 - profit £42,692).

The company paid dividends of £Nil (2024 - £77,039) during the period.  The directors do not recommended any further dividends for the year.

Directors

The directors who served during the period were:

P. F. Blennerhassett 
L. A. Muscat 
C. Highfield (appointed 1 May 2024)
J. Stewart (appointed 1 May 2024)

Future developments

Looking towards the future, the refreshed board of directors are focussed on consolidating and streamlining our business operations aligned with an overheads efficiency review, whilst securing several new frameworks, repeat business and new complimentary business opportunities to support our current growth plan through 2026 and beyond.

Page 4

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 MARCH 2025

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Auditors

The auditorsLangtons Professional Services Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 11 December 2025 and signed on its behalf.
 





P. F. Blennerhassett
Director

Page 5

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF STERLING SERVICES HOLDINGS LIMITED
 

Opinion

We have audited the financial statements of Sterling Services Holdings Limited (the 'Parent Company') and its subsidiaries (the 'Group') for the period ended 31 March 2025, which comprise the Consolidated statement of comprehensive income, the Consolidated analysis of net debt, the Consolidated Statement of Financial Position, the Company Statement of Financial Position, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the Group's and of the Parent Company's affairs as at 31 March 2025 and of the Group's loss for the period then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the Parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Page 6

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF STERLING SERVICES HOLDINGS LIMITED (CONTINUED)


Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Group strategic report and the Directors' report for the financial period for which the financial statements are prepared is consistent with the financial statements; and
the Group strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the Group and the Parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group strategic report or the Directors' report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the Parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Directors' responsibilities statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the Group's and the Parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so.

Page 7

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF STERLING SERVICES HOLDINGS LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

The objectives of our audit, in respect to fraud, are:

• to identify and assess the risks of material misstatement of the financial statements due to fraud;

• to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud, through designing and implementing appropriate responses; and

• to respond appropriately to fraud or suspected fraud identified during the audit.

However, the primary responsibility for the prevention and detection of fraud rests with both those charged with governance of the entity and management.

Our approach was as follows:

• We obtained an understanding of the legal and regulatory frameworks that are applicable to the Company and determined that the most significant are those that relate to the reporting framework (FRS 102 and the Companies Act 2006), the relevant tax compliance regulations in the UK and the EU General Data Protection Regulation (GDPR).

• We understood how the Company is complying with those frameworks by making enquiries of management. Through consideration of the results of our audit procedures we were able to either corroborate or provide contrary evidence which was then followed up.

• Based on our understanding we designed our audit procedures to identify non-compliance with laws and regulations. Our procedures involved:

enquiries of management; and

journal entry testing, with a focus on manual consolidation journals and journals indicating large or unusual transactions based on our understanding of the business.

• We assessed the susceptibility of the Company’s financial statements to material misstatement, including how fraud might occur by meeting with management to understand where it considered there was susceptibility to fraud. We also considered performance targets and their propensity to influence efforts made by management to manage revenue and earnings. Where the risk was considered to be higher, including areas impacting key performance indicators or management remuneration, we performed audit procedures to address each identified fraud risk or other risk of material misstatement. These procedures included those on revenue recognition detailed above, the assessment of items identified by management as non-recurring and testing manual journals and were designed to provide reasonable assurance that the financial statements were free from material fraud or error.

 
Page 8

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF STERLING SERVICES HOLDINGS LIMITED (CONTINUED)



A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.

Use of our report

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.




Simon Whalley (Senior statutory auditor)
  
for and on behalf of
Langtons Professional Services Limited
 
Chartered Accountants
Statutory Auditors
  
The Plaza
100 Old Hall Street
Liverpool
L3 9QJ

11 December 2025
Page 9

 
STERLING SERVICES HOLDINGS LIMITED
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE PERIOD ENDED 31 MARCH 2025

Year ended
31 March
15 months ended
31 March
2025
2024
Note
£
£

  

Turnover
 4 
15,036,098
16,152,759

Cost of sales
  
(12,275,877)
(12,593,530)

Gross profit
  
2,760,221
3,559,229

Administrative expenses
  
(2,821,159)
(3,337,567)

Other operating income
 5 
2,227
22,876

Operating (loss)/profit
 6 
(58,711)
244,538

Interest receivable and similar income
 10 
4,876
7,434

Interest payable and similar expenses
 11 
(78,823)
(114,068)

(Loss)/profit before taxation
  
(132,658)
137,904

Tax on (loss)/profit
 12 
6,796
(95,212)

(Loss)/profit for the financial period
  
(125,862)
42,692

(Loss)/profit for the period attributable to:
  

Owners of the Parent Company
  
(125,862)
42,692

  
(125,862)
42,692

Total comprehensive income for the period attributable to:
  

Owners of the Parent Company
  
(125,862)
42,692

  
(125,862)
42,692

There were no recognised gains and losses for 2025 or 2024 other than those included in the consolidated statement of comprehensive income.

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 18 to 40 form part of these financial statements.

Page 10

 
STERLING SERVICES HOLDINGS LIMITED
REGISTERED NUMBER: 14448991

CONSOLIDATED STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 14 
764,299
862,918

Tangible assets
 15 
426,447
468,359

  
1,190,746
1,331,277

Current assets
  

Stocks
 17 
31,225
30,250

Debtors
 18 
2,789,820
3,435,538

Cash at bank and in hand
 19 
255,524
351,570

  
3,076,569
3,817,358

Creditors: amounts falling due within one year
 20 
(3,087,184)
(3,663,596)

Net current (liabilities)/assets
  
 
 
(10,615)
 
 
153,762

Total assets less current liabilities
  
1,180,131
1,485,039

Creditors: amounts falling due after more than one year
 21 
(698,545)
(861,698)

Provisions for liabilities
  

Deferred taxation
 25 
(31,156)
(47,049)

  
 
 
(31,156)
 
 
(47,049)

Net assets
  
450,430
576,292


Capital and reserves
  

Called up share capital 
 26 
1
1

Share premium account
 27 
610,638
610,638

Profit and loss account
 27 
(160,209)
(34,347)

Equity attributable to owners of the Parent Company
  
450,430
576,292


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 11 December 2025.




P. F. Blennerhassett
Director

The notes on pages 18 to 40 form part of these financial statements.

Page 11

 
STERLING SERVICES HOLDINGS LIMITED
REGISTERED NUMBER: 14448991

COMPANY STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Investments
 16 
1,785,524
1,785,524

  
1,785,524
1,785,524

Current assets
  

Cash at bank and in hand
 19 
1,539
1,617

  
1,539
1,617

Creditors: amounts falling due within one year
 20 
(115,606)
(104,606)

Net current liabilities
  
 
 
(114,067)
 
 
(102,989)

Total assets less current liabilities
  
1,671,457
1,682,535

  

Creditors: amounts falling due after more than one year
 21 
(1,057,351)
(1,068,937)

  

Net assets
  
614,106
613,598


Capital and reserves
  

Called up share capital 
 26 
1
1

Share premium account
 27 
610,638
610,638

Profit and loss account brought forward
  
2,959
-

Profit for the period
  
508
79,998

Other changes in the profit and loss account

  

-
(77,039)

Profit and loss account carried forward
  
3,467
2,959

  
614,106
613,598


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 11 December 2025.




P. F. Blennerhassett
Director

The notes on pages 18 to 40 form part of these financial statements.

Page 12

 
STERLING SERVICES HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 MARCH 2025


Called up share capital
Share premium account
Profit and loss account
Equity attributable to owners of Parent Company
Total equity

£
£
£
£
£


Comprehensive income for the period

Profit for the period
-
-
42,692
42,692
42,692
Total comprehensive income for the period
-
-
42,692
42,692
42,692


Contributions by and distributions to owners

Dividends: Equity capital
-
-
(77,039)
(77,039)
(77,039)

Shares issued during the period
1
610,638
-
610,639
610,639


Total transactions with owners
1
610,638
(77,039)
533,600
533,600



At 1 April 2024
1
610,638
(34,347)
576,292
576,292


Comprehensive income for the period

Loss for the period
-
-
(125,862)
(125,862)
(125,862)
Total comprehensive income for the period
-
-
(125,862)
(125,862)
(125,862)


Total transactions with owners
-
-
-
-
-


At 31 March 2025
1
610,638
(160,209)
450,430
450,430


The notes on pages 18 to 40 form part of these financial statements.

Page 13

 
STERLING SERVICES HOLDINGS LIMITED
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 MARCH 2025


Called up share capital
Share premium account
Profit and loss account
Total equity

£
£
£
£


Comprehensive income for the period

Profit for the period
-
-
79,998
79,998
Total comprehensive income for the period
-
-
79,998
79,998


Contributions by and distributions to owners

Dividends: Equity capital
-
-
(77,039)
(77,039)

Shares issued during the period
1
610,638
-
610,639


Total transactions with owners
1
610,638
(77,039)
533,600



At 1 April 2024
1
610,638
2,959
613,598


Comprehensive income for the period

Profit for the period
-
-
508
508
Total comprehensive income for the period
-
-
508
508


Total transactions with owners
-
-
-
-


At 31 March 2025
1
610,638
3,467
614,106


The notes on pages 18 to 40 form part of these financial statements.

Page 14

 
STERLING SERVICES HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE PERIOD ENDED 31 MARCH 2025

2025
2024
£
£

Cash flows from operating activities

(Loss)/profit for the financial period
(125,862)
42,692

Adjustments for:

Amortisation of intangible assets
98,619
123,274

Depreciation of tangible assets
76,277
120,660

Loss on disposal of tangible assets
(3,459)
5,711

Government grants
(1,500)
(10,608)

Interest paid
78,823
114,069

Interest received
(4,876)
(7,434)

Taxation charge
(6,796)
95,212

(Increase)/decrease in stocks
(975)
9,750

Decrease/(increase) in debtors
645,721
(2,107,458)

(Decrease)/increase in creditors
(628,687)
3,177,257

Corporation tax (paid)
(76,156)
(19,554)

Net cash generated from operating activities

51,129
1,543,571


Cash flows from investing activities

Purchase of intangible fixed assets
-
(986,192)

Purchase of tangible fixed assets
(20,021)
(80,413)

Sale of tangible fixed assets
13,113
(5,711)

Government grants received
1,500
10,608

Purchase of fixed asset investments
-
(411,097)

Interest received
4,876
7,434

HP interest paid
(11,416)
(25,055)

Net cash from investing activities

(11,948)
(1,490,426)

Cash flows from financing activities

Issue of ordinary shares
-
1

New secured loans
-
468,935

Repayment of loans
(89,811)
-

Repayment of/new finance leases
(16,921)
(4,458)

Dividends paid
-
(77,039)

Interest paid
(67,407)
(89,014)

Net cash used in financing activities
(174,139)
298,425

Net (decrease)/increase in cash and cash equivalents
(134,958)
351,570

Cash and cash equivalents at beginning of period
351,570
-

Cash and cash equivalents at the end of period
216,612
351,570

Page 15

 
STERLING SERVICES HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE PERIOD ENDED 31 MARCH 2025


2025
2024

£
£


Cash and cash equivalents at the end of period comprise:

Cash at bank and in hand
255,524
351,570

Bank overdrafts
(38,912)
-

216,612
351,570


The notes on pages 18 to 40 form part of these financial statements.

Page 16

 
STERLING SERVICES HOLDINGS LIMITED
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE PERIOD ENDED 31 MARCH 2025





At 1 April 2024
Cash flows
New finance leases
At 31 March 2025
£

£

£

£

Cash at bank and in hand

351,570

(96,046)

-

255,524

Bank overdrafts

-

(38,911)

-

(38,911)

Debt due after 1 year

(382,105)

100,149

-

(281,956)

Debt due within 1 year

(86,830)

(14,929)

-

(101,759)

Finance leases

(93,050)

16,921

(24,000)

(100,129)


(210,415)
(32,816)
(24,000)
(267,231)

The notes on pages 18 to 40 form part of these financial statements.

Page 17

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

1.


General information

Sterling Services Holdings Limited is a private company incorporated in England and Wales. Its registered office is Sterling House, Unit 22 Caddick Road, Knowsley Business Park, Liverpool, L34 9HP.  The company number is 14448991.

The principal activity of the group is that of general construction and civil engineering. 

The presentation currency of the financial statements is the Pound Sterling (£).

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of comprehensive income in these financial statements.

The following principal accounting policies have been applied:

  
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Statement of financial position, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated statement of income and retained earnings from the date on which control is obtained. They are deconsolidated from the date control ceases.

 
2.3

Going concern

The group depends on its existing bank facilities to meet its day to day working capital requirements. Current forecasts indicate that the group expects to be able to operate within these facilities for whole of the foreseeable future. These facilities are renewed annually and are not guaranteed for the period covered by the going concern review. The directors are not aware, however, of any circumstances that may adversely affect the renewal of these facilities. Accordingly, the directors believe it is appropriate to prepare the financial statements on the going concern basis.

Page 18

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Group has transferred the significant risks and rewards of ownership to the buyer;
the Group retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

 
2.5

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.6

Government grants

Grants are accounted under the accruals model as permitted by FRS 102. Grants relating to expenditure on tangible fixed assets are credited to profit or loss at the same rate as the depreciation on the assets to which the grant relates. The deferred element of grants is included in creditors as deferred income.

Grants of a revenue nature are recognised in the Consolidated statement of comprehensive income in the same period as the related expenditure.

Page 19

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.7

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.8

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.9

Borrowing costs

All borrowing costs are recognised in profit or loss in the period in which they are incurred.

 
2.10

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of financial position. The assets of the plan are held separately from the Group in independently administered funds.

Page 20

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.11

Current and deferred taxation

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the Group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


 
2.12

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Group's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Consolidated statement of comprehensive income over its useful economic life.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

Page 21

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.13

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method and reducing balance basis.

Depreciation is provided on the following basis:

Freehold property
-
2%
straight line
Plant and machinery
-
20%
reducing balance
Motor vehicles
-
20%
straight line
Fixtures and fittings
-
20%
reducing balance
Computer equipment
-
20%
reducing balance

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.14

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

 
2.15

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each reporting date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.16

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 22

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.17

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Consolidated statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

 
2.18

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.19

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.

Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.20

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

 
2.21

Financial instruments

The Group has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Group's Statement of financial position when the Group becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Page 23

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)


2.21
Financial instruments (continued)

Discounting is omitted where the effect of discounting is immaterial. The Group's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans, other loans and loans due to fellow group companies are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Group transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Group will continue to recognise the value of the portion of the
Page 24

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

2.Accounting policies (continued)


2.21
Financial instruments (continued)

risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Group's contractual obligations expire or are discharged or cancelled.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In the application of the company’s accounting policies, the directors are required to make judgments, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

IThe items in the financial statements where these judgements and estimates have been made include depreciation of fixed assets, the provision for bad and doubtful debts, accrued income and deferred income.


4.


Turnover

The whole of the turnover is attributable to the principal activity of the group.

All turnover arose within the United Kingdom.


5.


Other operating income

Year ended
31 March
15 months ended
31 March
2025
2024
£
£

Government grants receivable
1,500
10,608

Insurance claims receivable
727
12,268

2,227
22,876


Page 25

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

6.


Operating (loss)/profit

The operating (loss)/profit is stated after charging:

Year ended
31 March
15 months ended
31 March
2025
2024
£
£

Other operating lease rentals
458
7,792


7.


Auditors' remuneration

During the period, the Group obtained the following services from the Company's auditors:


Year ended
31 March
15 months ended
31 March
2025
2024
£
£

Fees payable to the Company's auditors for the audit of the consolidated and parent Company's financial statements
20,000
20,000

Page 26

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

8.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
2025
2024
£
£


Wages and salaries
2,807,191
3,262,953

Social security costs
297,030
331,539

Cost of defined contribution scheme
131,683
130,890

3,235,904
3,725,382


The average monthly number of employees, including the directors, during the period was as follows:



Group
Group
Company
Company
      Year ended
       31 March
   15 months ended
        31 March
      Year ended
       31 March
   15 months ended
        31 March
        2025
        2024
        2025
        2024
            No.
            No.
            No.
            No.









Directors
4
2
2
2



Direct labour
36
40
-
-



Administration
28
27
-
-

68
69
2
2

Page 27

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

9.


Directors' remuneration

Year ended
31 March
15 months ended
31 March
2025
2024
£
£

Directors' emoluments
337,755
129,818

Group contributions to defined contribution pension schemes
82,131
67,983

419,886
197,801


During the period retirement benefits were accruing to 4 directors (2024 - 2) in respect of defined contribution pension schemes.

The highest paid director received remuneration of £93,758 (2024 - £114,962).

The value of the Group's contributions paid to a defined contribution pension scheme in respect of the highest paid director amounted to £39,167 (2024 - £33,819).


10.


Interest receivable

Year ended
31 March
15 months ended
31 March
2025
2024
£
£


Other interest receivable
4,876
7,434

4,876
7,434


11.


Interest payable and similar expenses

Year ended
31 March
15 months ended
31 March
2025
2024
£
£


Bank interest payable
36,136
54,721

Other loan interest payable
2,000
2,542

Finance leases and hire purchase contracts
11,416
25,055

Other interest payable
29,271
31,750

78,823
114,068

Page 28

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

12.


Taxation


Year ended
31 March
15 months ended
31 March
2025
2024
£
£

Corporation tax


Current tax on profits for the year
20,995
90,867

Adjustments in respect of previous periods
(11,899)
(1,261)


9,096
89,606


Total current tax
9,096
89,606

Deferred tax


Origination and reversal of timing differences
(15,892)
5,606

Total deferred tax
(15,892)
5,606


(6,796)
95,212
Page 29

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025
 
12.Taxation (continued)


Factors affecting tax charge for the period

The tax assessed for the period is higher than (2024 - higher than) the standard rate of corporation tax in the UK of 25% (2024 - 23.8%). The differences are explained below:

Year ended
31 March
15 months ended
31 March
2025
2024
£
£


(Loss)/profit on ordinary activities before tax
(132,658)
137,903


(Loss)/profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 23.8%)
(33,165)
32,821

Effects of:


Non-tax deductible amortisation of goodwill and impairment
24,655
29,339

Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
12,924
13,396

Adjustments to tax charge in respect of prior periods
(11,899)
-

Other differences leading to an increase (decrease) in the tax charge
109
19,656

Marginal relief
580
-

Total tax charge for the period
(6,796)
95,212


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


13.


Dividends

2025
2024
£
£

Ordinary A


Dividends paid
-
77,039

-
77,039

Page 30

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

14.


Intangible assets

Group and Company





Goodwill

£



Cost


At 1 April 2024
986,192



At 31 March 2025

986,192



Amortisation


At 1 April 2024
123,274


Charge for the period on owned assets
98,619



At 31 March 2025

221,893



Net book value



At 31 March 2025
764,299



At 31 March 2024
862,918



Page 31

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

15.


Tangible fixed assets

Group



Freehold property
Plant and machinery
Motor vehicles
Fixtures and fittings
Computer equipment
Total

£
£
£
£
£
£



Cost or valuation


At 1 April 2024
253,762
40,313
329,151
77,948
252,890
954,064


Additions
-
-
35,450
-
8,571
44,021


Disposals
-
-
(20,141)
(12,691)
-
(32,832)



At 31 March 2025

253,762
40,313
344,460
65,257
261,461
965,253



Depreciation


At 1 April 2024
29,479
37,602
217,011
52,882
148,733
485,707


Charge for the period on owned assets
3,075
646
14,398
3,663
27,585
49,367


Charge for the period on financed assets
-
-
26,910
-
-
26,910


Disposals
-
-
(19,805)
(3,373)
-
(23,178)



At 31 March 2025

32,554
38,248
238,514
53,172
176,318
538,806



Net book value



At 31 March 2025
221,208
2,065
105,946
12,085
85,143
426,447



At 31 March 2024
224,283
2,711
112,140
25,067
104,158
468,359

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2025
2024
£
£



Motor vehicles
95,143
90,681

Computer equipment
-
6,888

95,143
97,569

Page 32

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

16.


Fixed asset investments

Company





Investments in subsidiary companies

£



Cost or valuation


At 1 April 2024
1,785,524



At 31 March 2025
1,785,524





Subsidiary undertaking


The following was a subsidiary undertaking of the Company:

Name

Registered office

Class of shares

Holding

Sterling Services (Northern) Limited
Sterling House, Unit 22 Caddick Road, Knowsley Business Park, Liverpool, L34 9HP
Ordinary and A Ordinary
100%


17.


Stocks

Group
Group
2025
2024
£
£

Raw materials and consumables
31,225
30,250

31,225
30,250


The difference between purchase price or production cost of stocks and their replacement cost is not material.

Page 33

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

18.


Debtors

Group
Group
2025
2024
£
£



Trade debtors
1,811,916
3,012,745

Other debtors
1,895
16,227

Prepayments and accrued income
976,009
406,566

2,789,820
3,435,538



19.


Cash and cash equivalents

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Cash at bank and in hand
255,524
351,570
1,539
1,617

Less: bank overdrafts
(38,911)
-
-
-

216,613
351,570
1,539
1,617


Page 34

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

20.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank overdrafts
38,911
-
-
-

Bank loans
97,167
86,830
-
-

Trade creditors
1,112,671
750,830
-
-

Amounts owed to group undertakings
-
-
63,606
52,606

Corporation tax
20,995
88,054
-
-

Other taxation and social security
742,532
514,110
-
-

Obligations under finance lease and hire purchase contracts
28,996
19,913
-
-

Other creditors
174,954
346,356
52,000
52,000

Accruals and deferred income
870,958
1,857,503
-
-

3,087,184
3,663,596
115,606
104,606


Bank loans are secured by a debenture over all the assets of the group and a first legal charge over the freehold property of the company.

Other creditors include an amount of £55,221 (2024 - £291,185) secured on the book debts of the group.

Obligations under finance lease and hire purchase contracts are secured on the assets concerned.

Page 35

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

21.


Creditors: Amounts falling due after more than one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank loans
281,956
382,105
-
-

Net obligations under finance leases and hire purchase contracts
71,133
73,137
-
-

Amounts owed to group undertakings
-
-
711,896
662,482

Other creditors
345,456
406,456
345,455
406,455

698,545
861,698
1,057,351
1,068,937


Bank loans are secured by a debenture over all the assets of the company and a first legal charge over the freehold property of the group.

Net obligations under finance lease and hire purchase contracts are secured on the assets concerned.


The aggregate amount of liabilities repayable wholly or in part more than five years after the reporting date is:
Group
Group
2025
2024
£
£


Repayable by instalments
177,376
190,476

177,376
190,476

A bank loan repayable more than five years after the balance sheet date is repayble by monthly instalments over 20 years with interest being charged at a rate of 3.25% per annum over base rate.

Page 36

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

22.


Loans


Analysis of the maturity of loans is given below:


Group
Group
2025
2024
£
£

Amounts falling due within one year

Bank loans
97,167
86,830


97,167
86,830

Amounts falling due 1-2 years

Bank loans
81,129
97,700


81,129
97,700

Amounts falling due 2-5 years

Bank loans
23,452
93,929


23,452
93,929

Amounts falling due after more than 5 years

Bank loans
177,376
190,476

177,376
190,476

379,124
468,935



23.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

Group
Group
2025
2024
£
£

Within one year
26,710
23,622

Between 1-5 years
79,636
82,827

106,346
106,449

Page 37

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

24.


Financial instruments

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Financial assets

Financial assets measured at fair value through profit or loss
255,524
351,570
-
1,617




Financial assets measured at fair value through profit or loss comprise cash at bank and in hand.


25.


Deferred taxation


Group



2025


£






At beginning of year
(47,049)


Charged to profit or loss
15,893



At end of year
(31,156)

Company


2025






At end of year
-
The provision for deferred taxation is made up as follows:

Group
Group
2025
2024
£
£

Accelerated capital allowances
(36,119)
(48,008)

Short term timing differences
4,963
959

(31,156)
(47,049)

Page 38

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

26.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



1,000 (2024 - 1,000) Ordinary A shares of £0.001 each
1
1
481 (2024 - 330) Ordinary B shares of £0.001 each
-
-

1

1



27.


Reserves

Share premium account

Consideration received for shares issued above their nominal value, net of transaction costs.

Profit and loss account

Retained earnings includes all current and prior period retained profits and losses less dividends paid.


28.


Share-based payments

On 1 March 2024 the company granted Enterprise Management Incentive (EMI) options to various employees.  In total, 334 shares were granted at an exercise price of £0.001 per share with 148 shares becoming exercisable any time after the date falling six months after the grant date with the remaining 186 shares becoming exercisable any time after the fifth anniversary of the grant date.  The market value of the shares as at 1 March 2024 was £0.001 per share.

During the year 148 shares were exercised at an exercise price of £0.001.

As at 31 March 2025, 186 shares were exercisable at an exercise price of £0.001.







29.


Pension commitments

The Group operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Group  in an independently administered fund. The pension cost charge represents contributions payable by the Group to the fund. Contributions totalling £40,808 (2024 - £3,836) were payable to the fund at the reporting date and are included in creditors.

Page 39

 
STERLING SERVICES HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 MARCH 2025

30.


Commitments under operating leases

At 31 March 2025 the Group and the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
2025
2024
£
£

Not later than 1 year
82,621
81,744

Later than 1 year and not later than 5 years
33,537
35,685

116,158
117,429


31.


Related party transactions

The company has taken advantage of the exemption under paragraph 33.1A of FRS 102 and has not disclosed transactions with other wholly owned group companies.


2025
2024
£
£

 
Loan in the period from a company controlled by the parents of P. F. Blennerhassett
-
100,000
 
Interest payable on loan due to a company controlled by the parents of P. F. Blennerhassett
2,000
2,542
 
Amount due to a company controlled by the parents of P. F. Blennerhassett
104,542
102,542
 
Sales to a company under common control
22,346
-
 
Purchases from a company under common control
117,140
60,777
 
Amounts due to a company under common control
-
6,332


32.


Controlling party

The controlling party of the company is P. F. Blennerhassett.

 
Page 40