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Registered number: 01746071










MASTEROAST COFFEE CO. LIMITED










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

 
MASTEROAST COFFEE CO. LIMITED
 
 
COMPANY INFORMATION


Directors
Mr L G Mills - Chairman 
Mrs Y E V Mills 
Mr A G Fawkes 
Mr M C Mills 




Company secretary
Mrs Y E V Mills



Registered number
01746071



Registered office
Plantation House
Newark Road

Peterborough

PE1 5UA




Independent auditors
MHA
Chartered Accountants & Statutory Auditors

1 The Forum

Minerva Business Park

Lynch Wood

Peterborough

PE2 6FT





 
MASTEROAST COFFEE CO. LIMITED
 

CONTENTS



Page
Strategic Report
 
1 - 2
Directors' Report
 
3 - 6
Independent Auditors' Report
 
7 - 10
Statement of Comprehensive Income
 
11
Balance Sheet
 
12
Statement of Changes in Equity
 
13
Notes to the Financial Statements
 
14 - 30


 
MASTEROAST COFFEE CO. LIMITED
 
 
STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

Introduction
 
The directors present their strategic report for the year ended 31 December 2024.

Principal activities and Business review
 
The principal activities of Masteroast Coffee Co. Limited ("the Company") during the year were those of coffee roasters, tea blenders and wholesalers.

A business review is provided in the Chairman's statement within the Directors' report.

Principal risks and uncertainties
 
The directors generate an annual budget which is monitored on a monthly basis. However the key risks to the Company remain that of the fluctuations in coffee bean prices and the US dollar exchange rate. Both of these can have a major impact on the margins made as well as giving rise to exchange rate variances.

The Company constantly monitors the coffee price and exchange rates, and changes prices when it is considered commercial to do so.

The Company has various financial instruments including but not limited to the bank overdraft, the main purpose of which is to raise finance for the Company's operations. In addition, the Company has various other financial assets and liabilities such as trade debtors and trade creditors arising directly from its operations.

The Company's specific risks in connection with financial instruments are set out below:

i) Liquidity risk and cashflow risk

The Company manages its cash and borrowing requirements to optimise interest income and minimise expense, whilst ensuring that the Company has sufficient liquid resources to meet the operating needs of its business.

ii) Interest rate risk

The Company is exposed to cash flow interest rate risk on floating rate deposits and bank overdrafts.

iii) Foreign currency risk

The Company is exposed to foreign currency risk and manages it by continual monitoring of the US dollar exchange rate.

iv) Credit risk

Investments of cash surpluses are made through banks and companies which must fulfil credit rating criteria approved by a director.

Receivable balances are monitored on an ongoing basis and provision is made for doubtful debts where necessary.

v) Price risk

Wherever possible we look to pass on any increases in costs. Where suppliers give any advance notice of increases, we often bulk buy to secure lower prices. 

Page 1

 
MASTEROAST COFFEE CO. LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Financial key performance indicators
 
The directors consider the key performance indicators applicable to the Company to be production quantities, customer feedback and cash resources which are all measured on a regular basis. Furthermore they consider gross profit to be a financial key performance indicator which can be seen in the Statement of comprehensive income.


This report was approved by the board and signed on its behalf.



................................................
Mr L G Mills - Chairman
Director

Date: 6 December 2025

Page 2

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

The directors present their report and the financial statements for the year ended 31 December 2024.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic Report, the Directors' Report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 3

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Chairman's statement (Inclusive of business review and future developments)

I am happy to report a 5% revenue increase to £34.6m (£32.9m in 2023) for the Masteroast Holdings 2024 trading year. However, the underlying increase for coffee roasted and sold, along with other products and services within the group, translated to an underlying 11% growth. To explain, through skilful purchasing of green coffee contracts during the previous year and into 2024, we were able to hold prices to protect our customers from the exceptionally high levels to which the international coffee markets had reached.
 
We determined, rightly, that customers’ cost security, and maintaining and growing market share, overrode the temptation for making short-term, inflated profits.
 
Gross profits for the year rose by 2.1% to £8.1m (£6.8m in 2023), achieving nett profit of £2.8m (£1.9m in 2023), an increase of 2.4%. EBITDA was £3.8m (£2.8m in 2023), an increase of 2.5%.
 
Like any successful manufacturing business, Masteroast is continually monitoring our production and administrative costs. Likewise, to continue our persistent growth we regularly invest in, and upgrade, our equipment and processes, however, successive governments have found fit to annually increase the minimum wage. The result has been in 2024 a not insignificant 6% being added to the nation’s wage cost which, along with inflation, makes it hard for businesses, particularly manufacturing, to control their costs. 
 
During the year, Masteroast Holdings acquired a major shareholding in The Edinburgh Tea & Coffee Company (ET&CC), the successful and highly respected coffee roasting and tea blending company based in Scotland’s capital city.
 
We have had a long standing, two-way business relationship with ET&CC and are proud to have strengthened this relationship with such a well-managed company of enviable reputation. 
 
While we see this move as a further commitment to our investment in Scotland, with this acquisition, we will continue autonomously roasting and blending in the city, but will also benefit from the range of products and services Masteroast can bring to the table. Not least, access to Masteroast’s Europe leading, extensive inventory of green coffees, enabling a greatly enhanced offering of roasted coffee blends and origins to their Scottish customers. Moreover, Masteroast’s Scottish, private label customers, gain access to Scottish produced products. 

Our established customers throughout the country, will have access to this celebrated Scottish brand for export sales or an alternative brand offering in the rest of the UK.  We welcome them into the Masteroast family and are very confident that this union will be of significant benefit and value to both companies.  
 
Isurus Fulfilment Ltd, a subsidiary of the group, has gone through a period of consolidation during 2024, following 3 strong years of growth and successfully installing the latest processing systems which provide industry-leading informative access for customers’ stock and product information, while streamlining services, lead times and other benefits. The nett results being the same turnover as 2023, at £2.2m, with nett profit slightly down at £161,000 (£192,000 in 2023) reflecting increased distribution and mandatory costs as mentioned earlier.
 
Exports were somewhat static during the year at £1.74m (£1.71m), a not insignificant percentage of which was destined for the wider world. This was largely due to continuing actions in the EU, hampering the efforts of British exporters. However, due to some positive new arrangements and subsequent growth in international brands such as Marley Coffee, things are looking a little more favourable for 2025.
 
Coffee prices on the world market reached then unprecedented levels in 2024 of around $3.25 lb (lowest around $1.50 lb), causing significant difficulties throughout the trade, particularly for roasters and distributors. Fortunately, Masteroast, as these accounts attest, managed to both protect our customers as much as possible and at the same time, produce respectable profits while growing sales. 
 
Page 4

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

At the time of writing this report, prices having since reached around $4.30 lb, have then dropped back to around last year’s highs and subsequently recovered, only to drop again. Tightening of supply in Brazil and amongst the world’s raw coffee producers generally are likely to remain into mid-late 2026 to early 2027, potentially even then finding a base level of around $3.00 lb. These fluctuations at previously unseen price levels, are causing extremely difficult trading conditions which are likely to adversely affect profitability. Coffee’s violent price swings combined with higher minimum wages, increased employers’ N.I. contributions, capital gains and corporation tax, do not suggest an optimistic future for British industry and Masteroast is unlikely to be immune from this decline.
 
Whatever the short-term economic difficulties thrust upon us, Masteroast’s intentions are to continue investing in growth. 2025 will see the installation of a new mid-range capacity coffee roaster, giving us greater batch roasting flexibility.  
 
The new Neuhaus Neotec coffee roaster, installed in early 2025, will complement the other three machines already in use from the same German manufacturer, providing the most flexible operating systems available, allowing an infinite range of bespoke roasted blends and flavour profiles with unrivalled quality of roasted product.  
 
The present economic climate has proved to be a difficult time for several businesses in the UK coffee industry, with a number of companies failing or deciding to retreat from the market. While this is an unfortunate reflection on the state of business in this country, not least for those connected to the hospitality industry, it does create an opportunity for Masteroast to acquire or invest in good, well managed businesses requiring investment or the advantages offered by the backing of an established and financially stable company. We hope to announce further developments in 2025’s annual accounts.
 
As ever, I have to thank and congratulate everyone in the exceptional Masteroast team for playing their part in creating these satisfying accounts.

Results and dividends

The profit for the year, after taxation, amounted to £1,469,123 (2023: £1,646,526).

Dividends paid in the year amounted to £176,160 (2023: £190,640) as seen in note 11 to these financial statements.

Directors

The directors who served during the year were:

Mr L G Mills - Chairman 
Mrs Y E V Mills 
Mr A G Fawkes 
Mr M C Mills 

Matters covered in the Strategic Report

The directors have chosen to include details concerning the financial instruments, included within principal risks and uncertainties, in the Strategic Report. 

Page 5

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Auditors

The auditor, MHA, previously traded through the legal entity MacIntyre Hudson LLP. In response to regulatory changes, MacIntyre Hudson LLP ceased to hold an audit registration with the engagement transitioning to MHA Audit Services LLP.

MHA will be proposed for reappointment in accordance with section 485 of the Companies Act 2006. 

This report was approved by the board and signed on its behalf.
 





................................................
Mrs Y E V Mills
Director

Date: 6 December 2025

Plantation House
Newark Road
Peterborough
PE1 5UA

Page 6

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF MASTEROAST COFFEE CO. LIMITED
 

Opinion


We have audited the financial statements of Masteroast Coffee Co. Limited (the 'Company') for the year ended 31 December 2024, which comprise the Statement of Comprehensive Income, the Balance Sheet, the Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 December 2024 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 7

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF MASTEROAST COFFEE CO. LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 3, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Page 8

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF MASTEROAST COFFEE CO. LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The specific procedures for this engagement and the extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 

•  Enquiry of management and those charged with governance around actual and potential litigation and    claims; 
•  Enquiry of entity staff in compliance functions to identify any instance of non-compliance with laws    and regulations; 
•  Performing audit work over the risk of management override of controls, including testing of journal entries  and other adjustment for appropriateness and reviewing accounting estimates for bias. 
•  Reviewing financial statement disclosures and testing to supporting documentation to assess compliance   with applicable laws and regulations. 



Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Page 9

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF MASTEROAST COFFEE CO. LIMITED (CONTINUED)


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Ian Jacobs BA FCA (Senior Statutory Auditor)
For and on behalf of MHA, Statutory Auditor
Peterborough, United Kingdom
Date:
  
 
MHA is the trading name of MHA Audit Services LLP, a limited liability partnership in England and Wales (registered number OC455542).
  

12 December 2025
Page 10

 
MASTEROAST COFFEE CO. LIMITED
 
 
STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2024

2024
2023
Note
£
£

  

Turnover
 4 
31,877,418
30,050,483

Cost of sales
  
(25,094,499)
(24,124,604)

Gross profit
  
6,782,919
5,925,879

Distribution costs
  
(88,665)
(84,021)

Administrative expenses
  
(4,709,404)
(4,222,945)

Other operating income
 5 
169,926
188,300

Operating profit
 6 
2,154,776
1,807,213

Interest payable and similar expenses
 9 
(73,926)
(81,066)

Profit before tax
  
2,080,850
1,726,147

Tax on profit
 10 
(611,727)
(79,621)

Profit for the financial year
  
1,469,123
1,646,526

There were no recognised gains and losses for 2024 or 2023 other than those included in the statement of comprehensive income.

There was no other comprehensive income for 2024 (2023: £NIL).

The notes on pages 14 to 30 form part of these financial statements.

Page 11

 
MASTEROAST COFFEE CO. LIMITED
REGISTERED NUMBER: 01746071

BALANCE SHEET
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

Fixed assets
  

Tangible assets
 12 
3,269,889
3,325,616

Current assets
  

Stocks
 13 
5,388,426
4,654,646

Debtors: amounts falling due within one year
 14 
10,156,147
9,375,321

Cash at bank and in hand
 15 
516,493
259,990

  
16,061,066
14,289,957

Creditors: amounts falling due within one year
 16 
(6,709,134)
(6,367,229)

Net current assets
  
 
 
9,351,932
 
 
7,922,728

Total assets less current liabilities
  
12,621,821
11,248,344

Creditors: amounts falling due after more than one year
 17 
-
(7,484)

Provisions for liabilities
  

Deferred tax
  
(524,122)
(436,124)

Net assets
  
12,097,699
10,804,736


Capital and reserves
  

Called up share capital 
 20 
1,000
1,000

Profit and loss account
 21 
12,096,699
10,803,736

  
12,097,699
10,804,736


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




................................................
Mr L G Mills - Chairman
................................................
Mrs Y E V Mills
Director
Director


Date: 6 December 2025
Date: 6 December 2025

The notes on pages 14 to 30 form part of these financial statements.

Page 12

 
MASTEROAST COFFEE CO. LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Profit and loss account
Total equity

£
£
£


At 1 January 2023
1,000
9,347,850
9,348,850


Comprehensive income for the year

Profit for the year
-
1,646,526
1,646,526

Dividends declared
-
(190,640)
(190,640)



At 1 January 2024
1,000
10,803,736
10,804,736


Comprehensive income for the year

Profit for the year
-
1,469,123
1,469,123

Dividends declared
-
(176,160)
(176,160)


At 31 December 2024
1,000
12,096,699
12,097,699


The notes on pages 14 to 30 form part of these financial statements.

Page 13

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

Masteroast Coffee Co. Limited ("the Company") is a private company limited by shares, incorporated in England and Wales under the Companies Act. 

The registered number and address of the registered office is given in the Company information. 

The nature of the Company's operations and its principal activities are set out in the Strategic report on page 1. 

The functional and presentational currency of the Company is pounds sterling (£) and rounded to the nearest whole pound. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgement in applying the Company's accounting policies (see note 3).

The following principal accounting policies have been applied:

 
2.2

Financial Reporting Standard 102 - reduced disclosure exemptions

The Company has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by the FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland":
the requirements of Section 7 Statement of Cash Flows;
the requirements of Section 3 Financial Statement Presentation paragraph 3.17(d);
the requirements of Section 11 Financial Instruments paragraphs 11.42, 11.44 to 11.45, 11.47, 11.48(a)(iii), 11.48(a)(iv), 11.48(b) and 11.48(c);
the requirements of Section 12 Other Financial Instruments paragraphs 12.26 to 12.27, 12.29(a), 12.29(b) and 12.29A;
the requirements of Section 33 Related Party Disclosures paragraph 33.7.

This information is included in the consolidated financial statements of Masteroast Holdings Limited  as at 31 December 2024 and these financial statements may be obtained from Companies House.

Page 14

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.3

Going concern

The financial statements have been prepared on a going concern basis. The Directors have considered relevant information, including the annual budget, forecast future cash flows and the impact of subsequent events in making their assessment. 

Based on these assessments and having regard to the resources available to the entity, the Directors have concluded that there is no material uncertainity and that they can continue to adopt the going concern basis in preparing the annual report and accounts. 

 
2.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Company has transferred the significant risks and rewards of ownership to the buyer;
the Company retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

Page 15

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.5

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss.

 
2.6

Operating leases: the Company as lessor

Rental income from operating leases is credited to profit or loss on a straight-line basis over the lease term.

Amounts paid and payable as an incentive to sign an operating lease are recognised as a reduction to income over the lease term on a straight-line basis, unless another systematic basis is representative of the time pattern over which the lessor's benefit from the leased asset is diminished.

 
2.7

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

 
2.8

Leased assets: the Company as lessee

Assets obtained under hire purchase contracts and finance leases are capitalised as tangible fixed assets. Assets acquired by finance lease are depreciated over the shorter of the lease term and their useful lives. Assets acquired by hire purchase are depreciated over their useful lives. Finance leases are those where substantially all of the benefits and risks of ownership are assumed by the company. Obligations under such agreements are included in creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charged to profit or loss so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.

 
2.9

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.10

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount.

Page 16

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.11

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

  
2.12

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in other creditors as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.13

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


Page 17

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.14

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

At each reporting date the Company assesses whether there is any indication of impairment. If such indication exists, the recoverable amount of the asset is determined which is the higher of its fair value less costs to sell and its value in use. An impairment loss is recognised where the carrying amount exceeds the recoverable amount.

The Company adds to the carrying amount of an item of fixed assets the cost of replacing part of such an item when that cost is incurred, if the replacement part is expected to provide incremental future benefits to the Company. The carrying amount of the replaced part is derecognised. Repairs and maintenance are charged to profit or loss during the period in which they are incurred.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight line method and on a reducing balance basis.

Depreciation is provided on the following basis:

Leasehold improvements
-
5%
straight line method
Plant and machinery
-
15%
reducing balance basis
Motor vehicles
-
25%
reducing balance basis
Fixtures and fittings
-
15%
reducing balance basis

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.15

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a weighted average basis. Finished goods and goods for resale include labour and attributable overheads.

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.16

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 18

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.17

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.18

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.19

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Company's Balance Sheet when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Page 19

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.19
Financial instruments (continued)

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Company transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Company will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Company's contractual obligations expire or are discharged or cancelled.

 
2.20

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

Page 20

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

3.


Judgements in applying accounting policies and key sources of estimation uncertainty

The preparation of financial statements in accordance with FRS102 requires the use of certain critical accounting estimates. It also requires management to exercise its judgment in the process of applying the Company's accounting policies. 

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances. 

Below is a summary of the key judgements and estimates included within these accounting policies:

a) Key judgments in applying accounting policies 

i) Lease classification 

Management has exercised judgement in determining the classification of lease arrangements under the applicable accounting framework. In assessing whether the lease conveys substantially all the risks and rewards incidental to ownership, consideration was given to factors such as the lease term relative to the asset’s economic life, the present value of minimum lease payments compared to the fair value of the asset, and the existence of any purchase options or residual value guarantees. This judgement has a material impact on the presentation of assets and liabilities in the financial statements and on the recognition of lease-related expenses.

b)  Key accounting estimates and assumptions 

i) Determining useful economic lives of tangible fixed assets 

The Company depreciates tangible assets over their estimated useful lives. The estimation of the useful lives of assets is based on the historic performance as well as expectations about future use and therefore requires estimates and assumptions to be applied by management. The actual lives of these assets can vary depending on a variety of factors, including technology innovation, product life cycle and maintenance programmes.


4.


Turnover

An analysis of turnover by class of business is as follows; sale of goods £31,308,559 (2023: £29,707,063) and rendering of services £568,859 (2023: £343,420).

2024
2023
£
£

United Kingdom
30,626,627
28,722,830

Rest of Europe
1,250,791
1,327,653

31,877,418
30,050,483


Page 21

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

5.


Other operating income

2024
2023
£
£

Rents receivable
169,926
188,300



6.


Operating profit

The operating profit is stated after charging/(crediting):

2024
2023
£
£

Exchange differences
(82,133)
(66,911)

Operating lease rentals - property
300,000
300,000

Profit on sale of tangible assets
-
(170)


7.


Auditors' remuneration

During the year, the Company obtained the following services from the Company's auditors:


2024
2023
£
£

Fees payable to the Company's auditors for the audit of the Company's financial statements
26,500
24,750

The Company has taken advantage of the exemption not to disclose amounts paid for non-audit services as these are disclosed in the consolidated accounts of the parent Company.

Page 22

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

8.


Employees

Staff costs were as follows:


2024
2023
£
£

Wages and salaries
3,314,507
3,103,984

Social security costs
294,278
271,895

Cost of defined contribution scheme
100,404
107,463

3,709,189
3,483,342


The average monthly number of employees, including the directors, during the year was as follows:


        2024
        2023
            No.
            No.







Production staff
104
101



Sales and administrative staff
21
22



Management staff
9
13

134
136


9.


Interest payable and similar expenses

2024
2023
£
£


Bank interest payable
49,401
58,588

Finance leases and hire purchase interest payable
23,876
22,478

Other interest payable
649
-

73,926
81,066

Page 23

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

10.


Taxation


2024
2023
£
£

Corporation tax


Current tax on profits for the year
511,614
94,270

Adjustments in respect of previous periods
12,115
-

Total current tax
523,729
94,270

Deferred tax


Origination and reversal of timing differences
87,998
(14,649)

Total deferred tax
87,998
(14,649)


Tax on profit
611,727
79,621

Factors affecting tax charge for the year

The tax assessed for the year is higher than (2023 - lower than) the standard rate of corporation tax in the UK of 25% (2023:25%). The differences are explained below:

2024
2023
£
£


Profit on ordinary activities before tax
2,080,850
1,726,147


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2023: 25%)
520,213
431,537

Effects of:


Expenses not deductible for tax purposes
23,674
19,974

Capital allowances for year in (credit)/excess of depreciation
(19,312)
27,004

Adjustments to tax charge in respect of prior periods
12,115
-

Origination and reversal of timing differences
87,998
(14,649)

Utilised tax losses
-
(152,349)

Change in tax rate leading to an decrease in the tax charge
-
(5,930)

Group relief
(12,961)
(225,923)

Profit on disposal of fixed assets
-
(43)

Total tax charge for the year
611,727
79,621

Page 24

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

11.


Dividends

2024
2023
£
£


Dividends declared
176,160
190,640


12.


Tangible fixed assets





Leasehold improvements
Plant and machinery
Motor vehicles
Fixtures and fittings
Total

£
£
£
£
£



Cost


At 1 January 2024
1,705,764
7,013,632
286,307
719,693
9,725,396


Additions
-
425,947
(500)
38,913
464,360



At 31 December 2024

1,705,764
7,439,579
285,807
758,606
10,189,756



Depreciation


At 1 January 2024
1,055,240
4,756,614
55,288
532,638
6,399,780


Charge for the year on owned assets
81,305
314,026
54,501
31,168
481,000


Charge for the year on financed assets
-
39,087
-
-
39,087



At 31 December 2024

1,136,545
5,109,727
109,789
563,806
6,919,867



Net book value



At 31 December 2024
569,219
2,329,852
176,018
194,800
3,269,889



At 31 December 2023
650,524
2,257,018
231,019
187,055
3,325,616

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2024
2023
£
£



Plant and machinery
221,493
260,580

Page 25

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

13.


Stocks

2024
2023
£
£

Raw materials and consumables
5,210,658
4,512,351

Finished goods and goods for resale
177,768
142,295

5,388,426
4,654,646



14.


Debtors

2024
2023
£
£


Trade debtors
4,685,081
4,764,923

Amounts owed by group undertakings
5,183,452
4,135,264

Other debtors
128,202
110,955

Prepayments and accrued income
159,412
364,179

10,156,147
9,375,321


Amounts owed by group undertakings are unsecured, interest free, have no fixed date of repayment and are repayable on demand.


15.


Cash and cash equivalents

2024
2023
£
£

Cash at bank and in hand
516,493
259,990

Less: bank overdrafts
-
(1,110,204)

516,493
(850,214)


Page 26

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

16.


Creditors: Amounts falling due within one year

2024
2023
£
£

Bank overdrafts
-
1,110,204

Trade creditors
5,980,353
4,476,642

Amounts owed to group undertakings
6,388
197,755

Corporation tax
306,549
-

Other taxation and social security
69,677
65,009

Obligations under finance lease and hire purchase contracts
43,185
110,593

Other creditors
46,641
25,250

Accruals and deferred income
256,341
381,776

6,709,134
6,367,229


'The bank overdraft balance outstanding at the balance sheet date is £Nil (2023 £1,110,204). The  facility is secured by a cross guarantee and debenture between Isurus Fulfilment Limited, Masteroast Coffee Co Limited & MCEU Limited.

Obligations under finance leases and hire purchase amounting to £43,185 (2023: £110,593) are secured against the assets to which they relate. 

Amounts owed to group undertakings are unsecured, interest free, have no fixed date of repayment and are repayable on demand.


17.


Creditors: Amounts falling due after more than one year

2024
2023
£
£

Obligations under finance leases and hire purchase contracts
-
7,484


Obligations under finance leases and hire purchase amounting to £Nil (2023: £7,484) are secured by the group against the assets to which they relate. 


18.


Hire purchase and finance leases


Minimum lease payments under hire purchase and finance leases fall due as follows:

2024
2023
£
£


Within 1 year
43,185
110,593

Between 1-5 years
-
7,484

43,185
118,077

Page 27

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.


Deferred taxation




2024
2023


£

£






At beginning of year
436,124
450,773


Charged/(credited) to profit or loss
87,998
(14,649)



At end of year
524,122
436,124

The provision for deferred taxation is made up as follows:

2024
2023
£
£


Accelerated capital allowances
526,764
436,124

Short term timing losses
(2,642)
-

524,122
436,124


20.


Share capital

2024
2023
£
£
Allotted, called up and fully paid



1,000 (2023 - 1,000) Ordinary shares of £1.00 each
1,000
1,000



21.


Reserves

Profit and loss account

The profit and loss account represents cumulative profits or losses, net of dividends paid and other adjustments.


22.


Capital commitments


At 31 December 2024 the Company had capital commitments as follows:

2024
2023
£
£


Plant and machinery
-
386,644

Page 28

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

23.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are held separately of those of the Company in an independently administered fund. The pension cost charge represents contributions payable by the Company to the fund and amounted to £100,404 (2023: £107,463). Contributions totalling £21,391 (2023: £nil) were payable to the fund at the balance sheet date. 


24.


Commitments under operating leases

At 31 December 2024 the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

2024
2023
£
£

Property leases


Not later than 1 year
300,000
300,000

Later than 1 year and not later than 5 years
1,200,000
1,200,000

Later than 5 years
900,000
1,200,000

2,400,000
2,700,000

2024
2023

£
£

Other operating leases


Not later than 1 year
27,341
19,914

Later than 1 year and not later than 5 years
67,157
23,275

94,498
43,189

Page 29

 
MASTEROAST COFFEE CO. LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

25.


Related party transactions

As the Company is a wholly subsidiary of Masteroast Holdings Limited, the Company has taken advantage of the exemption contained in FRS 102 section 33.1A Related Party Disclosures, and has therefore not disclosed transactions or balances with wholly owned entities which form part of its Group.
The consolidated financial statements of Masteroast Holdings Limited, within which this Company is included, are publicly available from Companies House. 
 
During the year the Company sold goods totalling £361,339 (2023: £447,276) and purchased goods totalling £123 (2023: £11,371) from MCEU Limited, a non-wholly owned subsidiary of Masteroast Holdings Limited. At the Balance sheet date the Company was owed £202,944 (2023: £175,074) from MCEU Limited which is included within amounts owed by group undertakings. These amounts are unsecured, interest free, and are repayable on demand.

During the year sales totalling £Nil (2023: £23,713) and purchases totalling £Nil (2023: £89,755) were made to Plantation Management LLP, of  which directors Mr L G Mills, Mrs Y E V Mills and Mr A G Fawkes are sole members. At the balance sheet date the Company was owed £NIL (2023: £Nil) from Plantation Management LLP. These directors ceased acting for the entity following dissolution on the 9th July 2024.

Key management personnel of the company are employed and paid by the parent company Masteroast Holdings Limited. The total compensation in respect of these individuals, borne by the parent and not recharged, was £384,856 (2023: £342,839),


26.


Ultimate parent company

The Company's immediate and ultimate parent company is Masteroast Holdings Limited, a company which is incorporated in England and Wales and holds all of the issued ordinary shares in this company. 

The registered address of Masteroast Holdings Limited is Plantation House, Newark Road, Peterborough, United Kingdom, PE1 5UA.

The Company is under the ultimate control of Mr L G Mills, the majority shareholder of Masteroast
Holdings Limited.
 
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