Penny Smith Financial Services Ltd Accounts






	Penny Smith Financial Services Ltd

	Company No. 11416284
	Unaudited Accounts
	30 June 2025

at	30 June 2025
Company No.		11416284	2025	2024
			£	£



Fixed assets			2,728	25,252

Current assets			41,593	87,408
Prepayments and accrued income			10,375	-
Creditors: Amounts falling due within one year			(35,341)	(59,425)
Net current assets			16,627	27,983
Total assets less current liabilities			19,355	53,235


Accruals and deferred income			(19,134)	(900)
			221	52,335


Capital and reserves			221	52,335

NOTES TO THE ACCOUNTS

Basis of preparation

These accounts have been prepared in accordance with the micro-entity provisions of the small companies regime.

2	Employees
		2025	2024
		Number	Number
	The average monthly number of employees (including directors) during the year was:	2	2

General information

Penny Smith Financial Services Ltd is a private company limited by shares and incorporated in England and Wales.

Its registered number is:

11416284

Its registered office is:

18 Blackpool Road

Poulton-Le-Fylde

FY6 7QA

For the year ended 30 June 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

As permitted by section 444 (5A) of the Companies Act 2006 the directors have not delivered to the Registrar a copy of the company's profit and loss account.

The accounts were approved by the board of directors on 03 December 2025 and signed on its behalf by:

P.C. Marland - Director