Charity registration number 1108136 (England and Wales)
Company registration number 5333818
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
A L Campbell
M R Murray
M Carney
S A Reynolds
T J Whyatt
Secretary
G J Neal
Charity number
1108136
Company number
5333818
Principal address
Our Lady and St Michaels Church
Pen y Pound
Abergavenny
Monmouthshire
NP7 5UD
Registered office
Belmont Abbey
Hereford
Herefordshire
HR2 9RZ
Bankers
HSBC Bank plc
2 Twyn Square
Usk
Monmouthshire
NP15 1BH
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
CONTENTS
Page
Trustees report
1 - 2
Independent examiner's report
3
Statement of financial activities
4
Balance sheet
5
Notes to the financial statements
6 - 11
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
- 1 -

The trustees present their annual report and financial statements for the year ended 31 March 2025.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the trust's Memorandum and Articles, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016).

Objectives and activities

The objects of the charity are to provide a Community Centre for the benefit of the inhabitants of

Abergavenny and district.

 

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the

trust should undertake.

Achievements and performance

The year April 2024 to March 2025 saw a continuing return in bookings to good levels.. The Centre is used for statutory elections, and many social, fitness, well being, counselling, support, cultural and leisure activities by the local community and organisations from further afield. In addition it provides space for businesses providing services to the local community, and booking of our small office is increasing by these..

 

Apart from cleaning and catering, the Centre is operated entirely by volunteers. Numbers are now at eleven, enabling a swift and courteous response to enquiries. New volunteers are of course always welcome, particularly those with IT and web design skills. Training is available and undertaken. Thanks are due to all those who work for the Centre as officers or volunteers, who make it possible for it to function. Particular thanks are due to Andy Palmer for managing the Centre and the volunteers, and to Tom Whyatt for keeping accounts and much else.

 

Another case of a vehicle driving into the Centre caused considerable damage and some disruption, in particular leading to the closure of the main kitchen for a lengthy period, and some cancelation of bookings. The cost has been met by the driver’s insurance. Substantial barriers have now been put in place to prevent a recurrence.

 

Proposals for improving audio/visual facilities are being progressed. Grant funding has just been awarded from the National Lottery Awards for All for repairing a roof, and replacement of a dish-washer and crockery.

 

The Centre also provides the venue for pastoral and social activities of the Roman Catholic parish of our Our Lady and St Michaels, which adjoins the Centre and was one of its original funders. It is though a legally separate and independent organization. The parish continues its substantial donation to the Centre for its extensive use of the Centre.

 

Financial review

During the year up to the end of March 2025, overall trading income from lettings of the hall, kitchen, training room and offices has increased substantially. Expenditure also increased, mainly on maintenance, resulting in a maintenance of trading profit and increased unrestricted reserves. These comfortably meet the declared objective of being able to meet average expenditure for six months without any income. Debtors have remained at similar levels and invoicing and follow-up procedures have improved.

 

The trustees consider that the Centre is not at risk of insolvency and may properly continue its activities. We recognise the work still required continually to bring new users to the Centre and to maintain its profitability without grants.

The trustees may with appropriate financial advice invest reserves in property or securities but in view of the relatively limited funds available and current investment climate have retained the funds in a savings account with their bankers.

 

ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
TRUSTEES REPORT (CONTINUED)(INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
- 2 -

The trustees have a risk management policy and revise annually the risks faced by the charity and the establishment of systems and procedures to reduce such risks and lessen the impact of any problems which may arise. There is a safeguarding policy and an experienced safeguarding officer is in place, but the Centre does not work particularly with vulnerable individuals or children, and the primary responsibility where events including such individuals meet at the Centre lies with the organisation hiring the Centre and responsible for the event.

Structure, governance and management
St Michael's Centre (Abergavenny) Trust Limited is a company limited by guarantee governed by its Memorandum and Articles of Association dated 17 January 2005. It is a registered charity with the Charity Commission.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

A L Campbell
M R Murray
M Carney
S A Reynolds
T J Whyatt
The Trustees must be at least three and no more than ten in number, and may co-opt any person to act as a trustee. The Abbot of Belmont Abbey must approve the appointment of every trustee in writing.

The Board of Trustees are legally responsible for the administration of the Charity, and meet as necessary, and at least once every year for the AGM.

 

Day to day management of the Centre is undertaken by individuals and groups of volunteers supporting on bookings, office, administration, sales invoicing, book-keeping and general repairs, with professional caretaking and cleaning. Officers of the charity are Andy Palmer (Centre Manager), Edmund Hayward (Company Secretary), Tom Whyatt (Treasurer), Jimmy Harris ( Maintenance Officer) and Janet Battersby (Safeguarding Officer). The trustees extend their grateful thanks to all volunteers and officers for their continuing hard work and dedication.

 

The Centre has a close relationship with Belmont Abbey, whose Abbot ultimately controls the appointment of directors and trustees, and the Belmont Abbey Charitable Incorporated Organisation (previously the Belmont Abbey Mission Trust) from which the land on which the Centre is built is leased at a peppercorn annual rent on a long lease.

on.

 

 

There are no other related parties.

The trustees report was approved by the Board of Trustees.

A L Campbell
Trustee
Dated: 30 November 2025
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
- 3 -

I report on the accounts of the trust for the year ended 31 March 2025, which are set out on pages 4 to 11.

Respective responsibilities of trustees and examiner

The trust’s trustees, who are also the directors of St. Michael's Centre (Abergavenny) Trust Limited for the purposes of company law, are responsible for the preparation of the financial statements. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility to:
(i)

examine the financial statements under section 145 of the 2011 Act;

(ii)
to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and
(iii)
to state whether particular matters have come to my attention.
Basis of independent examiner's report

 

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(a)
which gives me reasonable cause to believe that in any material respect the requirements:
(i)

to keep accounting records in accordance with section 386 of the Companies Act 2006; and

(ii)

to prepare financial statements which accord with the accounting records, comply with the accounting requirements of section 396 of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities;

have not been met or
(b)

to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

P E Lea
Chartered accountant
Dated: 30 November 2025
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 4 -
Unrestricted
Restricted
Total
Total
funds
funds
2025
2024
Notes
£
£
£
£
Income from:
Donations and legacies
3
6,100
-
6,100
6,232
Charitable activities
4
29,684
-
29,684
25,515

Investments

5
136
-
136
122
Total income
35,920
-
35,920
31,869
Expenditure on:
Charitable activities
6
30,742
11,025
41,767
35,317
Net income/(expenditure) for the year/
Net movement in funds
5,178
(11,025)
(5,847)
(3,448)
Fund balances at 1 April 2024
22,923
364,809
387,732
391,180
Fund balances at 31 March 2025
28,101
353,784
381,885
387,732
The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
BALANCE SHEET
AS AT
31 MARCH 2025
31 March 2025
- 5 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
12
353,784
364,809
Current assets
Debtors
13
8,156
8,063
Cash at bank and in hand
40,196
31,255
48,352
39,318
Creditors: amounts falling due within one year
15
(19,664)
(14,793)
Net current assets
28,688
24,525
Total assets less current liabilities
382,472
389,334
Creditors: amounts falling due after more than one year
16
(587)
(1,602)
Net assets
381,885
387,732
The funds of the trust
Restricted income funds
17
353,784
364,809
Unrestricted funds
18
28,101
22,923
381,885
387,732

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 March 2025.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the trustees on 30 November 2025
A L Campbell
Trustee
Company registration number 5333818 (England and Wales)
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
- 6 -
1
Accounting policies
Company information

St. Michael's Centre (Abergavenny) Trust Limited is a private company limited by guarantee incorporated in England and Wales. The registered office is Belmont Abbey, Hereford, Herefordshire, HR2 9RZ.

The accounts have been prepared in accordance with the trust's Memorandum and Articles, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016). The trust is a Public Benefit Entity as defined by FRS 102.

 

The trust has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The accounts have been prepared on the historical cost convention.

 

 

1.1
Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the trust has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.2
Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.3
Incoming resources
Income is recognised when the trust is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the trust has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 7 -
1.4
Tangible fixed assets

Tangible fixed assets are initially measured at cost.

 

Depreciation is recognised so as to write off the cost of assets less their residual values over their useful lives on the following bases:

Leasehold property
2% Straight line
Fixtures, fittings & equipment
Various rates between 7 1/2 and 33%
1.5
Cash and cash equivalents

Cash and cash equivalents include cash in hand and deposits with banks.

1.6
Financial instruments

The trust has only financial assets and liabilities of a kind that qualify as basic financial instruments.

2
Critical accounting estimates and judgements

In the application of the trust’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3
Donations
2025
2024
£
£
Donations and gifts
6,100
6,232
4
Income from Charitable Activities
2025
2024
£
£
Letting and licensing arrangements
29,684
25,515
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 8 -
5
Investment Income
2025
2024
£
£
Interest receivable
136
122
6
Expenditure on Charitable Activities
2025
2024
£
£
Depreciation and impairment
11,025
11,025

Insurance

1,590
1,432

Telephone

906
912

Rates

998
815

Other costs

7,139
6,507

Heat, light and power

9,116
7,916

Maintenance

7,120
1,539

Sundry expenses

3,316
3,934

Bad debts

(308)
249

Telephone

49
148
40,951
34,477
Share of governance costs (see note 7)
816
840
41,767
35,317
7
Analysis of Governance and support costs
Support costs
Governance costs
2025
2024
Basis of allocation
£
£
£
£
Accountancy
-
816
816
840
Governance
-
816
816
840
Analysed between
Charitable activities
-
816
816
840
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 9 -
8
Net movement in funds
2025
2024
£
£
The net movement in funds is stated after charging/(crediting):
Fees payable for the independent examination of the charity's financial statements
-
-
Depreciation of owned tangible fixed assets
11,025
11,025
9
Trustees
None of the trustees (or any persons connected with them) received any remuneration during the year, nor were they reimbursed travelling expenses.
10
Employees

There were no employees during the year.

11
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

12
Tangible fixed assets
Leasehold property
Fixtures, fittings & equipment
Total
£
£
£
Cost
At 1 April 2024
551,209
93,516
644,725
At 31 March 2025
551,209
93,516
644,725
Depreciation and impairment
At 1 April 2024
186,400
93,516
279,916
Depreciation charged in the year
11,025
-
11,025
At 31 March 2025
197,425
93,516
290,941
Carrying amount
At 31 March 2025
353,784
-
353,784
At 31 March 2024
364,809
-
364,809
13
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
7,086
7,008
Prepayments and accrued income
1,070
1,055
8,156
8,063
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 10 -
14
Loans and overdrafts
2025
2024
£
£
Bank loans
1,652
2,667
Payable within one year
1,065
1,065
The loan is the Bounce Back loan that was received due to the Covid-19 pandemic.
15
Creditors: amounts falling due within one year
2025
2024
Notes
£
£
Bank loans
14
1,065
1,065
Trade creditors
1,589
-
Other creditors
8,000
8,000
Accruals and deferred income
9,010
5,728
19,664
14,793
16
Creditors: amounts falling due after more than one year
2025
2024
Notes
£
£
Bank loans
14
587
1,602
17
Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 April 2024
Resources expended
At 31 March 2025
£
£
£
Building and equipment costs
364,809
(11,025)
353,784
Previous year:
At 1 April 2023
Resources expended
At 31 March 2024
£
£
£
Building and equipment costs
375,834
(11,025)
364,809
The restricted fund relates to money received in relation to the construction of the building and its equipping and to a grant received for the Volunteering In Wales Fund.
ST. MICHAEL'S CENTRE (ABERGAVENNY) TRUST LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 11 -
18
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April 2024
Incoming resources
Resources expended
At 31 March 2025
£
£
£
£
General funds
22,923
35,920
(30,742)
28,101
Previous year:
At 1 April 2023
Incoming resources
Resources expended
At 31 March 2024
£
£
£
£
General funds
15,346
31,869
(24,292)
22,923
19
Analysis of net assets between funds
Unrestricted
Restricted
Total
funds
funds
2025
2025
2025
£
£
£
At 31 March 2025:
Tangible assets
-
353,784
353,784
Current assets/(liabilities)
28,688
-
28,688
Long term liabilities
(587)
-
(587)
28,101
353,784
381,885
Unrestricted
Restricted
Total
funds
funds
2024
2024
2024
£
£
£
At 31 March 2024:
Tangible assets
-
364,809
364,809
Current assets/(liabilities)
24,525
-
24,525
Long term liabilities
(1,602)
-
(1,602)
22,923
364,809
387,732
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