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Registered number: 12391893










I LIVING LTD








UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 MARCH 2025

 
I LIVING LTD
 

CONTENTS



Page
Accountants' report
 
1
Balance sheet
 
2 - 3
Notes to the financial statements
 
4 - 6


 
I LIVING LTD
 
 
  
CHARTERED ACCOUNTANTS' REPORT TO THE DIRECTOR ON THE PREPARATION OF THE UNAUDITED STATUTORY FINANCIAL STATEMENTS OF I LIVING LTD
FOR THE YEAR ENDED 31 MARCH 2025

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of I Living Ltd for the year ended 31 March 2025 which comprise the Balance sheet and the related notes from the Company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW)we are subject to its ethical and other professional requirements which are detailed at https://www.icaew.com /regulation.

This report is made solely to the director of I Living Ltd in accordance with the terms of our engagement letter dated 5 April 2024Our work has been undertaken solely to prepare for your approval the financial statements of I Living Ltd and state those matters that we have agreed to state to the director of I Living Ltd in this report in accordance with ICAEW Technical Release TECH07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than I Living Ltd and its director for our work or for this report. 

It is your duty to ensure that I Living Ltd has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of I Living Ltd. You consider that I Living Ltd is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or review of the financial statements of I Living Ltd. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

  



MA Partners LLP
 
Chartered Accountants
  
7 The Close
Norwich
Norfolk
NR1 4DJ
16 December 2025
Page 1

 
I LIVING LTD
REGISTERED NUMBER: 12391893

BALANCE SHEET
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Investment property
 4 
1,755,684
1,795,684

  
1,755,684
1,795,684

Current assets
  

Cash at bank and in hand
  
59,905
23,805

  
59,905
23,805

Creditors: amounts falling due within one year
 5 
(83,436)
(119,062)

Net current liabilities
  
 
 
(23,531)
 
 
(95,257)

Total assets less current liabilities
  
1,732,153
1,700,427

Creditors: amounts falling due after more than one year
 6 
(1,328,940)
(1,311,325)

Provisions for liabilities
  

Deferred tax
  
(28,094)
(38,094)

Net assets
  
375,119
351,008


Capital and reserves
  

Called up share capital 
  
500
500

Investment property reserve
 8 
84,282
114,282

Profit and loss account
 8 
290,337
236,226

  
375,119
351,008


Page 2

 
I LIVING LTD
REGISTERED NUMBER: 12391893
    
BALANCE SHEET (CONTINUED)
AS AT 31 MARCH 2025

The director considers that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The director acknowledges her responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 16 December 2025.




P K Khangura
Director

The notes on pages 4 to 6 form part of these financial statements.

Page 3

 
I LIVING LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

I Living Ltd is a United Kingdom Company limited by shares. It is incorporated and domiciled in England and Wales. The registered office address is 7 The Close, Norwich, NR1 4DJ.

The Company's principal activity is that of property letting in England.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

 
2.2

Revenue

Turnover comprises rents receivable during the year, recognised on an accruals in accordance with the period for which rent is due under the terms of the lease. The Company is not registered for Value Added Tax.

 
2.3

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.4

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.5

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.6

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. 

Deferred tax balances are recognised in respect of timing differences that have originated but not reversed by the balance sheet date. 

Current and deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

 
2.7

Investment property

Investment property is carried at fair value determined annually by the director and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

Page 4

 
I LIVING LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.8

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.9

Financial instruments

The Company only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from banks and other third parties, loans to related parties and investments in ordinary shares. 

Debt instruments that are payable or receivable within one year, typically trade debtors and creditors, are measured, initially and subsequently, at the undiscounted amount of the cash or other consideration expected to be paid or received. 

3.


Employees

The average monthly number of employees, including directors, during the year was 1 (2024 - 1).


4.


Investment property


Freehold investment property

£



Valuation


At 1 April 2024
1,795,684


Surplus on revaluation
(40,000)



At 31 March 2025
1,755,684

The 2025 valuations were made by the directors, on an open market value for existing use basis.





5.


Creditors: Amounts falling due within one year

2025
2024
£
£

Other taxes and social security
14,357
22,055

Other creditors
66,832
94,294

Accruals and deferred income
2,247
2,713

83,436
119,062


Page 5

 
I LIVING LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

6.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
1,328,940
1,311,325

1,328,940
1,311,325


The aggregate amount of liabilities repayable wholly or in part more than five years after the balance sheet date is:

2025
2024
£
£


Repayable other than by instalments
1,328,940
1,311,325

1,328,940
1,311,325

The bank loans are secured by way of charges against the Company's investment properties.


7.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



250 (2024 - 250) A Ordinary shares of £1.00 each
250
250
250 (2024 - 250) B Ordinary shares of £1.00 each
250
250

500

500



8.


Reserves

Investment property revaluation reserve

The fair value reserve represents the cumulative value of revaluations of the Company's investment properties to fair value, net of deferred tax. The amounts debited or credited to this reserve are transfers from the profit and loss account. Deferred tax is provided for on these fair value adjustments at the standard rate of corporation tax applicable in the UK.


9.


Related party transactions

As at 31 March 2025 the balance owed to the director was £43,592 (2024: £76,099).

 
Page 6