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Registered number: 2402369









AMSTONE DEVELOPMENTS LIMITED







UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 MARCH 2025

 
AMSTONE DEVELOPMENTS LIMITED
REGISTERED NUMBER: 2402369

BALANCE SHEET
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible assets
 4 
78,271
81,559

Investments
 5 
2
2

Investment property
 6 
915,000
915,000

  
993,273
996,561

Current assets
  

Stocks
  
1,000,000
1,053,204

Debtors
 7 
653,182
817,691

Cash at bank and in hand
 8 
12,794
37

  
1,665,976
1,870,932

Creditors: amounts falling due within one year
 9 
(113,125)
(392,948)

Net current assets
  
 
 
1,552,851
 
 
1,477,984

Total assets less current liabilities
  
2,546,124
2,474,545

Creditors: amounts falling due after more than one year
 10 
(603,888)
(427,443)

  

Net assets
  
1,942,236
2,047,102


Capital and reserves
  

Called up share capital 
  
2
2

Revaluation reserve
 12 
574,382
574,382

Profit and loss account
 12 
1,367,852
1,472,718

  
1,942,236
2,047,102


Page 1

 
AMSTONE DEVELOPMENTS LIMITED
REGISTERED NUMBER: 2402369
    
BALANCE SHEET (CONTINUED)
AS AT 31 MARCH 2025

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the statement of income and retained earnings in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




A. Siddiqi
Director

Date: 11 December 2025

The notes on pages 3 to 13 form part of these financial statements.

Page 2

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

Amstone Developments Limited (company number 02402369) is a private company limited by shares. registered in England and Wales. Its registered office address is 3 Hollins House, 331 Hale Road, Hale Barns, Cheshire, WA15 8SS.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

 
2.2

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Statement of income and retained earnings within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

Page 3

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.3

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

 
2.4

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.5

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.6

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.7

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.8

Exceptional items

Exceptional items are transactions that fall within the ordinary activities of the Company but are presented separately due to their size or incidence.

Page 4

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.9

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, on a reducing balance basis.

Depreciation is provided on the following basis:

Head office improvements
-
1%
Straight Line
Motor vehicles
-
25%
Reducing balance
Fixtures and equipment
-
25%
Reducing balance

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.10

Revaluation of tangible fixed assets

Individual freehold and leasehold properties are carried at current year value at fair value at the date of the revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses. Revaluations are undertaken with sufficient regularity to ensure the carrying amount does not differ materially from that which would be determined using fair value at the balance sheet date.
Fair values are determined from market based evidence normally undertaken by professionally qualified valuers.

Revaluation gains and losses are recognised in other comprehensive income unless losses exceed the previously recognised gains or reflect a clear consumption of economic benefits, in which case the excess losses are recognised in profit or loss.

 
2.11

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

Page 5

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.12

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Investments in unlisted Company shares, whose market value can be reliably determined, are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in the Statement of income and retained earnings for the period. Where market value cannot be reliably determined, such investments are stated at historic cost less impairment.

Investments in listed company shares are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in profit or loss for the period.

 
2.13

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.14

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.15

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.16

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.17

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

Page 6

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

3.


Employees

2025
2024
£
£

Wages and salaries
36,400
42,785

Social security costs
127
989

Cost of defined contribution scheme
109
301

36,636
44,075


The average monthly number of employees, including directors, during the year was 4 (2024 - 4).


4.


Tangible fixed assets





Motor vehicles
Other fixed assets
Total

£
£
£



Cost or valuation


At 1 April 2024
18,808
215,578
234,386



At 31 March 2025

18,808
215,578
234,386



Depreciation


At 1 April 2024
18,808
134,019
152,827


Charge for the year on owned assets
-
3,288
3,288



At 31 March 2025

18,808
137,307
156,115



Net book value



At 31 March 2025
-
78,271
78,271



At 31 March 2024
-
81,559
81,559

Page 7

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

5.


Fixed asset investments





Investments in subsidiary companies

£



Cost or valuation


At 1 April 2024
2



At 31 March 2025
2





6.


Investment property


Freehold investment property

£



Valuation


At 1 April 2024
915,000



At 31 March 2025
915,000

The 2025 valuations were made by Mr A Siddiqi, the Managing Director, on an open market value for existing use basis.



If the Investment properties had been accounted for under the historic cost accounting rules, the properties would have been measured as follows:

2025
2024
£
£


Historic cost
340,618
340,618

340,618
340,618

No professional valuations have been undertaken. If the investment properties were sold at their revaluatons a taxation liability of £94,164 (2024: £94,164) would arise.


7.


Debtors

2025
2024
£
£



Trade debtors
206
(216)

Amounts owed by group undertakings
222,058
256,038
Page 8

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

7.Debtors (continued)


Amounts owed by joint ventures and associated undertakings
337,790
379,103

Other debtors
88,431
177,132

Prepayments and accrued income
4,697
5,634

653,182
817,691



8.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
12,794
37

Less: bank overdrafts
(7,075)
(3,769)

5,719
(3,732)



9.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank overdrafts
7,075
3,769

Bank loans
27,976
27,976

Trade creditors
1,183
79,957

Other taxation and social security
47,353
91,936

Other creditors
29,538
189,310

113,125
392,948


The following liabilities were secured:

2025
2024
£
£



Bank loan
603,888
427,186

603,888
427,186

Details of security provided:

The bank loan is secured by way of a first legal charge over the company's investment properties. Further securities are provided by the director.

Page 9

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

10.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
603,888
427,443

603,888
427,443


Included in bank loans is an unsecured bounce back loan. The loan is subject to interest at the rate of 2.5% pa and is fully backed by the UK government under the BBLS rules. 


11.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£

Amounts falling due within one year

Bank loans
27,976
27,976


27,976
27,976

Amounts falling due 1-2 years

Bank loans
27,976
27,976


27,976
27,976

Amounts falling due 2-5 years

Bank loans
575,912
399,467


575,912
399,467


631,864
455,419



12.


Reserves

Revaluation reserve

Revaluation reserve represents open market value of investment properties above cost.

Page 10

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

13.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Company  in an independently administered fund. The pension cost charge represents contributions payable by the Company  to the fund and amounted to £109 (2024 - £301) . Contributions totalling £nil (2024 - £nil) were payable to the fund at the balance sheet date and are included in creditors.

Page 11

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

14.


Related party transactions

Included within other debtors due after more than one year are the following long-term loans made to non UK companies partially owned by the Amanat Trust. Mr. A. Siddiqi is the settlor of the Amanat Trust which is registered and managed in Guernsey. All loans are on a commercial basis and aim to be Shariah compliant. A loan impairment provision of £1,543,925 (2024: £1,576,781) has been included against the loans stated below. The movement in the provision during the year of £(32,860) (2024: £(44,167)) has been included in the profit and loss account. 


Amount outstanding as at 31 March 2025
Finance charges receviable to 31 March 2025
Amount outstanding as at 31 March 2024
Finance charges receviable to 31 March 2024
£
£
£
£

GCI 2 Limited
84,092
-
85,882
-
GCI 3 Limited
277,015
-
282,911
-
GCI 4 Limited
6,663
-
6,804
-
GCI 5 Limited
145,309
-
148,401
-
GCI 6 Limited
301,118
-
307,526
-
GCI 7 Limited
50,044
-
51,109
-
GCI 8 Limited
187,889
-
191,887
-
GDPP3 Limited
407,854
-
416,535
-
German Commercial Investments Limited
83,940
-
85,726
-
1,543,924
-
1,576,781
-

Page 12

 
AMSTONE DEVELOPMENTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

14.Related party transactions (continued)

Included within fees receivable is an amount of £80,000 (2024: £160,000) charged to CS Derby Limited, a company incorporated in England and Wales, in which  is owned by Amstone Residential Limited in which the director Mr A Siddiqi owns and controls. 
Included within debtors due within than one year is a loan due from subsidiary Amstone Kingsgate Limited in the amount of £222,058 (2024: £256,038). The loan is interest free.
Included within debtors due within than one year is a loan due to Amstone Residential Limited in the amount of £107,151 (2024: £379,103). The loan is interest free. Amstone Residential Limited is wholly owned by the director A Siddiqi.
Included within other creditors due within than one year is a loan due to CS Derby Limited of £Nil (2024: £156,800). Included within debtors due without one year is a loan due from CS Derby Limited of £230,638 (2024: £Nil). The loan is interest free.
Included within other operating income are the following group and connected company loans written off in the sum of £12,131 (2024: £260,538):
Group
Amstone Property Management Limited -£18,729 (2024: £-20,660)
Amstone Kingsgate Limited £0 (2024: £0)
AOR Manchester £344 (2024: £0)
Connected
Amstone Residential Limited £0 (2024: £0)
Tudorwin Limited £6,254 (2024: £10,651)
CS Derby Limited £0 (2024: £0)
Amstone Ventures II LLP £0 (2024: £0)
SRL (Manchester) Limited £0 (2024: £-250,529)
Amcap (Stockport) Limited £0 (2024: £0)
 


15.


Controlling party

The company is wholly owned and controlled by the director Mr A Siddiqi. 

 
Page 13