Charity registration number 1004608 (England and Wales)
Company registration number 02553828
QED FOUNDATION LTD
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
QED FOUNDATION LTD
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Z Babar
M Y Nizami
S K Pooni
Secretary
M Ali OBE
Charity number
1004608
Company number
02553828
Registered office
Quest House
38 Vicar Lane
Bradford
BD1 5LD
Independent examiner
Calvert Dawson Ltd
288 Oxford Road
Gomersal
Cleckheaton
West Yorkshire
BD19 4PY
QED FOUNDATION LTD
CONTENTS
Page
Trustees' report
1 - 3
Independent examiner's report
4
Statement of financial activities
5
Balance sheet
6
Statement of cash flows
7
Notes to the financial statements
8 - 14
QED FOUNDATION LTD
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
- 1 -

The trustees present their annual report and financial statements for the year ended 31 March 2025.

 

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's [governing document], the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

 

Trustees Achievements and Performance

In achieving its objectives during the year under review, QED Foundation delivered a range of education, integration, employability and digital inclusion programmes targeted at disadvantaged and ethnic minority communities across Bradford District and West Yorkshire. Key projects and highlights are listed below.

GCHQ — Understanding British Ethnic Minority Online Workshops

Delivered 10 online workshops attended by approximately 80 managers from across the country.

Workshops continued QED’s long-term partnership with GCHQ (which began in 2019) supporting equality, diversity and inclusion (EDI) practice, with a practical focus on attracting, retaining and developing a workforce that better reflects British society.

The sessions combined insight, lived-experience input and practical actions for organisational change; early participant feedback indicates improved understanding of barriers faced by ethnic minority staff and a commitment to follow-up activity within participating organisations.

IT Essentials (Santander Foundation)

Ongoing three-year programme to deliver 15 x 10-week IT, digital and financial inclusion courses for up to 180 disadvantaged ethnic minority adults in the Bradford District.

Courses lead to an externally accredited Gateway qualification in Essential Digital Skills (Entry Level 3 or Level 1).

Funding supported the purchase and installation of a new computer suite at QED, improving access to devices and enabling blended delivery.

Beneficiaries gained practical digital skills, increased online confidence, and signposting to further training and employment opportunities.

Bridging the Gap (ESOL partnership)

Delivered pre-entry and Entry Level 1 ESOL provision through trained volunteers, as part of a consortium (QED, Meridian, Safety First, WomenZone) led by Shipley College.

Annual delivery targeted 150 beneficiaries across 10 classes, combining language learning with integration activities, information/advice/guidance (IAG) and digital skills.

The programme supported learners to access other services, volunteering and progression routes.

Pathways to Integration & Health (PTIH) — Bradford Council funded

Delivered tailored integration, health, wellbeing and ESOL training and IAG to economically inactive people currently claiming asylum in the Bradford area.

Beneficiaries received bespoke orientation, vocational training support and culturally relevant activities (including visits to local heritage sites) to promote community knowledge, wellbeing and signposting to onward services.

Breaking Barriers (National Lottery Community Fund)

Three-year programme supporting recovery from COVID-19 with ESOL, digital capability development and building financial resilience in disadvantaged ethnic minority communities.

Activities were designed to reduce isolation, address the cost-of-living pressures, and increase access to employment and essential services

QED FOUNDATION LTD
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 2 -

Multiply for Business (West Yorkshire Combined Authority)

Partnership with Realise Training delivering the government’s Multiply numeracy campaign to people working with small employers, charities and community organisations across West Yorkshire.

The project ran from October 2023 to March 2025, delivering practical numeracy support designed for workplace contexts to boost confidence and competence in everyday business numeracy.

Opportunity Knocks for Graduates (Morrisons Foundation)

Pilot employability programme to support 60 ethnic minority graduates in West Yorkshire.

Delivered four-week cohort training (12 participants per cohort) focused on employability skills, networking and confidence-building to address documented employment disparities for ethnic minority graduates.

High Sheriff of West Yorkshire

QED supported Adeeba Malik, Deputy CEO of QED Foundation, in her year as High Sheriff of West Yorkshire.

The unpaid, prestigious role provided an opportunity to raise QED’s profile and extend our networks across statutory, commercial and community sectors.

Quest House room hire and commercial income generation

Began promoting office and training room hire at Quest House with the aim of generating modest commercial income to support charitable activities and improve long-term financial sustainability.

PeopleCert / Home Office Test Centre

PeopleCert had been hiring premises at QED to run Home Office English language tests; this arrangement concluded during the year.

QED expanded fee-charging preparation courses for Home Office English tests (A2, B1) and the Life in the UK test, providing pathway support for those applying for visa extensions, indefinite leave to remain and citizenship.

Job Steps (Groundwork) — ESF-funded

Delivered an ESF-funded project in partnership with Groundwork to support women preparing to enter employment, offering employability training, mentoring and progression support.

Impact and beneficiaries

Across the portfolio of activities, QED directly supported several hundred beneficiaries during the year through accredited training, ESOL, IAG, digital inclusion and employability programmes.

Projects prioritized the most disadvantaged and socially excluded groups, including refugees and asylum seekers, women facing barriers to work, low-income families and ethnic minority graduates.

Early monitoring data and participant feedback indicate gains in language ability, digital confidence, employability skills and wellbeing; many participants progressed to further training, volunteering or employment.

Governance and management

Trustees continued to oversee strategic direction, risk management and financial stewardship in line with the charity’s governing document and statutory obligations.

We maintained and developed partnerships with local authorities, funders and delivery partners to increase reach and impact while diversifying funding streams (grants, room hire and course fees).

 

 

 

 

 

QED FOUNDATION LTD
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 3 -
Financial review

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

Structure, governance and management

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Z Babar
M Y Nizami
S K Pooni

None of the trustees has any beneficial interest in the company. All of the trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

The trustees' report was approved by the Board of Trustees.

M Ali OBE
Secretary
16 December 2025
QED FOUNDATION LTD
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF QED FOUNDATION LTD
- 4 -

I report to the trustees on my examination of the financial statements of QED Foundation Ltd (the charity) for the year ended 31 March 2025.

Responsibilities and basis of report

As the trustees of the charity (and also its directors for the purposes of company law), you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006.

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the Companies Act 2006 and are eligible for independent examination, I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000, the independent examiner must be a member of a body listed in section 145 of the Charities Act 2011. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1

accounting records were not kept in respect of the charity as required by section 386 of the Companies Act 2006.

2

the financial statements do not accord with those records; or

3

the financial statements do not comply with the accounting requirements of section 396 of the Companies Act 2006 other than any requirement that the financial statements give a true and fair view, which is not a matter considered as part of an independent examination; or

4

the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Calvert Dawson Ltd
288 Oxford Road
Gomersal
Cleckheaton
West Yorkshire
BD19 4PY
16 December 2025
QED FOUNDATION LTD
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 5 -
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
Notes
£
£
£
£
£
£
Income from:
Donations and legacies
2
1,936
586,750
588,686
12,695
865,431
878,126
Charitable activities
3
28,815
-
28,815
93,372
-
93,372
Total income
30,751
586,750
617,501
106,067
865,431
971,498
Expenditure on:
Raising funds
4
3,731
82,770
86,501
8,645
83,289
91,934
Charitable activities
5
13,196
526,767
539,963
34,304
744,255
778,559
Total expenditure
16,927
609,537
626,464
42,949
827,544
870,493
Net income/(expenditure) and movement in funds
13,824
(22,787)
(8,963)
63,118
37,887
101,005
Reconciliation of funds:
Fund balances at 1 April 2024
418,631
28,855
447,486
355,513
(9,032)
346,481
Fund balances at 31 March 2025
432,455
6,068
438,523
418,631
28,855
447,486

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

QED FOUNDATION LTD
BALANCE SHEET
AS AT
31 MARCH 2025
31 March 2025
- 6 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
10
53,437
91,273
Current assets
Debtors
11
35,664
12,586
Cash at bank and in hand
374,836
379,819
410,500
392,405
Creditors: amounts falling due within one year
13
(25,414)
(27,095)
Net current assets
385,086
365,310
Total assets less current liabilities
438,523
456,583
Creditors: amounts falling due after more than one year
14
-
(9,097)
Net assets
438,523
447,486
The funds of the charity
Restricted income funds
15
6,068
28,855
Unrestricted funds
16
432,455
418,631
438,523
447,486

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 March 2025.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the trustees on 16 December 2025
S K Pooni
Trustee
Company registration number 02553828 (England and Wales)
QED FOUNDATION LTD
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
- 7 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
5,446
131,261
Net cash generated from investing activities
-
-
Financing activities
Repayment of bank loans
(10,429)
(10,685)
Net cash used in financing activities
(10,429)
(10,685)
Net (decrease)/increase in cash and cash equivalents
(4,983)
120,576
Cash and cash equivalents at beginning of year
379,819
259,243
Cash and cash equivalents at end of year
374,836
379,819
QED FOUNDATION LTD
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
- 8 -
1
Accounting policies
Charity information

QED Foundation Ltd is a private company limited by guarantee incorporated in England and Wales. The registered office is Quest House, 38 Vicar Lane, Bradford, BD1 5LD.

1.1
Basis of preparation

The financial statements have been prepared in accordance with the charity's governing document, the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The charity is a Public Benefit Entity as defined by FRS 102.

 

The charity has taken advantage of the provisions in the SORP for charities not to prepare a statement of cash flows.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

1.2
Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.
1.4
Income
Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.
QED FOUNDATION LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 9 -
1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Leasehold land and buildings
straight line over 15 years
Computers
straight line over 4 years

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

2
Donations and legacies
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
£
£
£
£
£
£
Donations and gifts
1,936
-
1,936
12,695
-
12,695
Government grants
-
586,750
586,750
-
865,431
865,431
1,936
586,750
588,686
12,695
865,431
878,126
QED FOUNDATION LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 10 -
3
Income from charitable activities
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Other income
Other income
28,815
93,372
4

Raising funds

Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
£
£
£
£
£
£
Fundraising and publicity
Staging fundraising events
3,166
65,333
68,499
8,042
70,959
79,001
Fundraising agents
-
4,255
4,255
-
3,861
3,861
Advertising
-
2,438
2,438
-
3,587
3,587
Other fundraising costs
565
10,744
11,309
603
4,882
5,485
Fundraising and publicity
3,731
82,770
86,501
8,645
83,289
91,934
3,731
82,770
86,501
8,645
83,289
91,934
QED FOUNDATION LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 11 -
5
Expenditure on charitable activities
Expenditure
Expenditure
2025
2024
£
£
Direct costs
Staff costs
253,863
309,624
Depreciation and impairment
37,836
37,836
Staff training
5,772
1,604
Property repairs
13,872
8,271
Telephone, IT and webiste costs
23,438
17,820
Postage and stationery
9,172
6,760
Sundries
20,490
3,888
Travel and subsistence
11,053
10,751
Associates
161,319
379,333
Accountancy Fees
2,836
2,672
Bank charges
312
-
539,963
778,559
Analysis by fund
Unrestricted funds
13,196
34,304
Restricted funds
526,767
744,255
539,963
778,559
6
Net movement in funds
2025
2024
£
£
The net movement in funds is stated after charging/(crediting):
Fees payable for the independent examination of the charity's financial statements
-
-
Depreciation of owned tangible fixed assets
37,836
37,836
7
Trustees
None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.
8
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
10
10
QED FOUNDATION LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
8
Employees
(Continued)
- 12 -
Employment costs
2025
2024
£
£
Wages and salaries
253,863
309,624
There were no employees whose annual remuneration was more than £60,000.
9
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

10
Tangible fixed assets
Leasehold land and buildings
Computers
Total
£
£
£
Cost
At 1 April 2024
279,858
172,328
452,186
At 31 March 2025
279,858
172,328
452,186
Depreciation and impairment
At 1 April 2024
235,773
125,140
360,913
Depreciation charged in the year
18,656
19,180
37,836
At 31 March 2025
254,429
144,320
398,749
Carrying amount
At 31 March 2025
25,429
28,008
53,437
At 31 March 2024
44,085
47,188
91,273
11
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
2
1
Prepayments and accrued income
35,662
12,585
35,664
12,586
QED FOUNDATION LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 13 -
12
Loans and overdrafts
2025
2024
£
£
Bank loans
8,668
19,097
Payable within one year
8,668
10,000
Payable after one year
-
9,097

The long-term loans are secured by fixed charges over 5 years.

 

13
Creditors: amounts falling due within one year
2025
2024
Notes
£
£
Bank loans
12
8,668
10,000
Trade creditors
16,746
17,095
25,414
27,095
14
Creditors: amounts falling due after more than one year
2025
2024
Notes
£
£
Bank loans
12
-
9,097
15
Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 April 2024
Incoming resources
Resources expended
At 31 March 2025
£
£
£
£
28,855
586,750
(609,537)
6,068
Previous year:
At 1 April 2023
Incoming resources
Resources expended
At 31 March 2024
£
£
£
£
(9,032)
865,431
(827,544)
28,855
QED FOUNDATION LTD
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 14 -
16
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April 2024
Incoming resources
Resources expended
At 31 March 2025
£
£
£
£
General funds
418,631
30,751
(16,927)
432,455
Previous year:
At 1 April 2023
Incoming resources
Resources expended
At 31 March 2024
£
£
£
£
General funds
355,513
106,067
(42,949)
418,631
17
Analysis of net assets between funds
Unrestricted
Restricted
Total
funds
funds
2025
2025
2025
£
£
£
At 31 March 2025:
Tangible assets
53,437
-
53,437
Current assets/(liabilities)
379,018
6,068
385,086
432,455
6,068
438,523
Unrestricted
Restricted
Total
funds
funds
2024
2024
2024
£
£
£
At 31 March 2024:
Tangible assets
91,273
-
91,273
Current assets/(liabilities)
336,455
28,855
365,310
Long term liabilities
(9,097)
-
(9,097)
418,631
28,855
447,486
18
Related party transactions

There were no disclosable related party transactions during the year (2024 - none).

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