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Registration number: 08290507

Classic 14 Holdings Limited

Annual Report and Consolidated Financial Statements

for the Year Ended 31 March 2025

 

Classic 14 Holdings Limited

Contents

Company Information

1

Strategic Report

2 to 7

Directors' Report

8

Statement of Directors' Responsibilities

9

Independent Auditor's Report

10 to 13

Consolidated Statement of Comprehensive Income

14

Consolidated Statement of Comprehensive Income

15

Consolidated Statement of Financial Position

16

Statement of Financial Position

17

Consolidated Statement of Changes in Equity

18

Statement of Changes in Equity

19

Consolidated Statement of Cash Flows

20

Notes to the Financial Statements

21 to 41

 

Classic 14 Holdings Limited

Company Information

Directors

A Brimacombe

D K Bennetton

Registered office

Classic Builders Estover Close
Estover
Plymouth
Devon
PL6 7PL

Auditors

Westcotts (SW) LLP Plym House
3 Longbridge Road
Plymouth
Devon
PL6 8LT

 

Classic 14 Holdings Limited

Strategic Report for the Year Ended 31 March 2025

The directors present their strategic report for the year ended 31 March 2025.

Principal activity

The principal activity of the group is house building, refurbishment and construction.

Fair review of the business

Classic Builders South West Limited is well established as a construction partner of choice with Offices in Plymouth, Exeter and Redruth delivering first class services to customers across the retail, leisure, commercial, residential and education sectors.

This year was an important and challenging year for Classic Builders as we continued to make good progress against our business strategy, and we our still establishing our penetration into the housing market working with a number of established developers and housing associations across the South West which has been paramount to positioning ourselves in the South West market.

The strength of Classic Builders lies in our teams and our ability to provide customers with a depth and breadth of capabilities, positioning us as the ideal partner to work with. Our staff retention rate remains well above average at 95%. Our strategy to attract and retain the best people in the industry continues and the work we have done this year on embedding our culture ensures our people proposition is the most attractive in the sector.

We have, and continue to build award winning projects across the South West.

Our brand, being one of the most recognized and largest SME’s in our geographical region, this continues to help drive organic growth throughout our operational area.

Income

Our like-for-like sales turnover has increased to £77.7m - 2024/25 against £77.2m 2023/24 a increase of 1% on the previous year. Income is up, gross profit margin has increased from 11.67% to 12.89%.

Profitability

Our EBITDA increased to £4.935m. This reflects a increase of 6% on the previous year. Net profit margin has increased from 4.25% to 5.8%.

In addition ever-mindful of the pressure on margins through open tendering. Because of this, one of our key strategic objectives is to continue to work closely with our customers to secure negotiated and repeat business as preference.

Investment

To achieve continued growth, we chose to focus our investment in a number of key areas:
• People - strengthening our teams through employment and recruitment of the best people;
• Working environment - our two regional offices continue to reinforce our regional offering;
• Developments- working with strategic partners to get the best deals on land and property acquisition; and
• Our land bank is continues to grow with a few exciting future opportunities and Projects
• Infrastructure - investing in-IT (hardware-&-software) and processes to ensure -we are maximizing our efficiencies and the group is well placed for the future.
• We have been rolling out a new project management and safety system across the business
 

 

Classic 14 Holdings Limited

Strategic Report for the Year Ended 31 March 2025 (continued)

Forward-work

We now have a secured order book of £200m accounting for 2025/26 and beyond which in line with what we would expect and shows the focus on the forward business plan. The level of enquiries remains positive and the Directors are confident that we will exceed or equal our 2024/25 results. We continue too cement our position in the market.

Key Performance Indicators
In line with our strategic business plan, our key performance indicators are:
• Maintaining the highest standards of Health & Safety and maintaining our low Accident Frequency Rate (AFR);
• On-time delivery of a quality product;
• Exceed gross margin targets;
• Overhead control;
• Attract & retain the best people; and
• Customer satisfaction & feedback.

Principal risks and uncertainties

The principal risk to the business continues to be the damage of Classic Builders as a brand through failure of any of our KPI's. We are able to minimize the risk, with the appropriate measures that are already in place. We constantly work to improve our systems and processes to achieve the highest standards through a cycle of continuous improvement which is monitored throughout all aspects of our business.

We have fully-met our business objectives, exceeded our financial targets and recruited and supported strategic personnel in numerous departments of the business. As a result, we have successfully diversified our service offering and already secured a strong order book as we move into the 2025/26 financial year.

Our ability to control and mitigate risk has been vital to the stability of the business. In developing our future business strategy, we have identified the following risks and associated mitigation measure:

The economic climate, Brexit, War in Ukraine, Inflation and reduced work in the construction industry

Risk Mitigation

o We offer a high-quality, diverse service, operating under a lean but robust overhead structure;
o We as a group have already worked on a number of Zero Carbon projects and are continuing to monitor explore and develop new strategies in this area
o We have a number of Zero Carbon projects on site and continue to make strives and
o We are also starting to further explore and strive to reduce are Carbon Footprint
o We target and operate in sectors we know are continuing to invest in their portfolios;
o We demonstrate rigorous due diligence and a high level of competence, knowledge and experience, thereby inspiring confidence in our customers;
o Through our land-inclusive developments offering we can provide an alternative to traditional build methods; and
o Potential reduction of available labour due to Brexit will be alleviated by a long-term recruitment, apprenticeship and training programme, currently 15% of our workforce is made up of Apprentices and trainees (we are part of the 5% club)

 

Classic 14 Holdings Limited

Strategic Report for the Year Ended 31 March 2025 (continued)

Potential for supply chain failure

Risk Mitigation

Our procurement and site a management team our working remarkably hard in achieving and managing supply chain issues which are rife in the industry currently
o We are committed to paying our supply chain in accordance with the terms specified in our trading agreement. Where necessary, we strive to resolve potential disputes amicably to avoid legal action;
o We have agreed terms with our larger suppliers under which we receive a retrospective discount based on the volume of orders placed. This is an option we continue to expand
o We are upskilling our teams to become multi-disciplined

Business

System failure, fire damage or the outbreak of a pandemic are always among the potential threats to our business. We have a robust business continuity strategy that we periodically test to minimise this threat. In addition, we have strengthened our measures in relation to the potential for negligence among sub-contractors.

Risk Mitigation

o Our group continuity strategy and plan addresses all areas of our operations and is regularly reviewed to ensure its continued effectiveness;
o Investment and training of a new cloud-based IT system allowing projects to be driven remotely and not be wholly reliant on a local 'Server' based system;
o We maintain appropriate insurance cover to mitigate any financial or material loss
 

Retention of clients and competitive pressure

Risk Mitigation

o Securing long-term frameworks and collaborative partnerships is a key objective. Over the past 12 months we have had further success in this area, forming new partnerships with, public sector clients and blue-chip private sector clients; and
o We focus on achieving high levels of customer and stakeholder satisfaction by providing a first in class service, this makes us the first choice for many clients. We maintain our reputation for high-quality work which is so vital to our continued successful growth.
 

 

Classic 14 Holdings Limited

Strategic Report for the Year Ended 31 March 2025 (continued)

Health & Safety compliance

We have in the last 24 months employed our own in House SHEQ manager who will continue to monitor and manage this whilst still partnering independent services. Operating a safe and sustainable business is our number one priority. Breaches of Health and Safety regulations are unacceptable, and our Directors and Executive team work closely with all parties to ensure that we address all potential risks and hazards from the outset of each contract. It is essential that we avoid accidents and near misses on our sites. Aside from the reputational and regulatory implications, our employees, customers and stakeholders must be protected from the physical, mental and emotional damage caused by such incidents.

Risk Mitigation

o Own in House SHEQ manager
o Strong collaboration with BSG as a key partner;
o Our Health and Safety Team and operational managers work tirelessly to ensure our employees meet the highest standards in health and safety procedures;
o We operate a ·'zero tolerance' approach to poor Health and Safety practice with a full 'Whistle-Blowing' culture;
o We operate a strict compliance process which ensures that we safeguard all individuals effectively; and
o We employ specialist external agencies to verify our health and safety procedures and performance, on site
 

Energy and carbon report

This report meets the climate-related financial disclosure requirements per the Companies (Strategic Report) (Climate-related Financial Disclosure) Regulations 2022 and is in line with the recommendations of the Task Force on Climate-related Financial Disclosures (TCFD), which was established by the Financial Stability Board with the aim of improving the reporting of climate-related risks and opportunities.

Metrics and Targets

In order to continue our progress to achieving Net Zero, we have adopted the following carbon reduction targets.

Emissions reduction targets include –

• Continued reduction in the use of fossil fuel and finite resources, such as –
o Petroleum powered vehicles and machinery
o Gas powered heating
o Materials containing or using fossil fuels for manufacture (such as plastics, tars, waxes, chemicals, etc.).
o Continued education on the secondary uses and presences of hydrocarbons etc.

NB – overall achievable hydrocarbon target unknown at this time due to technological advances regarding machinery and on site plant. However, total remaining carbons / hydrocarbon emissions after implemented mitigation practices will be offset to achieve Net Zero target.

 

Classic 14 Holdings Limited

Strategic Report for the Year Ended 31 March 2025 (continued)

Metrics and targets (continued)
Installation and adoption of renewable energy sources at administrative centres (Redruth, Plymouth and Exeter) - currently at 66.6% of a 100% target.
Migration to renewable energy sources administrative centres (current migration levels at 66.6% of a 100% target)
Increasing the adoption and use of EVs through progressive migration of fleet (currently at 3% of total fleet).
Further promotion of the use of public transport
Continuation of Scope 3 analysis and promotion to supply chain partners.

We predict that carbon emissions will decrease over the next five years to 900 tonnes of CO2e by 2027.

Emissions and energy consumption

During the year ended 31 March 2025, Classic 14 Holdings Limited recorded greenhouse gas emissions from:

Scope 1 emissions of 41.80 tonnes of CO2e per year.

Scope 2 emissions of 340.30 tonnes of CO2e per year.

Scope 3 emissions of 602.10 tonnes of CO2e per year.

Total emissions of 984.2 tonnes of CO2e per year.

Future Strategy

Our Board has worked with the group to develop a comprehensive business strategy focusing on nine key performance areas which will put us in a strong position for 2025/26.

Classic 14 Holdings has successfully grown its reputation as a group that can consistently deliver. Its success in the marketplace to date has shown it is trusted by its clients and supply chain. Our underlying performance for the year was good. Having strengthened our portfolio, the Group is focused and able to pursue growth ambitions in our core markets; construction, interiors, exteriors and development. We continue to invest in the business to improve our operational efficiency, providing a robust platform on which to take advantage of the strong long-term fundamentals in these core markets. Our secured order book of £200m, provides good long-term visibility of our future work. This visibility, coupled with our healthy balance sheet, provides us with confidence in achieving our strategic targets.

Acknowledgement

Finally, we are firmly of the belief that an organization is only as good as the people who work in it and the leadership that empowers everyone to be the best they can be. The Board would like to take this opportunity to thank our dedicated team for their commitment, hard work and leadership. We are all proud of our achievements - we have delivered another year of excellent performance, and projects to be proud off. The Board would also like thank our customers, suppliers and sub-contractors for their continued support and we look forward to working together over the coming financial year.

Financial instruments

The group has procedures to identify risk and protect and manage the group from events that may hinder the financial performance objectives. The objectives aim to limit counter party exposure, ensure sufficient working capital exists and monitor risk and manage it. We now have the welcome addition of a management accountant to the Classic team and they have been instrumental in producing our audited accounts.

 

Classic 14 Holdings Limited

Strategic Report for the Year Ended 31 March 2025 (continued)

Objectives and policies

The group is exposed to price risk, credit risk; liquidity and cash flow risk. Appropriate policies have been developed and implemented to identify, evaluate and manage key risks and the directors review risk management strategies regularly.

Price risk, credit risk, liquidity risk and cash flow risk

Price risk - the group is exposed to price risk as a result of its operations. However sales prices are constantly reviewed and agreed by management to ensure sales prices reflect any fluctuating prices within the market place.

Credit risk - before sales are made, appropriate credit checks are made on potential customers. The majority are established customers of the group, therefore the credit risk on an individual customer is limited.

Liquidity and cash flow risk - the group's exposure to liquidity risk is managed by ensuring appropriate working credit facilities are in place and that the group has adequate net current assets.

Disclosure of information to the auditor

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditor is aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

Non-financial and sustainability information

Approved and authorised by the Board on 15 December 2025 and signed on its behalf by:
 

.........................................
A Brimacombe
Director

 

Classic 14 Holdings Limited

Directors' Report for the Year Ended 31 March 2025

The directors present their report and the for the year ended 31 March 2025.

Directors of the group

The directors who held office during the year were as follows:

A Brimacombe

D K Bennetton

Dividends

The results for the year are set out in the notes to the financial statements.

Other matters

The auditors, Westcotts (SW) LLP, were deemed to be appointed under section 487 (2) of the Companies Act 2006.

Disclosure of information to the auditor

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditor is aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

Approved and authorised by the Board on 15 December 2025 and signed on its behalf by:
 

.........................................
A Brimacombe
Director

 

Classic 14 Holdings Limited

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and the company and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group's and the company's transactions and disclose with reasonable accuracy at any time the financial position of the group and the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Classic 14 Holdings Limited

Independent Auditor's Report to the Members of Classic 14 Holdings Limited

Opinion

We have audited the financial statements of Classic 14 Holdings Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 March 2025, which comprise the Consolidated Statement of Comprehensive Income, Consolidated Statement of Financial Position, Statement of Financial Position, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the group's and the parent company's affairs as at 31 March 2025 and of the group's profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

Classic 14 Holdings Limited

Independent Auditor's Report to the Members of Classic 14 Holdings Limited (continued)

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or

the parent company financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities set out on page 9, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

 

Classic 14 Holdings Limited

Independent Auditor's Report to the Members of Classic 14 Holdings Limited (continued)

• We identified areas of laws and regulations that could reasonably be expected to have a material effect on the financial statements from our general commercial and sector experience and through discussion with the directors and other management. We communicated identified laws and regulations throughout our team, and remained alert to any indications of non-compliance throughout the audit.
• The group is subject to laws and regulations that govern the preparation of the financial statements, including financial reporting legislation, and other companies legislation. The company is also subject to other laws and regulations where the consequences of non-compliance could have a material impact on the amounts or disclosures within the financial statements, including employment, anti-bribery, anti-money laundering and certain aspects of companies legislation.

• Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. In any audit, there remains a higher risk of non-detection of irregularities, as these may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal controls. We are not responsible for preventing non-compliance and cannot be expected to detect non-compliance with all laws and regulations.

As part of an audit in accordance with ISAs (UK), we exercise professional judgement and maintain professional scepticism throughout the audit. we also:

• Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

• Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the internal control.
• Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by the directors.

• Conclude on the appropriateness of the directors use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the company’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the company to cease to continue as a going concern.

• Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

 

Classic 14 Holdings Limited

Independent Auditor's Report to the Members of Classic 14 Holdings Limited (continued)

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Valerie Doyle FCA (Senior Statutory Auditor)
For and on behalf of Westcotts (SW) LLP, Statutory Auditor
 Plym House
3 Longbridge Road
Plymouth
Devon
PL6 8LT

15 December 2025

 

Classic 14 Holdings Limited

Consolidated Statement of Comprehensive Income for the Year Ended 31 March 2025

Note

2025
£

2024
£

Turnover

3

77,662,297

77,226,555

Cost of sales

 

(67,653,150)

(68,217,190)

Gross profit

 

10,009,147

9,009,365

Administrative expenses

 

(5,465,493)

(4,909,057)

Other operating income

4

9,000

188,559

Operating profit

6

4,552,654

4,288,867

Other interest receivable and similar income

7

230,455

90,453

Interest payable and similar expenses

8

46,419

(55,518)

   

276,874

34,935

Profit before tax

 

4,829,528

4,323,802

Tax on profit

12

(328,869)

(1,025,995)

Profit for the financial year

 

4,500,659

3,297,807

Profit/(loss) attributable to:

 

Owners of the company

 

4,500,659

3,297,807

 

Classic 14 Holdings Limited

Consolidated Statement of Comprehensive Income for the Year Ended 31 March 2025

2025
£

2024
£

Profit for the year

4,500,659

3,297,807

Surplus on property, plant and equipment revaluation

9,520

9,520

Deficit on revaluation of other assets

(9,520)

(9,520)

-

-

Total comprehensive income for the year

4,500,659

3,297,807

Total comprehensive income attributable to:

Owners of the company

4,500,659

3,297,807

 

Classic 14 Holdings Limited

(Registration number: 08290507)
Consolidated Statement of Financial Position as at 31 March 2025

Note

2025
£

2024
£

Fixed assets

 

Tangible assets

13

3,060,003

2,942,265

Current assets

 

Stocks

15

1,247,031

1,076,031

Debtors

16

22,519,599

20,289,084

Cash at bank and in hand

17

15,434,446

11,399,909

 

39,201,076

32,765,024

Creditors: Amounts falling due within one year

18

(24,434,292)

(22,007,375)

Net current assets

 

14,766,784

10,757,649

Total assets less current liabilities

 

17,826,787

13,699,914

Creditors: Amounts falling due after more than one year

18

-

(39,886)

Provisions for liabilities

19

(694,349)

(668,288)

Net assets

 

17,132,438

12,991,740

Capital and reserves

 

Called up share capital

21

8

8

Revaluation reserve

22

335,329

344,849

Profit and loss account

22

16,797,101

12,646,883

Equity attributable to owners of the company

 

17,132,438

12,991,740

Shareholders' funds

 

17,132,438

12,991,740

Approved and authorised by the Board on 15 December 2025 and signed on its behalf by:
 

.........................................
A Brimacombe
Director

 

Classic 14 Holdings Limited

(Registration number: 08290507)
Statement of Financial Position as at 31 March 2025

Note

2025
£

2024
£

Fixed assets

 

Investments

14

7

7

Current assets

 

Debtors

16

2,482,998

1,952,901

Cash at bank and in hand

 

798

250,437

 

2,483,796

2,203,338

Creditors: Amounts falling due within one year

18

(1,730,802)

(1,338,394)

Net current assets

 

752,994

864,944

Net assets

 

753,001

864,951

Capital and reserves

 

Called up share capital

21

8

8

Profit and loss account

752,993

864,943

Shareholders' funds

 

753,001

864,951

No statement of comprehensive income is presented for the parent company as permitted by section 408 of the Companies Act 2006. The company made a profit after tax for the financial year of £248,010 (2024 - profit of £317,526).

Approved and authorised by the Board on 15 December 2025 and signed on its behalf by:
 

.........................................
A Brimacombe
Director

 

Classic 14 Holdings Limited

Consolidated Statement of Changes in Equity for the Year Ended 31 March 2025
Equity attributable to the parent company

Share capital
£

Revaluation reserve
£

Profit and loss account
£

Total
£

At 1 April 2023

8

354,369

9,546,466

9,900,843

Profit for the year

-

-

3,297,807

3,297,807

Other comprehensive income

-

(9,520)

9,520

-

Total comprehensive income

-

(9,520)

3,307,327

3,297,807

Dividends

-

-

(206,910)

(206,910)

At 31 March 2024

8

344,849

12,646,883

12,991,740

Share capital
£

Revaluation reserve
£

Profit and loss account
£

Total
£

At 1 April 2024

8

344,849

12,646,882

12,991,739

Profit for the year

-

-

4,500,659

4,500,659

Other comprehensive income

-

(9,520)

9,520

-

Total comprehensive income

-

(9,520)

4,510,179

4,500,659

Dividends

-

-

(359,960)

(359,960)

At 31 March 2025

8

335,329

16,797,101

17,132,438

 

Classic 14 Holdings Limited

Statement of Changes in Equity for the Year Ended 31 March 2025

Share capital
£

Profit and loss account
£

Total
£

At 1 April 2023

8

754,327

754,335

Profit for the year

-

317,526

317,526

Dividends

-

(206,910)

(206,910)

At 31 March 2024

8

864,943

864,951

Share capital
£

Profit and loss account
£

Total
£

At 1 April 2024

8

864,943

864,951

Profit for the year

-

248,010

248,010

Dividends

-

(359,960)

(359,960)

At 31 March 2025

8

752,993

753,001

 

Classic 14 Holdings Limited

Consolidated Statement of Cash Flows for the Year Ended 31 March 2025

Note

2025
£

2024
£

Cash flows from operating activities

Profit for the year

 

4,769,802

3,297,807

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

6

382,170

377,413

Loss on disposal of tangible assets

5

27,580

-

Loss from disposals of investments

5

-

46

Other interest receivable and similar income

(230,455)

(90,453)

Interest payable and similar expenses

(46,419)

55,518

Tax on profit

12

328,869

1,025,995

 

5,231,547

4,666,326

Working capital adjustments

 

(Increase)/decrease in stocks

15

(171,000)

76,273

Increase in trade debtors

16

(2,473,220)

(361,728)

Increase in trade creditors

18

2,971,283

700,128

Cash generated from operations

 

5,558,610

5,080,999

Income taxes paid

12

(750,000)

(22,177)

Net cash flow from operating activities

 

4,808,610

5,058,822

Cash flows from investing activities

 

Interest received

230,455

90,453

Interest paid

 

(3,534)

(55,518)

Acquisitions of tangible assets

(616,499)

(552,997)

Proceeds from sale of tangible assets

 

89,011

-

Net cash flows from investing activities

 

(300,567)

(518,062)

Cash flows from financing activities

 

Repayment of bank borrowing

 

-

(633,750)

Payment of finance lease liabilities

 

(113,545)

(227,706)

Dividends paid

(359,960)

(206,910)

Net cash flows from financing activities

 

(473,505)

(1,068,366)

Net increase in cash and cash equivalents

 

4,034,538

3,472,394

Cash and cash equivalents at 1 April

 

11,399,909

7,927,515

Cash and cash equivalents at 31 March

 

15,434,447

11,399,909

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Classic Builders Estover Close
Estover
Plymouth
Devon
PL6 7PL

These financial statements were authorised for issue by the Board on 15 December 2025.

Principal activity
The principal activity of the group continued to be that of the delivery of competitive building and main contractor services to private and commercial clients and the development of property for onwards sale throughout Devon, Cornwall and Somerset.

The principal activity of the company continued to be that of a holding company.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

The financial statements are prepared in sterling which is the functional currency of the entity.

Basis of consolidation

The consolidated financial statements consolidate the financial statements of the company and its subsidiary undertakings drawn up to 31 March 2025.

No Statement of Comprehensive Income is presented for the company as permitted by section 408 of the Companies Act 2006. The company made a profit after tax for the financial year of £248,010 (2024 - profit of £317,526).

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

A subsidiary is an entity controlled by the company. Control is achieved where the company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its activities.

The results of subsidiaries acquired or disposed of during the year are included in the Statement of Comprehensive Income from the effective date of acquisition or up to the effective date of disposal, as appropriate. Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with those used by the group.

The purchase method of accounting is used to account for business combinations that result in the acquisition of subsidiaries by the group. The cost of a business combination is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the business combination. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date. Any excess of the cost of the business combination over the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities recognised is recorded as goodwill.

Inter-company transactions, balances and unrealised gains on transactions between the company and its subsidiaries, which are related parties, are eliminated in full.

Intra-group losses are also eliminated but may indicate an impairment that requires recognition in the consolidated financial statements.

Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the group. Non-controlling interests in the net assets of consolidated subsidiaries are identified separately from the group’s equity therein. Non-controlling interests consist of the amount of those interests at the date of the original business combination and the non-controlling shareholder’s share of changes in equity since the date of the combination.

Going concern

The financial statements have been prepared on a going concern basis.

Judgements

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Accounting estimates and assumptions are made concerning the future and, by their nature, will rarely equal the related actual outcome.


Gross amounts owed by contract customers

Industry practice is to asses the estimates final outcome of each contract and recognise the profit based upon the percentage of completion of the contract at the relevant date. The assessment of the final outcome of each contract is determined by regular review of the revenues and costs to complete that contract. Consistent contract review procedures are in place in respect of contract forecasting.

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)


Prepayments and accruals

Amounts paid by the business in advance of the goods or services being received are recognised in the financial statements as a prepayment. Expenses that have been incurred in the year but paid after the year end date are recognised in the financial statements as an accrual. These adjustments are estimates to show a true and fair view.

Revenue recognition

Turnover arises from the increase in the value of work performed on construction contracts and on the value of services provided during the year.

Turnover is recognised at the fair value of the consideration received or receivable for services provided in the normal course of business, and shown net of VAT and other sales related taxes. The fair value of consideration takes into account trade discounts, settlement discounts and volume rebates.

When cash inflows are deferred and represent a financial agreement, the fair value of the consideration is present value of future receipts. The difference between the fair value of the consideration and the normal amount received is recognised as interest income.

Turnover from the sale of homes is recognised when the significant risks and rewards of ownership of the homes have passed to the buyer (at the legal completion date), when the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the entity and the costs incurred in respect of the transaction can be measured reliably,

Government grants

Government grants are recognised at the fair value of the asset received or receivable. Grants are not recognised until there is reasonable assurance that the company will comply with the conditions attaching to them and the grants will be received.

Government grants are recognised using the performance model.

Under the performance model, where the grant does not impose specified future performance-related conditions on the recipient, it is recognised in income when the grant proceeds are received or receivable. Where the grant does impose specified future performance-related conditions on the recipient, it is recognised in income only when the performance-related conditions have been met. Where grants received are prior to satisfying the revenue recognition criteria, they are recognised as a liability.

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

Construction contracts

Where the outcome of a construction contract can be estimated reliably, revenue and costs are recognised by reference to the stage of completion of the contract activity at the reporting end date. Variations in contract work, claims and incentive payments are included to the extent that the amount can be measured reliably and its receipt is considered probable.

When it is probable that total contract costs will exceed total contract turnover, the expected loss is recognised as an expense immediately.

Where the outcome of a construction contract cannot be estimated reliably, contract revenue is recognised to the extent of contract costs incurred where it is probable that they will be recoverable. Contract costs are recognised as expenses in the period in which they are incurred. When costs incurred in securing a contract are recognised as an expense in the period in which they are incurred, they are not included in contract costs if the contract is obtained in a subsequent period.

The "percentage of completion method" is used to determine the appropriate amount to recognised in a given period. The stage of completion is measured by the proportion of contract costs incurred for work performed to date compared to the estimated total contract costs. Costs incurred in the year in connection with future activity on a contract are excluded from contract costs in determining the stage of completion. These costs are presented as stocks, prepayments or other assets depending on their nature, and provided it is probable they will be recovered.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the group operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the consolidated financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference.

Impairment

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

When it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that are largely independent of the cash inflows from other assets or groups of assets

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

Goodwill

Goodwill arises on business acquisitions and represents the excess of the cost of the acquisition over the company's interest in the net amount of the identifiable assets, liabilities and contingent liabilities of the acquired business.

Goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. It is amortised on a straight line basis over its useful life. Where a reliable estimate of the useful life of goodwill or intangible assets cannot be made, the life is presumed not to exceed ten years.

Amortisation

Asset class

Amortisation method and rate

Goodwill

10 year straight line

If there is an indication that there has been a significant change in amortisation rate, useful life or residual value of an intangible asset, the amortisation is revised prospectively to reflect the new estimates.

Tangible assets

Tangible assets are stated in the statement of financial position at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Freehold Buildings

2% straight line

Plant and machinery

20% straight line

Motor vehicles

20% straight line

IT Equipment

33% straight line

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and in hand, demand deposits with banks, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value. In the statement of financial position, bank overdrafts are shown within borrowing or current liabilities

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the group will not be able to collect all amounts due according to the original terms of the receivables.

Stocks

Stocks are measured at the lower of cost and estimated selling price less costs to complete and sell. Costs include all costs of purchase, costs of conversion and other costs incurred in bringing the stocks to their present location and condition. .

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the inventories to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the group does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the statement of comprehensive income over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the group has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Provisions

Provisions are recognised when the entity has an obligation at the reporting date as a result of a past event: it is probable that the entity will be required to transfer economic benefits in settlement and the amount of the obligation can be estimated reliably. Provisions are recognised as a liability in the statement of financial position and the amount of the provision as an expense.

Provisions are initially measured at the best estimate of the amount required to settle the obligation at the reporting date and subsequently reviewed at each reporting date and adjusted to reflect the current best estimate of the amount that would be required to settle the obligation. Any adjustments to the amounts previously recognised are recognised in profit or loss unless the provision was originally recognised as part of the cost of an asset. When a provision is measured at the present value of the amount expected to be required to settle the obligation, the unwinding of the discount is recognised in finance costs in profit or loss in the period it arises.

Leases

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessees. All other leases are classified as operating leases.

Assets held under finance leases are recognised as assets at the lower of the assets fair value at the date of inception and the present value of the minimum lease payments. The related liability is included in the balance sheet as a finance lease obligation. Lease payments are treated as consisting of capital and interest elements. The interest is charges to profit or loss so as to produce a constant periodic rate of interest on the remaining balance of the liability.

Rentals payable under operating leases, including any lease incentives received, are charges to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leased asset are consumed.

Rental income from operating leases is recognised on a straight line basis over the term of the relevant lease. Initial direct costs incurred in negotiating and arranging an operating lease are added to the carrying amount of the leased asset and recognised on a straight line basis over the lease term.

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the group’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the group has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Financial instruments

Recognition and measurement
The company has elected to apply the provisions of Section 11 'Basic Financial Instruments' and Section 12 'Other Financial Instruments Issues' of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the groups balance sheet when the group becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset and the net amounts present in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets
Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Other financial assets
Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.
 

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

Impairment of financial assets
Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date. Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset's original effective interest rate. The impairment loss is recognised in profit or loss

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets
Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfer the financial asset and substantially all the risks and rewards or ownership to another entity, or if some significant risks and rewards or ownership are trained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Classification of financial liabilities
Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

Fixed asset investments
Fixed asset investments are initially recorded at cost, and subsequently states at cost less any accumulated impairment losses. Listed investments are measured at fair value with changes in fair value being recognised in profit or loss.

Basic financial liabilities
Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less if not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.
 

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

2

Accounting policies (continued)

Other financial liabilities
Debt instruments that do not meet the conditions in FRS 102 paragraph 11.9 are subsequently measured at fair value through profit or loss. Debt instruments may be designated as being measured at fair value through profit or loss to eliminate or reduce an accounting mismatch or if the instruments are measured and their performance evaluated on a fair value basis in accordance with a documented risk management or investment strategy.

Derecognition of financial liabilities
Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.
 

3

Turnover

The analysis of the group's turnover for the year from continuing operations is as follows:

2025
£

2024
£

Construction contract revenue from rendering of building services

77,662,297

77,226,555

The whole of the turnover is attributable to the principal activity of the company wholly undertaken in the United Kingdom.

4

Other operating income

The analysis of the group's other operating income for the year is as follows:

2025
£

2024
£

Management charges receivable

-

167,000

Rental income

9,000

21,559

9,000

188,559

5

Other gains and losses

The analysis of the group's other gains and losses for the year is as follows:

2025
£

2024
£

Loss on disposal of tangible assets

(27,580)

-

Loss from disposals of investments

-

(46)

(27,580)

(46)

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

6

Operating profit

Arrived at after charging/(crediting)

2025
£

2024
£

Depreciation of plant and machinery (owned)

325,057

304,912

Depreciation of plant and machinery (finance lease/hp)

57,113

72,501

Operating lease expense - property

28,067

25,834

Loss on disposal of property, plant and equipment

27,580

-

Impairment of trade debtors

725,101

1,558

7

Other interest receivable and similar income

2025
£

2024
£

Interest income on bank deposits

228,812

89,508

Other finance income

1,643

945

230,455

90,453

8

Interest payable and similar expenses

2025
£

2024
£

Interest on bank overdrafts and borrowings

-

31,320

Interest on obligations under finance leases and hire purchase contracts

3,460

(27,026)

Interest expense on other finance liabilities

(49,879)

51,224

(46,419)

55,518

9

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2025
£

2024
£

Wages and salaries

5,815,595

6,221,366

Social security costs

662,673

679,869

Pension costs, defined contribution scheme

363,224

367,350

6,841,492

7,268,585

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

9

Staff costs (continued)

The average number of persons employed by the group (including directors) during the year, analysed by category was as follows:

2025
No.

2024
No.

Administration and support

44

49

Sales

21

28

Marketing

63

81

128

158

10

Directors' remuneration

The directors' remuneration for the year was as follows:

2025
£

2024
£

Remuneration

20,850

48,280

Contributions paid to money purchase schemes

120,000

120,000

140,850

168,280

During the year the number of directors who were receiving benefits and share incentives was as follows:

2025
No.

2024
No.

Accruing benefits under money purchase pension scheme

2

2

11

Auditors' remuneration

2025
£

2024
£

The auditing of accounts of any associate of the company

22,755

20,900

Taxation compliance services

3,375

3,103

All other non-audit services

17,650

15,425

43,780

39,428


 

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

12

Taxation

Tax charged/(credited) in the consolidated statement of comprehensive income

2025
£

2024
£

Current taxation

UK corporation tax

1,260,360

976,086

UK corporation tax adjustment to prior periods

(957,552)

-

302,808

976,086

Deferred taxation

Arising from origination and reversal of timing differences

26,061

49,909

Tax expense in the income statement

328,869

1,025,995

The tax on profit before tax for the year is lower than the standard rate of corporation tax in the UK (2024 - is lower than the standard rate of corporation tax in the UK) of 19% (2024 - 19%).

The differences are reconciled below:

2025
£

2024
£

Profit before tax

4,829,528

4,323,802

Corporation tax at standard rate

1,207,382

1,080,951

Decrease in UK and foreign current tax from adjustment for prior periods

(966,299)

-

Effect of expense not deductible in determining taxable profit (tax loss)

87,786

4,155

Tax decrease arising from group relief

-

(65,022)

Tax increase from other tax effects

-

5,911

Total tax charge

328,869

1,025,995

Amounts transferred from the revaluation reserve are not taxable.

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

13

Tangible assets

Group

Freehold Property
£

Fixtures, fittings and equipment
£

Plant and machinery
£

IT equipment
£

Motor vehicles
 £

Total
£

Cost or valuation

At 1 April 2024

750,000

74,977

1,643,250

21,698

1,788,367

4,278,292

Additions

-

-

484,118

-

132,381

616,499

Disposals

-

-

(81,004)

-

(119,318)

(200,322)

At 31 March 2025

750,000

74,977

2,046,364

21,698

1,801,430

4,694,469

Depreciation

At 1 April 2024

51,250

74,215

492,648

16,421

701,493

1,336,027

Charge for the year

15,000

718

197,616

5,101

163,735

382,170

Eliminated on disposal

-

-

(25,851)

-

(57,880)

(83,731)

At 31 March 2025

66,250

74,933

664,413

21,522

807,348

1,634,466

Carrying amount

At 31 March 2025

683,750

44

1,381,951

176

994,082

3,060,003

At 31 March 2024

698,750

762

1,150,602

5,277

1,086,874

2,942,265

The company had no tangible fixed assets at 31 March 2025 and 31 March 2024.
 

Land and buildings with a cost of £274,019 were revalued on 4 November 2021 to £750,000 by Brian J Hasell FRICS FAVLP, RICS registered valuer of Huntley & Partners LLP, an independent external valuer.

The directors have confirmed that the brought forward fair value in the reporting period remained appropriate, and therefore no revaluation adjustment was required.

Had this class of asset been measured on a historical cost basis, the carrying amount would have been £235,661 (2024: £241,139).

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

13

Tangible assets (continued)

Assets held under finance leases and hire purchase contracts

The net carrying amount of tangible assets includes the following amounts in respect of assets held under finance leases and hire purchase contracts:

2025
£

2024
£

Motor vehicles

106,999

127,049

Plant and machinery

210,031

247,094

317,030

374,143

14

Investments

Company

2025
£

2024
£

Investments in subsidiaries

7

7

Subsidiaries

£

Cost or valuation

At 1 April 2024

7

Carrying amount

At 31 March 2025

7

At 31 March 2024

7

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the company holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2025

2024

Subsidiary undertakings

Classic Plant Limited

Classic Builders Estover Close, Estover, Plymouth, PL6 7PL

England

£1.00 ordinary shares

100%

100%

Classic Builders (South West) Limited

Classic Builders Estover Close, Estover, Plymouth, Devon, PL6 7PL

England

£1.00 Ordinary Shares

100%

100%

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

15

Stocks

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Land and development costs

1,247,031

1,076,031

-

-

16

Debtors

 

Group

Company

Current

2025
£

2024
£

2025
£

2024
£

Trade debtors

5,191,528

4,547,384

-

-

Amounts owed by related parties

-

-

160,000

160,000

Other debtors

7,854,620

7,642,518

2,322,998

1,792,901

Prepayments

86,977

32,244

-

-

Accrued income

2,227

71,386

-

-

Gross amount due from customers for contract work

9,384,247

7,995,552

-

-

 

22,519,599

20,289,084

2,482,998

1,952,901

17

Cash and cash equivalents

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Cash at bank

10,204,410

9,305,030

798

250,437

Short-term deposits

5,230,036

2,094,879

-

-

15,434,446

11,399,909

798

250,437

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

18

Creditors

   

Group

Company

Note

2025
£

2024
£

2025
£

2024
£

Due within one year

 

Loans and borrowings

23

36,724

110,384

-

-

Trade creditors

 

11,212,697

9,057,638

4,800

-

Amounts due to related parties

 

-

-

1,691,882

1,331,716

Social security and other taxes

 

239,906

162,477

-

-

Other payables

 

2,961,665

2,736,260

-

-

Accruals

 

9,428,028

8,914,639

7,680

6,678

Income tax liability

12

555,272

1,025,977

26,440

-

 

24,434,292

22,007,375

1,730,802

1,338,394

Due after one year

 

Loans and borrowings

23

-

39,886

-

-

The loans totalling £36,723 (2024 - £150,269) are secured by fixed and floating charges over the groups freehold land.

An unlimited debenture dated 30/12/2013 incorporating a fixed and floating charge, as well as a 1st legal charge, is placed over the Commercial Freehold property known as Classic Builders (South West) Limited, Estover Close, Plymouth, PL6 7PL dated 28/02/2014.

The company had no creditors with amounts falling due after more than one year at 31 March 2025 and 31 March 2024.

19

Provisions for liabilities

Group

Deferred tax
£

Total
£

At 1 April 2024

668,288

668,288

Increase (decrease) in existing provisions

26,061

26,061

At 31 March 2025

694,349

694,349

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

20

Pension and other schemes

Defined contribution pension scheme

The group operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the group to the scheme and amounted to £363,224 (2024 - £367,349).

21

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary Class A of £1 each

4

4

4

4

Ordinary Class B of £1 each

4

4

4

4

8

8

8

8

Each share is entitled to one vote and both classes of shares are entitled to distributions arising from a winding up of the company.

22

Reserves

Company
 

Profit and loss account:

This reserve records retained earnings and accumulated losses.

Other reserve:

This reserve records the revaluation of freehold property at fair value.


 

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

23

Loans and borrowings

Non-current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Finance lease liabilities

-

39,886

-

-

Current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Finance lease liabilities

36,724

110,384

-

-

24

Obligations under leases and hire purchase contracts

Group

Finance leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

36,723

110,383

Later than one year and not later than five years

-

39,886

36,723

150,269

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

24

Obligations under leases and hire purchase contracts (continued)

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

19,216

44,809

Later than one year and not later than five years

405

8,285

19,621

53,094

The amount of non-cancellable operating lease payments recognised as an expense during the year was £35,453 (2024 - £36,723).

The company had no obligations under finance lease or HP agreement as at 31 March 2025 or 31 March 2024.

25

Commitments

Group

Other financial commitments

Classic Builders (South West) Limited, a subsidiary of Classic 14 Holdings Limited, has agreed to cross guarantee the liabilities to the bank of Classic 14 Holdings Limited and Classic Plant Limited, all group companies.

26

Analysis of changes in net debt

Group

At 1 April 2024
£

Financing cash flows
£

At 31 March 2025
£

Cash and cash equivalents

Cash

11,399,909

4,034,538

15,434,447

Borrowings

Long term borrowings

(39,886)

39,886

-

Short term borrowings

(110,384)

73,660

(36,724)

(150,270)

113,546

(36,724)

 

11,249,639

4,148,084

15,397,723

 

Classic 14 Holdings Limited

Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)

27

Related party transactions

Group

At year end the group was owed £4,789,936 (2024 - £4,142,832) by companies in which the directors have control or joint control.

In the prior year the group disposed of the shares in an associate, Cruse and Bridgeman Ltd, for nil consideration to the directors. A balance of £35,250 owed by Cruse and Bridgeman Ltd has been written off in the current year.

During the year the group sold £nil (2024: £1,790,081) in services to companies in which the directors have control or joint control.

Company

At the year end the company was owed £2,018,977 (2024 - £1,611,619) by companies in which the directors have control or joint control.

In the prior year the company disposed of the shares in an associate, Cruse and Bridgeman Ltd, for nil consideration to the directors.

Transactions with directors

2025

At 1 April 2024
£

Advances to director
£

Repayments by director
£

At 31 March 2025
£

Company directors loan account

269,215

78,339

-

347,554

Group overdrawn directors loan account

244,215

103,339

-

347,554

2024

At 1 April 2023
£

Advances to director
£

Repayments by director
£

At 31 March 2024
£

Company directors loan account

129,687

139,528

-

269,215

Group overdrawn directors loan account

104,687

139,528

-

244,215