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M A Grigg (Agricultural) Limited

Annual Report and Financial Statements
Year Ended 31 March 2025

Registration number: 01593065

 

M A Grigg (Agricultural) Limited

Contents

Company Information

1

Strategic Report

2 to 4

Directors' Report

5

Statement of Directors' Responsibilities

6

Independent Auditor's Report

7 to 10

Profit and Loss Account

11

Statement of Comprehensive Income

12

Balance Sheet

13

Statement of Changes in Equity

14

Statement of Cash Flows

15

Notes to the Financial Statements

16 to 27

Non-statutory pages

28 to 29

 

M A Grigg (Agricultural) Limited

Company Information

Directors

Ms F M K Grigg

Mr M A Grigg

Mrs S A Venning

Company secretary

Ms F M K Grigg

Registered office

Pendennis
Sticker
St Austell
Cornwall
PL26 7JH

Auditors

PKF Francis Clark
Statutory AuditorsLowin House
Tregolls Road
Truro
Cornwall
TR1 2NA

 

M A Grigg (Agricultural) Limited

Strategic Report for the Year Ended 31 March 2025

The directors present their strategic report for the year ended 31 March 2025.

Fair review of the business

On behalf of the board, we are pleased to report on another successful year for the business.

It is encouraging to see an increase in turnover following a couple of years where turnover has reduced (2025: £300k increase: 2024: £1.8m reduction).

The current year has seen what continue to be testing conditions and continued challenges being experienced by many in both the agricultural and retail sectors in which we operate many of which are believed to be the direct result of the cost of living crisis, continued significant competition in the sector and general uncertainty within the farming sector caused largely by the proposed changes to the Inheritance tax rules and generally what is perceived as less political support for the sector.

It is therefore pleasing to note that we have achieved with a 1.0% increase (2024: 3.0% increase) in retail sales, a 5.9% increase (2024:14.8% increase) in restaurant sales and a 8.4% (2024: 8.4% increase) in farm sales year on year. It is however worth noting that the composition of retail sales continue to change and we have seen a further 10.2% reduction (2024: 18.8% reduction) in on-line sales whilst direct shop sales have continued to grow by 11.1% (2024: 26.6% increase) which is in line with the concerted effort by the board to focus the company’s on-line activity on fewer product lines as well as focusing on the retail shop, restaurant and farming enterprise that have always served the business well, which is also evidenced by the opening of a new retail outlet in Truro

Most importantly however the board feel that our overall strategy outlined above has been largely successful and is evidenced by gross margin only decreasing slightly to 24.67% (2024: 25.13%) despite inflationary pressures and we are pleased that our gross profit has remained consistent with the prior year at £5.63m (2024: £5.66m).

As a business besides the retail outlet and restaurant we remain proud farmers ourselves and committed to the agricultural sector. We proudly continue to farm over 1,000 acres in Cornwall and it continues to give us pleasure to see some of our own products being sold through our shop.

We believe that by running the farm enterprise, this shows our commitment to the industry and aids our understanding of the ever-changing needs of our traditional core customer base.

We continue to re-invest in our core business and during the year we have invested in our retail premises and our farms as well as in plant and machinery and our fleet of vehicles as well as holding additional stock lines and IT infrastructure to ensure that expected standards are maintained and the business remains relevant.

Looking ahead despite the challenges, the Board remains as committed as ever to investing in the business, its staff and providing the quality of service, wide range of product lines and overall positive experience that our loyal customer base expects.

 

M A Grigg (Agricultural) Limited

Strategic Report for the Year Ended 31 March 2025

We are always looking at our business and ensuring that all our customers are fully catered for and whilst not resting on our laurels, remain confident about the future prospects of the company.

Overall the Board acknowledge that on-going aggressive competition in what remains a difficult retail market, both through the shop and on-line noting the continued turmoil of the high street and associated costs of face-to-face trading and the general price competition that has seen some competitors face financial difficulties and some fall by the wayside.

With this in mind we continue to endeavour to keep close controls on our administrative expenses and it also very encouraging that despite inflationary pressure especially in relation to wages and general employment related costs, that remain by far our largest overhead cost, that through careful management and cost control we have managed to keep these costs at a very similar level to the prior year.

Overall the Board are very pleased that the accounts show a profit before tax of £589,844 (2024 - profit of £450,685).

Principal risks and uncertainties

The Board believes that it is dealing positively with the principal risks and uncertainties of the business as outlined below.

Customer and supplier relationships

We have always looked to develop close working relationships with all of our suppliers and customers over the years and believe that this continues to play a vital part in the continued success of our family business. We note the potential risk to the business of damage to, or loss of these relationships, and the fact that with more competition in the market this could have a detrimental impact on the financial performance of the company.

On this matter we note that over the years some key suppliers have suffered from financial difficulties and that this can impact supply lines. Fortunately there has been no direct financial loss from such instances but acknowledge the potential risk and note that in order to reduce this to an acceptable level management play a direct and proactive role in liaising directly with suppliers and ensuring that credit terms are adhered to.

Customer feedback is important to us and to that extent management and staff look to listen to our customers and look to ensure that their requirements are met, by holding appropriate stock levels and providing the level of knowledgeable service that they require and have come to expect.

Investing in the opening of a new shop in Truro has seen the business exposed to a different customer base and allowed both the new customers to shop there but has also created greater awareness of the Griggs brand, our main retail premises and restaurant and our on-line opportunities, all of which are believed to be of great benefit of the company.

 

M A Grigg (Agricultural) Limited

Strategic Report for the Year Ended 31 March 2025

Market risk

The Board remains aware of the increased level of competition from other retailers in the sector as well as on-line and reliance on sales to the agricultural sector.

We remain committed to supporting and working with our loyal farmer customer base whenever possible, and as farmers will look to seek ways to improve efficiencies and if necessary amend our farming practices to maintain income levels.

The Board has looked to manage market risk by providing high quality products and services to our customers and now stocks a wide range of products that reaches well beyond the agricultural sector alone. In particular the Board believe that the restaurant, the introduction of new product lines and the on-line presence has grown the customer base with many new customers enjoying the “Griggs” experience and this has helped to mitigate this risk.

The Board remains aware of the significant number of people who shop online. To that extent we have invested heavily, both financially and in terms of time and effort in our own website and on-line offering. We remain encouraged by the amount of website traffic, on-line sales and the business we do in this area.

Financial instruments

The company’s principal financial instruments comprise of bank balances, stock, trade debtors and trade creditors, with the main purpose of these instruments being to raise funds to finance the company’s on-going operations. There is no bank borrowing at the balance sheet date.

Liquidity risk

Due to the nature of the financial instruments used by the company there is no exposure to price risk.

The company has a mix of cash sales and on-account sales. All account customers are subject to internal credit verification procedures and limits and these debtors are constantly monitored, with provision made for doubtful debts where necessary.

The company manages its cash and borrowing requirements to maximise interest income and minimise interest expense, whilst ensuring that the company has sufficient liquid resources to meet the day to day operating needs of the business.

Approved and authorised by the Board on 16 December 2025 and signed on its behalf by:
 

.........................................
Ms F M K Grigg
Company secretary and director

 

M A Grigg (Agricultural) Limited

Directors' Report for the Year Ended 31 March 2025

The directors present their report and the financial statements for the year ended 31 March 2025.

Directors of the company

The directors who held office during the year were as follows:

Ms F M K Grigg - Company secretary and director

Mr M A Grigg

Mrs S A Venning

Going concern

The directors’ have considered the company’s business, its financial plans and the facilities available to finance the business and have a reasonable expectation that the company has adequate resources to continue its operational existence of a period of at least twelve months from the date of approval of these financial statements.

The current forecast financial position of the company, its cash flows and liquidity position have been considered by the directors who are confident that the current level of retained reserves, as well as potential funding facilities available if needed provide sufficient headroom to meet the expected cash requirements having considered additional requirements that would be contingent on a downturn in activity over the same period.

As such, the directors consider that it is appropriate to prepare the financial statements on a going concern basis.

Other Matters

Please refer to the Strategic Report for consideration of financial instruments, principal risks and uncertainties and discussion of future developments.

Disclosure of information to the auditors

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditors are unaware.

Approved and authorised by the Board on 16 December 2025 and signed on its behalf by:
 

.........................................
Ms F M K Grigg
Company secretary and director

 

M A Grigg (Agricultural) Limited

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable United Kingdom Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

M A Grigg (Agricultural) Limited

Independent Auditor's Report to the Members of M A Grigg (Agricultural) Limited

Opinion

We have audited the financial statements of M A Grigg (Agricultural) Limited (the 'company') for the year ended 31 March 2025, which comprise the Profit and Loss Account, Statement of Comprehensive Income, Balance Sheet, Statement of Changes in Equity, Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 31 March 2025 and of its profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

M A Grigg (Agricultural) Limited

Independent Auditor's Report to the Members of M A Grigg (Agricultural) Limited

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors’ remuneration specified by law are not made

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities set out on page 6, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

 

M A Grigg (Agricultural) Limited

Independent Auditor's Report to the Members of M A Grigg (Agricultural) Limited

During our audit planning we obtained an understanding of the legal and regulatory framework that is applicable to the company. We gained an understanding of the business and the industry in which it operates to identify the key laws and regulations affecting the company. As part of this, we reviewed the company’s website for indication of any regulations and certification in place and discussed these with the relevant individuals responsible for compliance. The key laws and regulations we identified were health and safety regulations, food standards, employment laws and The General Data Protection Regulation (GDPR). We also considered those laws and regulations that have a direct impact on the preparation of the financial statements such as the Companies Act 2006 and relevant tax laws.

We discussed with management how the compliance with these laws and regulations is monitored and discussed policies and procedures in place. We also identified the individuals who have responsibility for ensuring that the company complies with laws and regulations and deals with reporting any issues if they arise. As part of our planning procedures, we assessed the risk of any non-compliance with laws and regulations on the company’s ability to continue trading and the risk of material misstatement to the accounts.

We also evaluated management’s incentives and opportunities for fraudulent manipulation of the financial statements. The key incentive identified is to meet the expectations of the shareholders and we determined that the principal risks were related to the overstatement of profit, either through overstating revenue, understating expenditure or management bias in accounting estimates.

Based on this understanding we designed our audit procedures to identify non-compliance with such laws and regulations. Our procedures involved the following:

• Enquiries of management regarding their knowledge of any non-compliance with laws and regulations that could affect the financial statements. As part of these enquiries, we also discussed with management whether there have been any known instances of fraud of which there were none.

• Reviewing correspondence including documentation relating to any compliance visits from regulators during the year.

• Reviewing employee payroll documentation in order to identify any cases of non-compliance with employment laws.

• Reviewing the company’s GDPR policy and enquiring with the Data Protection Officer as to the occurrence and outcome of any reportable breaches.

• Undertaking a detailed review of legal and professional cost codes to identify any possible non-compliance with laws and regulations.

• Auditing the risk of management override of controls, including through testing of journal entries and other adjustments for appropriateness, and evaluating the business rationale of significant transactions outside the normal course of business.

• Reviewing estimates and judgements made in the accounts for any indication of bias and challenged assumptions used by management in making the estimates.
 

 

M A Grigg (Agricultural) Limited

Independent Auditor's Report to the Members of M A Grigg (Agricultural) Limited

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements. The risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate omissions, collusion, forgery, misrepresentations, or the override of internal controls. We are also less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Nicola Cornish BSc BFP FCA CTA (Senior Statutory Auditor)
PKF Francis Clark, Statutory Auditor

Lowin House
Tregolls Road
Truro
Cornwall
TR1 2NA

16 December 2025

 

M A Grigg (Agricultural) Limited

Profit and Loss Account

Year Ended 31 March 2025

Note

2025
 £

2024
 £

Turnover

3

22,838,847

22,539,022

Cost of sales

 

(17,203,990)

(16,875,821)

Gross profit

 

5,634,857

5,663,201

Administrative expenses

 

(5,526,851)

(5,480,808)

Other operating income

4

189,397

202,967

Operating profit

6

297,403

385,360

Fair value gains on investment properties

 

190,015

-

Other interest receivable and similar income

102,426

65,325

 

292,441

65,325

Profit before tax

 

589,844

450,685

Taxation

10

(163,716)

(121,673)

Profit for the financial year

 

426,128

329,012

The above results were derived from continuing operations.

 

M A Grigg (Agricultural) Limited

Statement of Comprehensive Income

Year Ended 31 March 2025

2025
£

2024
£

Profit for the year

426,128

329,012

Total comprehensive income for the year

426,128

329,012

 

M A Grigg (Agricultural) Limited

Balance Sheet

31 March 2025

Note

2025
£

2024
£

Fixed assets

 

Intangible assets

11

10,000

12,500

Tangible assets

12

11,012,730

10,798,134

Investment property

13

6,920,000

6,729,985

 

17,942,730

17,540,619

Current assets

 

Stocks

14

3,923,199

3,197,799

Debtors

15

1,680,645

1,015,923

Cash at bank and in hand

 

2,250,276

3,112,002

 

7,854,120

7,325,724

Creditors: Amounts falling due within one year

17

(4,029,622)

(3,570,381)

Net current assets

 

3,824,498

3,755,343

Total assets less current liabilities

 

21,767,228

21,295,962

Provisions for liabilities

19

(968,732)

(923,594)

Net assets

 

20,798,496

20,372,368

Capital and reserves

 

Called up share capital

20

2,640,458

2,640,458

Share premium reserve

5,135,460

5,135,460

Profit and loss account - non distributable

3,070,019

2,924,813

Profit and loss account

9,952,559

9,671,637

Total equity

 

20,798,496

20,372,368

Approved and authorised by the Board on 16 December 2025 and signed on its behalf by:
 

.........................................
Ms F M K Grigg
Company secretary and director

Company Registration Number: 01593065

 

M A Grigg (Agricultural) Limited

Statement of Changes in Equity

Year Ended 31 March 2025

Share capital
£

Share premium
£

Profit and loss account - non distributable
£

Profit and loss account
£

Total
£

At 1 April 2024

2,640,458

5,135,460

2,924,813

9,671,637

20,372,368

Profit for the year

-

-

-

426,128

426,128

Total comprehensive income

-

-

-

426,128

426,128

Transfers

-

-

145,206

(145,206)

-

At 31 March 2025

2,640,458

5,135,460

3,070,019

9,952,559

20,798,496

Share capital
£

Share premium
£

Profit and loss account - non distributable
£

Profit and loss account
£

Total
£

At 1 April 2023

2,640,458

5,135,460

2,924,813

9,342,625

20,043,356

Profit for the year

-

-

-

329,012

329,012

Total comprehensive income

-

-

-

329,012

329,012

At 31 March 2024

2,640,458

5,135,460

2,924,813

9,671,637

20,372,368

 

M A Grigg (Agricultural) Limited

Statement of Cash Flows

Year Ended 31 March 2025

Note

2025
 £

2024
 £

Cash flows from operating activities

Profit for the year

 

426,128

329,012

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

6

324,658

341,748

Changes in fair value of investment property

13

(190,015)

-

Profit on disposal of tangible assets

5

(2,215)

(125,254)

Finance income

(102,426)

(65,325)

Tax

10

163,716

121,673

 

619,846

601,854

Working capital adjustments

 

(Increase)/decrease in stocks

14

(725,400)

222,891

(Increase)/decrease in trade debtors

15

(664,722)

373,451

Increase/(decrease) in trade creditors

17

680,265

(213,732)

Increase in deferred income, including government grants

 

234,268

-

Cash generated from operations

 

144,257

984,464

Corporation tax (paid)/received

 

(71,016)

79,078

Net cash flow from operating activities

 

73,241

1,063,542

Cash flows from investing activities

 

Interest received

 

102,426

65,325

Acquisitions of tangible assets

(556,539)

(794,281)

Proceeds from sale of tangible assets

 

22,000

202,673

Net cash flows from investing activities

 

(432,113)

(526,283)

Net (decrease)/increase in cash and cash equivalents

 

(358,872)

537,259

Cash and cash equivalents at 1 April

 

2,543,019

2,005,760

Cash and cash equivalents at 31 March

16

2,184,147

2,543,019

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

1

General information

The company is a private company limited by share capital, incorporated in England & Wales.

The address of its registered office is:
Pendennis
Sticker
St Austell
Cornwall
PL26 7JH

These financial statements were authorised for issue by the Board on 16 December 2025.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Going concern

The directors’ have considered the company’s business, its financial plans and the facilities available to finance the business and have a reasonable expectation that the company has adequate resources to continue its operational existence of a period of at least twelve months from the date of approval of these financial statements.

The current forecast financial position of the company, its cash flows and liquidity position have been considered by the directors who are confident that the current level of retained reserves, as well as potential funding facilities available if needed provide sufficient headroom to meet the expected cash requirements having considered additional requirements that would be contingent on a downturn in activity over the same period.

As such, the directors consider that it is appropriate to prepare the financial statements on a going concern basis.

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of value added tax, returns, rebates and discounts and after eliminating sales within the company.

The Company recognises revenue when legal title in the goods has passed to the buyer, the amount
of revenue can be reliably measured, and it is probable that future economic benefits will flow to the
entity. In the case of internet sales, revenue is recognised when goods are delivered to the buyer.

Tax

Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current corporation tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Deferred tax is recognised on all timing differences at the balance sheet date unless indicated below. Timing differences are differences between taxable profits and the results as stated in the profit and loss account and other comprehensive income. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Freehold land

Nil

Freehold buildings

2% straight line

Plant and machinery

15% reducing balance

Fixtures and fittings

15% reducing balance and 5% straight line for solar panels

Motor vehicles

25% reducing balance

Investment property

In accordance with FRS102, investment properties are revalued annually and the aggregate surplus or deficit is transferred to the profit and loss account. No depreciation is provided in respect of the investment properties.

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

Goodwill

Goodwill is amortised over its useful life, which shall not exceed ten years if a reliable estimate of the useful life cannot be made.

Intangible assets

Land entitlement assets acquired are recognised at fair value at the acquisition date.

Such assets have a finite useful life and are carried at cost less accumulated amortisation and any accumulated impairment losses.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Entitlements

5 years straight line

Goodwill

10 years straight line

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the first-in, first-out (FIFO) method.

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

Financial instruments

Classification
The company holds the following financial instruments:

• Short term trade and other debtors and creditors;
• Bank loans; and
• Cash and bank balances.

All financial instruments are classified as basic.

 Recognition and measurement
The company has chosen to apply the recognition and measurement principles in FRS102.

Financial instruments are recognised when the company becomes party to the contractual provisions of the instrument and derecognised when in the case of assets, the contractual rights to cash flows from the assets expire or substantially all the risks and rewards of ownership are transferred to another party, or in the case of liabilities, when the company’s obligations are discharged, expire or are cancelled.

Except for bank loans, such instruments are initially measured at transaction price, including transaction costs, and are subsequently carried at the undiscounted amount of the cash or other consideration expected to be paid or received, after taking account of impairment adjustments.

Bank loans are initially measured at transaction price, including transaction costs, and are subsequently carried at amortised cost using the effective interest method.

 

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

3

Revenue

The analysis of the company's turnover for the year by class of business is as follows:

2025
 £

2024
 £

Retail

21,283,616

21,083,682

Restaurant

965,140

911,044

Farm

590,091

544,296

22,838,847

22,539,022

During the year 100% of the company's turnover for the year was undertaken in the UK.

4

Other operating income

The analysis of the company's other operating income for the year is as follows:

2025
 £

2024
 £

Rental income

179,800

197,950

Miscellaneous other operating income

9,597

5,017

189,397

202,967

5

Other gains and losses

The analysis of the company's other gains and losses for the year is as follows:

2025
 £

2024
 £

Gain/loss on disposal of property, plant and equipment

2,215

125,254

Fair value gains on investment properties

190,015

-

192,230

125,254

6

Operating profit

Arrived at after charging/(crediting)

2025
£

2024
£

Depreciation expense

322,158

300,998

Amortisation expense

2,500

40,750

Profit on disposal of property, plant and equipment

(2,215)

(125,254)

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

7

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2025
£

2024
£

Wages and salaries

2,364,831

2,315,377

Social security costs

198,899

191,600

Pension costs, defined contribution scheme

43,731

43,555

2,607,461

2,550,532

The average number of persons employed by the company (including directors) during the year, analysed by category was as follows:

2025
No.

2024
No.

Other departments

99

103

99

103

8

Directors' remuneration

The directors' remuneration for the year was as follows:

2025
£

2024
£

Remuneration

122,667

114,000

During the year the number of directors who were receiving benefits and share incentives was as follows:

2025
No.

2024
No.

Accruing benefits under money purchase pension scheme

2

2

9

Auditor's remuneration

2025
£

2024
£

Audit of the financial statements

9,500

9,000


 

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

10

Taxation

Tax charged/(credited) in the profit and loss account

2025
 £

2024
 £

Current taxation

UK corporation tax

118,578

71,016

Deferred taxation

Arising from origination and reversal of timing differences

45,138

50,657

Tax expense in the profit and loss account

163,716

121,673

The tax on profit before tax for the year is higher than the standard rate of corporation tax in the UK (2024 - higher than the standard rate of corporation tax in the UK) of 25% (2024 - 25%).

The differences are reconciled below:

2025
£

2024
£

Profit before tax

589,844

450,685

Corporation tax at standard rate

147,461

112,671

Effect of expense not deductible in determining taxable profit (tax loss)

18,949

9,002

Deferred tax credit from unrecognised temporary difference from a prior period

(2,694)

-

Total tax charge

163,716

121,673

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

Deferred tax

Deferred tax assets and liabilities

2025

Asset
£

Liability
£

Capital allowances in excess of depreciation

-

344,600

Deferred tax due on investment property fair value movement

-

624,132

-

968,732

2024

Asset
£

Liability
£

Capital allowances in excess of depreciation

-

344,271

Deferred tax due on investment property fair value movement

-

579,323

-

923,594

11

Intangible assets

Goodwill
 £

Entitlements
 £

Total
£

Cost or valuation

At 1 April 2024

475,000

88,380

563,380

At 31 March 2025

475,000

88,380

563,380

Amortisation

At 1 April 2024

462,500

88,380

550,880

Amortisation charge

2,500

-

2,500

At 31 March 2025

465,000

88,380

553,380

Carrying amount

At 31 March 2025

10,000

-

10,000

At 31 March 2024

12,500

-

12,500

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

12

Tangible assets

Freehold land and buildings
£

Fixtures and fittings
 £

Motor vehicles
 £

Plant and machinery
 £

Total
£

Cost or valuation

At 1 April 2024

10,829,183

709,103

729,021

1,007,786

13,275,093

Additions

303,964

-

225,675

26,900

556,539

Disposals

-

-

(35,174)

-

(35,174)

At 31 March 2025

11,133,147

709,103

919,522

1,034,686

13,796,458

Depreciation

At 1 April 2024

1,127,285

433,673

504,116

411,885

2,476,959

Charge for the year

88,807

33,497

107,699

92,155

322,158

Eliminated on disposal

-

-

(15,389)

-

(15,389)

At 31 March 2025

1,216,092

467,170

596,426

504,040

2,783,728

Carrying amount

At 31 March 2025

9,917,055

241,933

323,096

530,646

11,012,730

At 31 March 2024

9,701,898

275,430

224,905

595,901

10,798,134

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

13

Investment properties

2025
£

At 1 April 2024

6,729,985

Fair value adjustments

190,015

At 31 March 2025

6,920,000

The fair value of investment properties is considered annually. No depreciation is provided in respect of the investment properties as they are held for their investment potential. Investment property whose fair value can be measured reliably without undue cost or effort is measured at fair value at each reporting date with changes in fair value recognised in profit or loss.

The fair value of the investment properties is based on valuations carried out by independent valuers, Lodge & Thomas in 2025.

14

Stocks

2025
£

2024
£

Stock for resale

3,576,785

2,853,664

Biological assets

303,060

301,790

Other stock

43,354

42,345

3,923,199

3,197,799

Impairment of stocks

The amount of impairment loss included in profit or loss is £77,515 (2024 - £(58,485)).

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

15

Debtors

2025
£

2024
£

Trade debtors

1,572,641

942,696

Other debtors

47,455

-

Prepayments

60,549

73,227

1,680,645

1,015,923

16

Cash and cash equivalents

2025
£

2024
£

Cash on hand

950

950

Cash at bank

2,249,326

3,111,052

2,250,276

3,112,002

Bank overdrafts

(66,129)

(568,983)

Cash and cash equivalents in statement of cash flows

2,184,147

2,543,019

17

Creditors

Note

2025
£

2024
£

Due within one year

 

Loans and borrowings

18

66,129

568,983

Trade creditors

 

2,331,574

1,726,587

Social security and other taxes

 

-

12,919

Other creditors

 

1,200,411

1,112,214

Accruals

 

78,662

78,662

Corporation tax

10

118,578

71,016

Deferred income

 

234,268

-

 

4,029,622

3,570,381

The bank overdraft is secured by fixed and floating charges over the assets of the company.

The bank also holds security by way of a debenture granted by the company in favour of Barclays Bank PLC and a first legal charge over the property at Bodrean Manor Farm.

 

M A Grigg (Agricultural) Limited

Notes to the Financial Statements

Year Ended 31 March 2025

18

Loans and borrowings

Current loans and borrowings

2025
£

2024
£

Bank overdrafts

66,129

568,983

19

Provisions for liabilities

Deferred tax
£

Total
£

At 1 April 2024

923,594

923,594

Increase (decrease) in existing provisions

45,138

45,138

At 31 March 2025

968,732

968,732

20

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary shares of £1 each

2,640,458

2,640,458

2,640,458

2,640,458

       

21

Pension and other schemes

Defined contribution pension scheme

The company operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the company to the scheme and amounted to £43,731 (2024 - £43,555).

22

Related party transactions

Key management personnel

Directors

Summary of transactions with key management

During the year, the company rented two properties to 2 of the directors. The company charged an annual rent on the properties of £30,000 (2024 - £30,000).
 

 

M A Grigg (Agricultural) Limited

iXBRL Detailed Profit and Loss Account for the Year Ended 31 March 2025

2025
£

2024
£

Turnover/revenue

22,838,847

22,539,022

Cost of sales

Opening raw materials

(3,197,799)

(3,420,690)

Purchase of raw materials and consumables

(17,929,390)

(16,652,930)

Closing work in progress

3,923,199

3,197,799

Gross profit

5,634,857

5,663,201

Distribution costs

Administrative expenses

Audit and accountancy audit costs

(9,500)

(9,000)

Audit and accountancy other services

(14,000)

(13,000)

Audit and accountancy costs

(23,500)

(22,000)

Advertising, promotions and marketing costs

(1,049,322)

(1,114,746)

Rent, rates and services costs

(101,107)

(85,004)

Utilities costs

(220,713)

(196,692)

Other repairs and maintenance costs

(79,361)

(97,807)

Depreciation of property, plant and equipment

(322,158)

(300,998)

Amortisation of intangible assets

(2,500)

(40,750)

Vehicle costs

(103,181)

(89,775)

Wages and salaries excluding directors

(2,242,164)

(2,201,377)

Social security costs excluding directors

(198,899)

(191,600)

Pension costs defined contribution schemes excluding directors

(43,731)

(43,555)

Staff costs excluding directors

(2,484,794)

(2,436,532)

Salaries and fees, directors

(122,667)

(114,000)

Subcontractor costs

(210,136)

(330,833)

Legal and professional costs

(50,167)

(41,471)

Bad debts and impairment losses

(12,239)

-

Bank charges

(338,167)

(348,169)

Insurance costs

(86,191)

(70,322)

IT and computing

(237,894)

(229,047)

Telecommunications

(29,962)

(37,811)

Printing, postage and stationery

(27,290)

(26,710)

Other operational and administration costs

(27,717)

(23,395)

Other operating income

Other operating income

189,397

202,967

Other items

Gain from disposal of property, plant and equipment

2,215

125,254

 

M A Grigg (Agricultural) Limited

iXBRL Detailed Profit and Loss Account for the Year Ended 31 March 2025

2025
£

2024
£

Operating profit

297,403

385,360

Gain from fair value adjustment, investment property recognised in profit or loss

190,015

-

Profit on ordinary activities before finance charges and interest

487,418

385,360

Bank interest and similar income receivable

102,426

62,647

Non-bank interest and similar income receivable

-

2,678

Profit on ordinary activities before taxation

589,844

450,685

Tax on profit or loss on ordinary activities

(163,716)

(121,673)

Profit for the financial year

426,128

329,012