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REGISTERED NUMBER: 02903865 (England and Wales)
















NORTHERN TRADE WINDOWS (PENNINES)
LIMITED

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025






NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)






CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


NORTHERN TRADE WINDOWS (PENNINES)
LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 31 MARCH 2025







DIRECTORS: J J Cosgrove
E Cosgrove



SECRETARY: J J Cosgrove



REGISTERED OFFICE: Mohair Mills
Gibson Street
Bradford
West Yorkshire
BD3 9TB



REGISTERED NUMBER: 02903865 (England and Wales)



ACCOUNTANTS: UHY BPR Heaton
Chartered Accountants
Glenewes House
Gate Way Drive
Leeds
West Yorkshire
LS19 7XY



BANKERS: Yorkshire Bank
Southgate
Elland
West Yorkshire
HX5 0BP

NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)

BALANCE SHEET
31 MARCH 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 88,199 117,192

CURRENT ASSETS
Stocks 359,326 271,791
Debtors 5 920,425 925,852
Cash at bank and in hand 43,534 136,552
1,323,285 1,334,195
CREDITORS
Amounts falling due within one year 6 512,417 531,604
NET CURRENT ASSETS 810,868 802,591
TOTAL ASSETS LESS CURRENT
LIABILITIES

899,067

919,783

CREDITORS
Amounts falling due after more than one
year

7

-

(63,115

)

PROVISIONS FOR LIABILITIES (22,050 ) (29,298 )
NET ASSETS 877,017 827,370

CAPITAL AND RESERVES
Called up share capital 100 100
Retained earnings 876,917 827,270
SHAREHOLDERS' FUNDS 877,017 827,370

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)

BALANCE SHEET - continued
31 MARCH 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 22 December 2025 and were signed on its behalf by:




J J Cosgrove - Director



E Cosgrove - Director


NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1. STATUTORY INFORMATION

Northern Trade Windows (Pennines) Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

The financial statements are presented in sterling which is the functional currency of the company rounded to the nearest pound.

The significant accounting policies applied in the preparation of these financial statements are set out below.

Turnover
Turnover is recognised in the accounts when the company obtains the right to consideration in exchange for performance and is stated at the net invoice value, excluding value added tax. Where a contract has only been partially completed at the balance sheet date turnover represents the fair value of the service provided to that date based on the stage of completion of the contract activity at the balance sheet date. Where payments are received from customers in advance of services provided the amounts are recorded as creditors due within one year.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life or, if held under a finance lease, over the lease term, whichever is the shorter.
Plant and machinery - 25% on reducing balance and 15% on reducing balance
Fixtures and fittings - 15% on reducing balance
Motor vehicles - 25% on reducing balance

Stocks
Stocks and work in progress are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Cost is calculated using the first-in, first-out method and includes all purchase, transport, and handling costs in bringing stocks to their present location and condition.

NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025

2. ACCOUNTING POLICIES - continued

Financial instruments
Financial assets and financial liabilities are recognised when the company becomes a party to the contractual provisions of the instrument.

Financial assets and liabilities are initially measured at transaction price, except those financial assets classified at fair value through profit or loss.

Basic financial instruments
Basic financial instruments are those with relatively straight forward terms and would normally include cash, bank balances, trade debtors, trade creditors and uncomplicated bank loans.

Where the arrangement does not constitute a financing transaction, e.g. trade debtors on normal commercial terms, the debtor will be valued initially at transaction price (i.e. cost) and subsequently at transaction price less impairment (if any) due to concerns over recoverability.

The company does not have any financial instruments that would not be classed as 'basic'.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those held under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is the shorter.

The interest element of these obligations is charged to profit or loss over the relevant period. The capital element of the future payments is treated as a liability.

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025

2. ACCOUNTING POLICIES - continued

Pension costs and other post-retirement benefits
The company contributes to a defined contribution scheme on behalf of its employees. The assets of the scheme are held separately from those of the company in an independently administered fund. Contributions payable for the year are charged in the profit and loss account.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 17 (2024 - 16 ) .

4. TANGIBLE FIXED ASSETS
Plant and
machinery
etc
£   
COST
At 1 April 2024
and 31 March 2025 821,072
DEPRECIATION
At 1 April 2024 703,880
Charge for year 28,993
At 31 March 2025 732,873
NET BOOK VALUE
At 31 March 2025 88,199
At 31 March 2024 117,192

The net book value of motor vehicles includes £53,222 (2024: £70,963) held under hire purchase agreements.

5. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Trade debtors 69,958 137,153
Amounts owed by group undertakings 330,933 661,566
Other debtors 519,534 127,133
920,425 925,852

NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Hire purchase contracts (see note 8) 63,115 19,010
Trade creditors 212,441 209,814
Amounts owed to group undertakings 1,045 -
Taxation and social security 119,992 223,411
Other creditors 115,824 79,369
512,417 531,604

7. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2025 2024
£    £   
Hire purchase contracts (see note 8) - 63,115

8. LEASING AGREEMENTS

Minimum lease payments fall due as follows:

Hire purchase
contracts
2025 2024
£    £   
Net obligations repayable:
Within one year 63,115 19,010
Between one and five years - 63,115
63,115 82,125

Non-cancellable
operating leases
2025 2024
£    £   
Within one year 49,625 41,645
Between one and five years 133,027 144,000
In more than five years - 9,000
182,652 194,645

9. SECURED DEBTS

The following secured debts are included within creditors:

2025 2024
£    £   
Hire purchase contracts 63,115 82,125

The hire purchase contracts are secured over the assets to which they relate.

NORTHERN TRADE WINDOWS (PENNINES)
LIMITED (REGISTERED NUMBER: 02903865)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025

10. DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 31 March 2025 and 31 March 2024:

2025 2024
£    £   
J J Cosgrove
Balance outstanding at start of year 80,852 99,922
Amounts advanced - 80,852
Amounts repaid (5,105 ) (99,922 )
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 75,747 80,852

E Cosgrove
Balance outstanding at start of year - -
Amounts advanced 2,450 -
Amounts repaid - -
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 2,450 -

11. ULTIMATE CONTROLLING PARTY

The company is a wholly owned subsidiary of Merchantable Quality Limited. The ultimate controlling party is NTW Holdings Limited. The registered office of both businesses is Mohair Mills, Gibson Street, Bradford BD3 9TB.