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JMS CONTRACTORS LIMITED

ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Registered number: 03758294

 
JMS CONTRACTORS LIMITED
 

COMPANY INFORMATION


Directors
J W Sheridan 
M E Sheridan 




Registered number
03758294



Registered office
Woodland Park Industrial Estate
Shortthorn Road

Norwich

Norfolk

NR10 5NU




Independent auditors
Larking Gowen LLP
Chartered Accountants & Statutory Auditors

1st Floor Prospect House

Rouen Road

Norwich

Norfolk

NR1 1RE




Bankers
Lloyds Bank Plc
Bailey Drive

Gillingham Business Park

Gillingham

Kent

ME8 0LS





 
JMS CONTRACTORS LIMITED
 

CONTENTS



Page
Strategic Report
 
 
1
Directors' Report
 
 
2 - 3
Independent Auditors' Report
 
 
4 - 6
Statement of Comprehensive Income
 
 
7
Balance Sheet
 
 
8
Statement of Changes in Equity
 
 
9
Statement of Cash Flows
 
 
10
Notes to the Financial Statements
 
 
11 - 21

 
JMS CONTRACTORS LIMITED
 

STRATEGIC REPORT
FOR THE YEAR ENDED 31 MARCH 2025

Introduction
 
During the year the Company continued civil engineering operations in Norfolk.

Business review
 
The Company endured a difficult and challenging year of trading which resulted in a significant decline in turnover and profit margin. The directors are very disappointed with the trading results and the operating loss. The Company remains a going concern and for the period to date trading remains challenging. The Directors have considered a range of measures to mitigate ongoing costs and can utilise a substantial reserve if required.

The Company's results are shown in the Statement of Comprehensive Income on page 7 and the Balance Sheet on page 8.

The Company is funded from retained reserves.

Principal risks and uncertainties
 
The directors are mindful of the risks and other factors which affect the successful operation of the Company's business.

Operating risks include, but are not limited to, the following issues:

- The economic climate and how this affects the housing market in which the company operates.
- Attracting and retaining the very best personnel, workforce, subcontractors and professional advisors.
- Ensuring adequate systems and procedures exist, to reduce as far as possible on-site health and safety risks.

Financial key performance indicators
 
The following key performance indicators are highlighted:

Turnover for the year amounted to £10,619,847 (2024 - £7,146,921), loss on ordinary activities before taxation £687,000 (2024 - £800,663) and total shareholders funds £4,890,085 (2024 - £5,437,005). The average number of employees amounted to 57 (2024 - 60).


This report was approved by the board on 18 December 2025 and signed on its behalf.





M E Sheridan
Director
Page 1

 
JMS CONTRACTORS LIMITED
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 MARCH 2025

The directors present their report and the financial statements for the year ended 31 March 2025.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic Report, the Directors' Report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Principal activity

The principal activity of the Company is civil engineering.

Results and dividends

The loss for the year, after taxation, amounted to £553,864 (2024 - loss £680,886).

The directors do not recommend the payment of a final dividend.

Directors

The directors who served during the year were:

J W Sheridan 
M E Sheridan 

Future developments and outlook for the company

The directors' believe that the Company remains a going concern despite the trading difficulties and challenges endured in the year to 31 March 2025.

Page 2

 
JMS CONTRACTORS LIMITED
 

DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025


Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Post balance sheet events

There have been no significant events affecting the Company since the year end.

Auditors

The auditorsLarking Gowen LLPwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 18 December 2025 and signed on its behalf.
 





M E Sheridan
Director
Page 3

 
JMS CONTRACTORS LIMITED
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF JMS CONTRACTORS LIMITED

Opinion
We have audited the financial statements of JMS Contractors Limited (the 'Company') for the year ended 31 March 2025, which comprise the Statement of Comprehensive Income, the Balance Sheet, the Statement of Cash Flows, the Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the Company's affairs as at 31 March 2025 and of its loss for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern
In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information
The other information comprises the information included in the annual report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006
In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.

Page 4

 
JMS CONTRACTORS LIMITED
 

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF JMS CONTRACTORS LIMITED (CONTINUED)

Matters on which we are required to report by exception
In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.

Responsibilities of directors
As explained more fully in the Directors' Responsibilities Statement set out on page 2, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.

Auditors' responsibilities for the audit of the financial statements
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. 

Due to the field in which the Company operates, we identified the areas most likely to have a direct material impact on the financial statements as compliance with UK tax legislation, UK accounting standards and the Companies Act 2006. In addition, we considered the provisions of other laws and regulations which whilst not having a direct impact on the financial statements, are fundamental to the Company's ability to operate including health and safety, employment law and GDPR. 

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities including fraud and non-compliance with laws and regulation, included the following:

Enquiries with management for any known or suspected instances of non-compliance with laws and regulations, accidents in the workplace and fraud;
Challenging assumptions and judgements made by management in their significant accounting estimates, in particular in relation to stock provisions and long term contract accounting;
Auditing the risk of management override of controls, including through testing journal entries and other adjustments for appropriateness; and
Reviewing financial statement disclosures and testing to supporting documentation to assess compliance with applicable laws and regulations.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.
Page 5

 
JMS CONTRACTORS LIMITED
 

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF JMS CONTRACTORS LIMITED (CONTINUED)




A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.

Use of our report
This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.




Charles Savory FCA (Senior Statutory Auditor)
 
for and on behalf of
Larking Gowen LLP




Chartered Accountants
Statutory Auditors

Norwich


22 December 2025
Page 6

 
JMS CONTRACTORS LIMITED
 

STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 MARCH 2025

2025
2024
Note
£
£

  

Turnover
 4 
10,619,847
7,146,921

Cost of sales
  
(9,638,147)
(6,410,971)

Gross profit
  
981,700
735,950

Selling and direct expenses
  
(787,850)
(663,459)

Administration expenses
  
(979,337)
(946,561)

Other operating income
 5 
9,670
1,560

Operating loss
  
(775,817)
(872,510)

Interest receivable and similar income
 9 
89,305
71,880

Interest payable and similar expenses
 10 
(488)
(33)

Loss before tax
  
(687,000)
(800,663)

Tax on loss
 11 
133,136
119,777

Loss for the year
  
£(553,864)
£(680,886)

Other comprehensive income for the year
  

Unrealised surplus on revaluation of fixed asset investments
  
6,944
15,997

Total comprehensive income for the year
  
£(546,920)
£(664,889)

The notes on pages 11 to 21 form part of these financial statements.
Page 7

 
JMS CONTRACTORS LIMITED
REGISTERED NUMBER:03758294

BALANCE SHEET
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible assets
 12 
611,486
639,872

Investments
 13 
242,061
235,117

  
853,547
874,989

Current assets
  

Stocks
 14 
133,359
165,874

Debtors: amounts falling due within one year
 15 
2,468,072
2,590,641

Cash at bank and in hand
  
2,355,467
2,664,936

  
4,956,898
5,421,451

Creditors: amounts falling due within one year
 16 
(920,260)
(718,532)

Net current assets
  
 
 
4,036,638
 
 
4,702,919

Total assets less current liabilities
  
4,890,185
5,577,908

Creditors: amounts falling due after more than one year
 17 
-
(7,667)

Provisions for liabilities
  

Deferred tax
 19 
-
(133,136)

Net assets
  
£4,890,185
£5,437,105


Capital and reserves
  

Called up share capital 
 20 
100
100

Profit and loss account
  
4,890,085
5,437,005

  
£4,890,185
£5,437,105


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 18 December 2025.




M E Sheridan
Director

The notes on pages 11 to 21 form part of these financial statements.
Page 8

 
JMS CONTRACTORS LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 MARCH 2025


Called up share capital
Profit and loss account
Total equity

£
£
£

At 1 April 2024
100
5,437,005
5,437,105


Comprehensive income for the year

Loss for the year
-
(553,864)
(553,864)

Fair value adjustments
-
6,944
6,944


Other comprehensive income for the year
-
6,944
6,944


At 31 March 2025
£100
£4,890,085
£4,890,185


The notes on pages 11 to 21 form part of these financial statements.


STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 MARCH 2024


Called up share capital
Profit and loss account
Total equity

£
£
£

At 1 April 2023
100
6,101,894
6,101,994


Comprehensive income for the year

Loss for the year
-
(680,886)
(680,886)

Fair value adjustments
-
15,997
15,997


Other comprehensive income for the year
-
15,997
15,997


At 31 March 2024
£100
£5,437,005
£5,437,105


The notes on pages 11 to 21 form part of these financial statements.
Page 9

 
JMS CONTRACTORS LIMITED
 

STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025

2025
2024
£
£

Cash flows from operating activities

Loss for the financial year
(553,864)
(680,886)

Adjustments for:

Depreciation of tangible assets
164,268
169,386

Profit on disposal of tangible assets
(4,806)
(98)

Interest paid
488
33

Interest received
(89,305)
(71,880)

Taxation charge
(133,136)
(119,777)

Decrease in stocks
32,515
40,805

(Increase)/decrease in debtors
(12,160)
390,677

Increase in creditors
202,061
58,872

Corporation tax repaid/(paid)
134,729
(75,815)

Net cash generated from operating activities

(259,210)
(288,683)


Cash flows from investing activities

Purchase of tangible fixed assets
(165,927)
(124,210)

Sale of tangible fixed assets
34,851
7,069

Interest received
89,305
71,880

Hire purchase interest paid
(488)
(20)

Net cash from investing activities

(42,259)
(45,281)

Cash flows from financing activities

New finance leases/(finance leases repaid)
(8,000)
15,667

Interest paid
-
(13)

Net cash used in financing activities
(8,000)
15,654

Net (decrease) in cash and cash equivalents
(309,469)
(318,310)

Cash and cash equivalents at beginning of year
2,664,936
2,983,246

Cash and cash equivalents at the end of year
£2,355,467
£2,664,936


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
2,355,467
2,664,936

£2,355,467
£2,664,936


The notes on pages 11 to 21 form part of these financial statements.

Page 10

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

JMS Contractors Limited is a limited liability company incorporated and domiciled in the United Kingdom. Turnover and profit before taxation are attributable to one continuing activity of civil engineering.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The financial statements are presented in Sterling (£) which is the functional currency of the Company and rounded to the nearest £.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).

The following principal accounting policies have been applied:

 
2.2

Going concern

At the date of signing, the Company has no external borrowings, maintains significant cash reserves, and holds a strong forward order book for at least the next twelve months. The general housing market continues to experience demand to meet supply needs. Based on these factors, the Directors have concluded that they have a reasonable expectation the Company will have adequate resources to continue operating for the foreseeable future and, at least twelve months from the date of signing these financial statements. Accordingly, they continue to adopt the going concern basis of accounting in preparing these financial statements.

 
2.3

Turnover

Rendering of services
Turnover from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:

• the amount of turnover can be measured reliably;
• it is probable that the Company will receive the consideration due under the contract;
• the stage of completion of the contract at the end of the reporting period can be measured reliably; and
• the costs incurred and the costs to complete the contract can be measured reliably.

Long term contract accounting
Profit on long-term contracts is taken as the work is carried out if the final outcome can be assessed with reasonable certainty. The profit included is calculated on a prudent basis to reflect the proportion of the work carried out at the year end, by recording turnover and related costs as contract activity progresses.

Turnover is calculated as that proportion of total contract value which costs incurred to date bear to total expected costs for that contract. Revenues derived from variations on contracts are recognised only when they have been accepted by the customer. Full provision is made for losses on all contracts in the year which they are first foreseen.
Page 11

 
JMS CONTRACTORS LIMITED
 

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.4

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses.

Depreciation is provided at rates calculated to write off the cost of fixed assets less their estimated residual value over their expected useful lives.

Depreciation is provided on the following basis:

Plant and machinery
-
15%
reducing balance
Motor vehicles
-
25%
reducing balance
Office equipment
-
15%
reducing balance

A full years depreciation charge is provided in the year of acquisition and none in the year of disposal.

Gains and losses on disposals are determined by comparing proceeds with the carrying amount and are recognised in the Statement of Comprehensive Income.

 
2.5

Valuation of investments

Listed investments have been measured at fair value in the current year with deferred taxation recognised in accordance with the requirement of FRS102.

 
2.6

Stocks

Stocks comprise construction materials on site and are valued at the lower of cost and net realisable value. 

 
2.7

Debtors

Debtors are measured at transaction price, less any impairment for bad or doubtful debts.
 
 
2.8

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

  
2.9

Financial instruments

The Company only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from banks and other third parties.

 
2.10

Creditors

Creditors are measured at transaction price.

 
2.11

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Page 12

 
JMS CONTRACTORS LIMITED
 

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.12

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.13

Interest income

Interest income is recognised in the Statement of Comprehensive Income when received.

  
2.14

Provisions for liabilities

Provisions are made where an event has taken place that gives the Company a legal or constructive obligation that probably requires settlement by a transfer of economic benefit, and a reliable estimate can be made of the amount of the obligation.

Provisions are charged as an expense to the Statement of Comprehensive Income in the year that the Company becomes aware of the obligation, and are measured at the best estimate at the Balance Sheet date of the expenditure required to settle the obligation, taking into account relevant risks and uncertainties.

When payments are eventually made, they are charged to the provision carried in the Balance Sheet.

 
2.15

Current and deferred taxation

The taxation expense for the year comprises current and deferred tax. Taxation is only recognised in the Statement of Comprehensive Income.

The current corporation tax charge is calculated on the basis of taxation rates and laws that have been enacted or substantively enacted by the balance sheet date in the United Kingdom.

The charge for taxation takes into account taxation deferred or accelerated as a result of all material timing differences between the treatment of certain items for taxation and accounting purposes. Deferred tax assets are recognised only to the extent that they are regarded as recoverable within the foreseeable future. Deferred tax assets and liabilities are not discounted.


3.


Accounting estimates and judgments

The preparation of the financial statements involves, in certain areas, the use of accounting estimates and management judgment. The key areas involving estimates and judgments are as follows:

- The assessment of amounts recoverable on contracts, whilst in progress.


4.


Turnover

All turnover arose within the United Kingdom.

Page 13

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

5.


Other operating income

2025
2024
£
£

Training grants received
9,670
1,560

£9,670
£1,560



6.


Auditors' remuneration

During the year, the Company obtained the following services from the Company's auditors:


2025
2024
£
£

Fees payable to the Company's auditors for the audit of the Company's financial statements
12,500
7,500

Fees payable to the Company's auditors in respect of:

Taxation compliance services
-
1,000

All non-audit services not included above
-
5,918

7.


Employees

Staff costs, including directors' remuneration, were as follows:


2025
2024
£
£

Wages and salaries
2,686,926
2,610,837

Social security costs
300,936
289,347

Cost of defined contribution scheme
176,396
175,605

£3,164,258
£3,075,789


The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







57
60

Page 14

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

8.


Directors' remuneration

2025
2024
£
£

Directors' emoluments
159,377
159,314

Company contributions to defined contribution pension schemes
118,320
116,660

£277,697
£275,974


During the year retirement benefits were accruing to 2 directors (2024 - 2) in respect of defined contribution pension schemes.


9.


Interest receivable

2025
2024
£
£


Other interest receivable
89,305
71,880

£89,305
£71,880


10.


Interest payable

2025
2024
£
£


Other interest payable
-
13

Finance leases and hire purchase contracts
488
20

£488
£33

Page 15

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

11.


Taxation


2025
2024
£
£

Corporation tax


Current tax on (losses)/profits for the year
-
(134,584)


-
(134,584)


Total current tax
£-
£(134,584)

Deferred tax


Origination and reversal of timing differences
(133,136)
14,807

Total deferred tax
£(133,136)
£14,807


Tax on loss
£(133,136)
£(119,777)

Factors affecting tax charge for the year

The tax assessed for the year is lower than (2024 - higher than) the standard rate of corporation tax in the UK of 25% (2024 - 25%). The differences are explained below:

2025
2024
£
£


Loss on ordinary activities before tax
£(687,000)
£(800,663)


Profit/(loss) on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
(171,750)
(200,166)

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
1,255
85

Capital allowances for year in excess of depreciation
6,355
12,248

Utilisation of tax losses
-
42,500

Short term timing difference leading to an increase/(decrease) in taxation
(108,262)
14,807

Unrelieved tax losses carried forward
139,266
10,749

Total tax charge for the year
£(133,136)
£(119,777)

Factors that may affect future tax charges

There were no factors that may affect future tax charges.

Page 16

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

12.


Tangible fixed assets





Plant & machinery
Motor vehicles
Office equipment
Total

£
£
£
£



Cost or valuation


At 1 April 2024
975,635
993,976
91,170
2,060,781


Additions
12,213
145,357
8,356
165,926


Disposals
(19,837)
(142,780)
-
(162,617)



At 31 March 2025

968,011
996,553
99,526
2,064,090



Depreciation


At 1 April 2024
719,182
634,124
67,603
1,420,909


Charge for the year on owned assets
39,709
96,941
4,784
141,434


Charge for the year on financed assets
-
22,833
-
22,833


Disposals
(15,930)
(116,642)
-
(132,572)



At 31 March 2025

742,961
637,256
72,387
1,452,604



Net book value



At 31 March 2025
£225,050
£359,297
£27,139
£611,486



At 31 March 2024
£256,453
£359,852
£23,567
£639,872

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2025
2024
£
£



Motor vehicles
68,499
91,332

£68,499
£91,332

Page 17

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

13.


Fixed asset investments





Listed investments

£



Cost or valuation


At 1 April 2024
235,117


Revaluations
6,944



At 31 March 2025
£242,061




The market value of the listed investments at 31 March 2025 was £242,061.


14.


Stocks

2025
2024
£
£

Construction materials
133,359
165,874

£133,359
£165,874



15.


Debtors

2025
2024
£
£


Trade debtors
1,960,584
1,724,968

Other debtors
504,436
864,108

Prepayments and accrued income
3,052
1,565

£2,468,072
£2,590,641


Trade debtors include retentions on contracts amounting to £616,082 (2024 - £688,162).

Page 18

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

16.


Creditors: Amounts falling due within one year

2025
2024
£
£

Trade creditors
548,147
567,780

Other taxation and social security
95,156
87,451

Obligations under finance lease and hire purchase contracts
7,667
8,000

Other creditors
131,548
19,926

Accruals and deferred income
137,742
35,375

£920,260
£718,532


Creditors falling due within one year include finance lease and hire purchase contracts totalling £7,667 (2024 - £8,000) which are secured on the assets concerned.


17.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Net obligations under finance leases and hire purchase contracts
-
7,667

£-
£7,667


Creditors falling due after more than one year include finance lease and hire purchase contracts totalling £nil (2024 - £7,667) which are secured on the assets concerned.


18.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

2025
2024
£
£


Within one year
7,667
8,000

Between 1-5 years
-
7,667

£7,667
£15,667

Page 19

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

19.


Deferred taxation




2025
2024


£

£






At beginning of year
(133,136)
(118,329)


Charged to profit or loss
133,136
(14,807)



At end of year
£-
£(133,136)

The deferred taxation balance is made up as follows:

2025
2024
£
£


Accelerated capital allowances
(141,251)
(147,606)

Tax losses carried forward
139,266
10,749

Amounts written off investments
1,985
3,721

£-
£(133,136)


20.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



100 (2024 - 100) Ordinary shares of £1 each
£100
£100



21.


Pension commitments

The company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The pension cost charge represents contributions payable by the company to the fund and amounted to £58,076 (2024 - £58,945).

Page 20

 
JMS CONTRACTORS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

22.


Related party transactions

During the year the company provided construction services amounting to £100,065 (2024 - £139,034) on normal commercial terms, and in the ordinary course of business, to a partnership business owned by the directors J W Sheridan and M E Sheridan. 

During the year the company provided construction services amounting to £2,192 (2024 - £16,239) on normal commercial terms, and in the ordinary course of business to a company owned by a director M E Sheridan.

During the year the company provided construction services amounting to £666 (2024 - £842) on normal commercial terms to a close family of the directors.

During the year the company paid wages amounting to £28,544 (2024 - £9,189) to a close family member of the directors.

Included within other debtors due within one year is a loan to J W Sheridan, a director, amounting to £88,089 (2024 - £75,039 debtor). The maximum amount outstanding during the year was £343,943. Interest charged to the director at the prevailing official rate during the period of the loan amounted to £4,419.

Included within other creditors due within one year is a loan from M E Sheridan, a director, amounting to £112,768 (2024 - £193,918 debtor). The maximum amount outstanding during the year was £193,198. Interest charged to the director at the prevailing official rate during the period of the loan amounted to £181.


Page 21