Tercos Financial Limited

Registered number: 06391526

	2025	2024
	£	£
Fixed assets	224	323

Current assets	16,832	20,812
Creditors: Amounts Falling Due Within One Year	(15,945 )	(17,662 )

NET CURRENT ASSETS	887	3,150

TOTAL ASSETS LESS CURRENT LIABILITIES	1,111	3,473

Creditors: Amounts Falling Due After More Than One Year	(444 )	(2,686 )
Accruals and deferred income	(266 )	(661 )

NET ASSETS	401	126

CAPITAL AND RESERVES	401	126

Notes

1. General Information

Tercos Financial Limited is a private company, limited by shares, incorporated in England & Wales, registered number 06391526 . The registered office is 5 Town Hall Street, Grimsby, DN31 1HN.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 2 (2024: 2)

3. Directors Advances, Credits and Guarantees

Included within Debtors are the following loans to directors:

	As at 1 April 2024	Amounts advanced	Amounts repaid	Amounts written off	As at 31 March 2025
	£	£	£	£	£
Mr Chris Pinkney	12,353	39,338	42,134	-	9,557

The above loan is unsecured, interest free and repayable on demand.

For the year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr Chris Pinkney

Director

23 December 2025