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REGISTERED NUMBER: 08922585 (England and Wales)















21st Century Homes Limited

Unaudited Financial Statements for the Year Ended 31 March 2025






21st Century Homes Limited (Registered number: 08922585)






Contents of the Financial Statements
for the year ended 31 March 2025




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


21st Century Homes Limited

Company Information
for the year ended 31 March 2025







DIRECTORS: W Habershon
J Habershon





REGISTERED OFFICE: One New Street
Wells
Somerset
BA5 2LA





REGISTERED NUMBER: 08922585 (England and Wales)





ACCOUNTANTS: Webb & Co Ltd
Accountants and Business Advisers
One New Street
Wells
Somerset
BA5 2LA

21st Century Homes Limited (Registered number: 08922585)

Balance Sheet
31 March 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 63,872 55,209
Tangible assets 5 40,765 1,692
Investments 6 985,552 1
Investment property 7 6,530,000 5,040,000
7,620,189 5,096,902

CURRENT ASSETS
Debtors 8 978,722 390,481
Cash at bank and in hand 58,086 182,372
1,036,808 572,853
CREDITORS
Amounts falling due within one year 9 110,354 1,599,562
NET CURRENT ASSETS/(LIABILITIES) 926,454 (1,026,709 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

8,546,643

4,070,193

CREDITORS
Amounts falling due after more than one
year

10

(6,856,764

)

(2,804,757

)

PROVISIONS FOR LIABILITIES (407,249 ) (279,650 )
NET ASSETS 1,282,630 985,786

CAPITAL AND RESERVES
Called up share capital 12 100 100
Fair value reserve 1,950,510 1,328,806
Retained earnings (667,980 ) (343,120 )
SHAREHOLDERS' FUNDS 1,282,630 985,786

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

21st Century Homes Limited (Registered number: 08922585)

Balance Sheet - continued
31 March 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Profit and Loss Account has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 23 December 2025 and were signed on its behalf by:





W Habershon - Director


21st Century Homes Limited (Registered number: 08922585)

Notes to the Financial Statements
for the year ended 31 March 2025

1. STATUTORY INFORMATION

21st Century Homes Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Preparation of consolidated financial statements
The financial statements contain information about 21st Century Homes Limited as an individual company and do not contain consolidated financial information as the parent of a group. The company is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Turnover
Turnover represents rental income from properties and is recognised on a straight-line basis over the term of the lease. Rental income is measured at the fair value of the consideration received or receivable, excluding VAT. Incentives granted to tenants, such as rent-free periods, are recognised evenly over the term of the lease. Any service charges and other income related to leased assets are recognised when the related services are performed.

Intangible assets
Recognition and Initial Measurement

Intangible assets are recognised when they are identifiable, the entity has control over the asset, and future economic benefits are expected to flow to the entity.

Intangible assets are initially measured at cost, which includes purchase price and directly attributable costs required to prepare the asset for use.

Subsequent Measurement

The entity adopts the Revaluation Model for the measurement of intangible assets:

Intangible assets are revalued to fair value where an active market exists.
Fair value is performed with sufficient regularity to ensure the carrying amount does not materially differ from fair value at the reporting date.

Fair value surpluses are credited to a fair value reserve within equity, except to the extent they reverse a deficit previously recognised in profit or loss. Fair value deficits are charged to profit or loss unless they reverse a previously recognised surplus.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery - 10% on cost
Fixtures and fittings - 20% on cost

21st Century Homes Limited (Registered number: 08922585)

Notes to the Financial Statements - continued
for the year ended 31 March 2025

2. ACCOUNTING POLICIES - continued

Investment property
Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 2 ) .

4. INTANGIBLE FIXED ASSETS
Bitcoin
£   
COST OR VALUATION
At 1 April 2024 55,209
Revaluations 8,663
At 31 March 2025 63,872
NET BOOK VALUE
At 31 March 2025 63,872
At 31 March 2024 55,209

Bitcoin has been revalued at open market value at 31 March 2025. The historical cost is £50,000 (2023 - £50,000).


21st Century Homes Limited (Registered number: 08922585)

Notes to the Financial Statements - continued
for the year ended 31 March 2025

5. TANGIBLE FIXED ASSETS
Fixtures
Plant and and
machinery fittings Totals
£    £    £   
COST
At 1 April 2024 2,610 - 2,610
Additions - 49,167 49,167
At 31 March 2025 2,610 49,167 51,777
DEPRECIATION
At 1 April 2024 918 - 918
Charge for year 261 9,833 10,094
At 31 March 2025 1,179 9,833 11,012
NET BOOK VALUE
At 31 March 2025 1,431 39,334 40,765
At 31 March 2024 1,692 - 1,692

6. FIXED ASSET INVESTMENTS
Other
investment
£   
COST OR VALUATION
At 1 April 2024 1
Additions 991,012
Revaluations (5,461 )
At 31 March 2025 985,552
NET BOOK VALUE
At 31 March 2025 985,552
At 31 March 2024 1

The investments were revalued at 31 March 2025 by the directors.

The company's investments at the Balance Sheet date in the share capital of companies include the following:

SYDI Limited
Registered office: 3 Bridge Place, Nether Compton, Sherborne, DT9 4QF
Nature of business: Property development and rental
%
Class of shares: holding
Ordinary 100.00

21st Century Homes Limited (Registered number: 08922585)

Notes to the Financial Statements - continued
for the year ended 31 March 2025

6. FIXED ASSET INVESTMENTS - continued

Joint operations - Investments/properties

The company holds a 67% interest in the property known as 40 The Avenue, Yeovil. This interest is held as a long-term investment. The carrying value of £181,905 represents the company's share of the property's fair value. This asset is held jointly with Warmly Limited under a contractual arrangement where the company is entitled to a proportionate share of the capital value and rental income.

The company holds a 67% interest in the property known as 70 High Street Wells and 60% interest in the properties known as 17-18 King George Street, Yeovil and 18 High Street, Yeovil. These interests are held as a long-term investment. The carrying value of these properties is £803,646 and represents the company's share of the properties fair value. These assets are held jointly with Lelapa Limited under a contractual arrangement where the company is entitled to a proportionate share of the capital value and rental income.

7. INVESTMENT PROPERTY
Total
£   
FAIR VALUE
At 1 April 2024 5,040,000
Additions 664,264
Revaluations 825,736
At 31 March 2025 6,530,000
NET BOOK VALUE
At 31 March 2025 6,530,000
At 31 March 2024 5,040,000

If investment properties had not been revalued they would have been included at the following historical cost £3,942,730 (2024 £3,278,467).

Investment properties were valued on an open market basis on 31 March 2025 by external parties and the directors.

8. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Trade debtors 23,557 23,623
Amounts owed by group undertakings 248,134 300,485
Amounts owed by associates 50,200 57,600
Other debtors 656,831 8,773
978,722 390,481

21st Century Homes Limited (Registered number: 08922585)

Notes to the Financial Statements - continued
for the year ended 31 March 2025

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Bank loans and overdrafts 31,200 918,880
Trade creditors 5,900 7,977
Taxation and social security 2,371 60
Other creditors 70,883 672,645
110,354 1,599,562

10. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2025 2024
£    £   
Bank loans 4,025,674 1,552,626
Other creditors 2,831,090 1,252,131
6,856,764 2,804,757

Amounts falling due in more than five years:

Repayable otherwise than by instalments
Bank loans more 5 yrs non-inst 779,285 779,285

11. SECURED DEBTS

The following secured debts are included within creditors:

2025 2024
£    £   
Bank loans 4,056,874 2,471,506
Other loans 260,100 260,100
4,316,974 2,731,606

The bank loans are secured as follows:

A fixed and floating charge covering all the property or undertakings of the company dated 09 January 2020
Legal charge over the property known as 52 Crofton Park, Yeovil BA21 4EE dated 04 March 2022.
Legal charge over the property known as 38 Crofton Park, Yeovil BA21 4EE dated 08 March 2022.
Legal charge over the property known as 97 Goldcroft, Yeovil BA21 4DF dated 09 March 2022.
Legal charge over the property known as 35 Crofton park, Yeovil BA21 4EB dated 09 August 2022.
Legal charge over the property known as 13 High East Street, Dorchester DT1 1HH dated 05 September 2022.
Legal charge over the property known as 19 Colmer Road, Yeovil BA21 4BS dated 08 December 2022.
Legal charge over the property known as 12 Manor Road, Yeovil BA20 1UG dated 14 March 2023.
Legal charge over the property known as 1-3 Cardinal House dated 11 August 2023.
Legal charge over the property known as 35 Crofton Park, Yeovil BA21 4EE dated 05 April 2024.
Legal charge over the property known as 70 High Street, Wells BA5 2AJ dated 03 June 2024.
Legal charge over the property known as 2 Farm Road, Street BA16 OBS dated 10 July 2024.
Legal charge over the property known as 40 The Avenue Yeovil BA21 4BN dated 06 February 2025.

21st Century Homes Limited (Registered number: 08922585)

Notes to the Financial Statements - continued
for the year ended 31 March 2025

12. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2025 2024
value: £    £   
100 Ordinary £1 100 100

13. RELATED PARTY DISCLOSURES

The company has given an interest free loan to its subsidiary undertaking SYDI Limited. The balance outstanding at 31 March 2025 was £248,134 (2024 - £300,485)