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Registration number: 10168971

Yorkshire Caravans Group Limited

Annual Report and Consolidated Financial Statements

for the Year Ended 31 March 2025

 

Yorkshire Caravans Group Limited

Contents

Company Information

1

Strategic Report

2

Director's Report

3

Statement of Director's Responsibilities

4

Independent Auditor's Report

5 to 10

Consolidated Profit and Loss Account

11

Consolidated Statement of Comprehensive Income

12

Consolidated Balance Sheet

13

Balance Sheet

14

Consolidated Statement of Changes in Equity

15

Statement of Changes in Equity

16

Consolidated Statement of Cash Flows

17

Notes to the Financial Statements

18 to 46

 

Yorkshire Caravans Group Limited

Company Information

Director

Mr J Goulden

Registered office

Great North Road
Bawtry
Doncaster
South Yorkshire
DN10 6DG

Bankers

Barclays
Leicester
Leicestershire
LE87 2BB

Auditors

Crozier Jones LLP
Chartered Certified Accountants and Registered Auditors9/13 Thorne Road
Doncaster
South Yorkshire
DN1 2HJ

 

Yorkshire Caravans Group Limited

Strategic Report for the Year Ended 31 March 2025

The director presents his strategic report for the year ended 31 March 2025.

Principal activity

The principal activity of the group is sale and distribution of caravans, motorhomes and accessories.

Fair review of the business


The director considers that the results for the year and the financial position at the end of the year were satisfactory.

The group has successfully increased its turnover by 69% and whilst its gross profit percentage has decreased, it has improved its overall net profit.

The group's balance sheet remains satisfactory.

While current market conditions remain challenging the director believes there are still opportunities for profitable growth.

The group's key financial and other performance indicators during the year were as follows:

 

Unit

2025

2024

Turnover

£

34,950,089

20,711,453

Gross profit

£

5,142,791

3,522,051

Gross profit as % of turnover

%

15

17

Operating profit

£

1,323,941

783,819

Net current assets

£

476,456

109,735

Net assets

£

4,356,946

3,822,199

Principal risks and uncertainties

The principal risks and uncertainties faced by the group are the general uncertain economic climate in which it currently trades.

Approved and authorised by the director on 22 December 2025
 

.........................................
Mr J Goulden
Director

 

Yorkshire Caravans Group Limited

Director's Report for the Year Ended 31 March 2025

The director presents his report and the financial statements for the year ended 31 March 2025.

Director of the group

The director who held office during the year was as follows:

Mr J Goulden

Financial instruments

Objectives and policies

The group's principal financial instruments comprise bank balances, stocking loans, bank loans, trade debtors and trade creditors. The purposes of these instruments is to finance the group's business operations. The director does not consider that the group has any significant financial risks other than those normal commercial risks arising from its trading operations. Such risks are managed so as to permit the smooth operation of the business.

Price risk, credit risk, liquidity risk and cash flow risk

Most sales are to UK customers and most suppliers are UK based and accordingly the group has not entered into any hedging arrangements in respect of risks relating to trade debtors and creditors.

The group has operated throughout the year within its banking and stocking loan facilities, thereby substantially eliminating liquidity and cash flow risks.

Trade debtors are managed in respect of credit and cash flow risk by policies concerning the credit offered to customers and the regular monitoring of amounts outstanding for both time and credit limits. The amounts presented in the balance sheet are net of allowances for doubtful debtors.

Trade creditors' liquidity risk is managed by ensuring sufficient funds are available to meet amounts due.

Disclosure of information to the auditor

The director has taken steps that he ought to have taken as a director in order to make himself aware of any relevant audit information and to establish that the company's auditor is aware of that information. The director confirms that there is no relevant information that he knows of and of which he knows the auditor is unaware.

Approved and authorised by the director on 22 December 2025
 

.........................................
Mr J Goulden
Director

 

Yorkshire Caravans Group Limited

Statement of Director's Responsibilities

The director acknowledges his responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the director to prepare financial statements for each financial year. Under that law the director has elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the director must not approve the financial statements unless he is satisfied that they give a true and fair view of the state of affairs of the group and the company and of the profit or loss of the group for that period. In preparing these financial statements, the director is required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The director is responsible for keeping adequate accounting records that are sufficient to show and explain the group's and the company's transactions and disclose with reasonable accuracy at any time the financial position of the group and the company and enable him to ensure that the financial statements comply with the Companies Act 2006. He is also responsible for safeguarding the assets of the group and the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Yorkshire Caravans Group Limited

Independent Auditor's Report to the Members of Yorkshire Caravans Group Limited

Opinion

We have audited the financial statements of Yorkshire Caravans Group Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 March 2025, which comprise the Consolidated Profit and Loss Account, Consolidated Statement of Comprehensive Income, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the group's and the parent company's affairs as at 31 March 2025 and of the group's profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

 

Yorkshire Caravans Group Limited

Independent Auditor's Report to the Members of Yorkshire Caravans Group Limited

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the director with respect to going concern are described in the relevant sections of this report.

Other information

The director is responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Director's Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Director's Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Director's Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or

the parent company financial statements are not in agreement with the accounting records and returns; or

certain disclosures of director's remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

 

Yorkshire Caravans Group Limited

Independent Auditor's Report to the Members of Yorkshire Caravans Group Limited

Responsibilities of the director

As explained more fully in the Statement of Director's Responsibilities [set out on page 4], the director is responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the director determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the director is responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the director either intends to liquidate the company or to cease operations, or have no realistic alternative but to do so.

 

Yorkshire Caravans Group Limited

Independent Auditor's Report to the Members of Yorkshire Caravans Group Limited

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

As part of an audit in accordance with ISAs (UK), we exercise professional judgement and maintain professional scepticism throughout the audit. We also:

Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the group’s internal control.

Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by the director.

Conclude on the appropriateness of the director's use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the group’s or the parent company's ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the group or the parent company to cease to continue as a going concern.

Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation.

Plan and perform the group audit to obtain sufficient appropriate audit evidence regarding the financial information of the entities or business units within the group as a basis for an opinion on the group financial statements. We are responsible for the direction, supervision and review of the audit work performed for the purposes of the group audit. We remain solely responsible for our audit opinion.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

 

Yorkshire Caravans Group Limited

Independent Auditor's Report to the Members of Yorkshire Caravans Group Limited

The extent to which the audit was considered capable of detecting irregularities including fraud

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:-

• The engagement partner ensured that the audit team collectively had the appropriate competence, capability and skills to identify or recognise non-compliance with applicable laws and regulations;
• We identified the laws and regulations applicable to the company through discussions with directors and other management, and from our commercial knowledge and experience of the caravan, motorhome, awnings and leisure accessories retail industry;
• We focused on specific laws and regulations which we considered may have a direct material effect on the financial statements or the operations of the company, including the Companies Act 2006, taxation legislation, data protections legislation, employment law and environmental and health and safety legislation;
• We assessed the extent of compliance with the laws and regulations identified above through making enquiries of management; and
• The audit team remained alert to the possibility of non-compliance with laws and regulations throughout the audit.

We assessed the susceptibility of the group’s financial statements to material misstatement including obtaining an understanding of how fraud might occur, by:

• Making enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual, suspected and alleged fraud;
• Considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and regulations; and
• Considering what motivations and opportunities for fraud may exist within the group.

To address the risk of fraud through management bias and override of controls, we:

• Performed analytical procedures to identify any unusual or unexpected relationships;
• Reviewed journal entries to identify unusual transactions vouching to supporting documentation where appropriate;
• Reviewed the group’s bank nominal for any significant or unusual transactions vouching to supporting documentation where appropriate;
• Assessed whether the judgements and assumptions made in determining any accounting estimates used in preparing the accounts were indicative of bias; and
• We maintained an approach of professional scepticism throughout the audit; recognising the possibility of a material misstatement due to facts or behaviour indicating irregularities (including fraud) or error, notwithstanding our past experience of the honesty and integrity of the group's management.
 

 

Yorkshire Caravans Group Limited

Independent Auditor's Report to the Members of Yorkshire Caravans Group Limited

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

• Agreeing financial statement disclosures to underlying supporting documentation;
• Enquiring of management as to actual and potential litigation and claims;
• Reviewing correspondence with HMRC;
• Reviewing legal expenses both during and after the year for any items indicative of ongoing litigation and potential claims; and
• We confirmed that the group’s FCA registration remained valid.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Michael Shaun Crozier FCCA (Senior Statutory Auditor)
For and on behalf of Crozier Jones LLP, Statutory Auditor
 9/13 Thorne Road
Doncaster
South Yorkshire
DN1 2HJ

22 December 2025

 

Yorkshire Caravans Group Limited

Consolidated Profit and Loss Account for the Year Ended 31 March 2025

Note

2025
£

2024
£

Turnover

4

34,950,089

20,711,453

Cost of sales

 

(29,807,298)

(17,189,402)

Gross profit

 

5,142,791

3,522,051

Administrative expenses

 

(3,838,850)

(2,763,029)

Other operating income

5

20,000

24,797

Operating profit

7

1,323,941

783,819

Interest payable and similar expenses

8

(162,828)

(137,965)

Profit before tax

 

1,161,113

645,854

Tax on profit

12

(316,366)

(183,551)

Profit for the financial year

 

844,747

462,303

Profit/(loss) attributable to:

 

Owners of the company

 

641,974

350,842

Minority interests

 

202,773

111,461

 

844,747

462,303

The group has no recognised gains or losses for the year other than the results above.

 

Yorkshire Caravans Group Limited

Consolidated Statement of Comprehensive Income for the Year Ended 31 March 2025

2025
£

2024
£

Profit for the year

844,747

462,303

Surplus on property, plant and equipment revaluation

-

27,529

Total comprehensive income for the year

844,747

489,832

Total comprehensive income attributable to:

Owners of the company

641,974

371,764

Minority interests

202,773

118,068

844,747

489,832

 

Yorkshire Caravans Group Limited

(Registration number: 10168971)
Consolidated Balance Sheet as at 31 March 2025

Note

2025
£

2024
£

Fixed assets

 

Intangible assets

13

320,197

419,893

Tangible assets

14

4,472,709

4,456,470

 

4,792,906

4,876,363

Current assets

 

Stocks

16

9,316,154

6,980,530

Debtors

17

602,478

474,590

Cash at bank and in hand

 

400,553

67,541

 

10,319,185

7,522,661

Creditors: Amounts falling due within one year

19

(9,842,729)

(7,412,926)

Net current assets

 

476,456

109,735

Total assets less current liabilities

 

5,269,362

4,986,098

Creditors: Amounts falling due after more than one year

19

(260,571)

(498,301)

Provisions for liabilities

27

(651,845)

(665,598)

Net assets

 

4,356,946

3,822,199

Capital and reserves

 

Called up share capital

21

2

2

Revaluation reserve

2,061,645

2,061,645

Retained earnings

1,084,707

678,333

Equity attributable to owners of the company

 

3,146,354

2,739,980

Minority interests

 

1,210,592

1,082,219

Shareholders' funds

 

4,356,946

3,822,199

Approved and authorised by the director on 22 December 2025
 

.........................................
Mr J Goulden
Director

 

Yorkshire Caravans Group Limited

(Registration number: 10168971)
Balance Sheet as at 31 March 2025

Note

2025
£

2024
£

Fixed assets

 

Investments

15

2

2

Current assets

 

Debtors

17

691,878

681,425

Creditors: Amounts falling due within one year

19

(652,211)

(568,820)

Net current assets

 

39,667

112,605

Total assets less current liabilities

 

39,669

112,607

Creditors: Amounts falling due after more than one year

19

(32,916)

(111,836)

Net assets

 

6,753

771

Capital and reserves

 

Called up share capital

21

2

2

Retained earnings

6,751

769

Shareholders' funds

 

6,753

771

The company made a profit after tax for the financial year of £241,582 (2024 - profit of £171,648).

Approved and authorised by the director on 22 December 2025
 

.........................................
Mr J Goulden
Director

 

Yorkshire Caravans Group Limited

Consolidated Statement of Changes in Equity for the Year Ended 31 March 2025
Equity attributable to the parent company

Share capital
£

Revaluation reserve
£

Retained earnings
£

Total
£

Non-controlling interests - Equity
£

Total equity
£

At 1 April 2024

2

2,061,645

678,333

2,739,980

1,082,219

3,822,199

Profit for the year

-

-

641,974

641,974

202,773

844,747

Dividends

-

-

(235,600)

(235,600)

(74,400)

(310,000)

At 31 March 2025

2

2,061,645

1,084,707

3,146,354

1,210,592

4,356,946

Share capital
£

Revaluation reserve
£

Retained earnings
£

Total
£

Non-controlling interests - Equity
£

Total equity
£

At 1 April 2023

2

2,040,723

498,491

2,539,216

988,151

3,527,367

Profit for the year

-

-

350,842

350,842

111,461

462,303

Other comprehensive income

-

20,922

-

20,922

6,607

27,529

Total comprehensive income

-

20,922

350,842

371,764

118,068

489,832

Dividends

-

-

(171,000)

(171,000)

(24,000)

(195,000)

At 31 March 2024

2

2,061,645

678,333

2,739,980

1,082,219

3,822,199

 

Yorkshire Caravans Group Limited

Statement of Changes in Equity for the Year Ended 31 March 2025

Share capital
£

Retained earnings
£

Total
£

At 1 April 2024

2

769

771

Profit for the year

-

241,582

241,582

Dividends

-

(235,600)

(235,600)

At 31 March 2025

2

6,751

6,753

Share capital
£

Retained earnings
£

Total
£

At 1 April 2023

2

121

123

Profit for the year

-

171,648

171,648

Dividends

-

(171,000)

(171,000)

At 31 March 2024

2

769

771

 

Yorkshire Caravans Group Limited

Consolidated Statement of Cash Flows for the Year Ended 31 March 2025

Note

2025
£

2024
£

Cash flows from operating activities

Profit for the year

 

844,747

462,303

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

7

211,441

150,191

Loss on disposal of tangible assets

6

934

1,482

Finance costs

8

162,828

137,965

Income tax expense

12

316,366

183,551

 

1,536,316

935,492

Working capital adjustments

 

Increase in stocks

16

(2,335,624)

(3,242,291)

Increase in trade debtors

17

(127,888)

(299,634)

Increase in trade creditors

19

429,109

375,776

Increase in deferred income, including government grants

 

59,487

-

Cash generated from operations

 

(438,600)

(2,230,657)

Income taxes paid

12

(417,004)

(120,120)

Net cash flow from operating activities

 

(855,604)

(2,350,777)

Cash flows from investing activities

 

Acquisitions of tangible assets

(129,205)

(108,480)

Proceeds from sale of tangible assets

 

287

398

Acquisition of intangible assets

13

-

(3,933)

Acquisition of subsidiary (net of cash acquired)

 

-

(254,803)

Net cash flows from investing activities

 

(128,918)

(366,818)

Cash flows from financing activities

 

Interest paid

8

(162,828)

(137,965)

Proceeds from bank borrowing draw downs

 

187,788

250,001

Repayment of bank borrowing

 

(411,720)

(140,205)

Proceeds from other borrowing draw downs

 

2,291,899

2,632,581

Repayment of other borrowing

 

(180,603)

(189,549)

Payments to finance lease creditors

 

(17,943)

(5,979)

Dividends paid

(310,000)

(195,000)

Net cash flows from financing activities

 

1,396,593

2,213,884

Net increase/(decrease) in cash and cash equivalents

 

412,071

(503,711)

Cash and cash equivalents at 1 April

 

(11,518)

492,193

Cash and cash equivalents at 31 March

 

400,553

(11,518)

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Great North Road
Bawtry
Doncaster
South Yorkshire
DN10 6DG

These financial statements were authorised for issue by the director on 22 December 2025.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Summary of disclosure exemptions

An exemption has been claimed under Section 7 of FRS102 to opt out of preparing a company cash flow statement. The cash flows of the company are included in the consolidated statement of cash flows.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Basis of consolidation

The consolidated financial statements consolidate the financial statements of the company and its subsidiary undertakings drawn up to 31 March 2025.

No Profit and Loss Account is presented for the company as permitted by section 408 of the Companies Act 2006. The company made a profit after tax for the financial year of £241,582 (2024 - profit of £171,648).

A subsidiary is an entity controlled by the company. Control is achieved where the company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its activities.

The results of subsidiaries acquired or disposed of during the year are included in the Profit and Loss Account from the effective date of acquisition or up to the effective date of disposal, as appropriate. Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with those used by the group.

The purchase method of accounting is used to account for business combinations that result in the acquisition of subsidiaries by the group. The cost of a business combination is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the business combination. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date. Any excess of the cost of the business combination over the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities recognised is recorded as goodwill.

Inter-company transactions, balances and unrealised gains on transactions between the company and its subsidiaries, which are related parties, are eliminated in full.

Intra-group losses are also eliminated but may indicate an impairment that requires recognition in the consolidated financial statements.

Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the group. Non-controlling interests in the net assets of consolidated subsidiaries are identified separately from the group’s equity therein. Non-controlling interests consist of the amount of those interests at the date of the original business combination and the non-controlling shareholder’s share of changes in equity since the date of the combination.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the group’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts and after eliminating sales within the group.

The group recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the group's activities.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the group operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the consolidated financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference, except for revalued land and investment property where the tax rate that applies to the sale of the asset is used.

Tangible assets

Land and buildings held and used in the group's own activities for production and supply of goods or for administrative purposes are stated in the balance sheet at their revalued amounts. The revalued amounts equate to the fair value at the date of revaluation, less any depreciation or impairment losses subsequently accumulated. Revaluations are carried out regularly so that the carrying amounts do not materially differ from using the fair value at the balance sheet date.

Any revaluation increase or decrease on land and buildings is credited to the property revaluation reserve.

Depreciation on revalued buildings is charged to profit or loss so as to write off their value, less residual value, over their estimated useful life of 50 years, using the straight-line method. Revalued land is not depreciated.

Once a revalued property is sold or retired any attributable revaluation surplus that is remaining in the property revaluation reserve is transferred to retained earnings.

Other tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Property (excluding land)

2% straight line

Land

Not depreciated

Plant and machinery

6.25%, 12.5% and 20% straight line

Fixtures and fittings

12.5% and 20% straight line

Motor vehicles

20% straight line

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Office equipment

33.3% straight line

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

Goodwill

Goodwill arising on the acquisition of an entity represents the excess of the cost of acquisition over the group’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities of the entity recognised at the date of acquisition. Goodwill is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is held in the currency of the acquired entity and revalued to the closing rate at each reporting period date. Goodwill is amortised over its useful life, which shall not exceed ten years if a reliable estimate of the useful life cannot be made.

Intangible assets

Separately acquired trademarks and licences are shown at historical cost.

Trademarks, licences (including software) and customer-related intangible assets acquired in a business combination are recognised at fair value at the acquisition date.

Trademarks, licences and customer-related intangible assets have a finite useful life and are carried at cost less accumulated amortisation and any accumulated impairment losses.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Website costs

33.3% straight line

Goodwill

20% straight line

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Investments in subsidiaries are held at cost less impairment.

Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the group will not be able to collect all amounts due according to the original terms of the receivables.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the first-in, first-out (FIFO) method.

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the inventories to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the group does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the group has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Leases

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessee.

Assets held under finance leases are recognised at the lower of their fair value at inception of the lease and the present value of the minimum lease payments. These assets are depreciated on a straight-line basis over the shorter of the useful life of the asset and the lease term. The corresponding liability to the lessor is included in the balance sheet as a finance lease obligation.

Lease payments are apportioned between finance costs in the profit and loss account and reduction of the lease obligation so as to achieve a constant periodic rate of interest on the remaining balance of the liability.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the group’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the group has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

3

Critical accounting judgements and key sources of estimation uncertainty

In the application of the company's accounting policies, which are described in note 2, the director is required to make judgements (other than those involving estimations) that have a significant impact on the amounts recognised and to make estimates and assumptions about the carrying amounts of assets and liabilities that are not apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of revision and future periods if the revision affects both current and future periods.
 

Critical judgements

As described in note 14 to the financial statements, freehold property was valued as at 31 March 2024 on 24 October 2024 by Tom Horrox and Danny Latimer of Collier International Property Consultants Limited. The director considers that this valuation reflects the fair value of the property at the balance sheet date. However, market conditions, including interest rates and inflation, have caused uncertainty in the UK property market which has inevitably increased the degree of judgement involved in this property valuation.

Key sources of estimation uncertainty

As disclosed in note 12, the group has made a provision for deferred tax. This provision includes the director's best estimate of the tax that the group would be due to pay were it to sell its revalued freehold property at its year end balance sheet value. This estimate has been based on the tax rules that are expected to be in place going forwards and the director's best estimate of when costs relating to the premises were incurred. However, tax legislation is subject to change and can be dependent on the specific arrangements or specific conditions surrounding any such sale. As such deferred tax is considered a key sources of estimation uncertainty at the balance sheet date which may cause a material adjustment to the carrying amount of assets and liabilities in future sets of financial statements.

The carrying amount is £616,383 (2024 - £621,608).

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

4

Turnover

The analysis of the group's Turnover for the year from continuing operations is as follows:

2025
£

2024
£

Sale of goods and services

34,950,089

20,711,453

The analysis of the group's Turnover for the year by market is as follows:

2025
£

2024
£

UK

34,950,089

20,711,453

5

Other operating income

The analysis of the group's other operating income for the year is as follows:

2025
£

2024
£

Rental income

20,000

24,797

6

Other gains and losses

The analysis of the group's other gains and losses for the year is as follows:

2025
£

2024
£

Loss on disposal of Tangible assets

(934)

(1,482)

7

Operating profit

Arrived at after charging/(crediting)

2025
£

2024
£

Depreciation expense

111,745

81,505

Amortisation expense

99,696

68,686

Operating lease expense - plant and machinery

21,302

20,196

Loss on disposal of property, plant and equipment

934

1,482

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

8

Interest payable and similar expenses

2025
£

2024
£

Interest on bank overdrafts and borrowings

41,520

46,481

Interest on obligations under finance leases and hire purchase contracts

6,950

1,657

Interest expense on other finance liabilities

114,358

89,827

162,828

137,965

9

Staff costs

The aggregate payroll costs (including director's remuneration) were as follows:

2025
£

2024
£

Wages and salaries

2,344,255

1,571,731

Social security costs

239,599

146,457

Other short-term employee benefits

-

1,800

Pension costs, defined contribution scheme

123,500

81,238

2,707,354

1,801,226

The average number of persons employed by the group (including the director) during the year, analysed by category was as follows:

2025
No.

2024
No.

Administration and support

17

15

Sales

23

17

Other departments

32

28

72

60

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

10

Director's remuneration

The director's remuneration for the year was as follows:

2025
£

2024
£

Remuneration

42,922

21,054

11

Auditors' remuneration

2025
£

2024
£

Audit of these financial statements

31,904

29,590


 

12

Taxation

Tax charged/(credited) in the consolidated profit and loss account

2025
£

2024
£

Current taxation

UK corporation tax

330,332

181,022

UK corporation tax adjustment to prior periods

(213)

-

330,119

181,022

Deferred taxation

Arising from origination and reversal of timing differences

(13,753)

2,529

Tax expense in the income statement

316,366

183,551

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

The tax on profit before tax for the year is higher than the standard rate of corporation tax in the UK (2024 - higher than the standard rate of corporation tax in the UK) of 25% (2024 - 25%).

The differences are reconciled below:

2025
£

2024
£

Profit before tax

1,161,113

645,854

Corporation tax at standard rate

290,278

161,464

Tax increase from effect of capital allowances and depreciation

26,358

21,105

Decrease in UK and foreign current tax from adjustment for prior periods

(213)

-

Tax increase from other short-term timing differences

678

949

Effect of expense not deductible in determining taxable profit (tax loss)

54

33

Tax decrease from other tax effects

(789)

-

Total tax charge

316,366

183,551

Deferred tax

Group

Deferred tax has been recognised at 25% (2024 25%) in line with the corporation tax rates expected to be in force when the associated timing differences reverse.

Deferred tax assets and liabilities

2025

Liability
£

Accelerated capital allowances

35,461

Deferred tax on revalued property

616,383

651,844

2024

Liability
£

Accelerated capital allowances

43,990

Deferred tax on revalued property

621,608

665,598

Tax relating to items recognised in other comprehensive income or equity - group

2025
£

2024
£

Deferred tax related to items recognised as items of other comprehensive income

-

(3,958)

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

13

Intangible assets

Group

Goodwill
 £

Other intangible assets
 £

Total
£

Cost or valuation

At 1 April 2024

476,372

21,762

498,134

At 31 March 2025

476,372

21,762

498,134

Amortisation

At 1 April 2024

63,516

14,725

78,241

Amortisation charge

95,274

4,422

99,696

At 31 March 2025

158,790

19,147

177,937

Carrying amount

At 31 March 2025

317,582

2,615

320,197

At 31 March 2024

412,856

7,037

419,893

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

14

Tangible assets

Group

Land and buildings
£

Fixtures and fittings
£

Plant and machinery
£

Office equipment
£

Motor vehicles
 £

Total
£

Cost or valuation

At 1 April 2024

4,160,000

112,340

183,948

103,174

166,104

4,725,566

Additions

86,565

-

26,667

15,898

75

129,205

Disposals

-

-

-

-

(1,285)

(1,285)

At 31 March 2025

4,246,565

112,340

210,615

119,072

164,894

4,853,486

Depreciation

At 1 April 2024

-

67,282

78,976

70,365

52,473

269,096

Charge for the year

22,438

12,001

29,688

20,770

26,848

111,745

Eliminated on disposal

-

-

-

-

(64)

(64)

At 31 March 2025

22,438

79,283

108,664

91,135

79,257

380,777

Carrying amount

At 31 March 2025

4,224,127

33,057

101,951

27,937

85,637

4,472,709

At 31 March 2024

4,160,000

45,058

104,972

32,809

113,631

4,456,470

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Included within the net book value of land and buildings above is £4,224,127 (2024 - £4,160,000) in respect of freehold land and buildings.
 

Revaluation

The fair value of the group's freehold property was revalued on 24 October 2024 by an independent valuer.

The valuation was prepared as at 31 March 2024 on a fair value basis by Tom Horrox MRICS and Danny Latimer MRICS of Colliers International Property Consultants Limited.

At 31 March 2025 the property is held at the 31 March 24 valuation of £4,160,000 plus the cost of building works during the year ended 31 March 2025 less charges for depreciation.

The director considers that this valuation continues to reflect the fair value of the property at 31 March 2025.

Had this class of asset been measured on a historical cost basis, the carrying amount would have been £889,828 (2024 - £825,701).
 

Assets held under finance leases and hire purchase contracts

The net carrying amount of tangible assets includes the following amounts in respect of assets held under finance leases and hire purchase contracts:

2025
£

2024
£

Motor vehicles

60,155

92,014

Fixtures and fittings

12,876

16,266

73,031

108,280

Restriction on title and pledged as security

Freehold property with a carrying amount of £4,224,127 (2024 - £4,160,000) has been pledged as security for the group's bank borrowings and overdraft facility.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

15

Investments

Group

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the group holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2025

2024

Subsidiary undertakings

Yorkshire Caravans & Motorhomes Limited

Doncaster Road
Bawtry,
Doncaster,
DN10 6DG

Indirect shareholding

76%

76%

England and Wales

Y C Leisure Limited

Doncaster Road,
Bawtry,
Doncaster,
South Yorkshire,
DN10 6DG

Indirect shareholding

76%

76%

England and Wales

YC Holdings Limited

Great North Road,
Bawtry,
Doncaster,
South Yorkshire
DN10 6DG

Ordinary shares

100%

100%

England and Wales

Panelworks Limited

Doncaster Road
Bawtry
Doncaster
DN10 6DG

Indirect shareholding

76%

76%

England and Wales

The shares held by the group in YC Leisure Limited are A Ordinary Shares. These shares make up 76% of the company's total share capital which is made up of Ordinary Shares and A Ordinary Shares. The A Ordinary Shares rank equally with the Ordinary shares except as follows:-

On a liquidation or other return of capital to members the proceeds shall be distributed

• firstly, to the holder of the A Ordinary Shares and the Ordinary Shares as if they constituted a single class of shares until holders of the A Ordinary Shares have received proceeds of £800,000 in aggregate; and
• thereafter, the balance of the proceeds shall be distributed to the holders of the Ordinary Shares.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Subsidiary undertakings

Yorkshire Caravans & Motorhomes Limited

The principal activity of Yorkshire Caravans & Motorhomes Limited is the sale and distribution of caravans, motorhomes and accessories.

Y C Leisure Limited

The principal activity of Y C Leisure Limited is an intermediate holding and management company.

YC Holdings Limited

The principal activity of YC Holdings Limited is an intermediate holding and management company.

Panelworks Limited

The principal activity of Panelworks Limited is caravan body panel repairs

All subsidiaries are included in the consolidated financial statements.

Subsidiary audit exemptions

For the year ending 31 March 2025 the subsidiary Panelworks Limited registered number 06558913 was entitled to exemption from audit under section 479A of the Companies Act 2006 relating to subsidiary companies.

Company

2025
£

2024
£

Investments in subsidiaries

2

2

Subsidiaries

£

Cost or valuation

At 1 April 2024

2

At 31 March 2025

2

Carrying amount

At 31 March 2025

2

At 31 March 2024

2

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

16

Stocks

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Raw materials and consumables

4,871

4,871

-

-

Finished goods and goods for resale

9,258,299

6,920,239

-

-

Work in progress

52,984

55,420

-

-

9,316,154

6,980,530

-

-

Group

The carrying amount of stocks pledged as security for liabilities amounted to £5,685,210 (2024 - £6,353,596).

17

Debtors

   

Group

Company

Current

Note

2025
£

2024
£

2025
£

2024
£

Trade debtors

 

179,050

98,394

-

-

Amounts owed by related parties

26

-

-

691,878

679,158

Other debtors

 

1,340

80,743

-

-

Prepayments

 

422,088

295,453

-

2,267

   

602,478

474,590

691,878

681,425

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

18

Cash and cash equivalents

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Cash on hand

2,280

1,133

-

-

Cash at bank

398,273

66,408

-

-

400,553

67,541

-

-

Bank overdrafts

-

(79,059)

-

-

Cash and cash equivalents in statement of cash flows

400,553

(11,518)

-

-

Non-cash transactions excluded from the consolidated cash flow statement

2025
£

2024
£

Cost of new Tangible assets acquired under finance leases

-

86,594

Subsidiary acquisition costs treated as other borrowings

-

220,000

Debt in subsidiary on acquisition

-

36,148


As part of the acquisition of Panelworks Limited the group acquired fixed assets, stocks, debtors, creditors, cash, bank borrowings and lease purchase liabilities. These have been excluded from the cash flow statement comparatives as non-cash transactions.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

19

Creditors

   

Group

Company

Note

2025
£

2024
£

2025
£

2024
£

Due within one year

 

Loans and borrowings

22

7,245,249

5,217,157

78,518

76,201

Trade creditors

 

835,973

726,360

-

-

Amounts due to related parties

26

1,182

8

573,021

492,088

Social security and other taxes

 

117,334

160,488

-

-

Outstanding defined contribution pension costs

 

12,433

10,343

-

-

Other payables

 

1,441

-

-

-

Accruals

 

1,455,574

1,097,629

672

531

Corporation tax

12

114,056

200,941

-

-

Deferred income

 

59,487

-

-

-

 

9,842,729

7,412,926

652,211

568,820

Due after one year

 

Loans and borrowings

22

260,571

498,301

32,916

111,836

20

Pension and other schemes

Defined contribution pension scheme

The group operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the group to the scheme and amounted to £123,500 (2024 - £81,238).

Contributions totalling £12,433 (2024 - £10,344) were payable to the scheme at the end of the year and are included in creditors.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

21

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary shares of £1 each

2

2

2

2

       

Rights, preferences and restrictions

Ordinary shares have the following rights, preferences and restrictions:
Each share is entitled to one vote in any circumstances and each share is also entitled pari passu to dividend payments or any other distribution, including a distribution arising from a winding up of the company

22

Loans and borrowings

Current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Bank borrowings

158,904

344,448

-

-

Bank overdrafts

-

79,059

-

-

Hire purchase contracts

16,422

17,943

-

-

Other borrowings

7,069,923

4,775,707

78,518

76,201

7,245,249

5,217,157

78,518

76,201

Non-current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Bank borrowings

173,590

211,978

-

-

Hire purchase contracts

54,065

70,487

-

-

Other borrowings

32,916

215,836

32,916

111,836

260,571

498,301

32,916

111,836

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Group

Bank borrowings

The group had a variable rate bank loan denominated in pounds sterling with interest rate 2.25% over base, and the final instalment was due on 12 April 2024. The carrying amount at year end is £Nil (2024 - £185,246).

This loan was repaid during the year. A new loan, as detailed below, was taken out to repay this facility.

The group has a variable rate bank loan denominated in pounds sterling with interest rate 2.9% over base, and the final instalment is due on 17 April 2029. The carrying amount at year end is £158,637 (2024 - £Nil).

The group has a variable rate bank loan denominated in pounds sterling with interest rate 3.25% over base, and the final instalment is due on 18 July 2026. The carrying amount at year end is £134,553 (2024 - £215,289).

The group also had a fixed rate CBILs loan denominated in pounds sterling with an annual interest rate of 8.9%, and the final instalment was due on 26 November 2025. The carrying amount at year end is £Nil (2024 - £46,243).

This loan was repaid early during the year.

The group has a variable rate bank loan denominated in pounds sterling with interest rate 3.25% over base, and the final instalment is due on 23 November 2025. The carrying amount at year end is £39,304 (2024 - £87,980).

The group's variable bank borrowings and overdrafts are secured by way of a fixed charge over the group's freehold property and floating charges over the group's other assets. The bank also hold a cross guarantee and debenture with Y C Leisure Limited, Yorkshire Caravans & Motorhomes Limited, Panelworks Limited and YC Holdings Limited.

The group also had a fixed rate Bounce Back loan denominated in pounds sterling with interest rate 2.5% and the final instalment was due on 12 May 2026. The carrying amount at year end is £Nil (2024 - £21,667).

This loan was repaid early during the year.

The group has not pledged any assets as security in respect of the CBILs and Bounce Back loans. These loan schemes were backed by Government Guarantees as part of their Covid response package.

Other borrowings

Other borrowings in the sum of £6,991,405 (2024 - £4,699,506) represent amounts due under stocking loans that are secured over new and used caravan and motorhome stocks. The group has also provided additional guarantees in respect of some of these borrowings.

Other borrowings in the sum of £Nil (2024 - £104,000) represent amounts due in respect of deferred consideration for the acquisition of Panelworks Limited.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Company and group

Other borrowings

Other borrowings in the sum of £111,434 (2024 - £188,037) represent interest free loan notes which are repayable in monthly instalments until the maturity date. The loan notes were initially recorded at fair value with the associated effective interest (3%) being charged in the accounts each year as this discount unwinds. The final instalment is due on 30 April 2026.

23

Obligations under leases and hire purchase contracts

Group

Finance leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

20,695

24,893

Later than one year and not later than five years

56,714

77,409

77,409

102,302

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

37,624

22,310

Later than one year and not later than five years

75,157

42,297

112,781

64,607

The amount of non-cancellable operating lease payments recognised as an expense during the year was £42,545 (2024 - £28,818).

24

Dividends

Interim dividends paid

2025
£

2024
£

Interim dividends paid

310,000

195,000

 

 
 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

25

Analysis of changes in net debt

Group

At 1 April 2024
£

Cash flows
£

At 31 March 2025
£

Cash and cash equivalents

Cash

67,541

333,012

400,553

Overdrafts

(79,059)

79,059

-

(11,518)

412,071

400,553

Borrowings

Long term borrowings

(427,814)

221,308

(206,506)

Short term borrowings

(5,120,155)

(2,108,672)

(7,228,827)

Lease liabilities

(88,430)

17,943

(70,487)

(5,636,399)

(1,869,421)

(7,505,820)

 

(5,647,917)

(1,457,350)

(7,105,267)

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

26

Related party transactions

Group

Key management compensation

2025
£

2024
£

Salaries and other short term employee benefits

167,776

117,066

Post-employment benefits

10,289

7,309

178,065

124,375

Transactions with the director

Dividends paid to the director

2025
£

2024
£

Mr J Goulden

Dividend paid

310,000

195,000

 

 

Director's loans

2025

At 1 April 2024
£

Advances to director
£

Repayments by director
£

At 31 March 2025
£

Mr J Goulden

Director's loan

70,383

2,129

(71,870)

642

2024

At 1 April 2023
£

Advances to director
£

Repayments by director
£

At 31 March 2024
£

Mr J Goulden

Director's loan

-

78,001

(7,618)

70,383

Other transactions with the director

Director's loans are interest free, unsecured and repayable on demand.

The balance owed to Mr J Goulden at the year end in respect of the director's current account was £1,182 (2024 - £8). Interest is not charged on the balances due to the director and amounts were repayable on demand.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Summary of transactions with other related parties

Panelworks Limited was acquired by the group on 1 August 2023. Transactions and balances between Panelworks Limited and other group companies have cancelled on consolidation since this date. Transactions with Panelworks Limited prior to its acquisition are included in transactions with other related parties below.

Loans from other related parties includes loans from Mrs J Goulden-Smith and Mrs J Goulden who are both close family of the director.

Expenditure with and payables to related parties

2025

Other related parties
£

Rendering of services

-

-

2024

Other related parties
£

Rendering of services

12,057

12,057

Income and receivables from related parties

2025

Other related parties
£

Sale of goods

-

Leases

-

-

2024

Other related parties
£

Sale of goods

1,587

Leases

4,800

6,387

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Loans from related parties

2025

Other related parties
£

At start of period

292,037

Repaid

(184,402)

Interest transactions

3,799

At end of period

111,434

2024

Other related parties
£

At start of period

261,586

Advanced

220,000

Repaid

(195,598)

Interest transactions

6,049

At end of period

292,037

Terms of loans from related parties

Loans from other related parties are interest free. Notional interest has been charged on long term balances of £111,434 (2024 - £188,037) in accordance with FRS102 at 3%.

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Company

Dividends paid to the director

2025
£

2024
£

Mr J Goulden

Dividends paid

235,600

171,000

 

 

Summary of transactions with subsidiaries

During the year the company received dividends of £245,600 (2024 - £175,000) from YC Holdings Limited.
 

Summary of transactions with other related parties

Other related parties includes Mrs J Goulden-Smith, a close family member of director Mr J Goulden.

Income and receivables from related parties

2025

Subsidiary
£

Transfers under finance arrangements (including loans and equity contributions)

453

2024

Subsidiary
£

Transfers under finance arrangements (including loans and equity contributions)

3,227

Expenditure with and payables to related parties

2025

Other related parties
£

Transfers under finance arrangements (including loans and equity contributions)

3,799

2024

Other related parties
£

Transfers under finance arrangements (including loans and equity contributions)

6,049

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Loans to related parties

2025

Subsidiary
£

At start of period

679,158

Advanced

78,000

Repaid

(68,000)

Interest transactions

2,720

At end of period

691,878

2024

Subsidiary
£

At start of period

574,398

Advanced

175,000

Repaid

(76,000)

Interest transactions

5,760

At end of period

679,158

Terms of loans to related parties

Loans to subsidiaries - Interest is charged at a rate of 4% on loans that are repayable in annual instalments, the carrying value of such loans at the year end was £Nil (2024 - £68,000). No interest is charged on other loans which represent short term borrowings. All loans are unsecured.
 

Loans from related parties

2025

Subsidiary
£

Other related parties
£

Total
£

At start of period

492,088

188,037

680,125

Advanced

80,932

-

80,932

Repaid

-

(80,402)

(80,402)

Interest transactions

-

3,799

3,799

At end of period

573,020

111,434

684,454

2024

Subsidiary
£

Other related parties
£

Total
£

At start of period

316,991

261,586

578,577

Advanced

377,195

-

377,195

Repaid

(202,098)

(79,598)

(281,696)

Interest transactions

-

6,049

6,049

At end of period

492,088

188,037

680,125

 

Yorkshire Caravans Group Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Terms of loans from related parties


Loans from subsidiaries - No interest is charged on unsecured, short term borrowings.

 Loans from other related parties are interest free. Notional interest has been charged at 3% in accordance with FRS102.

27

Deferred tax and other provisions

Group

Deferred tax
£

Total
£

At 1 April 2024

665,598

665,598

Increase (decrease) in existing provisions

(13,753)

(13,753)

At 31 March 2025

651,845

651,845