Caseware UK (AP4) 2024.0.164 2024.0.164 2024-12-312024-12-312024-12-31true2024-01-01falseNo description of principal activity00falseThe members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.false 11850667 2024-01-01 2024-12-31 11850667 2023-01-01 2023-12-31 11850667 2024-12-31 11850667 2023-12-31 11850667 c:Director2 2024-01-01 2024-12-31 11850667 d:FurnitureFittings 2024-01-01 2024-12-31 11850667 d:OfficeEquipment 2024-01-01 2024-12-31 11850667 d:ComputerEquipment 2024-01-01 2024-12-31 11850667 d:Goodwill 2024-01-01 2024-12-31 11850667 d:CurrentFinancialInstruments 2024-12-31 11850667 d:CurrentFinancialInstruments 2023-12-31 11850667 d:CurrentFinancialInstruments d:WithinOneYear 2024-12-31 11850667 d:CurrentFinancialInstruments d:WithinOneYear 2023-12-31 11850667 d:ShareCapital 2024-12-31 11850667 d:ShareCapital 2023-12-31 11850667 d:RetainedEarningsAccumulatedLosses 2024-12-31 11850667 d:RetainedEarningsAccumulatedLosses 2023-12-31 11850667 d:RetainedEarningsAccumulatedLosses 2023-01-01 11850667 c:OrdinaryShareClass1 2024-01-01 2024-12-31 11850667 c:OrdinaryShareClass1 2024-12-31 11850667 c:OrdinaryShareClass1 2023-12-31 11850667 c:FRS102 2024-01-01 2024-12-31 11850667 c:AuditExempt-NoAccountantsReport 2024-01-01 2024-12-31 11850667 c:FullAccounts 2024-01-01 2024-12-31 11850667 c:PrivateLimitedCompanyLtd 2024-01-01 2024-12-31 11850667 d:Subsidiary1 2024-01-01 2024-12-31 11850667 d:Subsidiary1 1 2024-01-01 2024-12-31 11850667 d:Subsidiary2 2024-01-01 2024-12-31 11850667 d:Subsidiary2 1 2024-01-01 2024-12-31 11850667 d:Subsidiary3 2024-01-01 2024-12-31 11850667 d:Subsidiary3 1 2024-01-01 2024-12-31 11850667 c:Consolidated 2024-12-31 11850667 c:ConsolidatedGroupCompanyAccounts 2024-01-01 2024-12-31 11850667 2 2024-01-01 2024-12-31 11850667 6 2024-01-01 2024-12-31 11850667 e:PoundSterling 2024-01-01 2024-12-31 iso4217:GBP xbrli:shares xbrli:pure

Registered number: 11850667









RIPPLE+ LIMITED







UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 DECEMBER 2024

 
RIPPLE+ LIMITED
REGISTERED NUMBER: 11850667

CONSOLIDATED STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

Fixed assets
  

Intangible assets
 4 
7,796
19,991

Tangible assets
 5 
38,856
35,668

  
46,652
55,659

Current assets
  

Stocks
 7 
1,239,444
420,366

Debtors: amounts falling due within one year
 8 
2,546,783
1,875,837

Cash at bank and in hand
 9 
1,244,837
712,720

  
5,031,064
3,008,923

Creditors: amounts falling due within one year
 10 
(2,450,731)
(1,994,007)

Net current assets
  
 
 
2,580,333
 
 
1,014,916

Total assets less current liabilities
  
2,626,985
1,070,575

  

Net assets
  
2,626,985
1,070,575


Capital and reserves
  

Called up share capital 
 11 
105
105

Foreign exchange reserve
  
36,604
-

Profit and loss account
  
2,590,276
1,070,470

  
2,626,985
1,070,575


Page 1

 
RIPPLE+ LIMITED
REGISTERED NUMBER: 11850667
    
CONSOLIDATED STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 DECEMBER 2024

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the consolidated statement of comprehensive income in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




................................................
S J Beecham
Director

Date: 23 December 2025

The notes on pages 5 to 14 form part of these financial statements.

Page 2

 
RIPPLE+ LIMITED
REGISTERED NUMBER: 11850667

COMPANY STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

Fixed assets
  

Intangible assets
 4 
7,796
19,991

Tangible assets
 5 
38,856
35,668

Investments
 6 
3
2

  
46,655
55,661

Current assets
  

Stocks
  
169,886
87,012

Debtors: amounts falling due within one year
 8 
2,715,939
1,858,753

Cash at bank and in hand
 9 
911,203
284,857

  
3,797,028
2,230,622

Creditors: amounts falling due within one year
 10 
(3,224,055)
(1,845,115)

Net current assets
  
 
 
572,973
 
 
385,507

Total assets less current liabilities
  
619,628
441,168

  

  

Net assets excluding pension asset
  
619,628
441,168

Net assets
  
619,628
441,168


Capital and reserves
  

Called up share capital 
 11 
105
105

Profit and loss account brought forward
  
441,063
211,964

Profit for the year
  
178,460
446,418

Other changes in the profit and loss account

  

-
(217,319)

Profit and loss account carried forward
  
619,523
441,063

  
619,628
441,168


Page 3

 
RIPPLE+ LIMITED
REGISTERED NUMBER: 11850667
    
COMPANY STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 DECEMBER 2024

The directors consider that the Company is entitled to exemption from the requirement to have an audit under the provisions of section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the consolidated statement of comprehensive income in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 


................................................
S J Beecham
Director

Date: 23 December 2025

The notes on pages 5 to 14 form part of these financial statements.

Page 4

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

Ripple+ Limited is a private company limited by shares and incorporated in England and Wales (Registered number 11850667). The registered office is 101 New Cavendish Street, 1st Floor South, London, United Kingdom, W1W 6XH. The financial statements are presented in Sterling, which is the functional currency of the Company.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies.

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Statement of Financial Position, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated Statement of Comprehensive Income from the date on which control is obtained. They are deconsolidated from the date control ceases.

 



 
2.3

Going concern

In assessing the ability of the Group to operate as a going concern, management have evaluated current and forecasted operational results, and the solvency of the Group. As a result, the directors consider it appropriate to prepare the financial statements on a going concern basis. Accordingly the directors have continued to prepare the financial statements on the going concern basis.

Page 5

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.4

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Consolidated Statement of Comprehensive Income within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

On consolidation, the results of overseas operations are translated into Sterling at rates approximating to those ruling when the transactions took place. All assets and liabilities of overseas operations are translated at the rate ruling at the reporting date. Exchange differences arising on translating the opening net assets at opening rate and the results of overseas operations at actual rate are recognised in other comprehensive income.

 
2.5

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Group has transferred the significant risks and rewards of ownership to the buyer;
the Group retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Page 6

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.6

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.7

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.8

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.9

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the plan are held separately from the Group in independently administered funds.

 
2.10

Taxation

Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company and the Group operate and generate income.


Page 7

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.11

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Group's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Consolidated Statement of Comprehensive Income over its useful economic life.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.12

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures and fittings
-
25%
straight-line method
Office equipment
-
25%
straight-line method
Computer equipment
-
25%
straight-line method

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.13

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Page 8

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.14

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each reporting date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.15

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.16

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.17

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.


3.


Employees

The average monthly number of employees, including the directors, during the year was as follows:


        2024
        2023
            No.
            No.







Employees
18
14

Page 9

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

4.


Intangible assets

Group and Company





Customer List

£



Cost


At 1 January 2024
28,787


Disposals
(2,599)



At 31 December 2024

26,188



Amortisation


At 1 January 2024
8,796


Charge for the year on owned assets
9,596



At 31 December 2024

18,392



Net book value



At 31 December 2024
7,796



At 31 December 2023
19,991



Page 10

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

5.


Tangible fixed assets

Group and Company



Fixtures and fittings
Office equipment
Computer equipment
Total

£
£
£
£



Cost or valuation


At 1 January 2024
23,512
9,469
29,092
62,073


Additions
2,568
7,701
10,336
20,605



At 31 December 2024

26,080
17,170
39,428
82,678



Depreciation


At 1 January 2024
11,341
2,255
12,809
26,405


Charge for the year on owned assets
5,655
3,230
8,532
17,417



At 31 December 2024

16,996
5,485
21,341
43,822



Net book value



At 31 December 2024
9,084
11,685
18,087
38,856



At 31 December 2023
12,171
7,213
16,284
35,668

Page 11

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

6.


Fixed asset investments

Company





Investments in subsidiary companies

£



Cost or valuation


At 1 January 2024
2


Additions
1



At 31 December 2024
3





Subsidiary undertakings


The following were subsidiary undertakings of the Company:

Name

Registered office

Holding

Ripple+ EU B.V.
Stadionstraat 11 C10, 4815 NC, Bred
100%
Ripple+ USA LLC
30 N Gould St Ste R, Sheridan, WY 8280
100%
Ripple Europe S.L.
Paseo de la Castellana 11 B-A, 28046 Madrid
100%








Page 12

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

7.


Stocks

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£

Raw materials and consumables
1,239,444
420,366
169,886
87,012

1,239,444
420,366
169,886
87,012



8.


Debtors

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£


Trade debtors
287,103
234,383
99,652
106,923

Amounts owed by group undertakings
-
-
624,716
361,574

Other debtors
2,123,793
1,570,175
1,926,859
1,328,258

Prepayments and accrued income
135,887
71,279
64,712
61,998

2,546,783
1,875,837
2,715,939
1,858,753



9.


Cash and cash equivalents

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£

Cash at bank and in hand
1,244,837
712,720
911,203
284,857

Less: bank overdrafts
(10,699)
-
(350)
-

1,234,138
712,720
910,853
284,857


Page 13

 
RIPPLE+ LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

10.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2024
2023
2024
2023
£
£
£
£

Bank overdrafts
10,699
-
350
-

Trade creditors
1,505,113
893,977
1,412,816
856,544

Amounts owed to group undertakings
-
-
1,330,525
328,745

Corporation tax
251,305
379,217
62,741
83,588

Other taxation and social security
225,679
112,031
140,595
66,972

Other creditors
126,941
274,700
10,705
193,183

Accruals and deferred income
330,994
334,082
266,323
316,083

2,450,731
1,994,007
3,224,055
1,845,115



11.


Share capital

2024
2023
£
£
Allotted, called up and fully paid



526 (2023 - 526) Ordinary Shares shares of £0.01 each
5
5

Allotted, called up and partly paid



10,000 (2023 - 10,000) Ordinary Shares of £0.01 each
100
100


Page 14