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REGISTERED NUMBER: SC595403 (Scotland)








FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 APRIL 2025

FOR

LOVIE DEVELOPMENTS LTD

LOVIE DEVELOPMENTS LTD (REGISTERED NUMBER: SC595403)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 APRIL 2025










Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 3 to 6


LOVIE DEVELOPMENTS LTD

COMPANY INFORMATION
FOR THE YEAR ENDED 30 APRIL 2025







DIRECTORS: Mr S J Lovie
Mr J W Lovie





REGISTERED OFFICE: Construction House
New Pitsligo
Fraserburgh
United Kingdom
AB43 6PR





REGISTERED NUMBER: SC595403 (Scotland)





ACCOUNTANTS: Bain Henry Reid
28 Broad Street
Peterhead
Aberdeenshire
AB42 1BY

LOVIE DEVELOPMENTS LTD (REGISTERED NUMBER: SC595403)

BALANCE SHEET
30 APRIL 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 166,730 167,200
Investments 5 3,582,403 3,519,670
Investment property 6 1,240,712 1,240,712
4,989,845 4,927,582

CURRENT ASSETS
Debtors 7 44,917 85,850
Cash at bank and in hand 4,166,846 3,930,939
4,211,763 4,016,789
CREDITORS
Amounts falling due within one year 8 229,783 214,555
NET CURRENT ASSETS 3,981,980 3,802,234
TOTAL ASSETS LESS CURRENT
LIABILITIES

8,971,825

8,729,816

PROVISIONS FOR LIABILITIES 59,520 57,260
NET ASSETS 8,912,305 8,672,556

CAPITAL AND RESERVES
Called up share capital 250,000 250,000
Share premium 9 7,299,127 7,299,127
Retained earnings 9 1,363,178 1,123,429
8,912,305 8,672,556

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 April 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 April 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 22 December 2025 and were signed on its behalf by:




Mr J W Lovie - Director


LOVIE DEVELOPMENTS LTD (REGISTERED NUMBER: SC595403)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 APRIL 2025


1. STATUTORY INFORMATION

Lovie Developments Ltd is a private company, limited by shares , registered in Scotland. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' ('FRS102') including the provisions of Section 1A "Small Entities", and with the Companies Act 2006. The financial statements have been prepared on the historic cost basis except for the modifications to a fair value basis for investment properties and certain other items.

The financial statements are presented in Sterling (£).

Going Concern
At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. In arriving at this conclusion the directors have considered the performance of its investments and expected cash flows.. The company therefore continues to adopt the going concern basis in preparing its financial statements.

Turnover
Turnover represents amounts receivable from rental income on properties, excluding value added tax and is recognised on an accruals basis.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off the cost less estimated residual value of each asset over its estimated useful life.
Land and buildings - 2% on cost
Fixtures and fittings - 20% on cost

Freehold land and assets in the course of construction are not depreciated.

Impairment of assets

Assets, other than those measured at fair value, are assessed for indicators of impairment at each Balance Sheet date. If there is objective evidence of impairment, an impairment loss is recognised in the Profit and Loss Account.

Investment property
Investment property is initially recognised at cost, which includes purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value on each reporting date with changes in fair value recognised in the profit & loss. Deferred taxation is provided on these gains at the rate expected to apply when the property is sold.

The fair value is determined annually by the directors, on an open market value for existing use basis.

Fixed asset investments
Investments are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value through profit or loss if the shares are publicly traded or their fair value can otherwise be measured reliably. Other investments are measured at cost less impairment.

Cash and cash equivalents
Cash and cash equivalents are basic financial assets that include cash in hand, deposits held at call with banks..

LOVIE DEVELOPMENTS LTD (REGISTERED NUMBER: SC595403)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 30 APRIL 2025


2. ACCOUNTING POLICIES - continued

Financial instruments
Financial assets and financial liabilities are recognised in the company becomes a party to the contractual provisions of the instrument.

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after deducting all its liabilities.

Financial assets and liabilities are only offset,in the Balance Sheet when there is a legally enforceable right to offset the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets
Basic financial assets, which include debtors and cash and bank balances, are measured at transaction price including transaction costs. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities
Basic financial liabilities, including creditors, are initially recognised at transaction price.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not they are presented as non current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 2 ) .

LOVIE DEVELOPMENTS LTD (REGISTERED NUMBER: SC595403)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 30 APRIL 2025


4. TANGIBLE FIXED ASSETS
Fixtures
Land and and
buildings fittings Totals
£    £    £   
COST
At 1 May 2024
and 30 April 2025 166,260 9,017 175,277
DEPRECIATION
At 1 May 2024 - 8,077 8,077
Charge for year - 470 470
At 30 April 2025 - 8,547 8,547
NET BOOK VALUE
At 30 April 2025 166,260 470 166,730
At 30 April 2024 166,260 940 167,200

5. FIXED ASSET INVESTMENTS

2025 2024
£ £
Other investments and loans 3,582,403 3,519,670

Listed
Investments Total
£    £   
Carrying value before impairment
At 01 May 2024 3,519,670 3,519,670
Movement in fair value 62,733 62,733
At 30 April 2025 3,582,403 3,582,403
Provisions for impairment
At 01 May 2024 - -
At 30 April 2025 - -
Carrying value at 30 April 2025 3,582,403 3,582,403
Carrying value at 30 April 2024 3,519,670 3,519,670


6. INVESTMENT PROPERTY
Total
£   
FAIR VALUE
At 1 May 2024
and 30 April 2025 1,240,712
NET BOOK VALUE
At 30 April 2025 1,240,712
At 30 April 2024 1,240,712

LOVIE DEVELOPMENTS LTD (REGISTERED NUMBER: SC595403)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 30 APRIL 2025


6. INVESTMENT PROPERTY - continued

The fair value of the investment properties has been arrived at on the basis of a valuation carried out by the directors. The valuation was made on a open market value basis by reference to market evidence of transaction prices for similar properties.

7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Other debtors 44,917 85,850

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Trade creditors 33,958 25,082
Amounts owed to associates 84,811 59,740
Taxation 77,656 96,550
VAT 6,881 6,851
Accruals and deferred income 26,477 26,332
229,783 214,555

9. RESERVES
Retained Share
earnings premium Totals
£    £    £   

At 1 May 2024 1,123,429 7,299,127 8,422,556
Profit for the year 239,749 239,749
At 30 April 2025 1,363,178 7,299,127 8,662,305

10. RELATED PARTY TRANSACTIONS

Transactions with related parties or connected persons

Amounts owed to connected companies
2025 2024
£    £   
A company with common directorship 84,811 59,740

During the year the company traded with a company in which the company's directors are also directors. The company purchased goods and services to the value of £nil (2024: £nil) and provided goods and services of £nil (2024: £nil).

During the year the company traded with a partnership in which the company's directors are partners. the company purchased goods and services to the value of £nil (2024: £nil).