REGISTERED NUMBER: 01999925 (England and Wales)

Unaudited Financial Statements for the Year Ended 31st March 2025

for

Alpine Insurance Services Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

Mr S R Wilkie

REGISTERED OFFICE:

Central Chambers

227 London Road

Hadleigh

Benfleet

Essex

SS7 2RF

REGISTERED NUMBER:

01999925 (England and Wales)

ACCOUNTANTS:

Field & Co LLP

Central Chambers

227 London Road

Hadleigh

Essex

SS7 2RF

FIXED ASSETS

Tangible assets

4

11,651

26,165

CURRENT ASSETS

Debtors

5

139,243

138,004

Cash at bank and in hand

118,328

122,162

257,571

260,166

CREDITORS

Amounts falling due within one year

6

111,628

108,111

NET CURRENT ASSETS

145,943

152,055

TOTAL ASSETS LESS CURRENT LIABILITIES

157,594

178,220

CREDITORS

Amounts falling due after more than one year

7

(34,025

)

(41,759

)

PROVISIONS FOR LIABILITIES

8

(2,334

)

(4,992

)

NET ASSETS

121,235

131,469

CAPITAL AND RESERVES

Called up share capital

9

80,014

80,014

Retained earnings

10

41,221

51,455

SHAREHOLDERS' FUNDS

121,235

131,469

The Company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31st March 2025.

The members have not required the Company to obtain an audit of its financial statements for the year ended 31st March 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the Company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the Company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the Company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the director and authorised for issue on 23rd December 2025 and were signed by:

Mr S R Wilkie - Director

1.	STATUTORY INFORMATION

Alpine Insurance Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Short leasehold

-

10% on cost

Fixtures and fittings

-

15% on cost

Computer equipment

-

20% on cost

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 6 (2024 - 5 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures

Short

and

Computer

leasehold

fittings

equipment

Totals

£

£

£

£

COST

At 1st April 2024

and 31st March 2025

11,597

46,599

101,803

159,999

DEPRECIATION

At 1st April 2024

9,367

46,599

77,868

133,834

Charge for year

1,160

-

13,354

14,514

At 31st March 2025

10,527

46,599

91,222

148,348

NET BOOK VALUE

At 31st March 2025

1,070

-

10,581

11,651

At 31st March 2024

2,230

-

23,935

26,165

No fixed assets are subject to finance leases or hire purchase contracts.

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/3/25

31/3/24

£

£

Trade debtors

46,166

44,531

Amounts owed by group undertakings

89,323

89,323

Other debtors

3,754

4,150

139,243

138,004

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/3/25

31/3/24

£

£

Bank loans and overdrafts

7,626

7,966

Trade creditors

90,544

91,601

Taxation and social security

13,458

8,244

Other creditors

-

300

111,628

108,111

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31/3/25

31/3/24

£

£

Bank loans

34,025

41,759

Amounts falling due in more than five years:

Repayable by instalments

Bank loans more 5 yr by instal

5,199

9,894

8.	PROVISIONS FOR LIABILITIES

31/3/25

31/3/24

£

£

Deferred tax

2,334

4,992

Deferred

tax

£

Balance at 1st April 2024

4,992

Provided during year

(2,658

)

Balance at 31st March 2025

2,334

9.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

31/3/25

31/3/24

value:

£

£

80,010

Ordinary Shares

£1

80,010

80,010

1

Ordinary A Share

£1

1

1

1

Ordinary B Share

£1

1

1

1

Ordinary C Share

£1

1

1

1

Ordinary D Share

£1

1

1

80,014

80,014

Allotted and issued:

Number:

Class:

Nominal

31/3/25

31/3/24

value:

£

£

1

Ordinary "A" Shares

£1

1

1

1

Ordinary "B" Shares

£1

1

1

1

Ordinary "C" Shares

£1

1

1

1

Ordinary "D" Shares

£1

1

1

4

4

The following shares were issued during the year for cash at par :

1 Ordinary A Share share of £1

1 Ordinary B Share share of £1

1 Ordinary C Share share of £1

1 Ordinary D Share share of £1

10.

RESERVES

Retained

earnings

£

At 1st April 2024

51,455

Profit for the year

32,926

Dividends

(43,160

)

At 31st March 2025

41,221

11.	RELATED PARTY DISCLOSURES

The controlling party is Mr S R Wilkie.

The ultimate parent undertaking company is Alpine Insurance Services (Holdings) Limited, incorporated in England & Wales with number 4212386.