REGISTERED NUMBER: 02118024 (England and Wales)

ONE2ONE BROKERS LIMITED

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

Page

Company Information

1

Report of the Accountants

2

Balance Sheet

3

to

4

Notes to the Financial Statements

5

to

7

DIRECTOR:

Mr Kashmiri Lal Ram

REGISTERED OFFICE:

4 Highlands Court

Cranmore Avenue

Solihull

West Midlands

B90 4LE

BUSINESS ADDRESS:

Trigate Business Centre

210 - 222 Hagley Road West

Oldbury

West Midlands

B68 0NP

REGISTERED NUMBER:

02118024 (England and Wales)

ACCOUNTANTS:

Shareef

Chartered Accountants

4 Highlands Court

Cranmore Avenue

Solihull

West Midlands

B90 4LE

BANKERS:

HSBC Bank PLC

97 Alcester Road

Moseley

Birmingham

West Midlands

B13 8DF

The following reproduces the text of the report prepared for the director in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Director are not required to be filed with the Registrar of Companies.

As described on the Balance Sheet you are responsible for the preparation of the financial statements for the year ended 31 December 2024 set out on pages four to nine and you consider that the company is exempt from an audit.

In accordance with your instructions, we have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and information and explanations supplied to us.

Shareef

Chartered Accountants

4 Highlands Court

Cranmore Avenue

Solihull

West Midlands

B90 4LE

18 December 2025

FIXED ASSETS

Property, plant and equipment

4

104,809

130,505

CURRENT ASSETS

Debtors

5

374,109

348,313

Cash at bank and in hand

643,442

575,907

1,017,551

924,220

CREDITORS

Amounts falling due within one year

6

186,596

175,978

NET CURRENT ASSETS

830,955

748,242

TOTAL ASSETS LESS CURRENT LIABILITIES

935,764

878,747

CREDITORS

Amounts falling due after more than one year

7

69,378

111,095

NET ASSETS

866,386

767,652

CAPITAL AND RESERVES

Called up share capital

10,000

10,000

Retained earnings

856,386

757,652

SHAREHOLDERS' FUNDS

866,386

767,652

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 18 December 2025 and were signed by:

Mr Kashmiri Lal Ram - Director

1.	STATUTORY INFORMATION

One2One Brokers Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Revenue is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life or, if held under a finance lease, over the lease term, whichever is the shorter.

Plant and machinery etc

-

25% on reducing balance and 15% on reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those held under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is the shorter.

The interest element of these obligations is charged to profit or loss over the relevant period. The capital element of the future payments is treated as a liability.

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 11 (2023 - 12 ) .

4.	PROPERTY, PLANT AND EQUIPMENT

Plant and

machinery

etc

£

COST

At 1 January 2024

251,484

Additions

9,328

At 31 December 2024

260,812

DEPRECIATION

At 1 January 2024

120,979

Charge for year

35,024

At 31 December 2024

156,003

NET BOOK VALUE

At 31 December 2024

104,809

At 31 December 2023

130,505

Fixed assets, included in the above, which are held under hire purchase contracts are as follows:

Plant and

machinery

etc

£

COST

At 1 January 2024

and 31 December 2024

163,625

DEPRECIATION

At 1 January 2024

40,906

Charge for year

30,680

At 31 December 2024

71,586

NET BOOK VALUE

At 31 December 2024

92,039

At 31 December 2023

122,719

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2024

2023

£

£

Amounts owed by holding company

365,306

341,788

Other debtors

8,803

6,525

374,109

348,313

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2024

2023

£

£

Bank loans and overdrafts

10,138

9,648

Hire purchase contracts

36,334

36,334

Taxation and social security

128,817

115,492

Other creditors

11,307

14,504

186,596

175,978

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

2024

2023

£

£

Bank loans

4,674

15,302

Hire purchase contracts

64,704

95,793

69,378

111,095