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REGISTERED NUMBER: 08087816 (England and Wales)














Financial Statements

for the Year Ended 31 March 2025

for

Parker Kelly Financial Services Ltd

Parker Kelly Financial Services Ltd (Registered number: 08087816)

Contents of the Financial Statements
for the Year Ended 31 March 2025










Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


Parker Kelly Financial Services Ltd

Company Information
for the Year Ended 31 March 2025







DIRECTORS: A Kelly
J Kelly
Mrs P Kelly





REGISTERED OFFICE: 3rd Floor
1 Temple Square
24 Dale Street
Liverpool
L2 5RL





REGISTERED NUMBER: 08087816 (England and Wales)





ACCOUNTANTS: SB&P
Chartered Accountants
Oriel House
2-8 Oriel Road
Bootle
Liverpool
Merseyside
L20 7EP

Parker Kelly Financial Services Ltd (Registered number: 08087816)

Balance Sheet
31 March 2025

31.3.25 31.3.24
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 64,630 87,946
Tangible assets 5 25,580 22,783
90,210 110,729

CURRENT ASSETS
Debtors 6 155,281 137,189
Cash at bank 99,773 114,745
255,054 251,934
CREDITORS
Amounts falling due within one year 7 92,273 122,498
NET CURRENT ASSETS 162,781 129,436
TOTAL ASSETS LESS CURRENT LIABILITIES 252,991 240,165

CREDITORS
Amounts falling due after more than one year 8 (1,667 ) (11,667 )

PROVISIONS FOR LIABILITIES (5,702 ) (4,850 )
NET ASSETS 245,622 223,648

CAPITAL AND RESERVES
Called up share capital 9 35 35
Capital redemption reserve 65 65
Retained earnings 245,522 223,548
SHAREHOLDERS' FUNDS 245,622 223,648

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

Parker Kelly Financial Services Ltd (Registered number: 08087816)

Balance Sheet - continued
31 March 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 23 December 2025 and were signed on its behalf by:




A Kelly - Director



J Kelly - Director


Parker Kelly Financial Services Ltd (Registered number: 08087816)

Notes to the Financial Statements
for the Year Ended 31 March 2025


1. STATUTORY INFORMATION

Parker Kelly Financial Services Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover represents fee income and commissions, including commission on indemnity terms. Fee income represents the fair value of services provided under contracts with customers to the extent that there is a right to consideration.

Goodwill
Goodwill, being the amount paid in connection with the acquisition of businesses in 2023 and 2024, is being amortised evenly over its estimated useful life of five years.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets
Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Cost includes costs directly attributable to making the asset capable of operating as intended.

Depreciation is provided on all tangible fixed assets, at rates calculated to write off the cost, less estimated residual value, of each asset on a systematic basis over its expected useful life as follows:

Improvements to property Not provided
Fixtures & Fittings 15% Reducing balance
Computer Equipment 15% Reducing balance

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax represents the future tax consequences of transactions and events recognised in the financial statements of current and previous periods. It is recognised in respect of all timing differences, with certain exceptions. Timing differences are differences between taxable profits and total comprehensive income as stated in the financial statements that arise from the inclusion of income and expense in tax assessments in periods different from those in which they are recognised in the financial statements. Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Parker Kelly Financial Services Ltd (Registered number: 08087816)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


2. ACCOUNTING POLICIES - continued

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 13 (2024 - 11 ) .

4. INTANGIBLE FIXED ASSETS
Goodwill
£   
COST
At 1 April 2024
and 31 March 2025 116,576
AMORTISATION
At 1 April 2024 28,630
Charge for year 23,316
At 31 March 2025 51,946
NET BOOK VALUE
At 31 March 2025 64,630
At 31 March 2024 87,946

5. TANGIBLE FIXED ASSETS
Improvements Fixtures
to and Computer
property fittings equipment Totals
£    £    £    £   
COST
At 1 April 2024 2,878 16,463 20,175 39,516
Additions 3,714 2,312 - 6,026
At 31 March 2025 6,592 18,775 20,175 45,542
DEPRECIATION
At 1 April 2024 - 11,407 5,326 16,733
Charge for year - 1,001 2,228 3,229
At 31 March 2025 - 12,408 7,554 19,962
NET BOOK VALUE
At 31 March 2025 6,592 6,367 12,621 25,580
At 31 March 2024 2,878 5,056 14,849 22,783

Parker Kelly Financial Services Ltd (Registered number: 08087816)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.25 31.3.24
£    £   
Trade debtors 14,735 14,432
Other debtors 140,546 122,757
155,281 137,189

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.25 31.3.24
£    £   
Bank loans and overdrafts 10,000 10,000
Taxation and social security 76,356 56,723
Other creditors 5,917 55,775
92,273 122,498

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
31.3.25 31.3.24
£    £   
Bank loans 1,667 11,667

9. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 31.3.25 31.3.24
value: £    £   
14 A Ordinary £1 14 14
7 C ordinary £1 7 7
7 D Ordinary £1 7 7
7 E Ordinary £1 7 7
35 35

10. DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 31 March 2025 and 31 March 2024:

31.3.25 31.3.24
£    £   
A Kelly
Balance outstanding at start of year 37,960 34,864
Amounts advanced 52,189 41,596
Amounts repaid (50,436 ) (38,500 )
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 39,713 37,960

Parker Kelly Financial Services Ltd (Registered number: 08087816)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


10. DIRECTORS' ADVANCES, CREDITS AND GUARANTEES - continued

J Kelly
Balance outstanding at start of year 37,975 34,864
Amounts advanced 52,305 41,611
Amounts repaid (50,436 ) (38,500 )
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 39,844 37,975

Mrs P Kelly
Balance outstanding at start of year 25,086 24,100
Amounts advanced 211 986
Amounts repaid (500 ) -
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 24,797 25,086