REGISTERED NUMBER: 08186015 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 August 2025

for

Savage & Stockwell Financial Services

Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

Report of the Accountants

7

DIRECTORS:

D A Savage

Mrs T J Savage

REGISTERED OFFICE:

19 Sussex Farm Way

Yetminster

DT9 6SZ

REGISTERED NUMBER:

08186015 (England and Wales)

ACCOUNTANTS:

A Plus Accountancy & Business Solutions Limited

The Mount

21 High Street

Wellington

Somerset

TA21 8QT

FIXED ASSETS

Tangible assets

4

31,070

40,351

CURRENT ASSETS

Debtors

5

1,115

902

Cash at bank

129,903

108,339

131,018

109,241

CREDITORS

Amounts falling due within one year

6

61,114

91,539

NET CURRENT ASSETS

69,904

17,702

TOTAL ASSETS LESS CURRENT LIABILITIES

100,974

58,053

CREDITORS

Amounts falling due after more than one year

7

(30,387

)

(38,676

)

PROVISIONS FOR LIABILITIES

(7,679

)

(9,324

)

NET ASSETS

62,908

10,053

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

62,808

9,953

SHAREHOLDERS' FUNDS

62,908

10,053

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 August 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 August 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Comprehensive Income has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 23 December 2025 and were signed on its behalf by:

D A Savage - Director

Mrs T J Savage - Director

1.	STATUTORY INFORMATION

Savage & Stockwell Financial Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life or, if held under a finance lease, over the lease term, whichever is the shorter.

Fixtures & fittings

-

20% on cost

Motor vehicles

-

25% on reducing balance

Computer equipment

-

33% on cost

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 4 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures

Motor

Computer

& fittings

vehicles

equipment

Totals

£

£

£

£

COST

At 1 September 2024

634

71,470

8,985

81,089

Additions

948

-

130

1,078

At 31 August 2025

1,582

71,470

9,115

82,167

DEPRECIATION

At 1 September 2024

634

31,268

8,836

40,738

Charge for year

190

10,051

118

10,359

At 31 August 2025

824

41,319

8,954

51,097

NET BOOK VALUE

At 31 August 2025

758

30,151

161

31,070

At 31 August 2024

-

40,202

149

40,351

Fixed assets, included in the above, which are held under hire purchase contracts are as follows:

Motor

vehicles

£

COST

At 1 September 2024

and 31 August 2025

71,470

DEPRECIATION

At 1 September 2024

31,268

Charge for year

10,051

At 31 August 2025

41,319

NET BOOK VALUE

At 31 August 2025

30,151

At 31 August 2024

40,202

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.8.25

31.8.24

£

£

Other debtors

1,115

902

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.8.25

31.8.24

£

£

Hire purchase contracts

8,289

8,289

Trade creditors

311

207

Taxation and social security

50,350

73,178

Other creditors

2,164

9,865

61,114

91,539

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31.8.25

31.8.24

£

£

Hire purchase contracts

30,387

38,676

8.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 31 August 2025 and 31 August 2024:

31.8.25

31.8.24

£

£

D A Savage

Balance outstanding at start of year

(574

)

8,629

Amounts advanced

46,159

42,547

Amounts repaid

(45,600

)

(51,750

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

(15

)

(574

)

E G Stockwell

Balance outstanding at start of year

-

8,629

Amounts advanced

-

43,111

Amounts repaid

-

(51,740

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

-

-

Mrs G L Stockwell

Balance outstanding at start of year

-

(9

)

Amounts advanced

-

18,609

Amounts repaid

-

(18,600

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

-

-

Mrs T J Savage

Balance outstanding at start of year

(454

)

(2,322

)

Amounts advanced

45,969

42,618

Amounts repaid

(45,600

)

(40,750

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

(85

)

(454

)

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Statement of Comprehensive Income and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

As described on the Balance Sheet you are responsible for the preparation of the financial statements for the year ended 31 August 2025 set out on pages two to six and you consider that the company is exempt from an audit.

In accordance with your instructions, we have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and information and explanations supplied to us.

A Plus Accountancy & Business Solutions Limited

The Mount

21 High Street

Wellington

Somerset

TA21 8QT

Date: .............................................