S G Ratcliff Limited 00530267 false 2024-04-01 2025-03-31 2025-03-31 The principal activity of the company is mixed farming. Digita Accounts Production Advanced 6.30.9574.0 true true 00530267 2024-04-01 2025-03-31 00530267 2025-03-31 00530267 bus:OrdinaryShareClass1 2025-03-31 00530267 core:HirePurchaseContracts core:CurrentFinancialInstruments 2025-03-31 00530267 core:HirePurchaseContracts core:Non-currentFinancialInstruments 2025-03-31 00530267 core:CurrentFinancialInstruments 2025-03-31 00530267 core:CurrentFinancialInstruments core:WithinOneYear 2025-03-31 00530267 core:Non-currentFinancialInstruments core:AfterOneYear 2025-03-31 00530267 core:ConstructionInProgressAssetsUnderConstruction 2025-03-31 00530267 core:FurnitureFittings 2025-03-31 00530267 core:Land 2025-03-31 00530267 core:LandBuildings core:LongLeaseholdAssets 2025-03-31 00530267 core:LandBuildings core:OwnedOrFreeholdAssets 2025-03-31 00530267 core:MotorVehicles 2025-03-31 00530267 core:OtherPropertyPlantEquipment 2025-03-31 00530267 core:ParentEntities 2025-03-31 00530267 bus:SmallEntities 2024-04-01 2025-03-31 00530267 bus:AuditExemptWithAccountantsReport 2024-04-01 2025-03-31 00530267 bus:FilletedAccounts 2024-04-01 2025-03-31 00530267 bus:SmallCompaniesRegimeForAccounts 2024-04-01 2025-03-31 00530267 bus:RegisteredOffice 2024-04-01 2025-03-31 00530267 bus:Director1 2024-04-01 2025-03-31 00530267 bus:Director2 2024-04-01 2025-03-31 00530267 bus:Director4 2024-04-01 2025-03-31 00530267 bus:OrdinaryShareClass1 2024-04-01 2025-03-31 00530267 bus:PrivateLimitedCompanyLtd 2024-04-01 2025-03-31 00530267 bus:Agent1 2024-04-01 2025-03-31 00530267 core:ConstructionInProgressAssetsUnderConstruction 2024-04-01 2025-03-31 00530267 core:FurnitureFittings 2024-04-01 2025-03-31 00530267 core:Land 2024-04-01 2025-03-31 00530267 core:LandBuildings 2024-04-01 2025-03-31 00530267 core:LandBuildings core:LongLeaseholdAssets 2024-04-01 2025-03-31 00530267 core:LandBuildings core:OwnedOrFreeholdAssets 2024-04-01 2025-03-31 00530267 core:LeaseholdImprovements 2024-04-01 2025-03-31 00530267 core:MotorVehicles 2024-04-01 2025-03-31 00530267 core:OtherPropertyPlantEquipment 2024-04-01 2025-03-31 00530267 core:OtherVehicles 2024-04-01 2025-03-31 00530267 core:PlantMachinery 2024-04-01 2025-03-31 00530267 countries:EnglandWales 2024-04-01 2025-03-31 00530267 2024-03-31 00530267 core:ConstructionInProgressAssetsUnderConstruction 2024-03-31 00530267 core:FurnitureFittings 2024-03-31 00530267 core:LandBuildings core:LongLeaseholdAssets 2024-03-31 00530267 core:LandBuildings core:OwnedOrFreeholdAssets 2024-03-31 00530267 core:MotorVehicles 2024-03-31 00530267 core:OtherPropertyPlantEquipment 2024-03-31 00530267 core:ParentEntities 2024-03-31 00530267 2023-04-01 2024-03-31 00530267 2024-03-31 00530267 bus:OrdinaryShareClass1 2024-03-31 00530267 core:HirePurchaseContracts core:CurrentFinancialInstruments 2024-03-31 00530267 core:HirePurchaseContracts core:Non-currentFinancialInstruments 2024-03-31 00530267 core:CurrentFinancialInstruments 2024-03-31 00530267 core:CurrentFinancialInstruments core:WithinOneYear 2024-03-31 00530267 core:Non-currentFinancialInstruments core:AfterOneYear 2024-03-31 00530267 core:ConstructionInProgressAssetsUnderConstruction 2024-03-31 00530267 core:FurnitureFittings 2024-03-31 00530267 core:Land 2024-03-31 00530267 core:LandBuildings core:LongLeaseholdAssets 2024-03-31 00530267 core:LandBuildings core:OwnedOrFreeholdAssets 2024-03-31 00530267 core:MotorVehicles 2024-03-31 00530267 core:OtherPropertyPlantEquipment 2024-03-31 00530267 core:ParentEntities 2024-03-31 00530267 core:ParentEntities 2023-04-01 2024-03-31 00530267 core:ParentEntities 2023-03-31 iso4217:GBP xbrli:pure xbrli:shares

Registrar

Registration number: 00530267

S G Ratcliff Limited

Unaudited Filleted Financial Statements

for the Year Ended 31 March 2025

 

S G Ratcliff Limited

Contents

Company Information

1

Balance Sheet

2 to 3

Notes to the Financial Statements

4 to 10

 

S G Ratcliff Limited

Company Information

Directors

P G Ratcliff

C L Ratcliff

L A Ratcliff

Registered office

3 Warners Mill
Silks Way
Braintree
Essex
CM7 3GB

Solicitors

Birkett Long LLP
1 Amphora Place
Sheepen Road
Colchester
Essex
CO3 3WG

Bankers

Barclays Bank PLC
1 Bank Street
Braintree
Essex
CM7 7UQ

Accountants

Lambert Chapman LLP
Chartered Accountants3 Warners Mill
Silks Way
Braintree
Essex
CM7 3GB

 

S G Ratcliff Limited

(Registration number: 00530267)
Balance Sheet as at 31 March 2025

Note

2025
£

2024
£

Fixed assets

 

Tangible assets

4

5,441,965

5,393,673

Investment property

5

1,995,000

1,995,000

 

7,436,965

7,388,673

Current assets

 

Stocks

262,061

165,878

Debtors

6

84,567

116,793

Cash at bank and in hand

 

689,520

216,791

 

1,036,148

499,462

Creditors: Amounts falling due within one year

7

(643,550)

(697,316)

Net current assets/(liabilities)

 

392,598

(197,854)

Total assets less current liabilities

 

7,829,563

7,190,819

Creditors: Amounts falling due after more than one year

7

(75,010)

(27,218)

Provisions for liabilities

(1,344,059)

(1,329,501)

Net assets

 

6,410,494

5,834,100

Capital and reserves

 

Called up share capital

8

19,250

19,250

Capital redemption reserve

24,000

24,000

Revaluation reserve

5,034,391

5,034,391

Retained earnings

1,332,853

756,459

Shareholders' funds

 

6,410,494

5,834,100

For the financial year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

 

S G Ratcliff Limited

(Registration number: 00530267)
Balance Sheet as at 31 March 2025

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and FRS 102 ‘The Financial Reporting Standard Applicable in the UK and Republic of Ireland’.

Approved and authorised by the Board on 30 December 2025 and signed on its behalf by:
 




P G Ratcliff
Director

 

S G Ratcliff Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is: 3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB.

These financial statements were authorised for issue by the Board on 30 December 2025.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention.

These financial statements are presented in Sterling (£), which is the company's functional currency.

These financial statements have been prepared on the basis of rounding to the next whole number.

Revenue recognition

Turnover represents invoiced sales of crops and rent receivable, excluding VAT.

Recognition of the Basic Payment Scheme

The Basic Payment is a government grant which is recognised on the performance basis. The Basic Payment income for 2024 is fully recognised in these accounts.

There is no recognition of the 2025 Basic Payment in these accounts.

Tax

Current Tax is recognised in the profit and loss account, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Deferred income tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the financial statements and on unused tax losses or tax credits in the company. Deferred income tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

Tangible assets

Tangible assets are stated in the statement of financial position at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

 

S G Ratcliff Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Depreciation

Depreciation is charged so as to write off the cost or valuation of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Freehold property

No depreciation

Improvements to property

10% Reducing balance

Plant and machinery

15% Reducing balance

Fixtures and fittings

20% Reducing balance

Motor vehicles

20% Reducing balance

Tractors and combines

20% Reducing balance

Investment property

Investment property is carried at fair value, derived from the current market prices for comparable real estate determined annually by external valuers. The valuers use observable market prices, adjusted if necessary for any difference in the nature, location or condition of the specific asset. Changes in fair value are recognised in profit or loss.

Investments

Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits.

Trade debtors

Trade debtors are amounts due from customers for crops sold or services performed in the ordinary course of business.

Stocks

Stocks are valued by an independent professional valuer. The stocks have been valued using the cost model in accordance with FRS 102.

In applying the cost model, growing and harvested crops have been valued at estimated cost of production. Consumables have been valued at actual cost or replacement cost if lower, or at net realisable value if stores have deteriorated.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments.

Defined contribution pension obligation

The company operates a defined pension scheme. Contributions are recognised in the profit and loss account in the period in which they become payable in accordance with the rules of the scheme.

 

S G Ratcliff Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

3

Staff numbers

The average number of persons employed by the company (including directors) during the year, was 7 (2024 - 7).

 

S G Ratcliff Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

4

Tangible assets

Freehold property
£

Improvements to property
£

Tractors and combines
 £

Fixtures and fittings
£

Motor vehicles
 £

Plant and machinery
 £

Total
£

Cost or valuation

At 1 April 2024

4,465,000

336,234

769,676

1,997

16,650

849,996

6,439,553

Additions

-

-

216,250

-

-

39,100

255,350

Disposals

-

(3,246)

(151,050)

(133)

-

(44,783)

(199,212)

At 31 March 2025

4,465,000

332,988

834,876

1,864

16,650

844,313

6,495,691

Depreciation

At 1 April 2024

-

236,830

308,962

1,239

2,072

496,777

1,045,880

Charge for the year

-

9,940

89,573

152

2,916

54,072

156,653

Eliminated on disposal

-

(3,246)

(101,791)

(133)

-

(43,637)

(148,807)

At 31 March 2025

-

243,524

296,744

1,258

4,988

507,212

1,053,726

Carrying amount

At 31 March 2025

4,465,000

89,464

538,132

606

11,662

337,101

5,441,965

At 31 March 2024

4,465,000

99,404

460,714

758

14,578

353,219

5,393,673

 

S G Ratcliff Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

Revaluation

The fair value of the company's Freehold Property was revalued on 31 October 2022 by an independent valuer.
Land is valued at market value of the acreage owed by the company. The name and qualification of the independent valuer is Philip Hutley (FAAV).

Had this class of asset been measured on a historical cost basis, the carrying amount would have been £492,162 (2024 - £429,162).

Depreciation policy

Tractors and combines depreciation rate has been adjusted to be 20% reducing balance, from 25% reducing balance. In addition the motor vehicles depreciation rate has been adjusted to be 20% reducing balance, from 25% reducing balance. This is to ensure the carrying value of the machinery and motor vehicles is more accurately reflected in the financial statements. The adjustment has been reflected for the 2025 year-end accounts and thereafter.

5

Investment property

2025
£

At 1 April 2024

1,995,000

At 31 March 2025

1,995,000

It was determined upon revaluation of land that properties should be transferred to investment property. This transfer was made on 31 October 2022. The cost of the investment property was then revalued to reflect market value of £1,995,000. If the property was reflected at historic cost it would show £274,109. The valuation was carried out by an independent valuer, Philip Hutley (FAAV). Since the above revaluation date the directors are happy that the value represented is still fair and true

6

Debtors

2025
£

2024
£

Trade debtors

4,203

625

Prepayments

39,947

47,058

Other debtors

40,417

69,110

84,567

116,793

 

S G Ratcliff Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

7

Creditors

Creditors: amounts falling due within one year

Note

2025
£

2024
£

Due within one year

 

Loans and borrowings

9

64,718

26,333

Trade creditors

 

72,439

157,104

Amounts due to related parties

10

264,855

467,042

Corporation tax

160,057

-

Social security and other taxes

 

6,101

6,298

Other payables

 

30,568

11,577

Accruals

 

28,572

28,922

Deferred income

 

16,240

40

 

643,550

697,316

Due after one year

 

Loans and borrowings

9

75,010

27,218

8

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary shares of £1 each

19,250

19,250

19,250

19,250

       
 

S G Ratcliff Limited

Notes to the Financial Statements for the Year Ended 31 March 2025

9

Loans and borrowings

Current loans and borrowings

2025
£

2024
£

Hire purchase contracts

64,718

26,333

Non-current loans and borrowings

2025
£

2024
£

Hire purchase contracts

75,010

27,218

10

Related party transactions

Loans from related parties

2025

P G Ratcliff Farms Limited
£

At start of period

248,006

At end of period

248,006

2024

P G Ratcliff Farms Limited
£

At start of period

248,006

Advanced

106,173

Repaid

(106,173)

At end of period

248,006