REGISTERED NUMBER: 04312620 (England and Wales)

Wardale Fletcher Financial Consultants

Limited

Unaudited Financial Statements for the Year Ended 31 March 2025

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

4

DIRECTOR:

Ms B K Wardale

REGISTERED OFFICE:

5 London Road

Rainham

Gillingham

Kent

ME8 7RG

REGISTERED NUMBER:

04312620 (England and Wales)

ACCOUNTANTS:

Aggarwal & Co

Chartered Accountants

5 London Road

Rainham

Gillingham

Kent

ME8 7RG

FIXED ASSETS

Tangible assets

4

23,949

28,072

CURRENT ASSETS

Debtors

5

85,571

85,837

Cash at bank

494,463

475,951

580,034

561,788

CREDITORS

Amounts falling due within one year

6

34,362

40,656

NET CURRENT ASSETS

545,672

521,132

TOTAL ASSETS LESS CURRENT LIABILITIES

569,621

549,204

PROVISIONS FOR LIABILITIES

2,301

3,028

NET ASSETS

567,320

546,176

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

567,220

546,076

SHAREHOLDERS' FUNDS

567,320

546,176

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges her responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the director and authorised for issue on 30 December 2025 and were signed by:

Ms B K Wardale - Director

1.	STATUTORY INFORMATION

Wardale Fletcher Financial Consultants Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income recognition

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off the cost less estimated residual value of each asset over its estimated useful life.

Plant and machinery etc

-

33% on cost and 25% on cost

Financial instruments

The Company enters into basic financial instruments that result in the recognition of financial assets and liabilities like trade and other accounts receivable and payable, loans to and from banks, other third parties and related parties.

Basic financial instruments are recognised at amortised cost, with changes recognised in profit or loss.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted by the statement of financial position date.

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date. Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted by the year end.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 4 (2024 - 3 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 April 2024

48,724

Additions

1,960

At 31 March 2025

50,684

DEPRECIATION

At 1 April 2024

20,652

Charge for year

6,083

At 31 March 2025

26,735

NET BOOK VALUE

At 31 March 2025

23,949

At 31 March 2024

28,072

5.

DEBTORS

2025

2024

£

£

Amounts falling due within one year:

Trade debtors

20,125

18,754

Other debtors

48,571

50,208

68,696

68,962

Amounts falling due after more than one year:

Other debtors

16,875

16,875

Aggregate amounts

85,571

85,837

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Taxation and social security

32,262

38,555

Other creditors

2,100

2,101

34,362

40,656

7.	DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 31 March 2025 and 31 March 2024:

2025

2024

£

£

Ms B K Wardale

Balance outstanding at start of year

48,643

93,981

Amounts advanced

77,103

70,831

Amounts repaid

(79,131

)

(116,169

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

46,615

48,643