REGISTERED NUMBER: 08074637 (England and Wales)

Unaudited Financial Statements for the Year Ended 5 April 2025

for

Vintage Finance Ltd

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTORS:

Mr J L Brook

Mr J M Brook

REGISTERED OFFICE:

Lower Plaza 1

Gateway Plaza

Fitzwilliam Street

Barnsley

S70 2RF

REGISTERED NUMBER:

08074637 (England and Wales)

ACCOUNTANTS:

Harris & Co Limited

Chartered Accountants

Marland House

13 Huddersfield Road

Barnsley

South Yorkshire

S70 2LW

FIXED ASSETS

Investments

5

250

200

CURRENT ASSETS

Debtors

6

5,553,446

5,609,340

Cash at bank

5,172

14,704

5,558,618

5,624,044

CREDITORS

Amounts falling due within one year

7

5,431,789

5,334,929

NET CURRENT ASSETS

126,829

289,115

TOTAL ASSETS LESS CURRENT LIABILITIES

127,079

289,315

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

126,979

289,215

127,079

289,315

The Company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 5 April 2025.

The members have not required the Company to obtain an audit of its financial statements for the year ended 5 April 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the Company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the Company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the Company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Profit and Loss Account has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 22 December 2025 and were signed on its behalf by:

Mr J L Brook - Director

1.	STATUTORY INFORMATION

Vintage Finance Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation and functional currency of the financial statements is the Pound Sterling (£).

2.	STATEMENT OF COMPLIANCE

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006.

3.	ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements have been prepared on a going concern basis under the historical cost convention.

Significant judgements and estimates

The principal accounting policies and significant judgements and estimates applied in the preparation of these financial statements are set out below. These policies, judgements and estimates have been consistently applied to all years presented unless otherwise stated.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Investments

Fixed asset investments are initially recorded at cost and subsequently stated at cost less any accumulated impairment losses.

4.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was NIL (2024 - NIL).

5.	FIXED ASSET INVESTMENTS

Other

investments

£

COST

At 6 April 2024

200

Additions

50

At 5 April 2025

250

NET BOOK VALUE

At 5 April 2025

250

At 5 April 2024

200

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Other debtors

5,553,446

5,609,340

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Taxation and social security

-

25,197

Other creditors

5,431,789

5,309,732

5,431,789

5,334,929

8.	RELATED PARTY DISCLOSURES

Loans from Directors

At 5 April 2025 the company owed £3,420,000 (2024: £3,420,000) to two of its directors. The loans are interest free and repayable on demand.

Loans to companies under common control

The company received no interest on loans to companies under common control (2024: £9,060). From 1 May 2023 interest was not charged on these loans. At 5 April 2025 the balances on these loans were as follows:

2025

2024

£

£

Amount due from related party at the balance sheet date

4,059,772

4,059,772

Loan to partnership of which the company is a member

The company received no interest on a loan to a partnership of which the company is a member in the current year nor the year ending 5 April 2024. At 5 April 2025 the balance outstanding on that loan was as follows:

2025

2024

£

£

Amount due from related party at the balance sheet date

156,439

209,439

Loans from companies under common control

The company was charged no interest on loans from companies under common control (2024: £1,663). At 5 April 2025 the balance outstanding on that loan was as follows:

2025

2024

£

£

Amount due to related party at the balance sheet date

1,580,835

1,512,835

In previous years interest has been charged on balances with related parties. From the year ended 5 April 2024 interest is no longer charged.