REGISTERED NUMBER: 05934639 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 NOVEMBER 2025

FOR

(SMT) MONEY MATTERS LIMITED

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

S M Teuten

SECRETARY:

W A Freeman

REGISTERED OFFICE:

7 Daisy Mead

Pease Pottage

West Sussex

RH11 9UX

REGISTERED NUMBER:

05934639 (England and Wales)

ACCOUNTANTS:

GBJ Financial Limited

Sterling House

27 Hatchlands Road

Redhill

Surrey

RH1 6RW

FIXED ASSETS

Intangible assets

4

12,820

14,452

Tangible assets

5

71,217

52,402

84,037

66,854

CURRENT ASSETS

Stocks

400

400

Debtors

6

38,592

51,237

Cash at bank

70,855

27,970

109,847

79,607

CREDITORS

Amounts falling due within one year

7

62,118

52,661

NET CURRENT ASSETS

47,729

26,946

TOTAL ASSETS LESS CURRENT LIABILITIES

131,766

93,800

CREDITORS

Amounts falling due after more than one year

8

94,697

82,066

NET ASSETS

37,069

11,734

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

36,969

11,634

37,069

11,734

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 November 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 November 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the director and authorised for issue on 7 January 2026 and were signed by:

S M Teuten - Director

1.	STATUTORY INFORMATION

(SMT) Money Matters Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Goodwill

Goodwill, being the amount paid in connection with the acquisition of a business in 2006, is being amortised evenly over its estimated useful life of twenty years.

Intangible assets

Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery

-

33% on reducing balance

Motor vehicles

-

33% on reducing balance

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 6 (2024 - 5 ) .

4.	INTANGIBLE FIXED ASSETS

Goodwill

£

COST

At 1 December 2024

and 30 November 2025

70,000

AMORTISATION

At 1 December 2024

55,548

Charge for year

1,632

At 30 November 2025

57,180

NET BOOK VALUE

At 30 November 2025

12,820

At 30 November 2024

14,452

5.	TANGIBLE FIXED ASSETS

Plant and

Motor

machinery

vehicles

Totals

£

£

£

COST

At 1 December 2024

40,960

154,190

195,150

Additions

884

87,500

88,384

Disposals

-

(152,990

)

(152,990

)

At 30 November 2025

41,844

88,700

130,544

DEPRECIATION

At 1 December 2024

34,064

108,684

142,748

Charge for year

2,568

22,001

24,569

Eliminated on disposal

-

(107,990

)

(107,990

)

At 30 November 2025

36,632

22,695

59,327

NET BOOK VALUE

At 30 November 2025

5,212

66,005

71,217

At 30 November 2024

6,896

45,506

52,402

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade debtors

36,490

43,052

Other debtors

2,102

8,185

38,592

51,237

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Hire purchase contracts

19,345

8,514

Trade creditors

663

-

Taxation and social security

39,306

41,447

Other creditors

2,804

2,700

62,118

52,661

8.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

2025

2024

£

£

Hire purchase contracts

64,462

61,390

Other creditors

30,235

20,676

94,697

82,066