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REGISTERED NUMBER: 06660740 (England and Wales)






























UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JULY 2025

FOR

D & M JEWELLERY FINISHERS LIMITED

D & M JEWELLERY FINISHERS LIMITED (REGISTERED NUMBER: 06660740)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JULY 2025










Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


D & M JEWELLERY FINISHERS LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 31 JULY 2025







DIRECTORS: Mr D Johnston
Mr M Johnston
Miss RJ Hill





REGISTERED OFFICE: Unit 6, Block E
Abbey View Road
Pinvin
Pershore
Worcestershire
WR10 2FW





REGISTERED NUMBER: 06660740 (England and Wales)

D & M JEWELLERY FINISHERS LIMITED (REGISTERED NUMBER: 06660740)

BALANCE SHEET
31 JULY 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 200,861 129,742

CURRENT ASSETS
Stocks 5 52,800 75,000
Debtors 6 207,192 294,404
Cash at bank 416,154 205,743
676,146 575,147
CREDITORS
Amounts falling due within one year 7 280,121 195,590
NET CURRENT ASSETS 396,025 379,557
TOTAL ASSETS LESS CURRENT
LIABILITIES

596,886

509,299

CREDITORS
Amounts falling due after more than one
year

8

(2,462

)

(12,312

)

PROVISIONS FOR LIABILITIES (50,215 ) (32,436 )
NET ASSETS 544,209 464,551

CAPITAL AND RESERVES
Called up share capital 10 1,000 1,000
Retained earnings 543,209 463,551
SHAREHOLDERS' FUNDS 544,209 464,551

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

D & M JEWELLERY FINISHERS LIMITED (REGISTERED NUMBER: 06660740)

BALANCE SHEET - continued
31 JULY 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 2 December 2025 and were signed on its behalf by:




Mr D Johnston - Director



Mr M Johnston - Director


D & M JEWELLERY FINISHERS LIMITED (REGISTERED NUMBER: 06660740)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JULY 2025


1. STATUTORY INFORMATION

D & M Jewellery Finishers Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Revenue comprises the fair value for the sale of goods excluding value added taxes and represents net invoice value less estimated rebates, returns and settlement discounts. In all cases revenue is recognised when the risks and rewards of ownership are transferred and this is defined to be on dispatch of the goods.

Tangible fixed assets
Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Improvements to property - 25% on cost
Plant and machinery - 25% on reducing balance
Fixtures and fittings - 25% on reducing balance
Motor vehicles - 25% on reducing balance

Stocks
Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


D & M JEWELLERY FINISHERS LIMITED (REGISTERED NUMBER: 06660740)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 JULY 2025


2. ACCOUNTING POLICIES - continued
Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Debtors
Short term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Creditors
Short term trade creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

Operating leases
Rentals paid under operating leases are charged to profit and loss on straight line basis over the period of lease.

Hire purchase and leasing commitments
Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is the shorter.

The interest element of these obligations is charged to the profit and loss account over the relevant period. The capital element of the future payments is treated as a liability.

Rentals paid under operating leases are charged to the profit and loss account on a straight line basis over the period of the lease.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 7 (2024 - 6 ) .

D & M JEWELLERY FINISHERS LIMITED (REGISTERED NUMBER: 06660740)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 JULY 2025


4. TANGIBLE FIXED ASSETS
Improvements Fixtures
to Plant and and Motor
property machinery fittings vehicles Totals
£    £    £    £    £   
COST
At 1 August 2024 58,762 56,338 36,246 144,938 296,284
Additions 6,620 104,300 3,454 - 114,374
At 31 July 2025 65,382 160,638 39,700 144,938 410,658
DEPRECIATION
At 1 August 2024 44,113 35,146 23,185 64,098 166,542
Charge for year 7,431 11,919 3,695 20,210 43,255
At 31 July 2025 51,544 47,065 26,880 84,308 209,797
NET BOOK VALUE
At 31 July 2025 13,838 113,573 12,820 60,630 200,861
At 31 July 2024 14,649 21,192 13,061 80,840 129,742

5. STOCKS
2025 2024
£    £   
Stocks 52,800 75,000

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Trade debtors 50,275 71,527
Other debtors 156,917 222,877
207,192 294,404

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Hire purchase contracts 9,851 9,851
Trade creditors 6,186 21,129
Taxation and social security 104,814 32,496
Other creditors 159,270 132,114
280,121 195,590

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2025 2024
£    £   
Hire purchase contracts 2,462 12,312

D & M JEWELLERY FINISHERS LIMITED (REGISTERED NUMBER: 06660740)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 JULY 2025


9. SECURED DEBTS

The following secured debts are included within creditors:

2025 2024
£    £   
Hire purchase contracts 12,313 22,163

Hire purchase contracts are secured upon the assets to which they relate.

10. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2025 2024
value: £    £   
1,000 Ordinary £1 1,000 1,000

11. RELATED PARTY DISCLOSURES

At the end of the financial period, the company owed £2,141 (2024 - £32,369) to the directors of the company.

No interest was charged on the above balances.