REGISTERED NUMBER: 11588605 (England and Wales)

Unaudited Financial Statements for the Year Ended 30 September 2025

for

RISKINSUR LIMITED

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

Mrs S Gkouzdi

REGISTERED OFFICE:

4 The Harrow

Luton Road

Harpenden

Hertfordshire

AL5 3NG

REGISTERED NUMBER:

11588605 (England and Wales)

ACCOUNTANTS:

All Rohit Accounting Ltd

115 Northumberland Road

North Harrow

Middlesex

HA2 7RB

FIXED ASSETS

Tangible assets

4

3,460

4,253

CURRENT ASSETS

Debtors

5

67,875

58,533

Cash at bank

1,926

2,281

69,801

60,814

CREDITORS

Amounts falling due within one year

6

31,928

35,976

NET CURRENT ASSETS

37,873

24,838

TOTAL ASSETS LESS CURRENT LIABILITIES

41,333

29,091

CREDITORS

Amounts falling due after more than one year

7

-

8,750

NET ASSETS

41,333

20,341

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

41,233

20,241

SHAREHOLDERS' FUNDS

41,333

20,341

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges her responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 8 January 2026 and were signed by:

Mrs S Gkouzdi - Director

1.	STATUTORY INFORMATION

Riskinsur Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

25% on reducing balance

Computer equipment

-

25% on reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 2 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures

and

Computer

fittings

equipment

Totals

£

£

£

COST

At 1 October 2024

11,057

4,146

15,203

Additions

-

360

360

At 30 September 2025

11,057

4,506

15,563

DEPRECIATION

At 1 October 2024

7,692

3,258

10,950

Charge for year

841

312

1,153

At 30 September 2025

8,533

3,570

12,103

NET BOOK VALUE

At 30 September 2025

2,524

936

3,460

At 30 September 2024

3,365

888

4,253

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Other debtors

67,875

58,533

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Bank loans and overdrafts

-

8,750

Taxation and social security

6,523

2,826

Other creditors

25,405

24,400

31,928

35,976

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

2025

2024

£

£

Bank loans

-

8,750