1 August 2024 false No description of principal activity Taxfiler 2024.6 08631247business:PrivateLimitedCompanyLtd2024-08-012025-07-31 086312472024-07-31 086312472024-08-012025-07-31 08631247business:AuditExempt-NoAccountantsReport2024-08-012025-07-31 08631247business:FilletedAccounts2024-08-012025-07-31 086312472025-07-31 08631247business:Director12024-08-012025-07-31 086312472024-07-31 08631247core:WithinOneYear2025-07-31 08631247core:WithinOneYear2024-07-31 08631247core:ShareCapitalcore:PreviouslyStatedAmount2025-07-31 08631247core:ShareCapitalcore:PreviouslyStatedAmount2024-07-31 08631247core:RetainedEarningsAccumulatedLossescore:PreviouslyStatedAmount2025-07-31 08631247core:RetainedEarningsAccumulatedLossescore:PreviouslyStatedAmount2024-07-31 08631247core:PreviouslyStatedAmount2025-07-31 08631247core:PreviouslyStatedAmount2024-07-31 08631247business:SmallEntities2024-08-012025-07-31 08631247countries:EnglandWales2024-08-012025-07-31 08631247core:ComputerEquipment2024-07-31 08631247core:ComputerEquipment2025-07-31 086312472023-08-012024-07-31 iso4217:GBP xbrli:pure
Company Registration No. 08631247 (England and Wales)
Your Personal Finance Ltd Unaudited accounts for the year ended 31 July 2025
Your Personal Finance Ltd Unaudited accounts Contents
Page
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Your Personal Finance Ltd Company Information for the year ended 31 July 2025
Director
Joanne Zeff
Company Number
08631247 (England and Wales)
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Your Personal Finance Ltd Statement of financial position as at 31 July 2025
2025 
2024 
Notes
£ 
£ 
Current assets
Debtors
6,567 
6,567 
Cash at bank and in hand
86,541 
86,704 
93,108 
93,271 
Creditors: amounts falling due within one year
(38,916)
(35,217)
Net current assets
54,192 
58,054 
Net assets
54,192 
58,054 
Capital and reserves
Called up share capital
51 
51 
Profit and loss account
54,141 
58,003 
Shareholders' funds
54,192 
58,054 
For the year ending 31 July 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 8 January 2026 and were signed on its behalf by
Joanne Zeff Director Company Registration No. 08631247
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Your Personal Finance Ltd Notes to the Accounts for the year ended 31 July 2025
1
Statutory information
Your Personal Finance Ltd is a private company, limited by shares, registered in England and Wales, registration number 08631247.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
4
Tangible fixed assets
Computer equipment 
£ 
Cost or valuation
At cost 
At 1 August 2024
1,528 
At 31 July 2025
1,528 
Depreciation
At 1 August 2024
1,528 
At 31 July 2025
1,528 
Net book value
At 31 July 2025
- 
5
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Amounts due from group undertakings etc.
6,567 
6,567 
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Your Personal Finance Ltd Notes to the Accounts for the year ended 31 July 2025
6
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
Taxes and social security
17,697 
14,055 
Other creditors
9,999 
9,999 
Loans from directors
6,688 
6,631 
Accruals
4,532 
4,532 
38,916 
35,217 
7
Average number of employees
During the year the average number of employees was 0 (2024: 0).
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