Accounts



















	SGM MORTGAGES LTD



	UNAUDITED FINANCIAL STATEMENTS


	FOR THE YEAR ENDED 30 APRIL 2025

SGM MORTGAGES LTD
Company registered number: 14036436
STATEMENT OF FINANCIAL POSITION AT 30 April 2025

	Note	2025		2024
		£	£	£
FIXED ASSETS
Property, plant and equipment			692	922
CURRENT ASSETS
Debtors		1,461		1
Cash at bank and in hand		161		2,652
		1,622		2,653
CREDITORS: Amounts falling due within one year		1,577		1,987
NET CURRENT ASSETS			45	666
NET ASSETS			£737	£1,588

CAPITAL AND RESERVES
Called up share capital			100	100
Retained earnings			637	1,488
SHAREHOLDERS' FUNDS			£737	£1,588

	The notes on pages 3 form part of these financial statements

	page 1

SGM MORTGAGES LTD
Company registered number: 14036436
STATEMENT OF FINANCIAL POSITION AT 30 April 2025 (CONT.)

	Note	2025		2024
		£	£	£



	In approving these financial statements as director of the company I hereby confirm the following:

	For the year in question the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

	The members have not required the company to obtain an audit of its financial statements for the year ended 30 April 2025 in accordance with section 476 of the Companies Act 2006.

	The directors acknowledge their responsibilities for: 1) ensuring that the company keeps accounting records which comply with Sections 386 and 386 of the Companies Act 2006, and 2) preparing financial statements that give a true and fair view of the state of affairs of the company at at the end of each financial year and of its profit or loss for the financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to the financial statements, so far as they are applicable to the company.


	These financial statements have been prepared and delivered in accordance with the provisions of Part 15 of the Companies Act 2006 relating to small companies

	In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

	The financial statements were approved and authorised for issue by the board of directors on 09 January 2026

	Signed on behalf of the board of directors



	S Mortimer, Director

	The notes on pages 3 form part of these financial statements

	page 2



1.	SIGNIFICANT ACCOUNTING POLICIES


1a.	Statement of compliance

	SGM Mortgages Ltd is a private company limited by shares incorporated in England.

	Registered office:
	74 St Georges Road, Bolton, Lancs. BL1 2DD

1b.	Basis of accounting

	These financial statements have been prepared in accordance with the provisions of Section 1A of Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
	The financial statements have been prepared under the historical cost convention. The presentation currency is £ sterling.




2.	DIRECTORS AND EMPLOYEES

	The average weekly number of employees during the year were as follows:
		2025	2024
		No.	No.
	Persons employed, including directors	1	1
		1	1

	The notes on pages 3 form part of these financial statements

	page 3