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Registration number: 08494721

Sutcliffe Insurance Group Limited
Unaudited Filleted Financial Statements
for the Year Ended 31 May 2025

Sutcliffe Insurance Group Limited

Contents

Company Information | 1
Balance Sheet | 2
Notes to the Unaudited Financial Statements | 3 to 4

Sutcliffe Insurance Group Limited

Company Information

Directors | Mr D C Sutcliffe Mr E D Sutcliffe Mrs R J Sutcliffe Mrs S M Sutcliffe

Registered office | 2 Foundry Street Off City Walls Road Worcester WR1 2BJ

Accountants | Ballards LLP Chartered Accountants Oakmoore Court 11C Kingswood Road Hampton Lovett Droitwich Worcestershire WR9 0QH

Sutcliffe Insurance Group Limited

(Registration number: 08494721)
Balance Sheet as at 31 May 2025

| Note | 2025 £ | 2024 £
Fixed assets |  |  |
Investments | 4 | 156,129 | 156,129
Current assets |  |  |
Debtors | 5 | 32,283 | 32,178
Net assets |  | 188,412 | 188,307
Capital and reserves |  |  |
Called up share capital |  | 103 | 103
Retained earnings |  | 188,309 | 188,204
Shareholders' funds |  | 188,412 | 188,307

For the financial year ending 31 May 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

• | The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and
• | The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

These financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the directors have not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the Board on 16 January 2026 and signed on its behalf by:

......................................... Mr D C Sutcliffe Director |  |

Sutcliffe Insurance Group Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 May 2025

1 | General information

The company is a private company limited by share capital, incorporated in England.

The address of its registered office is:
2 Foundry Street
Off City Walls Road
Worcester
WR1 2BJ
United Kingdom

2 | Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Going concern

The financial statements have been prepared on a going concern basis.

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.
Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Sutcliffe Insurance Group Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 May 2025

3 | Staff numbers

The average number of persons employed by the company (including directors) during the year, was 4 (2024 - 4).

4 | Investments

| 2025 £ | 2024 £
Investments in subsidiaries | 156,129 | 156,129

Subsidiaries | £
Cost or valuation
At 1 June 2024 | 156,129
Provision
Carrying amount
At 31 May 2025 | 156,129
At 31 May 2024 | 156,129

5 | Debtors

Current | Note | 2025 £ | 2024 £
Amounts owed by related parties |  | 32,283 | 32,178
|  | 32,283 | 32,178