REGISTERED NUMBER: 05053759 (England and Wales)

Financial Statements

for the Year Ended 30 April 2025

for

Richard Bamber & Company (Mortgages) Ltd

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTOR:

Mr R M Bamber

REGISTERED OFFICE:

The Old Halsall Arms

2 Summerwood Lane

Halsall

Lancashire

L39 8RJ

REGISTERED NUMBER:

05053759 (England and Wales)

ACCOUNTANTS:

Bennett Brooks & Co Ltd

13a Duke Street

Southport

Merseyside

PR8 1LS

CURRENT ASSETS

Debtors

4

347,022

350,270

Cash at bank

370,266

1,275,197

717,288

1,625,467

CREDITORS

Amounts falling due within one year

5

(95,900

)

(68,911

)

NET CURRENT ASSETS

621,388

1,556,556

TOTAL ASSETS LESS CURRENT LIABILITIES

621,388

1,556,556

CAPITAL AND RESERVES

Called up share capital

6

1,001

1,001

Capital redemption reserve

99

99

Retained earnings

620,288

1,555,456

SHAREHOLDERS' FUNDS

621,388

1,556,556

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 April 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 April 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 16 January 2026 and were signed by:

Mr R M Bamber - Director

1.	STATUTORY INFORMATION

Richard Bamber & Company (Mortgages) Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Related party exemption

The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Turnover

Turnover represents commissions and fees earned in the accounting period net of related reclaims. Turnover is recognised when the right to consideration exists under contract.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 15 (2024 - 15 ) .

4.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade debtors

102,574

97,331

Other debtors

244,448

252,939

347,022

350,270

5.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Taxation and social security

81,480

54,086

Other creditors

14,420

14,825

95,900

68,911

6.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2025

2024

value:

£

£

10,000

Ordinary

£0.10

1,000

1,000

8

Ordinary A

£0.10

1

1

1,001

1,001

7.	ULTIMATE CONTROLLING PARTY

Third Floor Wealth Holdings Limited is the ultimate parent company. The parent's registered office is The Old Halsall Arms, 2 Summerwood Lane, Halsall, Ormskirk, L39 8RJ.