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REGISTERED NUMBER: 08565865 (England and Wales)

| FINANCIAL STATEMENTS |

| FOR THE YEAR ENDED 29 JUNE 2025 |

| FOR |

| RESIDUAL WEALTH MANAGEMENT LIMITED |

RESIDUAL WEALTH MANAGEMENT LIMITED (REGISTERED NUMBER: 08565865) |

CONTENTS OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 29 JUNE 2025

Page |

| Company Information | 1 |

| Balance Sheet | 2 |

| Notes to the Financial Statements | 4 |

| RESIDUAL WEALTH MANAGEMENT LIMITED |

COMPANY INFORMATION

FOR THE YEAR ENDED 29 JUNE 2025

| DIRECTOR: | N Heeley

| REGISTERED OFFICE: | Fulford House

| Newbold Terrace

| Leamington Spa

| Warwickshire

| CV32 4EA

| REGISTERED NUMBER: | 08565865 (England and Wales)

| ACCOUNTANTS: | TGFP

| Chartered Accountants

| Fulford House

| Newbold Terrace

| Leamington Spa

| Warwickshire

| CV32 4EA

RESIDUAL WEALTH MANAGEMENT LIMITED (REGISTERED NUMBER: 08565865) |

BALANCE SHEET

29 JUNE 2025

| 2025 | 2024 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Tangible assets | 4 | 32,074 |  | 2,003 |  |

CURRENT ASSETS

Debtors | 5 | 781,374 |  | 712,266 |  |

Investments | 6 | 101,426 |  | 211,137 |  |

Cash at bank | 42,934 |  | 59,426 |  |

925,734 |  | 982,829 |  |

CREDITORS

Amounts falling due within one year | 7 | 79,783 |  | 104,372 |  |

NET CURRENT ASSETS | 845,951 |  | 878,457 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 878,025 |  | 880,460 |  |

PENSION LIABILITY | 8 | (670,000 | ) | (670,000 | ) |

NET ASSETS | 208,025 |  | 210,460 |  |

CAPITAL AND RESERVES

Called up and paid share capital | 100 |  | 100 |  |

Retained earnings | 207,925 |  | 210,360 |  |

SHAREHOLDERS' FUNDS | 208,025 |  | 210,460 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 29 June 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 29 June 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges her responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

RESIDUAL WEALTH MANAGEMENT LIMITED (REGISTERED NUMBER: 08565865) |

BALANCE SHEET - continued

29 JUNE 2025

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the director and authorised for issue on 10 December 2025 and were signed by:

N Heeley - Director

RESIDUAL WEALTH MANAGEMENT LIMITED (REGISTERED NUMBER: 08565865) |

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 29 JUNE 2025

1. | STATUTORY INFORMATION

| Residual Wealth Management Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover represents net invoiced sales of goods and services, excluding value added tax.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Improvements to property | - | 10% on reducing balance

| Fixtures and fittings | - | 25% on reducing balance

| Computer equipment | - | 33% on cost

| Financial instruments

| Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

| Taxation

| Taxation for the year comprises current tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

RESIDUAL WEALTH MANAGEMENT LIMITED (REGISTERED NUMBER: 08565865) |

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 29 JUNE 2025

2. | ACCOUNTING POLICIES - continued

| Pension costs and other post-retirement benefits

| For a defined benefit scheme, the liability recorded in the balance sheet is the present value of the defined obligation at that date. The defined benefit obligation is calculated on an annual basis by independent actuaries.

| Actuarial gains and losses are recognised in full in the period in which they occur and are shown in Other Comprehensive Income.

| Current and past service costs, along with settlements or curtailments, are charged to the Income Statement. Interest on pension plan liabilities are recognised within finance expense.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 3 (2024 - 3 ) .

4. | TANGIBLE FIXED ASSETS

| Plant and

| machinery

| etc

£ |

| COST

| At 30 June 2024 | 24,767 |  |

| Additions | 34,118 |  |

| At 29 June 2025 | 58,885 |  |

| DEPRECIATION

| At 30 June 2024 | 22,764 |  |

| Charge for year | 4,047 |  |

| At 29 June 2025 | 26,811 |  |

| NET BOOK VALUE

| At 29 June 2025 | 32,074 |  |

| At 29 June 2024 | 2,003 |  |

5. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade debtors | 23,270 |  | 14,569 |  |

| Other debtors | 758,104 |  | 697,697 |  |

781,374 |  | 712,266 |  |

6. | CURRENT ASSET INVESTMENTS

2025 | 2024 |

£ | £ |

| Unlisted investments | 101,426 |  | 211,137 |  |

RESIDUAL WEALTH MANAGEMENT LIMITED (REGISTERED NUMBER: 08565865) |

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 29 JUNE 2025

7. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade creditors | 266 |  | 151 |  |

| Taxation and social security | 27,505 |  | 21,203 |  |

| Other creditors | 52,012 |  | 83,018 |  |

79,783 |  | 104,372 |  |

8. | EMPLOYEE BENEFIT OBLIGATIONS

| The Company has agreed to fund a defined benefit pension scheme in respect of key employees. The most recent actuarial valuation of the obligations of £670,000 (2024 - £670,000) was on 29 June 2025. During the year the expense incurred was nil (2024 - nil).

| The principal assumptions used are:

| - Discount rate - 3.8%

| - Inflation RPI - 3.3%

| - Inflation CPI - 2.7%

| - Pre and Post Retirement mortality - S3PMA tables with improvements in the CMI 2020 model and a long term rate of improvement of 1%

|  | 2025 |  | 2024 |  |

| £ |  | £ |  |

| Present value of defined benefit obligations |  | 670,000 |  | 670,000 |  |

| Fair value of scheme assets |  | - |  | - |  |

| Liability recognised in the balance sheet |  | 670,000 |  | 670,000 |  |

| Movements in the present value of the defined benefit obligations were as follows:

| 2025 |  |

| £ |  |

| At the beginning of the year |  | 670,000 |  |

| Current service cost |  | - |  |

| Interest cost |  | - |  |

| Actuarial gains |  | - |  |

| At end of year |  | 670,000 |  |

9. | RELATED PARTY DISCLOSURES

| Included in other debtors is an amount owed of £631,273 (2024: £570,866) from a company under the control of the director and a company in which the director have an interest in.