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Stratford Jewellery and Loan Limited

Registered Number:08584608

For the year ended 31 December 2025
England and Wales
Unaudited Financial Statements

2
For the year ended 31 December 2025
Stratford Jewellery and Loan Limited
Contents Page
1
Statement of Financial Position
2 to 5
Notes to the Financial Statements
3

Registered Number :

08584608

As at 31 December 2025

Stratford Jewellery and Loan Limited
Statement of Financial Position

£

£

2024
2025

Notes

Fixed assets

Property, plant and equipment

8,403
11,205
3
8,403
11,205

Current assets

Inventories

82,545
141,253
4

Trade and other receivables

55,906
34,584
5
220,704

Cash and cash equivalents

361,162
536,999
359,155

Trade and other payables: amounts falling due within one year

(131,213)
(145,814)
6
227,942
391,185
Net current assets

Total assets less current liabilities

399,588
239,147
(4,685)
(4,332)

Provisions for liabilities

394,903
Net assets
234,815

Capital and reserves

Called up share capital

100
100

Retained earnings

394,803
234,715
394,903
234,815
Shareholders' funds

For the year ended 31 December 2025 the company was entitled to exemption from audit under Section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006

The director acknowledges his responsibilities for:a) ensuring that the company keeps proper accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

b) preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of
each financial year and of its profit or loss for each financial year in accordance with the requirements of Section
394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial
statements, so far as applicable to the company.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

Mr Kevin R Stratford Director

These financial statements were approved and authorised for issue by the Board on 04 February 2026 and were signed by:

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4

Registered Number :

08584608

For the year ended 31 December 2025
Stratford Jewellery and Loan Limited
Statement of Financial Position Continued

The notes form part of these financial statements

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5
For the year ended 31 December 2025
Stratford Jewellery and Loan Limited
Notes to the Financial Statements
Statutory Information

Stratford Jewellery and Loan Limited is a private limited company, limited by shares, domiciled in England and Wales,
registration number 08584608.

Principal place of business:

48 Market Place
Chippenham
Wiltshire
SN15 3HU

Registered address:

Windyridge
Amberley
Stroud
Gloucestershire
GL5 5AA

The presentation currency is £ sterling.

1. Accounting policies

Basis of preparing the financial statements

These financial statements have been prepared in accordance with the provisions of Section 1 A of Financial
Reporting Standard 102 ''The Financial Reporting Standard applicable in the UK and Republic of Ireland'' and the
Companies Act 2006. The financial statements have been prepared under the historical costs convention as
modified by the revaluation of certain assets.

Revenue recognition

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax or other similar sales taxes.

Intangible assets
Intangible assets are stated at cost less amortisation which is being charged over ten years.
Property, plant and equipment

Property, plant and equipment, other than freehold land, are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:

Land and Buildings

10% Straight line

Plant and Machinery

25% Reducing balance

25% Reducing balance

Computer Equipment

25% Reducing balance

Motor Vehicles

25% Reducing balance

Furniture and Fittings
Inventories
Inventories have been valued at the lower of cost and estimated selling price less costs to sell.
Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Foreign currencies

Assets and liabilities in foreign currencies are translated into sterling at the rates of exchange ruling at the balance sheet date. Transactions in foreign currencies are translated into sterling at the rate at the date of transaction. Exchange rate differences are taken into account in arriving at the operating result.

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6
For the year ended 31 December 2025
Stratford Jewellery and Loan Limited
Notes to the Financial Statements Continued
Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straightline basis over the period of the lease.
Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme for the benefit of its directors/and employees. Contributions payable are charged to the profit and loss account in the period in which they are payable.

2. Intangible fixed assets

Other Intangible
Assets

Cost or valuation

£

At 01 January 2025

10,000

At 31 December 2025

10,000

Amortisation

At 01 January 2025

10,000

At 31 December 2025

10,000

Net book value

At 31 December 2025

-

At 31 December 2024

-

3. Property, plant and equipment

Total

Computer
Equipment

Motor Vehicles

Plant and
Machinery

Land and
Buildings

£

£

£

£

£

Cost or valuation

At 01 January 2025

54,562
14,492
22,505
6,808
10,757

At 31 December 2025

6,808
22,505
14,492
54,562
10,757

Provision for depreciation and impairment

At 01 January 2025

43,357
13,068
13,011
6,521
10,757
Charge for year
2,802
356
2,374
72
-

At 31 December 2025

46,159
13,424
15,385
6,593
10,757

At 31 December 2025

Net book value

-
215
7,120
1,068
8,403

At 31 December 2024

-
287
9,494
1,424
11,205

4. Inventories

2024
2025

£

£

Stocks

141,253
82,545

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For the year ended 31 December 2025
Stratford Jewellery and Loan Limited
Notes to the Financial Statements Continued

5. Trade and other receivables

2024
2025

£

£

Trade debtors

29,834
51,156

Other debtors

4,750
4,750
55,906
34,584

6. Trade and other payables: amounts falling due within one year

2024
2025

£

£

Taxation and social security

54,747
22,682

Other creditors

91,067
108,531
145,814
131,213

7. Guarantees and other financial commitments

Lease commitments

At 31 December 2025 the company had annual commitments under non-cancellable operating leases as set out
below:

2024

£

2025

£

Operating leases which expire:

19,000
19,000

Within 2 to 5 years

19,000
19,000

8. Average number of persons employed

During the year the average number of employees was 2 (2024 : 2)
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