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REGISTERED NUMBER: 11395070 (England and Wales)

Unaudited Financial Statements

for the Year Ended 31 October 2025

for

My Mortgage Brokers Cheshire Limited

| My Mortgage Brokers Cheshire Limited (Registered number: 11395070) |

Contents of the Financial Statements

for the Year Ended 31 October 2025

Page |

| Company Information | 1 |

| Balance Sheet | 2 |

| Notes to the Financial Statements | 4 |

| My Mortgage Brokers Cheshire Limited |

Company Information

for the Year Ended 31 October 2025

| DIRECTORS: | C J Collins

| A S Richardson

| REGISTERED OFFICE: | DJH Chester City

| Military House

| 24 Castle Street

| Chester

| Cheshire

| CH1 2DS

| REGISTERED NUMBER: | 11395070 (England and Wales)

| ACCOUNTANTS: | DJH Wirral & Chester Limited

| Military House

| 24 Castle Street

| Chester

| Cheshire

| CH1 2DS

| My Mortgage Brokers Cheshire Limited (Registered number: 11395070) |

Balance Sheet

31 October 2025

| 31.10.25 |  | 31.10.24

| Notes | £ | £ |

FIXED ASSETS

Intangible assets | 4 | 13,104 |  | 14,976 |  |

Tangible assets | 5 | 144,349 |  | 176,770 |  |

157,453 |  | 191,746 |  |

CURRENT ASSETS

Debtors | 6 | 197,532 |  | 127,924 |  |

Cash at bank | 243,127 |  | 283,829 |  |

440,659 |  | 411,753 |  |

CREDITORS

Amounts falling due within one year | 7 | (111,782 | ) | (108,250 | ) |

NET CURRENT ASSETS | 328,877 |  | 303,503 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 486,330 |  | 495,249 |  |

CREDITORS

Amounts falling due after more than one year | 8 | (141,771 | ) | (166,781 | ) |

PROVISIONS FOR LIABILITIES | (27,426 | ) | (33,586 | ) |

NET ASSETS | 317,133 |  | 294,882 |  |

CAPITAL AND RESERVES

Called up share capital | 9 | 100 |  | 100 |  |

Retained earnings | 317,033 |  | 294,782 |  |

SHAREHOLDERS' FUNDS | 317,133 |  | 294,882 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 October 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

| My Mortgage Brokers Cheshire Limited (Registered number: 11395070) |

Balance Sheet - continued

31 October 2025

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 9 February 2026 and were signed on its behalf by:

C J Collins - Director

A S Richardson - Director

| My Mortgage Brokers Cheshire Limited (Registered number: 11395070) |

Notes to the Financial Statements

for the Year Ended 31 October 2025

1. | STATUTORY INFORMATION

| My Mortgage Brokers Cheshire Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| The financial statements are presented in sterling which is the functional currency of the company, rounded to the nearest £1.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Intangible assets

| Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

| Computer software is being amortised evenly over its estimated useful life of ten years.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Plant and machinery etc | - | 20% on reducing balance

| Taxation

| Taxation for the year comprises current tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

| My Mortgage Brokers Cheshire Limited (Registered number: 11395070) |

Notes to the Financial Statements - continued

for the Year Ended 31 October 2025

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 6 (2024 - 5 ) .

4. | INTANGIBLE FIXED ASSETS

| Other

| intangible

| assets

£ |

| COST

| At 1 November 2024

| and 31 October 2025 | 18,720 |  |

| AMORTISATION

| At 1 November 2024 | 3,744 |  |

| Charge for year | 1,872 |  |

| At 31 October 2025 | 5,616 |  |

| NET BOOK VALUE

| At 31 October 2025 | 13,104 |  |

| At 31 October 2024 | 14,976 |  |

5. | TANGIBLE FIXED ASSETS

| Plant and

| machinery

| etc

£ |

| COST

| At 1 November 2024 | 312,149 |  |

| Additions | 3,939 |  |

| At 31 October 2025 | 316,088 |  |

| DEPRECIATION

| At 1 November 2024 | 135,379 |  |

| Charge for year | 36,360 |  |

| At 31 October 2025 | 171,739 |  |

| NET BOOK VALUE

| At 31 October 2025 | 144,349 |  |

| At 31 October 2024 | 176,770 |  |

6. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.10.25 |  | 31.10.24

£ | £ |

| Amounts owed by associates | 197,532 |  | 127,924 |  |

| My Mortgage Brokers Cheshire Limited (Registered number: 11395070) |

Notes to the Financial Statements - continued

for the Year Ended 31 October 2025

7. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.10.25 |  | 31.10.24

£ | £ |

| Hire purchase contracts | 25,010 |  | 25,010 |  |

| Taxation and social security | 78,913 |  | 78,072 |  |

| Other creditors | 7,859 |  | 5,168 |  |

111,782 |  | 108,250 |  |

8. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

| 31.10.25 |  | 31.10.24

£ | £ |

| Hire purchase contracts | 141,771 |  | 166,781 |  |

9. | CALLED UP SHARE CAPITAL

| Allotted, issued and fully paid:

| Number: | Class: | Nominal | 31.10.25 |  | 31.10.24

| value: | £ | £ |

| 100 | Ordinary | £1 | 100 |  | 100 |  |

10. | RELATED PARTY DISCLOSURES

| During the year, total dividends of £174,000 were paid to the directors .

| Mr A Richardson a director of the company, is also directors and shareholders in Mortgage Wallet Ltd and Select Mortgages North West Ltd.

| During the year the company has made / (received) loans to / (from) these entities, all of which are interest free and repayable on demand.

| At the balance sheet date, the following balances were due from / (to) the following related parties:

| Mortgage Wallet Ltd : £188,959 (2024 - £122,638)

| Select Mortgages North West Ltd: £8,572 (2024 - £5,286)