Company Registration No. 01505363 (England and Wales)
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31 JULY 2025
PAGES FOR FILING WITH REGISTRAR
Nelson House
2 Hamilton Terrace
Leamington Spa
Warwickshire
England
CV32 4LY
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
CONTENTS
Page
Company information
Profit and loss account
1
Statement of comprehensive income
Balance sheet
2
Statement of changes in equity
3
Statement of cash flows
Notes to the financial statements
4 - 10
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
PROFIT AND LOSS ACCOUNT
FOR THE YEAR ENDED 31 JULY 2025
- 1 -
2025
2024
Notes
£
£
Turnover
2
425,055
470,547
Cost of sales
-
(9,207)
Gross profit
425,055
461,340
Administrative expenses
(364,301)
(402,764)
Other operating income
150
799
Operating profit
3
60,904
59,375
Interest receivable and similar income
5
7,486
6,391
Interest payable and similar expenses
6
(5,122)
(4,266)
Adjustments to the fair value of Fixed Asset Investments
7
2,415
4,116
Profit before taxation
65,683
65,616
Tax on profit
8
(3,103)
(2,948)
Profit for the financial year
62,580
62,668

The profit and loss account has been prepared on the basis that all operations are continuing operations.

JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
BALANCE SHEET
AS AT
31 JULY 2025
31 July 2025
- 2 -
2025
2024
Notes
£
£
£
£
Current assets
Debtors
11
83,507
163,837
Investments
12
50,474
48,058
Cash at bank and in hand
688,290
601,315
822,271
813,210
Creditors: amounts falling due within one year
13
(244,337)
(267,856)
Net current assets
577,934
545,354
Capital and reserves
Called up share capital
14
100
100
Profit and loss reserves
577,834
545,254
Total equity
577,934
545,354

For the financial year ended 31 July 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

T he member has not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved and signed by the director and authorised for issue on 2 March 2026
J.D. Bateman
Director
Company Registration No. 01505363
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 JULY 2025
- 3 -
Share capital
Profit and loss reserves
Total
Notes
£
£
£
Balance at 1 August 2023
100
512,586
512,686
Year ended 31 July 2024:
Profit and total comprehensive income
-
62,668
62,668
Dividends
-
(30,000)
(30,000)
Balance at 31 July 2024
100
545,254
545,354
Year ended 31 July 2025:
Profit and total comprehensive income
-
62,580
62,580
Dividends
-
(30,000)
(30,000)
Balance at 31 July 2025
100
577,834
577,934
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JULY 2025
- 4 -
1
Accounting policies
Company information

John Bateman Insurance Consultants Limited is a private company limited by shares incorporated in England and Wales. The registered office is 53 Smith Street, Warwick, CV34 4HU.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary a mounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, modified to include certain financial instruments at fair value. The principal accounting policies adopted are set out below.

This company is a qualifying entity for the purposes of FRS 102, being a member of a group where the parent of that group prepares publicly available consolidated financial statements, including this company, which are intended to give a true and fair view of the assets, liabilities, financial position and profit or loss of the group. T he company has therefore taken advantage of e xemptions from the following disclosure requirements:

- Section 4 ‘Statement of Financial Position’ – Reconciliation of the opening and closing number of shares;

Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instrument Issues’ – Carrying amounts, interest income/expense and net gains/losses for each category of financial instrument; basis of determining fair values; details of collateral, loan defaults or breaches, details of hedges, hedging fair value changes recognised in profit or loss and in other comprehensive income;

- Section 26 ‘Share based Payment’ – Share-based payment expense charged to profit or loss, reconciliation of opening and closing number and weighted average exercise price of share options, how the fair value of options granted was measured, measurement and carrying amount of liabilities for cash-settled share-based payments, explanation of modifications to arrangements;

- Section 33 ‘Related Party Disclosures’ – Compensation for key management personnel.

The company has taken advantage not to disclose transactions within a wholly owned group.

The financial statements of the company are consolidated in the financial statements of Bateman Group Holdings Limited. These consolidated financial statements are available from its registered office, 53 Smith Street, Warwick, CV34 4HU.

1.2
Going concern

A true t the time of approving the financial statements, t he director has a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus t he director continues to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Turnover
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
1
Accounting policies
(Continued)
- 5 -

Revenue from contracts for services is recognised on inception of the insurance policy. Turnover is shown net of VAT and other sales related taxes.

1.4
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost of assets less their residual values over their useful lives on the following bases:

Computer equipment
Straight Line over 4 years
Fixtures, fittings & equipment
15% Reducing Balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is credited or charged to profit or loss.

1.5
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.6
Financial instruments

The company has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the company's balance sheet when the company becomes party to the contractual provisions of the instrument.

Basic financial assets and liabilities

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in the profit and loss account in other administrative expenses.

1.7
Equity instruments

Equity instruments issued by the company are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the company.

Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recognised in profit or loss immediately, together with any changes in the fair value of the hedged asset or liability that are attributable to the hedged risk.

1.8
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
1
Accounting policies
(Continued)
- 6 -
Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The company’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

1.9
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense.

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

1.10
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.11

Investments

Investments are revalued at the end of each financial period, and any profits/(losses) are past through the Profit and Loss Account.

2
Turnover and other revenue
2025
2024
£
£
Other revenue
Interest income
7,486
6,391
3
Operating profit
2025
2024
Operating profit for the year is stated after charging:
£
£
Depreciation of owned tangible fixed assets
-
1,149
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 7 -
4
Employees

The average monthly number of persons (including directors) employed by the company during the year was:

2025
2024
Number
Number
Administration
4
3
Sales
3
5
Total
7
8

Their aggregate remuneration comprised:

2025
2024
£
£
Wages and salaries
190,077
226,155
Social security costs
14,248
16,105
Pension costs
8,322
9,985
212,647
252,245
5
Interest receivable and similar income
2025
2024
£
£
Interest income
Interest on bank deposits
7,486
6,391
6
Interest payable and similar expenses
2025
2024
£
£
Interest on bank overdrafts and loans
5,122
4,266
7
Amounts written off investments
2025
2024
£
£
Gain on valuation of current asset investments
2,415
4,116
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 8 -
8
Taxation
2025
2024
£
£
Current tax
UK corporation tax on profits for the current period
3,167
3,166
Adjustments in respect of prior periods
(64)
-
0
Total current tax
3,103
3,166
Deferred tax
Origination and reversal of timing differences
-
0
(218)
Total tax charge
3,103
2,948

The actual charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Profit before taxation
65,683
65,616
Expected tax charge based on the standard rate of corporation tax in the UK of 19.00% (2024: 19.00%)
12,480
12,467
Tax effect of expenses that are not deductible in determining taxable profit
(64)
218
Group relief
(9,195)
(9,493)
Permanent capital allowances in excess of depreciation
(118)
-
0
Deferred tax adjustments in respect of prior years
-
0
(244)
Taxation charge for the year
3,103
2,948
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 9 -
9
Tangible fixed assets
Computer equipment
Fixtures, fittings & equipment
Total
£
£
£
Cost
At 1 August 2024 and 31 July 2025
64,306
9,146
73,452
Depreciation and impairment
At 1 August 2024 and 31 July 2025
64,306
9,146
73,452
Carrying amount
At 31 July 2025
-
0
-
0
-
0
At 31 July 2024
-
0
-
0
-
0
10
Financial instruments
2025
2024
£
£
Carrying amount of financial assets
Instruments measured at fair value through profit or loss
50,474
48,058
11
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
45,895
128,152
Amounts owed by group undertakings
25,000
25,000
Prepayments and accrued income
12,612
10,685
83,507
163,837
12
Current asset investments
2025
2024
£
£
Unlisted investments
50,474
48,058
JOHN BATEMAN INSURANCE CONSULTANTS LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 10 -
13
Creditors: amounts falling due within one year
2025
2024
£
£
Introducers Commission
7,048
11,506
Trade creditors
214,067
231,890
Corporation tax
3,167
3,166
Other taxation and social security
2,555
4,094
Accruals and deferred income
17,500
17,200
244,337
267,856
14
Share capital
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary of £1 each
100
100
100
100
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