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Registered Number: 16171444
England and Wales
PAGAYE LTD
Unaudited Financial Statements
Period of accounts Start date: 08 January 2025 End date: 31 January 2026

PAGAYE LTD Contents Page For the Period 08 January 2025 to 31 January 2026
Company information | 1
Director's report | 2
Accountants' report | 3
Income statement | 4
Statement of financial position | 5
Notes to the financial statements | 6
Statement of changes in equity | 7

PAGAYE LTD Company Information For the Period 08 January 2025 to 31 January 2026
Director | Rachael Piri
Registered Number | 16171444
Registered Office | 128 CITY ROAD LONDON UNITED KINGDOM EC1V 2NX
Accountants | MNG Accountants Ltd 5 Brayford Square London E1 0SG
1

PAGAYE LTD Director's Report For the Period 08 January 2025 to 31 January 2026
Director's report and financial statements The director presents his/her/their annual report and the financial statements for the year ended 31 January 2026. Principal activities Principal activity of the company during the financial period was of ... Director The director who served the company throughout the period was as follows:
| Shares
--- | ---
Rachael Piri (from 08/01/2025) | 1.00
Statement of director's responsibilities The director is responsible for preparing the directors' report and the financial statements in accordance with applicable law and regulations and in accordance with United Kingdom Generally Accepted Accounting Practice. Company law requires the director to prepare financial statements for each financial year. Under that law the director has elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the director must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and the profit or loss of the company for that period. In preparing these financial statements, the director is required to : select suitable accounting policies and then apply them consistently make judgements and accounting estimates that are reasonable and prudent state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements and prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business. The director is responsible for keeping adequate accounting records that are sufficient to show and explain the company’s transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. The director is also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The director is responsible for the maintenance and integrity of the corporate and financial information included on the company's website. Legislation in the United Kingdom, governing the preparation and dissemination of financial statements, may differ from legislation in other jurisdictions On behalf of the board.
---------------------------------- Rachael Piri Director
Date approved: 18 March 2026 2

PAGAYE LTD Accountants' Report For the Period 08 January 2025 to 31 January 2026
Accountant’s report You consider that the company is exempt from an audit for the year ended 31 January 2026 . You have acknowledged, on the balance sheet, your responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts. These responsibilities include preparing accounts that give a true and fair view of the state of affairs of the company at the end of the financial year and of its profit or loss for the financial year. In accordance with your instructions, we have prepared the accounts which comprise the Profit and Loss Account, the Statement of Comprehensive Income, the Balance Sheet, the Statement of Changes in Equity and the related notes from the accounting records of the company and on the basis of information and explanations you have given to us. We have not carried out an audit or any other review, and consequently we do not express any opinion on these accounts. MNG Accountants Ltd 31 January 2026 .................................................... MNG Accountants Ltd 5 Brayford Square London E1 0SG 18 March 2026 3

PAGAYE LTD Income Statement For the Period 08 January 2025 to 31 January 2026
| Notes | 2026 £
--- | --- | ---
Turnover |  | 256
Cost of sales |  | (70)
Gross profit |  | 186
Selling and distribution costs |  | (335)
Administrative expenses |  | (729)
Operating loss |  | (878)
Other interest receivable and similar income |  | 0
Profit/(Loss) on ordinary activities before taxation |  | (878)
Tax on profit on ordinary activities |  | 0
Profit/(Loss) for the financial period |  | (878)
4

PAGAYE LTD Statement of Financial Position As at 31 January 2026
| Notes | 2026 £
--- | --- | ---
Current assets |  |
Cash at bank and in hand |  | 51
Creditors: amount falling due within one year | 3 | (928)
Net current assets |  | (877)
Total assets less current liabilities |  | (877)
Net assets |  | (877)
Capital and reserves |  |
Called up share capital |  | 1
Profit and loss account |  | (878)
Shareholders' funds |  | (877)
For the period ended 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. Director's responsibilities: The members have not required the company to obtain an audit of its accounts for the period in question in accordance with section 476. The director acknowledges their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts. These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006, the income statement has not been delivered to the Registrar of Companies. The financial statements were approved by the director on 18 March 2026 and were signed by:
------------------------------- Rachael Piri Director
5

PAGAYE LTD Statement of Changes in Equity For the Period 08 January 2025 to 31 January 2026
|  | Equity share capital |  | Revaluation reserve |  | Capital redemption reserve |  | Retained Earnings |  | Total
| £ |  | £ |  | £ |  | £ |  | £ |
At 08 January 2025 |  |  |  |  |  |  |  |  |  | -
Profit for the period |  |  |  |  |  |  |  | (878) |  | (878)
Total comprehensive income for the period |  | - |  | - |  | - |  | (878) |  | (878)
Shares issued |  | 1 |  |  |  |  |  |  |  | 1
Total investments by and distributions to owners |  | 1 |  | - |  | - |  | - |  | 1
At 31 January 2026 |  | 1 |  |  |  |  |  | (878) |  | (877)
6

PAGAYE LTD Notes to the Financial Statements For the Period 08 January 2025 to 31 January 2026
General Information PAGAYE LTD is a private company, limited by shares, registered in England and Wales, registration number 16171444, registration address 128 CITY ROAD, LONDON UNITED KINGDOM, EC1V 2NX. The presentation currency is £ sterling.
1. | Accounting policies Significant accounting policies Statement of compliance These financial statements have been prepared in compliance with FRS 102 – The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006. Basis of preparation The financial statements have been prepared under the historical cost convention as modified by the revaluation of land and buildings and certain financial instruments measured at fair value in accordance with the accounting policies. The financial statements are prepared in sterling which is the functional currency of the company. Going concern basis The directors believe that the company is experiencing good levels of sales growth and profitability, and that it is well placed to manage its business risks successfully. Accordingly, they have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the financial statements. Turnover Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.
2. | Average number of employees Average number of employees during the period was 0.
3. | Creditors: amount falling due within one year
| 2026 £
--- | ---
Accrued Expenses | 250
Other Creditors | 1
Rachael Piri | 677
| 928
7