Acorah Software Products - Accounts Production 18.1.170 false true 30 September 2024 1 October 2023 false 1 October 2024 30 September 2025 30 September 2025 09394027 Kevin Duffy iso4217:GBP iso4217:EUR iso4217:USD xbrli:shares xbrli:pure xbrli:pure 09394027 2024-09-30 09394027 2025-09-30 09394027 2024-10-01 2025-09-30 09394027 frs-core:CurrentFinancialInstruments 2025-09-30 09394027 frs-core:Non-currentFinancialInstruments 2025-09-30 09394027 frs-core:FurnitureFittings 2025-09-30 09394027 frs-core:FurnitureFittings 2024-10-01 2025-09-30 09394027 frs-core:FurnitureFittings 2024-09-30 09394027 frs-core:NetGoodwill 2025-09-30 09394027 frs-core:NetGoodwill 2024-10-01 2025-09-30 09394027 frs-core:NetGoodwill 2024-09-30 09394027 frs-core:ShareCapital 2025-09-30 09394027 frs-core:RetainedEarningsAccumulatedLosses 2025-09-30 09394027 frs-bus:PrivateLimitedCompanyLtd 2024-10-01 2025-09-30 09394027 frs-bus:FilletedAccounts 2024-10-01 2025-09-30 09394027 frs-bus:SmallEntities 2024-10-01 2025-09-30 09394027 frs-bus:AuditExempt-NoAccountantsReport 2024-10-01 2025-09-30 09394027 frs-bus:SmallCompaniesRegimeForAccounts 2024-10-01 2025-09-30 09394027 frs-bus:Director1 2024-10-01 2025-09-30 09394027 frs-bus:Director1 2024-09-30 09394027 frs-bus:Director1 2025-09-30 09394027 frs-countries:EnglandWales 2024-10-01 2025-09-30 09394027 2023-09-30 09394027 2024-09-30 09394027 2023-10-01 2024-09-30 09394027 frs-core:CurrentFinancialInstruments 2024-09-30 09394027 frs-core:Non-currentFinancialInstruments 2024-09-30 09394027 frs-core:ShareCapital 2024-09-30 09394027 frs-core:RetainedEarningsAccumulatedLosses 2024-09-30
Registered number: 09394027
Mortgage Force (UK) Ltd
Financial Statements
For The Year Ended 30 September 2025
Mortgage Force (UK) Ltd
Contents
Contents

| Page
--- | ---
Statement of Financial Position | 1—2
Notes to the Financial Statements | 3—5

Page 1
Mortgage Force (UK) Ltd
Statement of Financial Position
As At 30 September 2025
Statement of Financial Position
Registered number: 09394027

| 2025 | 2024
--- | --- | ---
| Notes | £ | £ | £ | £
FIXED ASSETS
Intangible Assets | 4 |  | 8,571 |  | -
Tangible Assets | 5 |  | 6,902 |  | 1,601
|  |  | 15,473 |  | 1,601
CURRENT ASSETS
Debtors | 6 | 2,795,363 |  | 2,390,218 |
Cash at bank and in hand |  | 20,783 |  | 20,242 |
|  | 2,816,146 |  | 2,410,460 |
Creditors: Amounts Falling Due Within One Year | 7 | (2,063,212 ) |  | (1,752,901 ) |
NET CURRENT ASSETS (LIABILITIES) |  |  | 752,934 |  | 657,559
TOTAL ASSETS LESS CURRENT LIABILITIES |  |  | 768,407 |  | 659,160
Creditors: Amounts Falling Due After More Than One Year | 8 |  | (105,227 ) |  | (144,538 )
PROVISIONS FOR LIABILITIES
Deferred Taxation |  |  | (1,311 ) |  | (304 )
NET ASSETS |  |  | 661,869 |  | 514,318
CAPITAL AND RESERVES
Called up share capital | 9 |  | 1 |  | 1
Income Statement |  |  | 661,868 |  | 514,317
SHAREHOLDERS' FUNDS |  |  | 661,869 |  | 514,318

Page 1
Page 2
Mortgage Force (UK) Ltd
Statement of Financial Position (continued)
As At 30 September 2025
For the year ending 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Income Statement.
On behalf of the board

Kevin Duffy Director
08/04/2026

The notes on pages 3 to 5 form part of these financial statements.
Page 2
Page 3
Mortgage Force (UK) Ltd
Notes to the Financial Statements
For The Year Ended 30 September 2025
Notes to the Financial Statements
1. General Information
Mortgage Force (UK) Ltd is a private company, limited by shares, incorporated in England & Wales, registered number 09394027 . The registered office is Chestnut House, 65a Friar Gate, Derby, DE1 1DJ.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
2.2. Turnover
Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the sale of goods and from the rendering of services. Turnover is reduced for estimated customer returns, rebates and other similar allowances.
2.3. Intangible Fixed Assets and Amortisation - Goodwill
Goodwill is the difference between amounts paid on the acquisition of a business and the fair value of the separable net assets. It is amortised to the income statement over its estimated economic life of 7 years.
2.4. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Fixtures & Fittings | 3 years straight line

2.5. Taxation
Income tax expense represents the sum of the tax currently payable and deferred tax.
The tax currently payable is based on taxable profit for the year. Taxable profit differs from profit as reported in the statement of comprehensive income because of items of income or expense that are taxable or deductible in other year and items that are never taxable or deductible. The company's liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.
Deferred tax is recognised on timing differences between the carrying amounts of assets and liabilities in the financial statements and the corresponding tax bases used in the computation of taxable profit. Deferred tax liabilities are generally recognised for all taxable timing differences. Deferred tax assets are generally recognised for all deductible temporary differences to the extent that it is probable that taxable profits will be available against which those deductible timing differences can be utilised. The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered.
3. Average Number of Employees
Average number of employees, including directors, during the year was: 11 (2024: 11)
11 11
Page 3
Page 4
Mortgage Force (UK) Ltd
Notes to the Financial Statements (continued)
For The Year Ended 30 September 2025
4. Intangible Assets

| Goodwill
--- | ---
| £
Cost
As at 1 October 2024 | -
Additions | 10,000
As at 30 September 2025 | 10,000
Amortisation
As at 1 October 2024 | -
Provided during the period | 1,429
As at 30 September 2025 | 1,429
Net Book Value
As at 30 September 2025 | 8,571
As at 1 October 2024 | -

5. Tangible Assets

| Fixtures & Fittings
--- | ---
| £
Cost
As at 1 October 2024 | 13,496
Additions | 6,399
As at 30 September 2025 | 19,895
Depreciation
As at 1 October 2024 | 11,895
Provided during the period | 1,098
As at 30 September 2025 | 12,993
Net Book Value
As at 30 September 2025 | 6,902
As at 1 October 2024 | 1,601

6. Debtors

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Due within one year
Trade debtors | 861,175 |  | 562,741
Other debtors | 1,934,188 |  | 1,827,477
| 2,795,363 |  | 2,390,218

Page 4
Page 5
Mortgage Force (UK) Ltd
Notes to the Financial Statements (continued)
For The Year Ended 30 September 2025
7. Creditors: Amounts Falling Due Within One Year

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Trade creditors | 1,496,130 |  | 1,218,312
Bank loans and overdrafts | 112,980 |  | 100,241
Other creditors | 370,163 |  | 361,044
Taxation and social security | 83,939 |  | 73,304
| 2,063,212 |  | 1,752,901

8. Creditors: Amounts Falling Due After More Than One Year

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Bank loans | 37,727 |  | 77,038
Other creditors | 67,500 |  | 67,500
| 105,227 |  | 144,538

9. Share Capital

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Allotted, Called up and fully paid | 1 |  | 1

10. Directors Advances, Credits and Guarantees
Included within other creditors are the following loans from directors:

| As at 1 October 2024 | Amounts advanced | Amounts repaid | Amounts written off | As at 30 September 2025
--- | --- | --- | --- | --- | ---
| £ | £ | £ | £ | £
Kevin Duffy | 31,348 | 51,149 | 1,500 | - | 80,997

11. Related Party Transactions
Included in other debtors is an amount of £1,874,538 (2024: £1,785,665) owed from Mortgage Force Limited, a company owned by MF Marketing Limited of which the director is also a shareholder.
Page 5