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REGISTERED NUMBER: 08225540 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30TH SEPTEMBER 2025

FOR

APJ FINANCIAL SERVICES LIMITED

TRADING AS

FCG & CO.

APJ FINANCIAL SERVICES LIMITED (REGISTERED NUMBER: 08225540) |

| TRADING AS FCG & CO. |

CONTENTS OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30TH SEPTEMBER 2025

Page |

| Company Information | 1 |

| Balance Sheet | 2 |

| Notes to the Financial Statements | 4 |

| Report of the Accountants | 6 |

| APJ FINANCIAL SERVICES LIMITED |

| TRADING AS FCG & CO. |

COMPANY INFORMATION

FOR THE YEAR ENDED 30TH SEPTEMBER 2025

| DIRECTORS: | C Bouch

| Mrs N E Bouch

| REGISTERED OFFICE: | Independence House

| 14a Nelson Street

| Southend-on-Sea

| Essex

| SS1 1EF

| REGISTERED NUMBER: | 08225540 (England and Wales)

| ACCOUNTANTS: | Ashton Wallace

| Chartered Certified Accountants

| Independence House

| 14a Nelson Street

| Southend-on-Sea

| Essex

| SS1 1EF

APJ FINANCIAL SERVICES LIMITED (REGISTERED NUMBER: 08225540) |

| TRADING AS FCG & CO. |

BALANCE SHEET

30TH SEPTEMBER 2025

| 2025 | 2024 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Tangible assets | 4 | 4,904 |  | 4,021 |  |

Investments | 5 | 24,209 |  | 21,629 |  |

29,113 |  | 25,650 |  |

CURRENT ASSETS

Debtors | 6 | 16,655 |  | 35,674 |  |

Cash at bank | 255,873 |  | 239,239 |  |

272,528 |  | 274,913 |  |

CREDITORS

Amounts falling due within one year | 7 | 37,367 |  | 34,159 |  |

NET CURRENT ASSETS | 235,161 |  | 240,754 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 264,274 |  | 266,404 |  |

CAPITAL AND RESERVES

Called up share capital | 12,000 |  | 12,000 |  |

Retained earnings | 252,274 |  | 254,404 |  |

SHAREHOLDERS' FUNDS | 264,274 |  | 266,404 |  |

APJ FINANCIAL SERVICES LIMITED (REGISTERED NUMBER: 08225540) |

| TRADING AS FCG & CO. |

BALANCE SHEET - continued

30TH SEPTEMBER 2025

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30th September 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30th September 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 30th March 2026 and were signed on its behalf by:

C Bouch - Director

APJ FINANCIAL SERVICES LIMITED (REGISTERED NUMBER: 08225540) |

| TRADING AS FCG & CO. |

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30TH SEPTEMBER 2025

1. | STATUTORY INFORMATION

| APJ Financial Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Fixtures and fittings | - | 25% on reducing balance

| Computer equipment | - | 33% on cost

| Pension costs and other post-retirement benefits

| The company makes contributions to directors and employees personal pension arrangements. Such contributions payable are charged to the profit and loss account in the period to which they relate.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 2 (2024 - 2 ) .

APJ FINANCIAL SERVICES LIMITED (REGISTERED NUMBER: 08225540) |

| TRADING AS FCG & CO. |

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 30TH SEPTEMBER 2025

4. | TANGIBLE FIXED ASSETS

| Fixtures |

| and |  | Computer |

| fittings |  | equipment |  | Totals

£ | £ | £ |

| COST

| At 1st October 2024 | 373 |  | 11,163 |  | 11,536 |  |

| Additions | - |  | 4,031 |  | 4,031 |  |

| At 30th September 2025 | 373 |  | 15,194 |  | 15,567 |  |

| DEPRECIATION

| At 1st October 2024 | 361 |  | 7,154 |  | 7,515 |  |

| Charge for year | 3 |  | 3,145 |  | 3,148 |  |

| At 30th September 2025 | 364 |  | 10,299 |  | 10,663 |  |

| NET BOOK VALUE

| At 30th September 2025 | 9 |  | 4,895 |  | 4,904 |  |

| At 30th September 2024 | 12 |  | 4,009 |  | 4,021 |  |

5. | FIXED ASSET INVESTMENTS

| The directors considered value of unlisted investments at 30th September, 2024 was £24,209.

6. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade debtors | 15,040 |  | 34,933 |  |

| Other debtors | 151 |  | 151 |  |

| Tax | 184 |  | 210 |  |

| Prepayments | 1,280 |  | 380 |  |

16,655 |  | 35,674 |  |

7. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade creditors | - |  | 203 |  |

| Taxation and social security | 5,661 |  | 17,256 |  |

| Other creditors | 31,706 |  | 16,700 |  |

37,367 |  | 34,159 |  |

| APJ FINANCIAL SERVICES LIMITED |

| TRADING AS FCG & CO. |

REPORT OF THE ACCOUNTANTS TO THE DIRECTORS OF

APJ FINANCIAL SERVICES LIMITED

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

As described on the Balance Sheet you are responsible for the preparation of the financial statements for the year ended 30th September 2025 set out on pages three to seven and you consider that the company is exempt from an audit.

In accordance with your instructions, we have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and information and explanations supplied to us.

Ashton Wallace

Chartered Certified Accountants

Independence House

14a Nelson Street

Southend-on-Sea

Essex

SS1 1EF

Date: .............................................