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REGISTERED NUMBER: 04498269 (England and Wales)

Unaudited Financial Statements for the Year Ended 30 November 2025

for

NJH Wealth Management Limited

| NJH Wealth Management Limited (Registered number: 04498269) |

Contents of the Financial Statements

for the Year Ended 30 November 2025

Page |

| Company Information | 1 |

| Statement of Financial Position | 2 |

| Notes to the Financial Statements | 4 |

| NJH Wealth Management Limited |

Company Information

for the Year Ended 30 November 2025

| DIRECTORS: | N J Holland

| H Holland

| SECRETARY: | H Holland

| REGISTERED OFFICE: | 3 Goodshawfold Close

| Loveclough

| Rossendale

| BB4 8PZ

| REGISTERED NUMBER: | 04498269 (England and Wales)

| ACCOUNTANTS: | Anthony Marshall Ltd

| 70 Market Street

| Tottington

| Bury

| Greater Manchester

| BL8 3LJ

| NJH Wealth Management Limited (Registered number: 04498269) |

Statement of Financial Position

30 November 2025

| 30.11.25 | 30.11.24 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Intangible assets | 4 | 897,660 |  | 1,157,223 |  |

Tangible assets | 5 | 62,263 |  | 58,135 |  |

959,923 |  | 1,215,358 |  |

CURRENT ASSETS

Debtors | 6 | 501,696 |  | 410,747 |  |

Cash at bank | 400,426 |  | 265,988 |  |

902,122 |  | 676,735 |  |

CREDITORS

Amounts falling due within one year | 7 | 266,653 |  | 318,222 |  |

NET CURRENT ASSETS | 635,469 |  | 358,513 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 1,595,392 |  | 1,573,871 |  |

CREDITORS

Amounts falling due after more than one year | 8 | - |  | (313,941 | ) |

PROVISIONS FOR LIABILITIES | 10 | (15,567 | ) | (16,575 | ) |

NET ASSETS | 1,579,825 |  | 1,243,355 |  |

CAPITAL AND RESERVES

Called up share capital | 100 |  | 100 |  |

Retained earnings | 1,579,725 |  | 1,243,255 |  |

SHAREHOLDERS' FUNDS | 1,579,825 |  | 1,243,355 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 November 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 November 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

| NJH Wealth Management Limited (Registered number: 04498269) |

Statement of Financial Position - continued

30 November 2025

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 16 March 2026 and were signed on its behalf by:

N J Holland - Director

| NJH Wealth Management Limited (Registered number: 04498269) |

Notes to the Financial Statements

for the Year Ended 30 November 2025

1. | STATUTORY INFORMATION

| NJH Wealth Management Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Intangible assets

| Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Fixtures and fittings | - | 15% reducing balance

| Computer equipment | - | 33% reducing balance

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Hire purchase and leasing commitments

| Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

| NJH Wealth Management Limited (Registered number: 04498269) |

Notes to the Financial Statements - continued

for the Year Ended 30 November 2025

2. | ACCOUNTING POLICIES - continued

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

| Goodwill

| Goodwill, being the amount paid in connection with the acquisition of a business in 2016, and a further business in 2021, is being amortised evenly over its estimated useful life of ten years.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 13 (2024 - 12 ) .

4. | INTANGIBLE FIXED ASSETS

| Goodwill

£ |

| COST

| At 1 December 2024

| and 30 November 2025 | 3,098,582 |  |

| AMORTISATION

| At 1 December 2024 | 1,941,359 |  |

| Amortisation for year | 259,563 |  |

| At 30 November 2025 | 2,200,922 |  |

| NET BOOK VALUE

| At 30 November 2025 | 897,660 |  |

| At 30 November 2024 | 1,157,223 |  |

5. | TANGIBLE FIXED ASSETS

| Fixtures |

| Short |  | and |  | Computer |

| leasehold |  | fittings |  | equipment |  | Totals

£ | £ | £ | £ |

| COST

| At 1 December 2024 | 15,148 |  | 70,577 |  | 58,739 |  | 144,464 |  |

| Additions | - |  | - |  | 13,245 |  | 13,245 |  |

| At 30 November 2025 | 15,148 |  | 70,577 |  | 71,984 |  | 157,709 |  |

| DEPRECIATION

| At 1 December 2024 | - |  | 36,397 |  | 49,932 |  | 86,329 |  |

| Charge for year | - |  | 5,128 |  | 3,989 |  | 9,117 |  |

| At 30 November 2025 | - |  | 41,525 |  | 53,921 |  | 95,446 |  |

| NET BOOK VALUE

| At 30 November 2025 | 15,148 |  | 29,052 |  | 18,063 |  | 62,263 |  |

| At 30 November 2024 | 15,148 |  | 34,180 |  | 8,807 |  | 58,135 |  |

| NJH Wealth Management Limited (Registered number: 04498269) |

Notes to the Financial Statements - continued

for the Year Ended 30 November 2025

6. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 30.11.25 |  | 30.11.24

£ | £ |

| Trade debtors | 204,753 |  | 147,707 |  |

| Directors' loan accounts | 221,419 |  | 195,937 |  |

| Tax | 74,729 |  | 66,129 |  |

| Prepayments and accrued income | 795 |  | 974 |  |

501,696 |  | 410,747 |  |

7. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 30.11.25 |  | 30.11.24

£ | £ |

| PCP loan creditor (see note 9) | - |  | 117,935 |  |

| Tax | 260,340 |  | 194,110 |  |

| Accruals and deferred income | 6,313 |  | 6,177 |  |

266,653 |  | 318,222 |  |

8. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

| 30.11.25 |  | 30.11.24

£ | £ |

| PCP loan creditor (see note 9) | - |  | 313,941 |  |

9. | LOANS

| An analysis of the maturity of loans is given below: |  |

|  | 30.11.25 |  | 30.11.24 |

| £ |  | £ |  |

| Amounts falling due within one year or on demand: |  |

| PCP loan creditor |  | - |  | 117,935 |

| Amounts falling due between two and ten years: |  |

| PCP loan creditor - 2-10 years |  | - |  | 313,941 |

10. | PROVISIONS FOR LIABILITIES

| 30.11.25 |  | 30.11.24

£ | £ |

| Deferred tax | 15,567 |  | 16,575 |  |

| Deferred |

| tax |

£ |

| Balance at 1 December 2024 | 16,575 |  |

| Provided during year | (1,008 | ) |

| Balance at 30 November 2025 | 15,567 |  |

| NJH Wealth Management Limited (Registered number: 04498269) |

Notes to the Financial Statements - continued

for the Year Ended 30 November 2025

11. | ULTIMATE CONTROLLING PARTY

| The company is under the control of N J Holland and H Holland, the directors, by virtue of their directorship and shareholdings.

12. | PENSION COSTS

| The company operates a defined contribution pension scheme in respect of the directors. The scheme and its assets are held by independent managers. The pension charge represents contributions due from the company and amounted to £122,500 (2024: £174,000)

13. | RELATED PARTY TRANSACTIONS

| During the year, the company paid rents of £24,000 (2024: £24,000) to the SIPP of N J Holland, a director. The rents were paid on normal commercial terms.

| During the year the company made loans to N. J. and H. Holland, both directors, of £25,481 (2024: £84,457).