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REGISTERED NUMBER: 06747582 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 December 2025

for

Integrated Financial Solutions Limited

Integrated Financial Solutions Limited (Registered number: 06747582)

Contents of the Financial Statements

for the Year Ended 31 December 2025

Page |

Balance Sheet | 1 |

Notes to the Financial Statements | 3 |

Integrated Financial Solutions Limited (Registered number: 06747582)

Balance Sheet

31 December 2025

| 31.12.25 | 31.12.24 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Intangible assets | 4 | 63,738 |  | 74,049 |  |

Tangible assets | 5 | 36,796 |  | 34,787 |  |

Investments | 6 | 100 |  | 100 |  |

100,634 |  | 108,936 |  |

CURRENT ASSETS

Debtors | 7 | 566,620 |  | 455,641 |  |

Cash at bank and in hand | 569,426 |  | 682,409 |  |

1,136,046 |  | 1,138,050 |  |

CREDITORS

Amounts falling due within one year | 8 | 226,131 |  | 347,640 |  |

NET CURRENT ASSETS | 909,915 |  | 790,410 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 1,010,549 |  | 899,346 |  |

CREDITORS

Amounts falling due after more than one year | 9 | - |  | (4,167 | ) |

PROVISIONS FOR LIABILITIES | (9,126 | ) | (8,661 | ) |

NET ASSETS | 1,001,423 |  | 886,518 |  |

Integrated Financial Solutions Limited (Registered number: 06747582)

Balance Sheet - continued

31 December 2025

| 31.12.25 | 31.12.24 |

| Notes | £ | £ | £ | £ |

CAPITAL AND RESERVES

Called up share capital | 10 | 316 |  | 316 |  |

Share premium | 133,092 |  | 133,092 |  |

Retained earnings | 868,015 |  | 753,110 |  |

SHAREHOLDERS' FUNDS | 1,001,423 |  | 886,518 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 14 April 2026 and were signed on its behalf by:

M S Alderson - Director

Integrated Financial Solutions Limited (Registered number: 06747582)

Notes to the Financial Statements

for the Year Ended 31 December 2025

1. | STATUTORY INFORMATION

| Integrated Financial Solutions Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address are as below:

| Registered number: | 06747582

| Registered office: | The Hayloft 1-2 Pickwick Park

| Park Lane

| Corsham

| SN13 0HN

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

| The financial statements have been prepared on a going concern basis, The directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future.

| The principal accounting policies are set out below.

| Preparation of consolidated financial statements

| The financial statements contain information about Integrated Financial Solutions Limited as an individual company and do not contain consolidated financial information as the parent of a group. The company is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Where a contract has only been partially completed at the balance sheet date, turnover represents the value of the service provided to date based on a proportion of the total expected consideration at completion. Where payments are received from customers in advance of services provided, the amounts are recorded as deferred income and included as part of creditors due within one year.

| Intangible assets

| Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Integrated Financial Solutions Limited (Registered number: 06747582)

Notes to the Financial Statements - continued

for the Year Ended 31 December 2025

2. | ACCOUNTING POLICIES - continued

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off the cost less estimated residual value of each asset over its estimated useful life.

| Fixtures and fittings | - | 15% on reducing balance

| IT and website | - | 33% on cost

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Hire purchase and leasing commitments

| Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

| Goodwill

| Goodwill represents the amount paid in connection with the acquisition of businesses in 2009 and 2014 and in the opinion of the directors relates entirely to the customer lists acquired upon each of the purchases, which are being amortised evenly over their useful lives of 20 years.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 18 (2024 - 17 ) .

Integrated Financial Solutions Limited (Registered number: 06747582)

Notes to the Financial Statements - continued

for the Year Ended 31 December 2025

4. | INTANGIBLE FIXED ASSETS

| Goodwill

£ |

| COST

| At 1 January 2025

| and 31 December 2025 | 206,220 |  |

| AMORTISATION

| At 1 January 2025 | 132,171 |  |

| Charge for year | 10,311 |  |

| At 31 December 2025 | 142,482 |  |

| NET BOOK VALUE

| At 31 December 2025 | 63,738 |  |

| At 31 December 2024 | 74,049 |  |

5. | TANGIBLE FIXED ASSETS

| Fixtures |

| and |  | IT and |

| fittings |  | website |  | Totals

£ | £ | £ |

| COST

| At 1 January 2025 | 52,422 |  | 83,245 |  | 135,667 |  |

| Additions | 7,182 |  | 9,045 |  | 16,227 |  |

| Disposals | (1,674 | ) | (25,649 | ) | (27,323 | ) |

| At 31 December 2025 | 57,930 |  | 66,641 |  | 124,571 |  |

| DEPRECIATION

| At 1 January 2025 | 27,399 |  | 73,481 |  | 100,880 |  |

| Charge for year | 4,610 |  | 8,400 |  | 13,010 |  |

| Eliminated on disposal | (466 | ) | (25,649 | ) | (26,115 | ) |

| At 31 December 2025 | 31,543 |  | 56,232 |  | 87,775 |  |

| NET BOOK VALUE

| At 31 December 2025 | 26,387 |  | 10,409 |  | 36,796 |  |

| At 31 December 2024 | 25,023 |  | 9,764 |  | 34,787 |  |

Integrated Financial Solutions Limited (Registered number: 06747582)

Notes to the Financial Statements - continued

for the Year Ended 31 December 2025

6. | FIXED ASSET INVESTMENTS

| Other

| investment

£ |

| COST

| At 1 January 2025

| and 31 December 2025 | 100 |  |

| NET BOOK VALUE

| At 31 December 2025 | 100 |  |

| At 31 December 2024 | 100 |  |

7. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.12.25 |  | 31.12.24

£ | £ |

| Trade debtors | 9,241 |  | 32,097 |  |

| Amounts owed by group undertakings | 259,900 |  | 259,900 |  |

| Other debtors | - |  | 65,952 |  |

| Directors' current accounts | 291,595 |  | 93,331 |  |

| Prepayments | 5,884 |  | 4,361 |  |

566,620 |  | 455,641 |  |

8. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.12.25 |  | 31.12.24

£ | £ |

| Bank loans and overdrafts | 4,167 |  | 10,000 |  |

| Corporation tax | 193,593 |  | 315,495 |  |

| Social security and other taxes | 20,700 |  | 14,411 |  |

| Other creditors | 3,831 |  | 3,534 |  |

| Accruals and deferred income | 3,840 |  | 4,200 |  |

226,131 |  | 347,640 |  |

9. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

| 31.12.25 |  | 31.12.24

£ | £ |

| Bank loans - 1-5 years | - |  | 4,167 |  |

Integrated Financial Solutions Limited (Registered number: 06747582)

Notes to the Financial Statements - continued

for the Year Ended 31 December 2025

10. | CALLED UP SHARE CAPITAL

| Allotted, issued and fully paid:

| Number: | Class: | Nominal | 31.12.25 |  | 31.12.24

| value: | £ | £ |

| 316 | A Ordinary | 20p | 63 |  | 63 |  |

| 105 | B Ordinary | 20p | 21 |  | 21 |  |

| 60 | C Ordinary | 20p | 12 |  | 12 |  |

| 19 | D Ordinary | 20p | 4 |  | 4 |  |

| 375 | E Ordinary | 20p | 75 |  | 75 |  |

| 125 | F Ordinary | 20p | 25 |  | 25 |  |

| 375 | G Ordiary | 20p | 75 |  | 75 |  |

| 125 | H Ordinary | 20p | 25 |  | 25 |  |

| 59 | I Ordinary | 20p | 12 |  | 12 |  |

| 20 | J Ordinary | 20p | 4 |  | 4 |  |

316 |  | 316 |  |

11. | FINANCIAL COMMITMENTS

| Total financial commitments, guarantees and contingencies which are not included in the balance sheet amount to £153,885 (2024: £235,377)

12. | DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

| The following advances and credits to directors subsisted during the years ended 31 December 2025 and 31 December 2024:

| 31.12.25 |  | 31.12.24

£ | £ |

| M S Alderson

| Balance outstanding at start of year | - |  | 9,970 |  |

| Amounts advanced | 30,170 |  | 91,035 |  |

| Amounts repaid | (30,170 | ) | (101,005 | ) |

| Amounts written off | - |  | - |  |

| Amounts waived | - |  | - |  |

| Balance outstanding at end of year | - |  | - |  |

| S D Miller

| Balance outstanding at start of year | 50,200 |  | - |  |

| Amounts advanced | 158,471 |  | 149,829 |  |

| Amounts repaid | (62,873 | ) | (99,629 | ) |

| Amounts written off | - |  | - |  |

| Amounts waived | - |  | - |  |

| Balance outstanding at end of year | 145,798 |  | 50,200 |  |

Integrated Financial Solutions Limited (Registered number: 06747582)

Notes to the Financial Statements - continued

for the Year Ended 31 December 2025

12. | DIRECTORS' ADVANCES, CREDITS AND GUARANTEES - continued

| S A Chisholme

| Balance outstanding at start of year | 43,130 |  | - |  |

| Amounts advanced | 158,431 |  | 125,458 |  |

| Amounts repaid | (55,763 | ) | (82,328 | ) |

| Amounts written off | - |  | - |  |

| Amounts waived | - |  | - |  |

| Balance outstanding at end of year | 145,798 |  | 43,130 |  |