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Company No: 06742859 (England and Wales)

# TAYLORMADE FINANCE LIMITED

### Unaudited Financial Statements
For the financial year ended 30 November 2025
Pages for filing with the registrar

TAYLORMADE FINANCE LIMITED

## Unaudited Financial Statements

For the financial year ended 30 November 2025

Contents

TAYLORMADE FINANCE LIMITED

## COMPANY INFORMATION

For the financial year ended 30 November 2025
TAYLORMADE FINANCE LIMITED

## COMPANY INFORMATION (continued)

For the financial year ended 30 November 2025

DIRECTORS | I S Broadhead
| M P Clancy
| M J Gray

SECRETARY | M J Gray

REGISTERED OFFICE | 111 Piccadilly
| Manchester
| M1 2HY
| United Kingdom

COMPANY NUMBER | 06742859 (England and Wales)

ACCOUNTANT | S&W Partners (Manchester) Limited
| 3rd Floor Northern Assurance
| Albert Square
| 9/21 Princess Street
| Manchester
| M2 4DN

TAYLORMADE FINANCE LIMITED

## BALANCE SHEET

As at 30 November 2025
TAYLORMADE FINANCE LIMITED

## BALANCE SHEET (continued)

As at 30 November 2025

| Note | 2025 |  | 2024
|  | £ |  | £
Fixed assets |  |  |  |
Tangible assets | 3 | 66,779 |  | 90,371
|  | 66,779 |  | 90,371
Current assets |  |  |  |
Debtors | 4 | 18,040 |  | 16,884
Cash at bank and in hand | 5 | 933,407 |  | 554,307
|  | 951,447 |  | 571,191
Creditors: amounts falling due within one year | 6 | ( 488,921) |  | ( 310,603)
Net current assets |  | 462,526 |  | 260,588
Total assets less current liabilities |  | 529,305 |  | 350,959
Provision for liabilities | 7, 8 | ( 16,695) |  | ( 22,593)
Net assets |  | 512,610 |  | 328,366
Capital and reserves |  |  |  |
Called-up share capital | 9 | 6 |  | 6
Capital redemption reserve |  | 6 |  | 6
Profit and loss account |  | 512,598 |  | 328,354
Total shareholders' funds |  | 512,610 |  | 328,366

For the financial year ending 30 November 2025 the Company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

- The members have not required the Company to obtain an audit of its financial statements for the financial year in accordance with section 476;
- The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements; and
- These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime and a copy of the Profit and Loss Account has not been delivered.

The financial statements of Taylormade Finance Limited (registered number: 06742859) were approved and authorised for issue by the Board of Directors on 20 April 2026. They were signed on its behalf by:

M P Clancy Director |

TAYLORMADE FINANCE LIMITED

## NOTES TO THE FINANCIAL STATEMENTS

For the financial year ended 30 November 2025
TAYLORMADE FINANCE LIMITED

## NOTES TO THE FINANCIAL STATEMENTS

For the financial year ended 30 November 2025

##### 1. Accounting policies

The principal accounting policies are summarised below. They have all been applied consistently throughout the financial year and to the preceding financial year, unless otherwise stated.

##### General information and basis of accounting

Taylormade Finance Limited (the Company) is a private company, limited by shares, incorporated in the United Kingdom under the Companies Act 2006 and is registered in England and Wales. The address of the Company's registered office is 111 Piccadilly, Manchester, M1 2HY, United Kingdom.
The financial statements have been prepared under the historical cost convention, modified to include certain items at fair value, and in accordance with ‘The Financial Reporting Standard applicable in the UK and the Republic of Ireland’ issued by the Financial Reporting Council, including Section 1A of Financial Reporting Standard 102 (FRS102), and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime.

##### Turnover

Turnover represents commissions and fees receivable from mortgage broking. Revenue is recognised upon completion of the mortgage, being the point at which the company has fulfilled its service obligations and entitlement to commission is established.

##### Taxation

Current tax
Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. Current or deferred taxation assets and liabilities are not discounted.
Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.
Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.
Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.
Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

##### Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

##### Tangible fixed assets

Tangible fixed assets are stated at cost or valuation, net of depreciation and any provision for impairment. Depreciation is provided on all tangible fixed assets, other than investment property and freehold land, at rates calculated to write off the cost or valuation, less estimated residual value, of each asset on a straight-line or reducing balance basis over its expected useful life, as follows:

Leasehold improvements | 3 years straight line
Vehicles | 4 years straight line
Office equipment | 33 % reducing balance
Computer equipment | 25 % reducing balance

Residual value represents the estimated amount which would currently be obtained from disposal of an asset, after deducting estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life.
The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is credited or charged to profit or loss.

##### Leases

The Company as lessee
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

#### 2. Employees

| 2025 |  | 2024
| Number |  | Number
Monthly average number of persons employed by the Company during the year, including directors | 30 |  | 28

#### 3. Tangible assets

| Leasehold improve- ments |  | Vehicles |  | Office equipment |  | Computer equipment |  | Total
| £ |  | £ |  | £ |  | £ |  | £
Cost |  |  |  |  |  |  |  |  |
At 01 December 2024 | 0 |  | 105,398 |  | 43,872 |  | 23,706 |  | 172,976
Additions | 4,955 |  | 0 |  | 4,495 |  | 4,455 |  | 13,905
At 30 November 2025 | 4,955 |  | 105,398 |  | 48,367 |  | 28,161 |  | 186,881
Accumulated depreciation |  |  |  |  |  |  |  |  |
At 01 December 2024 | 0 |  | 30,742 |  | 37,269 |  | 14,594 |  | 82,605
Charge for the financial year | 1,635 |  | 26,349 |  | 3,889 |  | 5,624 |  | 37,497
At 30 November 2025 | 1,635 |  | 57,091 |  | 41,158 |  | 20,218 |  | 120,102
Net book value |  |  |  |  |  |  |  |  |
At 30 November 2025 | 3,320 |  | 48,307 |  | 7,209 |  | 7,943 |  | 66,779
At 30 November 2024 | 0 |  | 74,656 |  | 6,603 |  | 9,112 |  | 90,371

#### 4. Debtors

| 2025 |  | 2024
| £ |  | £
Other debtors | 18,040 |  | 16,884

#### 5. Cash and cash equivalents

| 2025 |  | 2024
| £ |  | £
Cash at bank and in hand | 933,407 |  | 554,307

#### 6. Creditors: amounts falling due within one year

| 2025 |  | 2024
| £ |  | £
Trade creditors | 40,732 |  | 29,643
Taxation and social security | 306,157 |  | 168,061
Other creditors | 142,032 |  | 112,899
| 488,921 |  | 310,603

#### 7. Provision for liabilities

| 2025 |  | 2024
| £ |  | £
Deferred tax | 16,695 |  | 22,593

#### 8. Deferred tax

| 2025 |  | 2024
| £ |  | £
At the beginning of financial year | ( 22,593) |  | 0
Credited/(charged) to the Profit and Loss Account | 5,898 |  | ( 22,593)
At the end of financial year | ( 16,695) |  | ( 22,593)

#### 9. Called-up share capital

| 2025 |  | 2024
| £ |  | £
Allotted, called-up and fully-paid |  |  |
270 Ordinary shares of £ 0.01 each | 2.70 |  | 2.70
10 Ordinary A shares of £ 0.01 each | 0.10 |  | 0.10
10 Ordinary B shares of £ 0.01 each | 0.10 |  | 0.10
10 Ordinary C shares of £ 0.01 each | 0.10 |  | 0.10
100 Ordinary D shares of £ 0.01 each | 1.00 |  | 1.00
100 Ordinary E shares of £ 0.01 each | 1.00 |  | 1.00
100 Ordinary F shares of £ 0.01 each | 1.00 |  | 1.00
| 6.00 |  | 6.00