Company No: 06742859 (England and Wales)

Contents

• Company Information
• Balance Sheet
• Notes to the Financial Statements

DIRECTORS	I S Broadhead
	M P Clancy
	M J Gray

SECRETARY

M J Gray

REGISTERED OFFICE	111 Piccadilly
	Manchester
	M1 2HY
	United Kingdom

COMPANY NUMBER

06742859 (England and Wales)

ACCOUNTANT	S&W Partners (Manchester) Limited
	3rd Floor Northern Assurance
	Albert Square
	9/21 Princess Street
	Manchester
	M2 4DN

	Note	2025		2024
		£		£
Fixed assets
Tangible assets	3	66,779		90,371
		66,779		90,371
Current assets
Debtors	4	18,040		16,884
Cash at bank and in hand	5	933,407		554,307
		951,447		571,191
Creditors: amounts falling due within one year	6	( 488,921)		( 310,603)
Net current assets		462,526		260,588
Total assets less current liabilities		529,305		350,959
Provision for liabilities	7, 8	( 16,695)		( 22,593)
Net assets		512,610		328,366
Capital and reserves
Called-up share capital	9	6		6
Capital redemption reserve		6		6
Profit and loss account		512,598		328,354
Total shareholders' funds		512,610		328,366

For the financial year ending 30 November 2025 the Company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

• The members have not required the Company to obtain an audit of its financial statements for the financial year in accordance with section 476;
• The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements; and
• These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime and a copy of the Profit and Loss Account has not been delivered.

The financial statements of Taylormade Finance Limited (registered number: 06742859) were approved and authorised for issue by the Board of Directors on 20 April 2026. They were signed on its behalf by:

M P Clancy Director

1. Accounting policies

The principal accounting policies are summarised below. They have all been applied consistently throughout the financial year and to the preceding financial year, unless otherwise stated.

General information and basis of accounting

Taylormade Finance Limited (the Company) is a private company, limited by shares, incorporated in the United Kingdom under the Companies Act 2006 and is registered in England and Wales. The address of the Company's registered office is 111 Piccadilly, Manchester, M1 2HY, United Kingdom.

The financial statements have been prepared under the historical cost convention, modified to include certain items at fair value, and in accordance with ‘The Financial Reporting Standard applicable in the UK and the Republic of Ireland’ issued by the Financial Reporting Council, including Section 1A of Financial Reporting Standard 102 (FRS102), and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime.

Turnover

Turnover represents commissions and fees receivable from mortgage broking. Revenue is recognised upon completion of the mortgage, being the point at which the company has fulfilled its service obligations and entitlement to commission is established.

Taxation

Current tax
Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Tangible fixed assets

Tangible fixed assets are stated at cost or valuation, net of depreciation and any provision for impairment. Depreciation is provided on all tangible fixed assets, other than investment property and freehold land, at rates calculated to write off the cost or valuation, less estimated residual value, of each asset on a straight-line or reducing balance basis over its expected useful life, as follows:

Leasehold improvements	3 years straight line
Vehicles	4 years straight line
Office equipment	33 % reducing balance
Computer equipment	25 % reducing balance

Residual value represents the estimated amount which would currently be obtained from disposal of an asset, after deducting estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life.

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is credited or charged to profit or loss.

Leases

The Company as lessee
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

2. Employees

	2025		2024
	Number		Number
Monthly average number of persons employed by the Company during the year, including directors	30		28

3. Tangible assets

	Leasehold improve- ments		Vehicles		Office equipment		Computer equipment		Total
	£		£		£		£		£
Cost
At 01 December 2024	0		105,398		43,872		23,706		172,976
Additions	4,955		0		4,495		4,455		13,905
At 30 November 2025	4,955		105,398		48,367		28,161		186,881
Accumulated depreciation
At 01 December 2024	0		30,742		37,269		14,594		82,605
Charge for the financial year	1,635		26,349		3,889		5,624		37,497
At 30 November 2025	1,635		57,091		41,158		20,218		120,102
Net book value
At 30 November 2025	3,320		48,307		7,209		7,943		66,779
At 30 November 2024	0		74,656		6,603		9,112		90,371

4. Debtors

	2025		2024
	£		£
Other debtors	18,040		16,884

5. Cash and cash equivalents

	2025		2024
	£		£
Cash at bank and in hand	933,407		554,307

6. Creditors: amounts falling due within one year

	2025		2024
	£		£
Trade creditors	40,732		29,643
Taxation and social security	306,157		168,061
Other creditors	142,032		112,899
	488,921		310,603

7. Provision for liabilities

	2025		2024
	£		£
Deferred tax	16,695		22,593

8. Deferred tax

	2025		2024
	£		£
At the beginning of financial year	( 22,593)		0
Credited/(charged) to the Profit and Loss Account	5,898		( 22,593)
At the end of financial year	( 16,695)		( 22,593)

9. Called-up share capital

	2025		2024
	£		£
Allotted, called-up and fully-paid
270 Ordinary shares of £ 0.01 each	2.70		2.70
10 Ordinary A shares of £ 0.01 each	0.10		0.10
10 Ordinary B shares of £ 0.01 each	0.10		0.10
10 Ordinary C shares of £ 0.01 each	0.10		0.10
100 Ordinary D shares of £ 0.01 each	1.00		1.00
100 Ordinary E shares of £ 0.01 each	1.00		1.00
100 Ordinary F shares of £ 0.01 each	1.00		1.00
	6.00		6.00