REGISTERED NUMBER: 15852308 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS

FOR THE PERIOD 22 JULY 2024 TO 31 JULY 2025

FOR

BLOC REALTY LIMITED

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mrs T Byrne

D Byrne

REGISTERED OFFICE:

1 & 2 Mercia Village

Torwood Close

Westwood Business Park

Coventry

West Midlands

CV4 8HX

REGISTERED NUMBER:

15852308 (England and Wales)

ACCOUNTANTS:

Armstrongs

Chartered Accountants and Tax Advisers

1 & 2 Mercia Village

Torwood Close

Westwood Business Park

Coventry

West Midlands

CV4 8HX

FIXED ASSETS

Tangible assets

4

3,224

Investment property

5

725,000

728,224

CURRENT ASSETS

Debtors

6

17,000

Cash at bank

179,175

196,175

CREDITORS

Amounts falling due within one year

7

429,727

NET CURRENT LIABILITIES

(233,552

)

TOTAL ASSETS LESS CURRENT LIABILITIES

494,672

CREDITORS

Amounts falling due after more than one year

8

(467,450

)

PROVISIONS FOR LIABILITIES

(19,958

)

NET ASSETS

7,264

CAPITAL AND RESERVES

Called up share capital

100

Retained earnings

7,164

7,264

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the period ended 31 July 2025.

The members have not required the company to obtain an audit of its financial statements for the period ended 31 July 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 9 April 2026 and were signed on its behalf by:

Mrs T Byrne - Director

1.	STATUTORY INFORMATION

Bloc Realty Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

-

25% on reducing balance

Computer equipment

-

33% on cost

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation

Taxation for the period comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the period end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the period was 3 .

4.	TANGIBLE FIXED ASSETS

Fixtures

and

Computer

fittings

equipment

Totals

£

£

£

COST

Additions

3,074

1,378

4,452

At 31 July 2025

3,074

1,378

4,452

DEPRECIATION

Charge for period

769

459

1,228

At 31 July 2025

769

459

1,228

NET BOOK VALUE

At 31 July 2025

2,305

919

3,224

5.	INVESTMENT PROPERTY

Total

£

FAIR VALUE

Additions

625,212

Revaluations

99,788

At 31 July 2025

725,000

NET BOOK VALUE

At 31 July 2025

725,000

Investment property consists of two properties in Kenilworth, Warwickshire that are held as residential lets.

The properties have been revalued to their market value.

Fair value at 31 July 2025 is represented by:

£

Valuation in 2025

99,788

Cost

625,212

725,000

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

£

Prepayments

17,000

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

£

Bank loans and overdrafts (see note 9)

2,046

Trade creditors

917

Other creditors

674

Directors' current accounts

422,690

Accruals and deferred income

1,000

Accrued expenses

2,400

429,727

8.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

£

Bank loans (see note 9)

261,097

Other loans (see note 9)

206,353

467,450

Amounts falling due in more than five years:

Repayable by instalments

Bank loans more 5 yr by instal

261,097

9.

LOANS

An analysis of the maturity of loans is given below:

£

Amounts falling due within one year or on demand:

Bank overdrafts

2,046

Amounts falling due between two and five years:

Other loans - 2-5 years

206,353

Amounts falling due in more than five years:

Repayable by instalments

Bank loans more 5 yr by instal

261,097

Other loans comprise amounts borrowed from three individuals.

These loans are repayable on demand and accrue interest at 6% per annum.

10.	SECURED DEBTS

The following secured debts are included within creditors:

£

Bank loans

261,097

Paratus AMC Limited, the mortgage lender holds a charge over the investment property at 24 Castle Hill, Kenilworth dated 2nd May 2025.

A further charge from the same lender was created on 7th November 2025 over the property at 10 School Lane, Kenilworth.